Access Community Credit Union Amarillo TX

Introduction

Welcome to Access Community, your trusted financial partner located at 6020 W Interstate 40, Amarillo, TX 79106. Since our establishment in 1953, we've been dedicated to serving our community with reliable banking solutions and personalized service. With over 12,960 members and 59 dedicated employees, we strive to make a positive impact on the lives of those we serve. At Access Community, we believe in transparency and accessibility. Our total assets amount to a robust $194,385,296, showcasing our strength and stability. We are proud to offer a variety of financial products tailored to meet your needs, with total loans reaching 8,234 and deposits totaling $8,525,888. Our commitment to sound financial management is reflected in our net worth of $21,315,989 and cash in hand of $1,313,196. While members can visit us at our branch for assistance and support, official correspondence should be sent to our mailing address: PO Box 7407, Amarillo, TX 79114. This ensures that your inquiries are handled promptly and efficiently. Our leadership team is here to guide you every step of the way. Under the direction of CEO John Hays and Board President Kris Bosley, we are committed to fostering a welcoming environment where every member feels valued. Whether you're looking for personal loans or wanting to open an account, we're here to help you every step of the way. Feel free to reach out by calling us at 806-322-5129 or visit our website at www.accesscreditunion.com for more information about our services. Join us at Access Community today where your financial wellbeing is our priority!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital advancements. That's why Access Community offers online banking services and mobile applications to make managing finances easier than ever. We also ensure compliance with ADA standards so that all members can comfortably access our facilities and services. Our commitment extends beyond just financial transactions. We actively participate in community outreach programs and partnerships that enrich the lives of those around us. Whether it's hosting local events or supporting local initiatives, we are dedicated to making a positive impact in Amarillo.

Join Us

As you consider your financial future, we invite you to join Access Community. Experience firsthand how our personalized approach can benefit you and your family. With convenient operating hours Monday through Friday from 8:00 AM to 5:30 PM and ATM availability for quick transactions, we're here to help you every step of the way. Let's build a brighter financial future together! Visit us or give us a call at 806-322-5129 for more information on how we can assist you today.

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support. At Access Community, we believe that everyone deserves access to quality financial products that empower them to achieve their dreams. We strive to create a welcoming environment where every member feels valued and supported. While members can visit us at 6020 W Interstate 40, official correspondence should be sent to PO Box 7407, Amarillo, TX 79114. This ensures that all inquiries and communications are handled promptly and effectively.

Branch Location & Accessibility

Welcome to Access Community, your friendly neighborhood credit union located at 6020 W Interstate 40 in Amarillo, Texas. Our branch is nestled conveniently along one of the city's main thoroughfares, making it easy for you to stop by whether you're commuting or running errands. Just a stone's throw away from notable landmarks, including the Amarillo Civic Center and the Westgate Mall, we are here to serve you with a smile. At Access Community, we prioritize accessibility. Our branch is designed with ADA compliance in mind, ensuring that everyone can navigate our space comfortably. Plus, parking is ample and easily accessible right outside our doors. While members can visit us at our physical location for all their banking needs, if you need to send official correspondence, please direct it to our mailing address: PO Box 7407, Amarillo, TX 79114. Our operating hours are tailored for your convenience: we're open Monday and Friday from 8:30 AM to 5:30 PM and Tuesday through Thursday from 8:00 AM to 5:00 PM. Unfortunately, we are closed on weekends. If you have questions or need assistance, don't hesitate to call us at 806-322-5129; our team is ready to help! For those who prefer quick transactions, we offer ATM services right at our branch. While we do not have drive-thru banking available, our friendly staff is always on hand inside to assist you with any transactions or inquiries. We invite you to come visit us at Access Community! Whether you're looking to open an account or just want to chat about your financial goals, we're here for you every step of the way. Your community bank experience starts here!

