Access Credit Union Sherrill NY – Basic Drive-Thru & ATM Services

Introduction

Welcome to Access at our Sherrill Office, located conveniently at 390 W Seneca St, Sherrill, NY 13461. Since opening our doors in 1947, we have proudly served our community, growing to a vibrant membership of over 23,000 individuals who trust us for their financial needs. At Access, we understand that financial decisions matter. With total assets amounting to an impressive $265,422,047, and total deposits reaching $18,549,721, we are committed to safeguarding your money while providing exceptional service. Our dedicated team of 49 employees, led by CEO Thomas Owens and Board President S. Leo Angelicola, is here to assist you with a variety of services tailored just for you. We take pride in fostering strong relationships with our members. Whether you're looking to secure one of the 8,409 loans and leases we've issued or simply need assistance with everyday banking transactions, our friendly staff is ready to help. We also maintain a net worth of $25,491,278 and have a cash reserve of $2,020,216, which reinforces our stability and ability to serve you effectively. While members can visit us at the above address for all your banking needs including access to an ATM and drive-thru services official correspondence should be sent to the same address for convenience. Our operating hours are from 8:30 AM to 5:00 PM on weekdays. Access Credit Union is not just about numbers; it's about community impact and member satisfaction. We invite you to experience the difference that personalized service can make in your financial journey. If you have any questions or want to explore what we offer further, feel free to call us at 315-693-0035 or visit our website at www.accessfcu.org. Join us today and discover how Access can empower your financial future!

Branch History & Mission

Our Journey

Access began its journey with a vision of providing affordable and accessible financial services to everyone in the Sherrill area. Over the years, we've expanded our offerings to meet the diverse needs of our members, from personal loans to savings accounts. We've embraced digital advancements, ensuring that services like online banking and mobile payments are at your fingertips. Our branch is ADA compliant, allowing us to serve all members of our community effectively. Located at 390 W Seneca St, Sherrill, NY 13461, our branch is easily accessible and equipped with both ATM services and a drive-thru for your convenience. Whether you're stopping by for a quick transaction or seeking comprehensive financial advice, our dedicated team is here to help during our operating hours from 8:30 AM to 5:00 PM on weekdays.

Our Mission

At Access, our mission goes beyond just banking; it's about building lasting relationships within our community. We believe that financial services should empower individuals and families to reach their goals. That's why we focus on not only providing excellent financial products but also engaging in community outreach efforts. Through partnerships with local organizations and initiatives aimed at supporting those in need, we strive to make a positive impact right here in Oneida County. As part of this mission, we invite you to join us and experience the benefits of membership at Access. Whether you're looking for loan options or simply want to save for the future, you'll find personalized support every step of the way. If you have questions or want more information about becoming a member, don't hesitate to reach out at 315-693-0035. Together, let's build a brighter financial future!

Branch Location & Accessibility

Come Visit Us!

We invite you to drop by and discover how Access Credit Union can support your financial journey. Whether you're a long-time member or considering joining us for the first time, our team is eager to assist you with personalized service. We look forward to seeing you soon!

Easy Navigation and Accessibility

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. We also offer ample parking so you can visit us hassle-free. If you're looking to stop by, our lobby hours are from 8:30 AM to 5:00 PM on weekdays, making it simple to fit us into your busy schedule.

Services Tailored for You

At Access, we prioritize your convenience. Whether you need quick cash from our ATM or wish to handle basic transactions through our drive-thru service, we've got you covered. Our drive-thru allows for deposits, withdrawals, and simple transactions without leaving your vehicle. For any inquiries or assistance, feel free to call us at 315-693-0035. While members can visit us at the branch for all their banking needs, please note that official correspondence should be directed to the same address: 390 W Seneca St, Sherrill, NY 13461.

Member Eligibility

At Access, we believe that everyone deserves the chance to be part of a welcoming community that supports your financial journey. Becoming a member is simple and open to anyone who lives, works, or worships in the Sherrill area. Whether you're looking for a place to save, borrow, or learn about finances, you'll find that Access is here for you. Our friendly team is ready to help you navigate the membership process, which takes just a few easy steps. To get started, you can check out the detailed eligibility criteria on our website at . If you have any questions or need assistance along the way, feel free to give us a call at (315) 693-0035. Once you're ready, opening an account is just a click away at https://app.loanspq.com/apply.aspx?lenderref=accessfcu09252020&list=xasa1s2s1b2bst . Join us at our branch located at 390 W Seneca St Sherrill Ny 13461, and let's take this journey together!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to lending, we offer merchant services designed to simplify daily transactions. Whether you're processing payments or managing cash flow, our services provide the tools you need for smooth operations. Picture this: a customer walks into your shop, makes a purchase, and with just a quick swipe or tap, their payment is processed instantly. This not only enhances customer satisfaction but also keeps your business running efficiently. If you're looking for personalized support and resources that cater specifically to your business needs, visit us at 390 W Seneca St, Sherrill, NY 13461 or call us at 315-693-0035. Let Access be your partner in success!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $298 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $16,669,704, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

