Accentra Credit Union Albert Lea MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Accentra, where your financial well-being is our top priority! Located at 1619 Blake Ave, Albert Lea, MN 56007, our branch has been serving the community since 1930. With a strong foundation built on trust and member-focused service, we proudly support over 16,762 members in achieving their financial goals. At Accentra, we understand that each member's journey is unique. That's why we offer a wide range of services designed to meet your individual needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our commitment to you is reflected in our impressive total assets of $196,305,874 and total deposits reaching $3,030,573. We are dedicated to helping you make informed decisions with your money. Our team of experienced professionals, led by CEO Paul Knorr and Board President Gordon Kuehne, works tirelessly to provide the best financial solutions possible. With a staff of 44 employees, we strive to create a welcoming environment where you can feel confident in your banking choices. For any official correspondence, please send it to our mailing address: 1619 Blake Ave, Albert Lea, MN 56007. We invite you to visit us or call us at 507-373-6500 during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday. Join us at Accentra today and discover how we can help you achieve financial success! For more information about our services and membership benefits, visit our website at www.accentracu.org. Your journey towards better banking starts here!

Branch History & Mission

Welcome to Accentra, your trusted credit union located in the heart of Albert Lea, MN. Established in 1930, we have a rich history of serving our community and supporting our members' financial journeys. Over the decades, we have grown from a small institution into a thriving organization with over 16,700 members and total assets amounting to $196,305,874. At Accentra, we believe that everyone deserves access to quality financial services that empower them to achieve their dreams. Our mission is simple yet impactful: to provide our members with exceptional banking options while fostering community growth and support. We strive to create lasting relationships built on trust and reliability. You can find us at 1619 Blake Ave, Albert Lea, MN 56007, conveniently located near local landmarks that make it easy for you to visit us. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address. Since our founding, we have remained committed to offering a range of services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options, we are here to help you manage your finances effectively. Our commitment also extends beyond traditional banking; we have embraced digital advancements such as online and mobile banking to ensure that you can manage your finances anytime, anywhere. Our operating hours are designed with your convenience in mind. We are open Monday through Friday from 7:30 AM to 5:30 PM. Although we currently do not offer ATM or drive-thru services, our friendly staff is always ready to assist you in person. Community engagement is at the core of what we do at Accentra. We actively participate in local events and initiatives aimed at enhancing the well-being of Albert Lea and surrounding areas. Through partnerships with various organizations, we work tirelessly to give back and uplift those around us. If you're looking for a credit union that prioritizes your financial well-being and supports its community, look no further than Accentra. Join us today and experience the benefits of being part of a member-focused institution dedicated to helping you reach your financial goals. For more information about membership or services offered, feel free to call us at 507-373-6500 or visit our website at www.accentracu.org. We can't wait to welcome you into the Accentra family!

Branch Location & Accessibility

Welcome to Accentra, your friendly neighborhood credit union located at 1619 Blake Ave in beautiful Albert Lea, MN! Nestled in Freeborn County, our branch is easily accessible for all your banking needs. Whether you're heading over from the nearby Albert Lea City Park or just passing through, we're here to provide a warm welcome and exceptional service. While members can visit us at our convenient location, official correspondence should be sent to 1619 Blake Ave, Albert Lea, MN 56007. We prioritize making your experience as easy as possible. Our branch offers ample parking and is equipped with ADA-compliant features to ensure everyone can access our services comfortably. We're open Monday through Friday from 7:30 AM to 5:30 PM, making it easy for you to stop by before or after work. Although we currently don't have ATM services or drive-thru banking available, our friendly staff is always ready to assist you inside the branch. At Accentra, we pride ourselves on offering a variety of financial services tailored just for you. From checking and savings accounts to auto loans and personal financing options, we've got everything you need under one roof. If you have any questions or need assistance, feel free to give us a call at 507-373-6500. We look forward to serving you at Accentra your trusted partner in financial success! Come visit us today!

