Acadia is not just a credit union; we're part of the fabric of Fort Kent. We actively engage in partnerships with local organizations and participate in community outreach efforts that uplift those around us. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to making a positive impact within our community. As you consider becoming part of our family at Acadia, know that you're not just joining a credit union; you're joining a community that cares. Experience firsthand the benefits of membership where your voice matters and your financial well-being is our priority. Join us today and take the first step towards achieving your financial dreams with Acadia! For any inquiries or assistance, feel free to reach out at 207-834-6167. We look forward to welcoming you into our growing family!
Our journey began over six decades ago when a group of visionaries recognized the need for a member-focused financial institution. From humble beginnings at 69 Pleasant St, Fort Kent, ME 04743, we have continuously evolved to meet the changing landscape of banking. Throughout the years, we have expanded our services while maintaining the same community-oriented spirit that has defined us since day one. While members can visit us at our branch location, official correspondence should be sent to 69 Pleasant St, Fort Kent, ME 04743-1507. Our branch is conveniently situated near local landmarks that make it easily accessible for all residents.
At Acadia, our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We believe that banking should be about more than just transactions; it's about building relationships and creating opportunities. Our dedicated team works tirelessly to offer a range of products and services designed to help you achieve your financial goals whether it's saving for a dream home or planning for retirement. We prioritize customer service and strive to create an inclusive environment where everyone feels welcome. By utilizing advanced technology and ensuring ADA compliance, we aim to make banking easier for all our members. Additionally, our commitment to digital advancements allows members to manage their accounts conveniently online or through mobile applications.
In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing transactions efficiently, our solutions help enhance customer experiences and boost sales. Visit us at 69 Pleasant St Fort Kent Me 04743 in Fort Kent, ME or call us at (207) 834-6167 to learn how we can help your business thrive!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,963,778, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced world, digital banking has become essential. At Acadia, we understand the importance of having easy access to your accounts. That's why we offer robust online banking options that let you manage your finances from the comfort of your home or on the go. With features such as mobile payments and person-to-person transfers, paying bills or sending money to friends has never been easier.
For those who frequently use ATMs, we offer ATM Services Only. This service allows you to access your funds conveniently without having to visit a branch. Imagine being able to withdraw cash or check your balance any time you need it wherever you are! Our ATMs are designed with user-friendly features that ensure quick and secure transactions.
If you're in Fort Kent or nearby and looking for a credit union that genuinely cares about its members, consider joining Acadia. We invite you to explore all that we have to offer and experience firsthand the community-focused service that sets us apart. For more information or assistance, don't hesitate to reach out at 207-834-6167. Together, we can help you achieve your financial goals!
We know that every member has unique financial needs. That's why our team is dedicated to helping you navigate through our offerings to find the services that best fit your lifestyle. Whether you're planning for a big purchase or simply want to save more effectively, our knowledgeable staff can provide personalized guidance tailored just for you.
We know that life can be busy, which is why our Mobile Payments Feature lets you make purchases directly from your mobile device. Whether you're grabbing coffee or shopping for groceries, paying has never been easier. With all these features combined, managing your money becomes straightforward and efficient. Join us at Acadia today and experience the freedom of digital banking! For more information and to get started, visit us at https://www.acadiafcu.org/.
Our online banking platform is user-friendly, allowing you to check balances, pay bills, and transfer funds quickly. You'll also enjoy the convenience of E-Statements, which are not only eco-friendly but also help you keep track of your finances with ease. Plus, with our mobile application, you can manage your accounts right from your smartphone, making it simpler than ever to stay on top of your financial health. Need to send money to a friend or family member? Our Person-to-Person Transfers feature allows you to send money instantly without any hassle. And if you're concerned about security, rest assured that we utilize Electronic Signature Authorization for safe transactions.
With $33,484,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2,326 in used auto loans and $294,045,662 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Total Share and Deposit Accounts: 41,601, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadia is your trusted partner. Visit us at 69 Pleasant St Fort Kent Me 04743 or call (207) 834-6167 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Our $403,189 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $108,645,437 in share certificates and $45,222,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $40,362,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,919,399 in used vehicle loans and $18,618,545 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new vehicle, we have options that can fit your budget and lifestyle.
For business owners, our outstanding commercial loans totaling $62,963,778 provide the capital needed to grow and expand your enterprise. We know how important it is to have access to funds when you need them most. If you're interested in refinancing any existing loans or want to check your eligibility for our loan products, please don't hesitate to reach out. Our friendly team is available at (207) 834-6167 to assist you with any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Acadia, we're committed to helping you navigate your financial journey with ease and confidence.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,549,622. This makes buying or refinancing simple and accessible for our members. With competitive rates and flexible terms, we can help turn your dream of owning a home into reality.
Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $4,738,726 in loans helping members manage their finances effectively. Our credit cards come with various features that allow you to spend wisely while earning rewards.
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