Access Community Credit Union Amarillo TX | Best Auto Loans & Business Banking

Introduction

Welcome to Access Community, your trusted financial partner located at 6401 Bell St, Amarillo, TX 79109. Established in 1953, we have proudly served our community for over 70 years, growing together with our members. With a membership base of 12,960, we are dedicated to providing personalized banking solutions that truly make a difference in the lives of those we serve. At Access Community, we believe in building strong relationships with our members. Our total assets stand at an impressive $194,385,296, demonstrating our stability and commitment to your financial wellbeing. With $8,525,888 in total deposits and a net worth of $21,315,989, you can trust that your money is in safe hands. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, and business banking options tailored to meet your needs. While you can visit us at our branch for face-to-face service, official correspondence should be sent to our mailing address: PO Box 7407, Amarillo, TX 79114. Our friendly team is always ready to assist you; feel free to reach out by phone at 806-353-9999 or fax at 806-353-2533. Led by our CEO John Hays and Board President Kris Bosley, we prioritize community involvement and member satisfaction. Our team of 59 employees is committed to ensuring that you receive the best service possible. We invite you to explore all that Access Community has to offer. Visit our website at accesscreditunion.com for more information or stop by today! Your financial journey starts here let's achieve your goals together!

Branch History & Mission

At Access Community in Amarillo, TX, we are proud of our rich history that dates back to 1953. Since opening our doors, we have been dedicated to providing exceptional financial services while fostering a strong sense of community. Located at 6401 Bell St, our branch has become a cornerstone for many families and businesses in the area. Over the decades, Access Community has grown significantly. Today, we serve over 12,960 members and manage total assets of approximately $194 million. This growth reflects our commitment to understanding the needs of our members and adapting our services accordingly. We take pride in offering a wide range of financial products, including personal banking solutions, auto loans, mortgages, credit cards with rewards, and business banking services. Our mission is straightforward yet profound: to empower our members by providing them with the financial tools they need to thrive while contributing positively to the community around us. We believe that everyone deserves access to quality financial services, which is why we strive to be an inclusive institution that supports individuals from all walks of life. In addition to traditional banking hours Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM we offer convenient drive-thru banking and ATM services for those who prefer quick transactions. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 7407, Amarillo, TX 79114. Access Community is more than just a financial institution; we actively engage in community outreach initiatives that make a real difference in the lives of those around us. From partnerships with local organizations to educational programs aimed at promoting financial literacy, we are committed to giving back and supporting the growth of Amarillo. As we look forward to the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Access Community. Whether you're looking for a new account or seeking guidance on your financial goals, our friendly team is here to help every step of the way. Reach out today at 806-353-9999 or visit us online at Access Credit Union. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Come Visit Us!

Our team at Access Community is ready to assist you with any questions or services you may need. Feel free to give us a call at 806-353-9999 if you have inquiries or want to learn more about how we can help you achieve your financial goals. We're excited to welcome you into our community!

Convenient Access and Parking

At Access Community, we understand that accessibility matters. Our branch features ample parking space to ensure your visit is hassle-free. We are also committed to meeting ADA standards, which means you'll find ramps and accessible entry points for all our members.

Operating Hours That Work for You

We aim to fit into your busy schedule with our operating hours. Our lobby welcomes you Monday through Friday from 7:30 AM to 6:00 PM, so you can pop in before or after work. While we are closed on Saturdays and Sundays for lobby services, our drive-thru remains open on Saturdays from 9:00 AM to 12:00 PM for quick transactions.

Services Tailored to Your Needs

Access Community is more than just a banking location; we're here for all your financial needs. From personal banking services like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Use our convenient ATM available on-site or make use of our drive-thru service for deposits and simple transactions.

