Ace Credit Union Mason City IA | Affordable Auto Loans & Business Banking

Introduction

At Ace Credit Union, we believe in building a strong community through trust and support. Located at 1028 14th St SE, Mason City, IA 50401, we have been proudly serving our members since 1934. With a commitment to providing personalized financial solutions, our credit union has grown to include 793 members, all while maintaining total assets of $7,145,250. Our dedicated team of two employees, led by CEO Ellen Kay and Board President Kathy Grove, works tirelessly to ensure that you receive the best possible service. We understand that your financial needs are unique, which is why we offer a variety of services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking options. While members can visit us at our branch location for assistance, official correspondence should be sent to our mailing address: 1028 14th St SE, Mason City, IA 50401-6955. We encourage you to reach out with any questions or concerns by calling us at 641-424-6330 during our operating hours from Monday through Friday between 8 AM and 5 PM. With a net worth of $1,435,983 and total deposits amounting to $2,870,354, Ace Credit Union is not only financially stable but also dedicated to reinvesting in the community we serve. Our goal is to provide reliable financial products that empower you to achieve your dreams. Join us today and experience the difference of being part of a credit union that truly values its members! Whether you're looking for a loan or simply want guidance on managing your finances better, we're here for you every step of the way.

Branch History & Mission

Community Commitment

We take pride in being an active participant in local events and partnerships that strengthen the fabric of Mason City. Whether it's sponsoring local sports teams or participating in charitable activities, we are dedicated to giving back and making a positive impact where it matters most. With two full-time employees ready to assist you Ellen Kay as CEO and Kathy Grove as Board President we ensure that each member receives the attention they deserve. We are here not just as bankers but as your neighbors who care about your financial journey.

Join Us Today!

If you're looking for a credit union that prioritizes your needs while contributing positively to the community, consider joining Ace Credit Union today! Experience firsthand how we can support you in achieving your financial dreams. Reach out at 641-424-6330 or visit us during lobby hours; we look forward to welcoming you into our family!

Our Mission

At Ace Credit Union, our mission goes beyond just providing financial products. We strive to empower our members through personalized banking solutions and educational resources that promote financial literacy. We believe in building strong relationships with our members and supporting initiatives that uplift the community. Our focus on personal banking includes checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. By offering these diverse options, we aim to meet the unique needs of every member who walks through our doors. While you can visit us at our main location for all your banking needs, official correspondence should be sent to 1028 14th St SE, Mason City, IA 50401-6955 if it differs from your visit address.

Our Story

Located at 1028 14th St SE, Mason City, IA 50401, Ace Credit Union began as a small initiative aimed at helping local families achieve their financial goals. Over the years, we've expanded our services and now proudly serve 793 members with total assets reaching an impressive $7,145,250. Each milestone reflects our dedication to fostering financial well-being within our community. As we evolved, we embraced new technologies to enhance member experience while ensuring accessibility for everyone. Although we currently do not offer ATM services or drive-thru banking, our lobby is open Monday through Friday from 8 am to 5 pm, providing a welcoming space for in-person interactions.

Branch Location & Accessibility

Accessibility Features

At Ace, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Parking is available nearby, so you won't have to worry about finding a spot when you come in for your banking needs.

Operating Hours

We're here for you during the week! Visit us Monday through Friday from 8 am to 5 pm. We understand that life can get busy, which is why we strive to offer hours that fit into your schedule. If you have any questions or need assistance outside these times, feel free to give us a call at 641-424-6330.

Services Offered

Ace Credit Union provides a range of personal banking services tailored to fit your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're interested in credit cards with rewards or business banking options like merchant services, we're happy to assist! While our branch does not currently offer ATM services or drive-thru banking, our friendly staff is always ready to help you inside. While members can visit us at 1028 14Th St Se Mason City Ia 50401, official correspondence should be sent to 1028 14th St SE, Mason City, IA 50401-6955. We invite you to stop by Ace Credit Union today! Whether you're looking to open an account or learn more about our services, we are eager to welcome you into our community. Come see how we can help with your financial journey!

Member Eligibility

At Ace, we believe that everyone deserves to be part of a caring community where financial goals are supported and achieved together. Joining us is simple! To become a member, you typically need to live, work, worship, or attend school in the area surrounding 1028 14Th St Se Mason City Ia 50401. We welcome individuals from various backgrounds and walks of life because we know that diversity strengthens our community. If you're ready to enjoy the benefits of membership like personalized service and competitive rates you can find more details about eligibility at [this link](). Opening an account is just as straightforward! Feel free to reach out to us at (641) 424-6330 if you have any questions or want assistance with the process. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we're here to help you every step of the way. Let's make your financial journey a rewarding one together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having reliable payment processing is crucial. Our merchant services provide practical solutions that help streamline transactions and enhance customer satisfaction. Picture your customers making quick, easy payments while you focus on what matters most growing your business. Visit us at 1028 14Th St Se Mason City Ia 50401 in Mason City, IA, or call us at (641) 424-6330 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Support

For our business members, Ace provides robust business banking services including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support, so we're here to help you grow your enterprise with tailored financial solutions.

