Acadia Credit Union Fort Kent ME | Best Auto Loans & Personal Banking

Introduction

Welcome to Acadia, your trusted financial partner located at 9 E Main St, Fort Kent, ME 04743. Established in 1963, we take pride in being a cornerstone of our community, serving over 17,222 members with dedication and care. At Acadia, we understand the importance of building strong relationships with our members and are committed to providing personalized financial solutions tailored to your unique needs. While you can always visit us at our branch for assistance, please note that official correspondence should be directed to our mailing address at 9 East Main Street, Fort Kent, ME 4743. With total assets of $370,967,035 and total deposits reaching $8,821,607, Acadia is well-equipped to support your financial goals. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. For businesses, we provide merchant services and business loans to help you thrive. Under the leadership of CEO David Desjardins and Board President Mary McCarthy, our dedicated team of 86 employees works tirelessly to ensure every member feels valued and supported. Our commitment to excellence is reflected in our robust financial health: a net worth of $40,362,291 and total loans amounting to 10,186, demonstrating our ability to meet the diverse needs of our members. At Acadia, we're not just about numbers; we're about people. We believe in making a positive impact within our community and are proud of the trust you've placed in us over the years. Whether you're looking for a new loan or simply need guidance on your financial journey, we invite you to reach out. Feel free to give us a call at (207) 834-6167 or visit our website at Acadia FCU for more information. Join us today and experience the difference that comes from being part of the Acadia family!

Branch History & Mission

Welcome to Acadia, a cornerstone of financial support in Fort Kent, ME. Established in 1963, our branch has proudly served the community for over six decades, growing alongside the families and businesses we support. With a commitment to fostering financial well-being, Acadia has built a legacy of trust and reliability. Located at 9 E Main St, Fort Kent, ME 04743, our branch is nestled in the heart of the community, making us easily accessible to all. While members can visit us at this address, official correspondence should be sent to 9 East Main Street, Fort Kent, ME 4743. We are proud to offer convenient services such as an ATM and drive-thru banking to enhance your banking experience. Our mission is simple yet powerful: to provide exceptional financial services while uplifting our community. With a total membership of 17,222 and assets amounting to $370,967,035, we understand that every member's needs are unique. Whether you're seeking personal banking options like checking accounts and auto loans or business services such as merchant solutions and business loans, Acadia is here to help you achieve your goals. Over the years, we've made significant strides in embracing technology. Our digital services include online banking, mobile payments, and person-to-person transactions. We also ensure ADA compliance so that everyone can access our facilities and services comfortably. Community outreach is at the heart of our operations. We regularly engage in partnerships with local organizations to strengthen the fabric of Fort Kent. These initiatives not only reflect our commitment to service but also enrich the lives of those around us. At Acadia, we believe in making a difference one member at a time. Join us today and experience firsthand how we can support your financial journey. For any inquiries or assistance, feel free to call us at 207-834-6167 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to Noon. We invite you to become part of our vibrant community at Acadia where your financial success is our top priority!

Branch Location & Accessibility

Accessibility Features

At Acadia, we ensure that everyone can enjoy our services with ease. Our branch features ADA-compliant access points, including ramps and designated parking spaces. Whether you're walking in or using our drive-thru service, we aim to make your experience as smooth as possible.

Banking Services & Amenities

Our branch offers a variety of services tailored to meet your financial needs. With ATM availability on-site and a basic drive-thru for deposits and withdrawals, banking has never been easier. Whether you're stopping by for a quick transaction or need assistance with more complex banking products, we're here to help. Feel free to reach out at (207) 834-6167 if you have any questions or need assistance before your visit. We look forward to serving you soon at Acadia!

Operating Hours

We're here for you during convenient hours to fit your busy schedule! Join us Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM until noon. Our welcoming staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more.

Member Eligibility

At Acadia, we believe that everyone deserves a place in our community, and becoming a member is a simple and welcoming process. If you're a resident of Aroostook County or work in the area, you're likely already eligible to join us! Our members come from all walks of life, and we embrace individuals who share our values of community support and financial empowerment. To dive deeper into the specifics of eligibility. Joining Acadia opens the door to a world of benefits designed just for you whether it's personalized banking services, competitive loan rates, or access to convenient online tools. Plus, our friendly team is here to guide you through every step of opening an account. You can reach us at (207) 834-6167 if you have any questions or need assistance. We can't wait to welcome you to our family at Acadia, located at 9 E Main St Fort Kent Me 04743!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,963,778, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are essential. Our merchant services allow businesses to accept payments easily whether in-store or online. For example, consider a local café that can now take card payments at the counter and online orders seamlessly, enhancing customer experience while boosting sales. Discover how Acadia can be your partner in growth. Visit us at 9 E Main St Fort Kent Me 04743 in Fort Kent, ME, or give us a call at (207) 834-6167 for more information on how we can assist your business banking needs!

