Acadia Credit Union Madawaska ME | Best Auto Loans & Business Banking

Introduction

Welcome to Acadia at our Madawaska Office, located at 90 Main St, Madawaska, ME 04756. Established in 1963, we have proudly served our community for over six decades, building strong relationships with our members and fostering a sense of belonging. With a robust membership base of 17,222 and total assets exceeding $370 million, we are committed to providing exceptional financial services tailored to meet your unique needs. At Acadia, we understand that financial well-being is essential for everyone. That's why we offer a wide range of services including personal banking options, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our dedication to supporting our members goes beyond just transactions; it's about helping you achieve your financial goals. Our team is led by CEO David Desjardins and Board President Mary McCarthy, who are passionate about making a positive impact on our community. Together with our 86 employees, we strive to create an environment where trust and transparency are paramount. We invite you to experience the difference that comes from being part of a cooperative financial institution focused on your success. While members can visit us at 90 Main St, official correspondence should be sent to the same address for clarity. Whether you're looking to open a new account or need assistance with an existing one, don't hesitate to reach out. You can contact us at (207) 728-4121 during our lobby hours: Monday through Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to Noon. Join us today and discover how Acadia can help you build a brighter financial future! For more information about our services, visit us online at acadiafcu.org.

Branch History & Mission

Community Impact

Our commitment extends beyond just banking; we actively engage in community outreach programs and partnerships aimed at improving the lives of those around us. Whether it's sponsoring local events or supporting educational initiatives, Acadia strives to give back and create lasting impacts. With advancements in technology like mobile payments and online banking options available for our members, we ensure that everyone has access to modern financial tools while maintaining a personal touch. As we continue this journey together with you our valued member we invite you to join us at Acadia. Experience firsthand how we can support your financial goals while contributing positively to the Madawaska community. For any inquiries or assistance, feel free to contact us at 207-728-4121 or visit us online at Acadia's Website. Join Acadia today and be part of a community-focused credit union that genuinely cares about your future!

Our Evolution

Acadia began its journey with a simple yet powerful vision: to empower individuals and families through accessible financial services. Over the decades, we have embraced change and innovation while staying true to our core values. Our branch at 90 Main St, Madawaska, ME 04756, has seen significant milestones that reflect our commitment to our members. From introducing online banking solutions to enhancing customer service initiatives, we've evolved to meet the needs of today's consumers. While members can visit us at our main branch for all their banking needs, official correspondence should be sent to our mailing address: 90 Main Street, Madawaska, ME 4756.

Our Mission

At Acadia, our mission is clear: we are here to provide personalized financial services that help build a stronger community. We focus on offering various products such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We believe that by supporting our members financially, we can contribute positively to the growth of Madawaska and beyond. We also take pride in being accessible. Our operating hours are designed for convenience Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to Noon. Plus, with ATM availability and drive-thru banking options, managing your finances has never been easier.

Branch Location & Accessibility

Welcome to the Acadia branch, conveniently located at 90 Main St in Madawaska, ME. Our location is easy to reach and nestled in a vibrant area, making it a breeze for members to stop by for their banking needs. Whether you're heading to one of the local shops or enjoying the scenic views nearby, we are here to support your financial journey. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 90 Main Street, Madawaska, ME 4756. Our friendly staff is dedicated to providing top-notch service during our operating hours Monday through Friday from 8:30 am to 5:30 pm, and Saturday from 8:30 am to noon. At Acadia, we understand how important accessibility is for our members. Our branch is equipped with features that comply with ADA standards, ensuring everyone can access our services comfortably. We also offer convenient drive-thru banking for quick deposits and withdrawals without having to leave your vehicle. For those who prefer cash transactions, our ATM is available on-site for easy access. We invite you to explore all the services we offer, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. If you have questions or need assistance, don't hesitate to give us a call at 207-728-4121. Stop by today and discover how Acadia can help you achieve your financial goals!

Member Eligibility

Becoming a member of Acadia means joining a friendly community that truly cares about your financial well-being. If you're interested in membership, you'll be glad to know that eligibility is open to individuals who live, work, or worship in our local area. This means whether you're a lifelong resident or new to the community, you can enjoy the benefits of being part of our credit union family. We offer various financial services tailored to meet your needs and goals, making it easy for you to manage your finances effectively. To take the next step toward membership at Acadia, simply visit us at our branch located at 90 Main St Madawaska Me 04756, or give us a call at (207) 728-4121 for more information. You can also check out the detailed eligibility criteria on our website. We're here to support you every step of the way as you embark on this rewarding journey with us!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,963,778, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline payment processing and enhance customer experience. Imagine effortlessly accepting payments from customers whether they are shopping online or in-store. Our solutions can help you manage transactions quickly and securely, allowing you to focus on what you do best running your business. Located at 90 Main St Madawaska Me 04756 in Madawaska, ME, our team is ready to assist you in navigating the financial landscape of your business. Let's work together to fuel your success! For more information, call us at (207) 728-4121.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs and business owners in Madawaska and surrounding areas, we offer robust Business Banking solutions. From merchant services that simplify payment processing to tailored Business Loans designed for growth and expansion, Acadia stands beside you as your partner in success.

