Access of Louisiana Credit Union Sulphur LA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Access Of Louisiana, your trusted credit union located at 4400 Maplewood Dr, Sulphur, LA 70663. Since our establishment in 1955, we have been dedicated to serving our community with integrity and commitment. With a growing membership of 3,791, we pride ourselves on offering personalized financial services that cater to the unique needs of each individual. At Access Of Louisiana, we understand that your financial well-being is important. That's why we provide a wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our total assets stand at an impressive $46,457,227, ensuring that we are well-equipped to meet the needs of our members. Our experienced team, led by CEO Michelle Jinks and Board President Brian Burton, is here to help you navigate your financial journey. Whether you're looking for a new vehicle or planning for the future with a mortgage, we have tailored solutions designed just for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at PO Box 2657, Sulphur, LA 70664. We invite you to explore what Access Of Louisiana has to offer. With total deposits amounting to $5,885,707 and cash in hand of $731,929, we're prepared to support your financial aspirations. If you're ready to take the next step or have any questions, don't hesitate to reach out at (337) 533-1808 or visit our website at access.coop. Join us in building a brighter financial future together!

Branch History & Mission

At Access Of Louisiana, we take pride in our rich history and unwavering mission to serve our community. Founded in 1955, our branch has been a cornerstone for financial services in Sulphur, LA, helping individuals and families build a secure financial future. Located at 4400 Maplewood Dr, Sulphur, LA 70663, we are easily accessible to our members and neighbors. Over the years, Access Of Louisiana has grown significantly, now serving over 3,791 members with total assets amounting to an impressive $46,457,227. Our commitment to providing exceptional service has allowed us to evolve and adapt to the changing needs of our community while maintaining a strong focus on personal relationships. Our mission is clear: we strive to empower our members by offering a range of financial services tailored to their unique needs. Whether it's personal banking options like checking and savings accounts or specialized loans for vehicles and mortgages, we aim to provide solutions that enhance the financial well-being of those we serve. We believe that strong communities are built on strong financial foundations, and we actively support local initiatives that strengthen this bond. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 2657, Sulphur, LA 70664. Our operating hours are designed for your convenience: Monday through Friday from 8:30 AM to 5:00 PM, with extended hours on Tuesday starting at 9:30 AM. Access Of Louisiana embraces modern advancements in banking. We offer convenient digital solutions such as online banking and mobile payments, ensuring that members can manage their finances anytime, anywhere. For those who prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Our dedication extends beyond transactions; we engage with the community through various outreach programs and partnerships aimed at fostering growth and development. Together with local organizations and businesses, we work towards creating opportunities for everyone in Sulphur. Join us today at Access Of Louisiana! Experience firsthand how our personalized approach can make a difference in your financial journey. Visit us or call us at 337-533-1808 for more information about becoming a member. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

Finding us is easy! Our branch offers ample parking with accessible features to ensure everyone can visit without hassle. Whether you need to stop by for a quick transaction or want to discuss your financial goals with our team, we have you covered. Our location is ADA compliant, making it accessible for all members.

Drive-Thru Banking

For those who prefer staying in their car, our drive-thru banking service is ready to assist you with deposits, withdrawals, and other simple transactions. It's a fast and efficient way to manage your banking needs without stepping inside.

Get in Touch

Have questions or need assistance? Our dedicated team is just a phone call away at 337-533-1808. We're here to help with everything from personal banking services to auto loans and more. While members can visit us at 4400 Maplewood Dr, official correspondence should be sent to PO Box 2657, Sulphur, LA 70664. We invite you to come by and see how we can help meet your financial needs. Your journey towards better banking starts here!

Operating Hours

We know that life gets busy, which is why we offer flexible banking hours. You can visit us from 8:30 AM to 5:00 PM on Monday, Wednesday, Thursday, and Friday. On Tuesdays, we open a bit later at 9:30 AM but still close at 5:00 PM. If you're looking for convenience outside of these hours, we also have an ATM available for quick cash withdrawals and balance checks.