Comprehensive List Of Services

Conclusion

At Acadia, we strive to make banking as effortless as possible while ensuring that you receive personalized service every step of the way. We invite you to visit us at 9 E Main St Fort Kent Me 04743 or give us a call at (207) 834-6167 for more information about how we can help meet your financial needs. Together, let's build a better financial future!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features. You can easily check balances, transfer funds, or pay bills from anywhere using our secure platforms. Plus, our ATM services allow for quick cash withdrawals whenever you need them. Whether you're in a rush or simply prefer handling transactions on the go, our drive-thru banking service provides easy access for deposits, withdrawals, and simple transactions without leaving your car.

Credit Cards and Business Banking

Our credit cards come with rewards that can enhance your spending experience while offering benefits like cashback or travel points. They are perfect for everyday purchases as well as larger expenses. For local entrepreneurs and business owners, we provide essential business banking services, including merchant services and business loans. These offerings are designed to support your business growth while simplifying your financial management.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that cater to different lifestyles. Need a safe place to keep your money? Our checking and savings accounts provide both security and flexibility. For those considering a new vehicle, our auto loans and vehicle financing can help get you on the road quickly with competitive rates and terms. If you're looking to buy a home or refinance your existing mortgage, we have tailored mortgage loans that simplify the process and make homeownership more accessible. Additionally, our personal loans can assist with debt consolidation or unexpected expenses, giving you peace of mind during challenging times.

Digital & Online Banking

Key Features

Our online banking services are accessible 24/7 through our website at https://www.acadiafcu.org/. This means you can bank on your schedule, whether it's early morning or late at night. You'll find it easy to navigate our user-friendly interface, allowing you to view your accounts and transactions quickly. Need to send money to someone? Our person-to-person transfer feature makes it as simple as sending a text. Plus, with mobile payments available, you can make purchases directly from your smartphone without the need for cash or cards.

Security and Accessibility

Security is a top priority for us. We offer electronic signature authorization, which allows you to sign documents securely online without any hassle. This feature not only saves you time but also ensures that your personal information remains safe. Additionally, we provide e-statements so you can keep track of your finances while reducing paper clutter. You'll receive your statements electronically, giving you easy access whenever needed. For those who prefer banking on the go, our mobile application offers all the features you love about online banking in the palm of your hand. You can download the app today and start managing your accounts effortlessly. With Acadia, enjoy the freedom of real-time account management and the convenience of digital banking tailored just for you. Join us in embracing a smarter way to bank!

Financial Strength

Growing Together

Total Share Accounts stand strong at 41,601, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) are at $993,160, which reinforces our commitment to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadia is your trusted partner. Visit us at 9 E Main St Fort Kent Me 04743 or call (207) 834-6167 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $33,484,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $2,326 in used auto loans and $294,045,662 in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $108,645,437 in share certificates and $45,222,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $403,189 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $40,362,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,919,399 in used vehicle loans and $18,618,545 in new vehicle loans already helping members get on the road. Whether you're after a brand-new model or a reliable used vehicle, our flexible financing options can make the process smoother.

Business Loans

For business owners, our outstanding commercial loans totaling $62,963,778 provide the capital needed to grow and expand. We know how crucial it is for local businesses to have access to funding when they need it most.

Credit Lines and Refinancing Options

Additionally, we offer total credit lines amounting to $58,240,087, giving you the flexibility to borrow as needed without having to take out multiple loans. If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is ready to assist you in finding the best solution tailored to your needs. For more information on our loan offerings or assistance in starting your application process, feel free to contact us at (207) 834-6167 or visit us at our branch located at 9 E Main St Fort Kent Me 04743 in Fort Kent, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,549,622, make buying or refinancing simple. We believe that owning a home should be within reach for everyone, and our team is here to guide you through the entire process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $4,738,726 in loans helping members manage their finances effectively. These cards come with various benefits that can help you build your credit while enjoying everyday purchases.

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ACADIA FEDERAL CREDIT UNION - Fort Kent, ME

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