Convenient Access and Support

Accessibility is key at Acadia. Our branch features both an ATM and Drive-Thru Banking, allowing you to complete deposits, withdrawals, and simple transactions with ease whether you're on the go or prefer not to leave your car. If you ever have questions or need assistance, don't hesitate to reach out at 207-728-4121 during our convenient hours: Monday through Friday from 8:30 AM - 5:30 PM and Saturday from 8:30 AM - Noon. At Acadia, we're committed to providing comprehensive financial services that are easy to use and designed with you in mind. We invite you to visit us today at our Madawaska office or explore more about what we offer by visiting our website. Let's work together toward achieving your financial goals!

Credit and Debt Management

Managing debt can be daunting, but it doesn't have to be. With our Personal Loans & Debt Consolidation options, we aim to help you take control of your finances. Whether you're consolidating existing loans or funding a large purchase, we're here to assist every step of the way. Plus, our Credit Cards with Rewards program allows you to earn points for everyday purchases making each swipe more rewarding.

Personal Banking Solutions

We understand that everyone has unique banking needs. That's why we offer Personal Banking options like checking and savings accounts designed to help you manage your money effectively. Imagine being able to easily set aside funds for your next family vacation or track your spending with a few taps on your smartphone. Our Online & Mobile Banking features make it simple to keep tabs on your accounts anytime, anywhere. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates that fit your budget. Picture yourself driving off in that car you've always wanted without breaking the bank. And if homeownership is on your mind, our Mortgage Loans & Refinancing services can guide you through the process, making it as straightforward as possible.

Digital & Online Banking

Enhanced Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can also take advantage of mobile payments for quick transactions at participating retailers just tap and go! Security is a top priority for us. We utilize advanced technology to protect your information so that you can bank with peace of mind. Plus, our user-friendly interface ensures that navigating through your accounts is straightforward and intuitive. In short, Acadia is committed to providing accessible, easy-to-use digital banking solutions that fit your lifestyle. Join us today and experience how simple managing your finances can be!

Key Services

Our online banking platform, available at https://www.acadiafcu.org/, allows you to view account balances, make transfers, and pay bills all with just a few clicks. You can also enjoy the ease of electronic signature authorization, making it quick and hassle-free to complete transactions without the need for paperwork. For those who prefer going paperless, we offer e-statements that provide a secure way to keep track of your financial history while helping the environment. Plus, our mobile application gives you access to all these features right from your smartphone, allowing you to manage your finances on the go.

Financial Strength

A Strong Financial Foundation

With a net worth of $40,362,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Service

Our operational efficiency shines through with a reported $403,189, enabling us to continue offering competitive loan rates and solid financial products tailored for our members' needs. We also take pride in having 76 full-time employees and 10 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Growing Together

Total Share Accounts: 41,601 show a robust member base that trusts us with their finances. With net shares available for lending and investments at $993,160, we have the capacity to help you achieve your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadia is your trusted partner. Visit us at 90 Main St Madawaska Me 04756 or call (207) 728-4121 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $33,484,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident with $2,326 in used auto loans and $294,045,662 in total loans and leases available for our community.

Member Savings Secured

Members' savings are secured through $108,645,437 in share certificates and $45,222,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our total member focus our non-member deposits stand at $0, which allows us to channel resources into better loan rates and exclusive perks for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,919,399 in used vehicle loans and $18,618,545 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $62,963,778 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are committed to supporting local enterprises with tailored financing solutions. At Acadia, we also offer refinancing options on many of our products, allowing you to adjust your current loan terms for better rates or payment plans. Our experienced staff is available to discuss eligibility requirements and guide you through the application process. For more information about our loan products or to schedule an appointment, please contact us at (207) 728-4121. We are open Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Lines and Unsecured Loans

If you're looking for flexibility, our total credit lines amounting to $58,240,087 can provide you with quick access to funds when needed. Additionally, we offer unsecured credit card loans, with a total of $4,738,726 helping members manage their finances effectively. These products are designed to give you the purchasing power and financial freedom you desire.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,549,622, make buying or refinancing simple. We are here to assist you at every step of the process to ensure you understand your options and find a solution that works for you.

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ACADIA FEDERAL CREDIT UNION - Madawaska, ME

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