Member Eligibility

Joining the Access Community is like stepping into a warm, welcoming family where your financial needs truly matter. To become a member, you simply need to meet a few friendly criteria, which primarily include living, working, or worshiping in the Amarillo area. This makes it easy for you to connect and benefit from our services tailored just for you. Once you're eligible, opening an account is a breeze! You can find all the details about eligibility and what it takes to join us by visiting this link. If you have any questions or want to learn more about how we can support your financial journey, feel free to reach out at (806) 322-5129. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,627,610, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment processing is crucial. Our merchant services allow you to accept payments easily and securely, whether online or in-person. Imagine a customer walking into your store ready to make a purchase our systems ensure they can pay quickly, enhancing their experience and keeping your cash flow healthy. Located at 6020 W Interstate 40 Amarillo Tx 79106 in Amarillo, TX, we're here to help your business thrive. For personalized assistance, call us at (806) 322-5129 or visit us today!

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. That's why at Access Community, we provide reliable ATM Services Only that include basic ATM access for withdrawals and balance checks. You can easily manage your money without stepping into a branch, making it easier to stay on top of your finances while on the go.

Connect with Us

We understand that life can get busy, and reaching us should be easy. You can contact us at 806-322-5129 during our lobby hours from 8:30 AM to 5:30 PM Monday and Friday or from 8:00 AM to 5:00 PM Tuesday through Thursday. Although we are closed on weekends, our online resources are available 24/7 for your convenience. At Access Community, we believe that banking should fit into your lifestyle, not the other way around. Explore our services today and see how we can support your financial journey! For more information about our services or to learn how to become a member, visit us online at Access Community. Your financial success starts here!

Personalized Support

When you do need assistance, our friendly staff at 6020 W Interstate 40 Amarillo, TX 79106 is ready to help. We're dedicated to ensuring that every member feels valued and supported. Whether you have questions about your account or need guidance on financial decisions, we are here for you.

Digital & Online Banking

Key Features

Our online banking platform is not only user-friendly but also packed with security features to protect your information. You can take advantage of E-Statements, which are available for those who prefer going paperless. This means no more waiting for statements in the mail your financial information is right at your fingertips. For those moments when you need to send money quickly, our Person-to-Person Transfers make it easy to send money to friends and family without any hassle. Just a few taps on your mobile device and you're done! Speaking of mobile devices, our Mobile Application provides an additional layer of convenience. With this app, you can manage your accounts on the go check balances, make transfers, and even authorize transactions with an Electronic Signature Authorization feature, making it simpler than ever to handle important documents securely. While we currently don't support Mobile Payments, our commitment to continuous improvement means we're always looking for ways to enhance your banking experience. In short, at Access Community, we prioritize making banking simple and secure for our members. Embrace the ease of digital banking today by exploring all that we have to offer through our website at https://www.accesscreditunion.com/!

Financial Strength

At Access Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that you feel confident in your choice to bank with us. With a net worth of $21,315,989, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,435,064 in share certificates and $7,480,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,783,335, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,640,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,174,069 in used auto loans and $158,679,058 in total loans and leases. Our financial performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $0, while our growing member base trusts us with their finances as shown by the total share accounts of 21,353. This strong membership base enhances our ability to support you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access Community is your trusted partner. Visit us at 6020 W Interstate 40 Amarillo Tx 79106 or call 806-322-5129 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,449,586 in used vehicle loans and $13,926,269 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $18,627,610 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to assist with competitive rates and personalized service.

Credit Lines

Our total credit lines amounting to $67,588,389 give you the flexibility you need for larger purchases or unexpected expenses. With options designed for various financial situations, accessing funds has never been easier. If you're considering refinancing your current loans or exploring eligibility options for any of our products, our friendly staff is ready to help you navigate those choices effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Access Community, we strive to empower our members with accessible financial solutions that support their journeys toward stability and growth. Reach out today to learn more about how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,822,256. Our team can guide you through the process and help you find the right mortgage product that meets your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,887,706 in loans helping members manage their finances effectively. This option provides quick access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent. Each lender listed has been vetted to ensure they adhere to strict regulatory standards, giving you peace of mind as you explore your options.