Access Community Credit Union Amarillo TX | Affordable Auto Loans & Low Mortgage Rates

Introduction

At Access Community, we believe that your financial well-being is our top priority. Nestled in the heart of Amarillo, TX, at 201 Tascosa Rd, our Tascosa Financial Center has been serving the community since 1953. With a robust membership of over 12,960 individuals, we are proud to offer a wide range of services tailored to meet your unique needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 7407, Amarillo, TX 79114. Our commitment to you goes beyond just numbers; it's about building trust and being a reliable partner in your financial journey. With total assets exceeding $194 million and deposits totaling $8,525,888, we stand as a solid foundation for our members' financial goals. We offer various loan options, with a total of 8,234 loans and leases currently in place, ensuring that whether you're looking for an auto loan or a mortgage, we've got you covered. Our experienced team is led by CEO John Hays and Board President Kris Bosley, who strive to create a welcoming environment where every member feels valued. We invite you to take advantage of our personal banking solutions, including checking and savings accounts, auto loans, credit cards with rewards, and business banking services. Plus, with convenient online and mobile banking options available, managing your finances has never been easier. Feel free to reach out to us at (806) 242-4444 or visit our website at www.accesscreditunion.com for more information. Join us at Access Community where your financial future begins!

Branch History & Mission

Welcome to Access Community, a credit union with deep roots in Amarillo, Texas. Established in 1953, we have proudly served our members for over six decades. Our journey began with a vision to provide affordable financial services to the community, and we have continually evolved to meet the needs of our growing membership base. Located at 201 Tascosa Rd, Amarillo, TX 79124, our branch is situated in a bustling area, making it easily accessible for all members. If you need to send us official correspondence, please use our mailing address: PO Box 7407, Amarillo, TX 79114. Access Community has always been about people. With a total membership of 12,960, our mission remains clear: to empower our members through financial education and personalized service. We understand that each member's financial journey is unique, and we strive to offer solutions that make sense for their specific circumstances. Our assets have grown significantly over the years and currently stand at an impressive $194,385,296. This growth enables us to provide a wide range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards. We also support local businesses with merchant services and business loans. At Access Community, we believe in giving back. Our partnerships with local organizations reflect our commitment to community outreach. Whether it's sponsoring local events or supporting educational initiatives, we aim to make a positive impact in Amarillo. We are proud of our modern facilities and customer-centric initiatives. Our branch features ADA-compliant access and offers both ATM availability and drive-thru banking services for your convenience. You can reach us at 806-242-4444 during our operating hours: Monday through Friday from 7:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Join us today and become part of a community-focused credit union that truly cares about its members. Experience firsthand the difference that Access Community can make in your financial life! Visit us online at Access Community for more information or stop by our branch we look forward to welcoming you!

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services before visiting, feel free to give us a call at 806-242-4444. We invite you to come by and experience firsthand the friendly atmosphere at Access Community. Whether you're an existing member or considering joining us, we look forward to helping you achieve your financial goals!

Operating Hours

Our doors are open Monday through Friday from 7:30 AM to 6:00 PM, and on Saturdays from 9:00 AM to 12:00 PM for lobby services. Please note that we're closed on Sundays, but our drive-thru remains available for your convenience during regular operating hours. Whether you're looking to make deposits, withdrawals, or simply have questions about our offerings, our friendly staff is here to help!

Parking and Accessibility

We understand that accessibility matters. That's why our branch features ample parking, including designated spots for those who need them. Our building is ADA compliant, ensuring that everyone can access our services comfortably. If you're driving through, take advantage of our drive-thru banking service, which allows for quick and easy transactions without leaving your vehicle.

Services Offered

At Access Community, we pride ourselves on providing a full range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? You can easily access our ATM located on-site for withdrawals or balance checks anytime during the day.

Member Eligibility

Joining the Access Community at our branch feels like stepping into a supportive family that truly cares about your financial well-being. If you're looking to become a member, you'll be pleased to know that we welcome individuals who live, work, or worship in the Amarillo area and nearby communities. This means whether you're a local resident or just passing through, there's a place for you here. You'll enjoy personalized service and a range of financial products designed to meet your needs, from checking accounts to auto loans and beyond. Getting started is simple! You can find detailed eligibility information on our website at https://www.accesscreditunion.com/ so you can check if you're ready to join us. Once you're ready, opening an account is easy just give us a call at (806) 242-4444, and our friendly team will guide you through the process. We're located at 201 Tascosa Rd Amarillo Tx 79124, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best. By accepting various payment methods securely and efficiently, you can enhance customer satisfaction while streamlining your operations. Located at 201 Tascosa Rd, Amarillo, TX 79124, we're here to empower local businesses. For more information on how we can help your business thrive, give us a call at 806-242-4444 or visit us online at Access Community.