Member Eligibility

At Accentra, we believe that becoming a member means joining a community that cares. If you live, work, worship, or attend school in our area, you may already be eligible for membership! Our commitment to serving individuals and families in the Albert Lea region is at the heart of what we do. You can enjoy benefits like competitive rates on loans and savings, personalized service, and access to various financial products tailored just for you. To learn more about specific eligibility criteria and what it means to be part of our credit union family, feel free to check out our detailed information at https://www.accentracu.org/about-accentra/about-us/the-value-of-membership.html. Ready to take the next step? Opening an account is simple just give us a call at (507) 373-6500, and we'll guide you through the process! We can't wait to welcome you to Accentra at 1619 Blake Ave Albert Lea Mn 56007.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,854,277, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify payment processing. Whether you're running a bustling café or an online retail store, our solutions make it easy for you to accept payments from customers. This means less hassle for you and a better experience for your clients, allowing you to focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 1619 Blake Ave Albert Lea Mn 56007 in Albert Lea, MN, or give us a call at (507) 373-6500. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking

For business owners, Accentra also offers specialized services that support your entrepreneurial spirit. Our business banking solutions include merchant services that simplify payment processing, allowing you to focus on what matters most growing your business. We also provide business loans designed to help fund new projects or manage cash flow effectively.

Connect With Us

We invite you to discover how Accentra can support your financial needs. If you have any questions about our offerings or need assistance getting started, don't hesitate to reach out! You can contact us at (507) 373-6500 during our lobby hours from 7:30 AM to 5:30 PM on weekdays. Join us at Accentra Cu Albert Lea, where we make banking personal and accessible for everyone in the community!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Accentra Cu Albert Lea. With our online and mobile banking, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills from anywhere, anytime. For those times when you need cash on the go, our ATM and cash withdrawal services ensure you have easy access to your money without hassle.

Personal Banking

Our personal banking services are designed with you in mind. We offer various checking and savings accounts that cater to different lifestyles and savings goals. Need a vehicle? Our auto loans and vehicle financing options make it easier than ever to hit the road in style. If you're considering buying a home or refinancing your existing mortgage, our competitive mortgage loans and refinancing solutions can help you achieve your dream of homeownership without breaking the bank. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options provide flexible solutions tailored to your situation. Plus, with our credit cards featuring rewards, you can earn while you spend, making every purchase work for you.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. With electronic signature authorization available, signing documents is quick and hassle-free. Plus, you can opt for e-statements to keep track of your financial activity without the clutter of paper statements. If you're looking to make payments quickly, our mobile payments feature lets you pay anyone directly from your smartphone. You can also enjoy person-to-person transfers, making it simple to send money to friends and family in real time.

Stay Connected Anytime, Anywhere

For those who prefer managing their finances on the go, our mobile application is readily available. This app puts all the power of our online banking service right in your pocket. You can easily monitor your accounts, make transactions, and stay updated on your finances wherever you are. At Accentra, we prioritize security in all our digital services. Our systems are designed to protect your personal information while providing you with easy access to your funds. With us, you can bank with confidence knowing that your data is safe. Join us at Accentra and take advantage of our innovative digital banking services today!

Financial Strength

Commitment to Growth

With $19,109,348 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,024 in used auto loans and $141,913,882 in total loans and leases.

Member Savings Security

Members' savings are secured through $41,829,532 in share certificates and $21,073,255 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts stand at 31,989, showing a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments) total $4,776,066. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Accentra is your trusted partner. Visit us at 1619 Blake Ave Albert Lea Mn 56007 or call (507) 373-6500 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $940,973, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $20,208,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,029 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,235,752 in used vehicle loans and $13,708,183 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,854,277 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, we have solutions tailored for small businesses. In addition to our various loan products, we also provide refinancing options for those who may want to adjust their current loan terms or consolidate debt into a more manageable payment structure. For more information on eligibility and how you can benefit from our services, please visit our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to supporting our members' financial well-being with transparency and dedication. Visit us today to learn more about how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,649,554, make buying or refinancing simple. We offer competitive interest rates and various repayment terms to accommodate your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,983,428 in loans helping members manage their finances effectively. This option allows you to make purchases without having to secure collateral while enjoying the benefits of easy repayment plans.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Accentra