Best Auto Loans & Business Banking | Access Broadview IL Credit Union

Introduction

Welcome to Access Credit Union, your trusted financial partner located at 1807 W Cermak Rd, Broadview, IL 60155. Established in 1939, we have proudly served our community for over 80 years, becoming a cornerstone for local families and businesses alike. With a strong membership base of 5,032 members, our mission is to provide you with personalized banking solutions that cater to your unique needs. At Access, we understand that every member's financial journey is different. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand at an impressive $56,503,665, reflecting our commitment to maintaining the highest standards of financial health. With total deposits reaching $918,488, you can trust us to safeguard your hard-earned money. Under the leadership of our CEO, Lisa Dinges, and Board President, James Parker, we focus on building lasting relationships with our members. Our dedicated team of 14 employees is always ready to assist you with any questions or concerns you may have. We also take pride in our strong net worth of $7,824,295 and robust cash reserves of $229,408, ensuring that we are always well-equipped to support your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 1807 W Cermak Rd, Broadview, IL 60155. We invite you to explore all that we have to offer by visiting our website at Access Credit Union. Come experience the difference at Access Credit Union where your financial wellbeing is our top priority! For any inquiries or assistance, feel free to call us at (708) 343-0228. Your financial success starts here!

Branch History & Mission

Evolution and Milestones

Over the years, Access has evolved significantly while staying true to its core values. From humble beginnings, we have expanded our offerings to include a range of personal and business banking services. Our commitment to innovation is evident in our digital advancements, including online banking and mobile applications that make managing finances easier for our members. We strive for ADA compliance to ensure all members can access our services comfortably. Our drive-thru service and ATM availability allow for convenient banking on the go, while our friendly staff are always ready to assist during lobby hours from 8 AM to 4:30 PM on Monday, Tuesday, Thursday, and from 10 AM to 4:30 PM on Wednesday. We extend our hours until 6 PM on Fridays and open from 9 AM to 1 PM on Saturdays.

Join Us!

As we look toward the future, we invite you to become part of our family at Access. Experience firsthand how we prioritize your needs through personalized service and innovative solutions. Whether you're looking for checking accounts, auto loans, or mortgage financing, we're here for you every step of the way. Connect with us today by calling 708-343-0228 or visiting our website at Access Credit Union. Together, let's take charge of your financial future!

Mission Statement

At Access, our mission goes beyond just providing financial services; we are dedicated to uplifting our community. We believe that financial education and support can empower individuals and families to achieve their goals. Through various outreach initiatives and partnerships with local organizations, we work tirelessly to give back to Broadview and surrounding areas. While members can visit us at 1807 W Cermak Rd, official correspondence should be sent to the same address. This ensures clear communication as we continue building strong relationships with those we serve.

Branch Location & Accessibility

Convenient Access

Parking is available right outside our branch, ensuring you have a hassle-free experience when you come to visit us. We take pride in being an accessible facility, equipped with features like ADA-compliant ramps to ensure everyone can access our services comfortably.

Operating Hours

At Access, we value your time. Our lobby hours are designed to fit your busy schedule: we're open from 8 AM to 4:30 PM on Mondays, Tuesdays, and Thursdays; from 10 AM to 4:30 PM on Wednesdays; and we extend our hours on Fridays until 6 PM. On Saturdays, we welcome you from 9 AM to 1 PM. Feel free to stop by during these times; our team is ready to assist you with personal banking needs.

Reach Out

If you have questions or would like more information about what we offer, don't hesitate to give us a call at 708-343-0228. We invite you to visit us soon at Access Credit Union in Broadview; we look forward to welcoming you into our family!

Services Offered

We provide a wide array of services tailored to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. Whether you're looking for mortgage options or business banking solutions, we've got you covered. Our ATM is also available for your convenience, allowing quick access to cash whenever you need it.

Member Eligibility

At Access, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to anyone who lives, works, or worships in the Broadview area. If you're looking for a supportive financial partner that truly cares, look no further! You'll enjoy benefits like personalized service, competitive rates on loans and savings accounts, and access to a variety of banking products tailored just for you. To check the specific eligibility criteria, feel free to visit our website at . Joining is as easy as making a phone call; simply reach out to us at (708) 343-0228 for guidance on how to open your account. Our friendly team is here to assist you every step of the way. You can also find more details about opening an account directly on our site. We can't wait to welcome you into the Access family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to different needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services streamline transactions, making it easier for you to accept payments, manage cash flow, and focus on what truly matters growing your business. From card processing to point-of-sale systems, we offer tools that help you serve your customers better while simplifying your operations. Visit us at 1807 W Cermak Rd, Broadview, IL 60155, or give us a call at 708-343-0228 to explore how Access can empower your business with the right financial support. Let's grow together!