Convenient Digital Banking Features

Accessing your accounts has never been easier thanks to our online and mobile banking features. With just a few clicks or taps, you can check balances, pay bills, transfer funds, and more all from the comfort of your home or while out and about. If you prefer in-person transactions, feel free to visit us during our operating hours from Monday through Friday, 8 AM to 5 PM at 1028 14Th St Se Mason City Ia 50401. If you have any questions or need assistance, don't hesitate to call us at (641) 424-6330.

Join Us Today!

We invite you to explore all that Ace has to offer. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. Visit us today and experience the difference that dedicated service makes!

Loans Tailored for You

In addition to vehicle financing, we also offer personal loans and debt consolidation services. These options can help you tackle unexpected expenses or streamline existing debts into one manageable payment. Our credit cards come with rewards that can enhance your purchasing power while offering benefits tailored just for you.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to different lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts are designed with you in mind. You can easily access your funds through our online and mobile banking platforms, allowing you to manage your finances on the go. When it comes to financing, we provide competitive rates on auto loans and vehicle financing. If you're dreaming of a new car or need a reliable vehicle for commuting, we can assist you every step of the way. For those looking to buy a home, our mortgage loans and refinancing options offer flexible terms to fit your budget.

Digital & Online Banking

Accessibility & Security

We prioritize the security of your information while ensuring that accessing your accounts is straightforward. With 24/7 online banking services (even if it's not currently available), members would ideally benefit from real-time account management and monitoring their transactions at their convenience. At Ace, we strive to provide an accessible banking experience tailored to fit the needs of our community. While some features may be limited now, we continuously work towards enhancing our services for all members. For further assistance or inquiries about what we can offer today, don't hesitate to contact us at (641) 424-6330. Your financial well-being is our top priority!

Key Features of Our Digital Banking Services

With our online banking, you can enjoy a variety of features that enhance your banking experience. Unfortunately, we currently do not offer mobile applications or electronic signature authorization. However, you can still manage your accounts online through our user-friendly interface available at . Though e-statements and mobile payments are not available right now, you can easily keep track of your financial activities through traditional statements and direct account inquiries. Our focus is on providing a secure environment for managing your funds, so you can feel confident in every transaction. If you need to send money to friends or family, please note that person-to-person transfers are also not part of our current offerings. Nevertheless, our dedicated team is here to support you with any questions or concerns regarding your banking needs.

Financial Strength

A Committed Team

We also take pride in having 1 full-time employees and 1 part-time employees who are dedicated to serving you. Their knowledge and commitment ensure that you receive top-notch service whenever you visit us at 1028 14Th St Se Mason City Ia 50401 or reach out via phone at (641) 424-6330.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $1,259,593 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Growing Together

With a total of 817 share accounts, our growing member base trusts us with their finances. Our net shares amounting to $0 indicate the funds available for lending and investments, further illustrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ace is your trusted partner. Visit us at 1028 14Th St Se Mason City Ia 50401 or call (641) 424-6330 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through our commitment to sound financial practices. Although we currently have $0 in share certificates and $0 in money market shares, these options provide stable and rewarding financial growth opportunities for our members.

Solid Financial Health

With a net worth of $1,435,983, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,010 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors, with $71 in used auto loans and $2,123,932 in total loans and leases available for your needs. Our operations reflect efficiency as shown by our $73,033, which enables us to keep offering competitive loan rates and solid financial products.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $719,102 in used vehicle loans and $718,883 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle easier than ever.

Credit Lines and Unsecured Loans

For those who need quick access to funds, our credit lines offer flexibility with a total available amount of $210,000. Additionally, while we currently have no unsecured credit card loans available, our previous offerings have helped members manage their finances effectively when they were available. At Ace, we're committed to ensuring that you find the right loan product for your needs. If you're considering refinancing or exploring eligibility options for any of our products, our knowledgeable staff is here to assist you through every step of the process. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're a first-time borrower or looking to expand your financial portfolio, trust us to provide reliable options that suit your lifestyle. Visit us today at 1028 14Th St Se Mason City Ia 50401 in Mason City, IA, or give us a call at (641) 424-6330. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,214, make buying or refinancing simple. We aim to provide you with the financial support needed for one of the most important investments of your life.

Loan Aggregator

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Ace

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Mission

Our Story

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Digital Banking Features

Join Us Today!

Loans Tailored for You

Personal Banking Solutions

Digital & Online Banking

Accessibility & Security

Key Features of Our Digital Banking Services

Financial Strength

A Committed Team

Focused on You

Growing Together

Member-Centric Savings

Solid Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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