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,627,610, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, Access Community offers essential business banking solutions including merchant services and business loans. We know running a business requires support, so we've crafted these services with your success in mind.

Drive-Thru and ATM Services

For those who prefer traditional banking methods but want speed and efficiency, our drive-thru service allows you to complete deposits, withdrawals, and simple transactions quickly without leaving your vehicle. Our ATMs are available 24/7 for basic access when you need it most.

Embracing Technology for Convenience

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking options that let you manage your finances anytime, anywhere. With features like person-to-person payments, accessing your account has never been simpler. Additionally, our ATM services allow for cash withdrawals and balance checks at your convenience no need to wait in line!

Get Started Today!

We invite you to visit us at 201 Tascosa Rd Amarillo Tx 79124 or call us at (806) 242-4444 to learn more about how Access Community can assist you with all your financial needs. Whether it's personal or business-related, we're committed to providing exceptional service tailored just for you! For more information about what we offer, feel free to explore our website at Tascosa Financial Center. Let's take this journey together!

Personal Banking Made Easy

Our personal banking options include checking and savings accounts that are perfect for managing day-to-day expenses or saving for future goals. Whether you're looking to open your first account or switch from another institution, our friendly staff is here to help guide you through the process. If you're in need of financing for a new vehicle, consider our auto loans and vehicle financing options. We offer competitive rates and flexible terms to make purchasing a car easier than ever. Perhaps you're dreaming of owning a home; our mortgage loans and refinancing services can make that dream a reality. We understand that buying a house is one of the biggest decisions you will make, and we're here to support you every step of the way.

Solutions for Every Financial Need

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation services. Our goal is to help you manage those financial surprises without added stress. And if you're looking for ways to earn rewards while spending, check out our credit cards with rewards programs that let you earn as you spend.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization system, which allows you to sign documents securely from the comfort of your home. No more printing or mailing just quick and easy transactions at your fingertips. For those who prefer paperless statements, we also provide e-statements that keep your account information organized and accessible without cluttering your inbox. If you're looking to send money quickly, our person-to-person transfer service simplifies the process. You can easily send or receive money from friends or family without any hassle. Plus, for added convenience, our mobile application is available so you can manage your accounts on the go perfect for busy lifestyles. While mobile payments aren't currently available at Access Community, we're focused on providing secure options that suit your needs. You can rest assured that all our services prioritize your security and privacy. At Access Community, we believe in making banking as accessible as possible. Our commitment to easy account management means you can feel confident handling all your financial needs whenever it suits you best. Join us today and experience the benefits of modern banking with a personal touch!

Financial Strength

Commitment to Efficiency

Our commitment to operational efficiency is reflected in our $238,661, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share Accounts stand at 21,353, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, which further strengthens our position as your trusted partner in finance. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access Community is here for you every step of the way. Visit us at 201 Tascosa Rd Amarillo Tx 79124 or call (806) 242-4444 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $2,640,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is substantial; we have $2,174 in used auto loans and $158,679,058 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $61,435,064 in share certificates and $7,480,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,783,335, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $21,315,989, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,449,586 in used vehicle loans and $13,926,269 in new vehicle loans already helping members get on the road. We know how important it is to find the right financing for your vehicle purchase, and our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $18,627,610 provide the capital needed to grow and expand. We are dedicated to supporting local businesses in Amarillo by offering tailored solutions that fit your operational needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,887,706 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit card options can provide the relief you need.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,822,256, make buying or refinancing simple. We offer flexible terms and competitive rates to ensure that you can secure the financing needed for your next home.

Refinancing and Eligibility

If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our experienced staff is ready to assist you. We'll work closely with you to find solutions that align with your financial situation. For more details about our loan offerings or any questions you may have, feel free to contact us at 806-242-4444 or visit us at 201 Tascosa Rd, Amarillo TX 79124. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Access Community, we're here to support your financial journey every step of the way!

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ACCESS COMMUNITY CREDIT UNION - Amarillo, TX

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