Acadian Credit Union Lafayette LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Acadian Federal Credit Union, where we believe in putting our members first. Located at 102 Sunbeam Ln, Lafayette, LA 70506, our credit union has been a trusted financial partner since 1950. With a commitment to serving our community, we proudly support over 2,806 members and manage total assets of $19,724,141. Our mission is clear: to empower you with the financial tools you need for a secure future. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. With total deposits reaching $1,989,578, we are dedicated to providing a safe place for your money while offering competitive loan options currently totaling 1,075 loans and leases. At the helm of our organization is CEO Anne-Marie Simon, whose leadership is complemented by Board President Bennett Dugas. Together, they ensure that our values of trust and reliability shine through every interaction. Our dedicated team of 5 employees works tirelessly to offer personalized service that meets your individual needs. While you can visit us in person at our branch location, please note that official correspondence should be directed to the same address: 102 Sunbeam Ln, Lafayette, LA 70506-1521. For any inquiries or assistance, don't hesitate to reach out via phone at 337-233-6744. Explore more about our offerings on our website at Acadian Federal Credit Union, and discover how we can help you achieve your financial goals today!

Branch History & Mission

Welcome to Acadian Federal Credit Union, a cornerstone of the Lafayette community since 1950. Founded with a commitment to serve our members and foster financial growth, we have built a legacy that spans over seven decades. Our journey began at 102 Sunbeam Ln, Lafayette, LA 70506, where we opened our doors to provide financial services tailored to meet the needs of our members. Over the years, Acadian has evolved significantly. From humble beginnings, we have grown to serve over 2,800 members and manage total assets amounting to $19,724,141. This growth is a testament to our dedication and the trust placed in us by our community. We are proud to offer a range of services that include personal banking, auto loans, mortgage options, and business banking solutions. Our modern approach ensures that members can access these services through online banking and an ATM available at our branch. At Acadian Federal Credit Union, our mission is clear: we strive to empower individuals and families by providing exceptional financial services while actively supporting our community. We believe in building strong relationships with our members and contributing positively to their financial well-being. Our drive-thru service makes banking convenient for those on the go, while our commitment to ADA compliance ensures accessibility for all. While members can visit us at 102 Sunbeam Ln for all their banking needs, official correspondence should be sent to 102 Sunbeam Ln, Lafayette, LA 70506-1521. Our dedicated team works tirelessly during lobby hours from 8:30 AM to 5:00 PM Monday through Friday and drive-thru hours from 8:00 AM to 6:00 PM on Fridays. As part of our ongoing efforts to give back, we engage in various community outreach initiatives and partnerships that aim to uplift those around us. We invite you to join Acadian Federal Credit Union and experience firsthand the benefits of being part of a supportive community-focused institution. Together, let's build a brighter financial future! For more information or to become a member today, please reach out at (337) 233-6744 or visit us online at Acadian FCU.

Branch Location & Accessibility

Convenient Access and Local Landmarks

You'll find us just a stone's throw away from popular spots like the local park and community center, perfect for a visit after enjoying the beautiful surroundings of Lafayette. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps that ensure everyone can easily access our services.

Friendly Operating Hours

We're open Monday through Thursday from 8:00 AM to 5:00 PM and on Friday until 6:00 PM, giving you plenty of time to come in when it's convenient for you. Our drive-thru service operates during these hours as well, allowing for quick deposits and withdrawals without leaving your vehicle.

Let’s Connect!

If you have questions or need assistance, don't hesitate to give us a call at 337-233-6744. Our dedicated team is always ready to assist you! We invite you to stop by our branch today and experience firsthand the benefits of being part of the Acadian family. Your journey towards better banking starts here!

Services Tailored for You

At Acadian Federal Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, with our ATM available on-site, accessing cash is simple and straightforward. While members can visit us at 102 Sunbeam Ln Lafayette La 70506, official correspondence should be sent to our mailing address: 102 Sunbeam Ln, Lafayette, LA 70506-1521.