We understand that life can get busy, which is why we offer essential ATM Services. You can access your funds quickly and easily with basic ATM functions such as withdrawals and balance checks. Whether you're out running errands or need cash for an unexpected expense, our ATMs provide a reliable solution.

Digital Banking Features

In addition to these traditional banking options, we also focus on making your banking experience digital-friendly. With our online banking services, you can manage your account anytime, anywhere. This means checking balances, making transfers, and reviewing statements can be done right from your smartphone or computer. At Access, we believe that accessibility is key. Our services are designed with you in mind, ensuring that whether you visit us in person or connect digitally, you have the tools needed for effective financial management. If you're looking for assistance or have questions about any of our services, don't hesitate to reach out! You can contact us at (315) 693-0035 during our operating hours from 8:30 AM to 5:00 PM on weekdays. We invite you to explore how Access can support your financial goals today! Visit us at our website or stop by our branch in Sherrill. Your financial success is important to us!

Drive-Thru Convenience

For those who prefer a more personal touch without leaving their vehicle, our Basic Drive-Thru Banking service is here to help. This feature allows you to handle deposits, withdrawals, and simple transactions all from the comfort of your car. We know that sometimes you just need to make a quick stop without the hassle of going inside.

Digital & Online Banking

Key Features

Our online banking service lets you check balances, transfer funds, and pay bills with just a few clicks. Need to sign a document? No problem! Our electronic signature authorization feature allows you to complete important transactions quickly and safely from the comfort of your home. If you prefer to go paperless, take advantage of our e-statements, which provide a secure and eco-friendly way to view your account statements whenever you need them. Staying organized has never been easier!

Mobile Banking Made Easy

For those always on the go, our mobile application is here to help. With the ability to make mobile payments and check your account right from your smartphone, managing your finances is simpler than ever. Whether you're grabbing coffee or shopping for groceries, you can pay instantly without any hassle.

Person-to-Person Transfers

While we currently do not offer person-to-person transfers directly, our suite of other digital services ensures that you have the tools necessary for effective money management. With all these features combined, Access makes it easy for you to stay connected with your finances while prioritizing security. Your financial peace of mind is just a click away! Join us today at https://www.accessfcu.org/home/home and experience banking made easy.

Financial Strength

Committed Team

We also take pride in having 41 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team dedicated to your needs.

Growing Member Base

Total Share Accounts: 43,768, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access is your trusted partner. Visit us at 390 W Seneca St Sherrill NY 13461 or call 315-693-0035 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our impressive net income of $2,423,094 reflects our operational efficiency and ability to maintain sustainable growth. This enables us to continue offering competitive loan rates and solid financial products tailored for our members.

Reinvestment for Future Growth

With $22,963,096 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to support your financial goals effectively. Furthermore, our $149,908,546 in total loans and leases demonstrates our capacity to provide the funding you need for various purposes from auto loans to personal financing.

Secure Savings Options

Members' savings are secured through $40,675,210 in share certificates and $13,610,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $25,491,278, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $33,078,332 in new vehicle loans and $24,259,221 in used vehicle loans, helping our members get on the road with ease. Whether you're eyeing a brand-new model or a reliable used vehicle, we have flexible terms that cater to your budget.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $16,669,704 provide the capital needed to expand operations or invest in new projects. We are committed to supporting local businesses and fostering economic growth in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,526,634, making buying or refinancing straightforward and accessible. We aim to simplify the home-buying process so you can focus on what truly matters making your house a home.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, please reach out. Our team is here to guide you through the process and find solutions tailored to your situation. For more information or assistance with your loan inquiries, don't hesitate to contact us at 315-693-0035 during our operating hours from 8:30 AM to 5:00 PM. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Access, we're here to help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,941,809 in loans helping members manage their finances effectively, our credit card options are designed to give you peace of mind when unexpected expenses arise.

Loan Aggregator

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