Member Eligibility

At Access Of Louisiana, we believe that becoming a member is like joining a caring community where your financial needs are prioritized. To become part of our family, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in Calcasieu Parish, you're already on the right path! We welcome individuals and their families who are ready to take advantage of our great services. Opening an account with us is easy and straightforward. All you need to do is visit our website for more details on eligibility at http://www.access.coop/au_member.html. If you have any questions or want to get started, feel free to give us a call at (337) 533-1808. We're here to help you every step of the way as you join Access Of Louisiana at our branch located at 4400 Maplewood Dr Sulphur La 70663!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, our merchant services offer practical benefits that make running your business easier. From payment processing solutions to tailored accounts, we ensure that you can accept payments smoothly while focusing on what matters most growing your business. Located at 4400 Maplewood Dr Sulphur La 70663 in Sulphur, LA, we invite you to explore how our services can empower your business journey. Reach out today at (337) 533-1808 and let's discuss your goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also understand that sometimes you need cash on the go or prefer face-to-face interactions for certain transactions. Our branch includes an ATM for easy withdrawals and balance checks anytime you need it. Additionally, our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. At Access Of Louisiana, we believe in making banking easy and accessible for everyone in Sulphur and beyond. If you're ready to experience all these services firsthand or have any questions about how we can assist you better, don't hesitate to reach out! Call us at 337-533-1808, or visit us online at Access Of Louisiana. Your financial well-being is just a step away!

Business Banking Services

For local entrepreneurs and small business owners, we offer tailored Business Banking services including Merchant Services & Business Loans. We aim to empower businesses with the financial tools they need to grow and succeed.

Credit Cards with Rewards

For everyday purchases, consider our Credit Cards with Rewards program. This not only offers convenience but also lets you earn rewards as you spend perfect for those who enjoy getting more from their everyday expenses.

Digital Banking Convenience

In today's fast-paced world, having access to banking at your fingertips is essential. That's why we provide robust Online & Mobile Banking services. You can easily manage your accounts from anywhere, whether it's checking balances or transferring funds. Our features include mobile payments and person-to-person transfers, making transactions simple and quick.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking services are designed with you in mind. Whether you're opening a Checking or Savings Account, we offer options that fit your lifestyle and help you achieve your financial goals. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms to get you behind the wheel without breaking the bank. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing options. We understand that buying a home is one of the biggest decisions you'll make, and we're here to assist you every step of the way. Additionally, our Personal Loans & Debt Consolidation solutions can help simplify your financial commitments by consolidating multiple debts into one manageable payment.

Digital & Online Banking

At Access Of Louisiana, we understand that life can get busy. That's why our digital and online banking services are designed to give you the flexibility to manage your finances anytime, anywhere. With a focus on convenience and security, we ensure that your banking experience is as smooth as possible. One of the standout features of our services is online banking, accessible 24/7 at https://www.access.coop/. You can check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer service makes it easy and quick. For those who prefer using their smartphones, our mobile application offers a user-friendly interface that allows you to handle transactions right from your pocket. Plus, with mobile payments enabled, you can make purchases with just a tap perfect for those busy days when you're out and about. We also prioritize security in every transaction. With electronic signature authorization available, you can sign documents securely online without any hassle. And if you want to go paperless, our e-statements feature lets you view your account statements digitally saving trees and giving you instant access to your financial history. Managing your money has never been easier. At Access Of Louisiana, we provide tools that make banking not just simple but enjoyable too. Whether you're making deposits or checking statements, everything is designed to be straightforward and efficient so you can focus on what matters most in your life. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Growth

With $4,287,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our portfolio, which includes $368 in used auto loans and $27,461,482 in total loans and leases.

Growing Membership Base

We are proud to have a strong community presence with a total of 6,128 share accounts. This shows a growing member base that trusts us with their finances, reinforcing the reliability of Access Of Louisiana as your go-to credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access Of Louisiana is your trusted partner. Visit us at 4400 Maplewood Dr Sulphur La 70663 or call (337) 533-1808 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $10,149,403 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, with non-member deposits at $5,766,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $-96,884. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $4,328,734, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,485,022 in used vehicle loans and $5,626,673 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $219,235, make buying or refinancing simple. We believe that everyone deserves the opportunity to own a home, and our dedicated team is ready to assist you through the process.

Personal Financing Options

We also offer unsecured credit card loans that come with flexible terms. Although we currently have $0 in these loans helping members manage their finances effectively, it's important to note that our focus remains on providing the best solutions for our members' needs. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (337) 533-1808, and our team will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to transparency and ensuring you have access to all the information needed for informed decision-making. At Access Of Louisiana, we prioritize your financial well-being with competitive rates and personalized service. Visit us today or check out our website at Access Of Louisiana for more details on how we can help you achieve your financial goals!

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