Member Eligibility

At Acadian, becoming a member means joining a community that truly cares about your financial well-being. We welcome individuals who live, work, or worship in the Lafayette area, and we're excited to share the benefits of membership with you. If you're a family member of an existing member or affiliated with one of our partner organizations, you're also eligible to join! This inclusive approach ensures that everyone has access to our range of services designed to help you thrive financially. For more detailed information about eligibility, feel free to check out our website at https://www.acadianfcu.org/membership/. Joining is simple! Just visit us at 102 Sunbeam Ln Lafayette La 70506 or give us a call at (337) 233-6744. Our friendly staff will guide you through the account opening process so you can start enjoying the advantages of membership right away. Whether it's competitive loan rates, personal banking options, or online services that suit your busy lifestyle, Acadian is here to support you every step of the way. Don't hesitate let's get started on your journey with us today!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer essential merchant services that simplify daily operations for businesses. Whether it's processing payments or managing cash flow, our tools are designed to make transactions easy and efficient. Picture a local retailer seamlessly handling customer purchases while keeping track of inventory all thanks to our reliable merchant solutions. Located at 102 Sunbeam Ln Lafayette La 70506 in Lafayette, LA, we invite you to discover how Acadian can support your business ambitions. Give us a call at (337) 233-6744 to learn more about our offerings today!

Comprehensive List Of Services

Accessing Our Services

Visiting us is simple! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM (with extended hours on Fridays until 6:00 PM), while our drive-thru service is available Monday through Thursday from 8:00 AM to 5:00 PM and until 6:00 PM on Fridays. Whether you prefer face-to-face interaction or quick transactions via drive-thru or ATM services, we've got you covered. At Acadian, we believe in empowering our members with the tools they need for financial success. If you're ready to explore how our services can work for you, don't hesitate to reach out! Call us at 337-233-6744 or visit us online at www.acadianfcu.org. We're here to help you take charge of your financial journey!

Business Banking

For entrepreneurs, Acadian offers business banking solutions designed to support your venture's growth. Our merchant services streamline payment processing while our business loans provide the necessary capital to expand your operations.

Credit Options

Understanding that life can throw curveballs, we provide personal loans and debt consolidation options tailored to help you regain control over your finances. Plus, our credit cards come with rewards that add value to every purchase you make.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we focus on offering robust online and mobile banking solutions. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on-the-go. Our ATM services allow for cash withdrawals and balance checks at your convenience.

Personal Banking Solutions

Our personal banking services cater to various needs. If you're seeking to manage your daily finances, our checking and savings accounts offer competitive rates and easy access to your funds. For those in need of financial assistance for transportation, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing to assist you in achieving your dream home.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your money shouldn't be a hassle. Our user-friendly interface allows you to navigate effortlessly through your account details and transactions. Whether you're checking your balance during lunch or making a quick payment late at night, our online banking service ensures that help is always just a click away. At Acadian, we're committed to making your banking experience as smooth as possible. Embrace the convenience of modern banking with us today!

Key Features

With online banking, you can check balances, transfer funds, and pay bills quickly and securely from the comfort of your home or on the go. Our person-to-person transfer feature makes sending money to friends or family as easy as sending a text. Plus, you can access e-statements whenever you need them, making it simple to keep track of your finances without the clutter of paper statements. We prioritize your security with electronic signature authorization, ensuring that your transactions are safe and verified. While we currently don't offer mobile payments or a dedicated mobile app, our website is fully optimized for mobile use, allowing you to perform all your banking tasks directly from your smartphone.

Financial Strength

At Acadian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health so that we can provide you with the best possible service. With a net worth of $1,999,230, we uphold robust financial strength, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,014 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,406,738 in share certificates and $2,082,249 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $1,600,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $230 in used auto loans and $12,426,026 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 3,985, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadian is your trusted partner. Visit us at 102 Sunbeam Ln Lafayette La 70506 or call (337) 233-6744 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,208,646 in used vehicle loans and $4,228,500 in new vehicle loans already helping members get on the road. We make it easy for you to finance your dream car with flexible terms and competitive interest rates.

Credit Lines and Unsecured Credit Card Loans

For those looking for extra flexibility, we offer credit lines totaling $1,450,000, allowing you to manage unexpected expenses with ease. Additionally, our unsecured credit card loans provide flexible terms with a total of $326,525 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We aim to guide you through the process, ensuring you find a solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing an existing loan, our team is here to help you explore your options. We can assist you in determining eligibility and finding the right product for your situation. At Acadian, we're dedicated to supporting our members' financial well-being. If you're interested in any of our loan offerings or have questions about eligibility, don't hesitate to reach out at (337) 233-6744 or visit us at 102 Sunbeam Ln Lafayette La 70506 in Lafayette, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Loan Aggregator

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Acadian