Member Eligibility

At Access Community, we believe that joining our family is more than just opening an account; it's about becoming part of a caring community that supports your financial goals. If you're looking to become a member, you'll be happy to know that eligibility is designed to be inclusive. Generally, those who live, work, or worship in the Amarillo area can join us. We want everyone to feel welcome and valued here! To dive deeper into the specific eligibility criteria, you can check out our website for the most up-to-date details: Eligibility Information. Once you're ready to take the next step, opening an account with Access Community is simple and straightforward. Our friendly team is here to guide you through the process and answer any questions you might have along the way. Feel free to reach out at (806) 353-9999 if you'd like assistance or just want to chat about how we can help you achieve your financial dreams. We're excited to have you join us at 6401 Bell St, Amarillo, TX 79109!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner who helps you manage transactions smoothly, from accepting payments to managing cash flow. Our merchant services make it easy for businesses like yours to thrive by offering efficient payment processing solutions tailored to your needs. Located at 6401 Bell St Amarillo Tx 79109, Amarillo, TX, we are here to guide you on your path to success. Let's work together to turn your vision into reality! For more information, call us at (806) 353-9999 or visit our website here.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,627,610, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, navigating finances can be challenging. That's why we offer comprehensive business banking services, including merchant services and business loans tailored to support your growth. With us by your side, you can focus more on running your business while we handle the financial details.

Call to Action

We invite you to explore all that Access Community has to offer! Stop by our branch or give us a call at 806-353-9999 for any questions about our services or how we can assist you in reaching your financial aspirations. Join us today and experience a community-focused approach to banking!

Convenient Access & Digital Features

In today's fast-paced world, convenience is key. That's why we have an ATM available for cash withdrawals and balance checks right at your fingertips. Our basic drive-thru service ensures that even simple transactions like deposits and withdrawals are quick and efficient. With our commitment to digital banking, you can take advantage of features like person-to-person payments and electronic statements that make managing your finances simpler than ever.

Personal Banking Solutions

When it comes to managing your money, having the right accounts can make all the difference. At Access Community, we offer checking and savings accounts that fit various lifestyles and needs. Our members enjoy easy access to their funds through our online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. If you're in the market for a vehicle, consider our auto loans and vehicle financing options. We provide competitive rates that can help you get behind the wheel without breaking the bank. For those looking to purchase a home or refinance their existing mortgage, our mortgage loans and refinancing services are designed with flexibility in mind.

Support for Everyday Needs

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options can help ease your financial burden by consolidating multiple debts into one manageable payment. Additionally, our credit cards with rewards allow you to earn points on everyday purchases, making it easier to get more out of your spending.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. You won't have to worry about waiting for business hours; everything you need is right at your fingertips. Plus, with our person-to-person transfer feature, sending money to friends or family is as easy as sending a text. For those who prefer mobile banking, we've got you covered with our dedicated mobile application. This app not only allows you to access your accounts on the go but also offers features like electronic signature authorization for added security when making transactions. And if you're looking to save paper, our e-statements make it easy to keep track of your finances without cluttering your mailbox.

Security and Accessibility

At Access Community, we prioritize your safety. Our digital banking services come equipped with strong security measures to protect your information. You can bank with confidence knowing that we're committed to keeping your data safe. Whether you're at home or out and about, managing your finances has never been easier. With real-time updates on your account activity, you'll always know where you stand financially. Experience the ease of banking in today's digital world with Access Community your trusted partner in financial wellness!

Financial Strength

At Access Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that we can provide reliable services and support to everyone who walks through our doors. With a net worth of $21,315,989, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,435,064 in share certificates and $7,480,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,783,335, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,640,660 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $21,740,000 in used auto loans and a total of $158,679,058 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 21,353, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access Community is your trusted partner. Visit us at 6401 Bell St Amarillo TX 79109 or call 806-353-9999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,449,586 in used vehicle loans and $13,926,269 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget. Plus, if you're considering refinancing your current auto loan, ask us about our refinancing options.

Business Loans

For business owners looking to expand or enhance their operations, our outstanding commercial loans totaling $18,627,610 provide the capital needed to grow. We understand the challenges small businesses face and are here to support your journey with tailored financial solutions.

Credit Lines

In addition to our other offerings, we also provide access to credit lines with a total value of $67,588,389. This flexibility allows you to tap into funds as needed without the commitment of traditional loans. At Access Community located at 6401 Bell St Amarillo Tx 79109, we're dedicated to offering financial products that align with your life goals. For more information or assistance with your application process, feel free to reach out at 806-353-9999. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,822,256, make buying or refinancing simple. We provide personalized assistance throughout the mortgage process to help you find the right solution for your needs.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,887,706 in loans helping members keep their spending under control. These cards come with no collateral requirement and can be a great tool for managing expenses while building your credit score.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent. By using verified data from legitimate financial institutions, LendMesh prioritizes accuracy in its comparisons, ensuring users have access to the most reliable information available.