Comprehensive List Of Services

Additional Services

If you prefer in-person assistance, our basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, our ATM services offer quick access for balance checks and cash withdrawals at your convenience. At Access, we strive to meet all your banking needs under one roof. With friendly staff ready to assist and various services designed with you in mind, why not stop by or give us a call at (708) 343-0228? Explore how we can support your financial journey today! For more information about our offerings, visit us online at Broadview Main Office / Branch.

Business Banking Services

For small business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're just starting out or looking to expand, we're committed to supporting your business journey.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances, everything is just a few clicks away! Plus, with our ATM & Cash Withdrawal Services available around the clock, accessing your money has never been easier.

Credit Options

Need extra cash? Our Personal Loans & Debt Consolidation services can assist you in managing expenses or consolidating debt into one manageable payment. Also, don't forget about our Credit Cards with Rewards, which allow you to earn points on your purchases perfect for rewarding yourself while spending wisely.

Personal Banking Solutions

Managing your everyday finances can be straightforward with our Personal Banking options. We offer a variety of Checking & Savings Accounts that cater to different lifestyles and goals. Imagine having a checking account that fits your spending habits or a savings account that helps you reach your financial dreams. If you're considering buying a new car, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. Picture yourself driving off in your dream vehicle while enjoying competitive rates tailored just for you. For those eyeing home ownership or refinancing their current mortgage, our Mortgage Loans & Refinancing options provide the support needed to make those aspirations a reality. We understand that purchasing a home is one of the biggest decisions you'll ever make, and we're here to guide you through every step.

Digital & Online Banking

E-Statements and Real-Time Management

Say goodbye to paper clutter! We offer e-statements, allowing you to view your account statements electronically. This not only helps you stay organized but also enhances the security of your sensitive information. You can easily track your spending and manage your finances in real-time all from the comfort of your home or on the go.

Mobile Convenience

For those who prefer banking on their smartphones, our mobile application is here for you. With it, you can make person-to-person transfers effortlessly. Sending money to friends or family is quick and easy, ensuring that you're never out of touch financially when it matters most. Even if you're out shopping or grabbing coffee, rest assured that you can use our mobile banking features without any hassle. Although we don't currently support mobile payments, our robust app provides all the essential tools for effective account management. At Access, we prioritize security and accessibility in all our digital services. Our commitment is to provide an easy-to-navigate experience while ensuring that your information remains protected. Dive into a smarter way of banking with us today!

Financial Strength

Commitment to Growth

With $7,673,422 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $677 in used auto loans and $31,463,157 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $5,421,548 in share certificates and $5,682,046 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $116,929, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $7,824,295, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,384 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $32,529. Total Share and Deposit Accounts: 8,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access is your trusted partner. Visit us at 1807 W Cermak Rd Broadview Il 60155 or call (708) 343-0228 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,654,829 in used vehicle loans and $3,009,373 in new vehicle loans already helping members get on the road. Whether you are financing a new or used vehicle, we are here to assist you every step of the way.

Credit Lines

For those who prefer ongoing access to funds, our total credit lines amount to $3,360,000. This option allows you to borrow as needed while only paying interest on what you use ideal for managing cash flow or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,931,255, make buying or refinancing simple. Our team is ready to guide you through the process and help you find the best solution for your housing needs.

Refinancing Options

If you're interested in refinancing any existing loans for better rates or terms, we can help with that too. Our team will work closely with you to evaluate your current situation and find potential savings opportunities. To learn more about our loan offerings or discuss eligibility options tailored just for you, please feel free to contact us at 708-343-0228. We're located at 1807 W Cermak Rd Broadview IL 60155, and our friendly staff is ready to assist during our operating hours from 8 AM to 4:30 PM (M,T,TH), 10 AM to 4:30 PM (W), 8 AM to 6 PM (F), and 9 AM to 1 PM (S). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Access, we're committed to providing personalized service and transparent information so you can make informed decisions about your financial future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,421,932 in loans helping members manage their finances effectively. These cards provide an excellent way to cover everyday expenses while building your credit score.

Loan Aggregator

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ACCESS CREDIT UNION