Acadia Credit Union Bangor ME | Low Mortgage Rates & Auto Loans

Introduction

At Acadia, located at 713 Broadway, Bangor, ME 04401, we are more than just a credit union; we are a trusted partner in your financial journey. Established in 1963, our commitment to the community and our members has grown stronger with each passing year. With over 17,000 members, we pride ourselves on being a supportive pillar in the Bangor area, providing personalized banking solutions tailored to meet your unique needs. Our total assets stand at an impressive $370,967,035, reflecting our stability and reliability as your financial institution. We manage a robust portfolio of 10,186 loans and leases, ensuring that we can cater to various financial requirements be it personal loans, auto financing, or mortgages. As of now, our total deposits amount to $8,821,607, demonstrating the trust our members place in us. Led by our dedicated CEO, David Desjardins, and Board President Mary McCarthy, Acadia thrives on a foundation of transparency and accountability. We maintain a strong net worth of $40,362,291 and have cash readily available for our members amounting to $4,855,355. This solid financial footing allows us to offer competitive rates on loans and savings while ensuring that you receive the best service possible. While members can visit us at 713 Broadway, official correspondence should be sent to the same address for consistency. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. You can also reach us by phone at 207-992-0101 or via fax at 207-834-6190. Join us at Acadia where your financial well-being is our top priority. Explore how we can help you achieve your goals today! Visit us online at Acadia FCU for more information about our services or stop by for a chat with one of our knowledgeable staff members. Your journey toward financial success starts here!

Branch History & Mission

At Acadia, we take great pride in our rich history and commitment to serving the Bangor community since 1963. Nestled at 713 Broadway, Bangor, ME 04401, our branch has grown alongside our members, evolving from a small credit union into a trusted financial partner with over 17,000 members and total assets of $370,967,035. Acadia was founded with a simple yet powerful mission: to provide accessible and affordable financial services to everyone in our community. This mission drives us every day as we strive to empower individuals and families through personal banking solutions. Our offerings include checking and savings accounts, auto loans, mortgages, and credit cards with rewards each designed with our members' needs in mind. Over the years, we've embraced technological advancements while ensuring that all our services are ADA compliant. Members can enjoy the convenience of online banking, mobile payments, and e-statements. We also prioritize customer service by providing a welcoming environment with both ATM availability and drive-thru banking for quick transactions. While members can visit us at 713 Broadway Bangor Me 04401, official correspondence should be sent to 713 Broadway, Bangor, ME 4401 if it differs. Our operating hours are convenient for all Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Acadia's commitment extends beyond banking; we actively engage in community outreach initiatives that support local organizations and events. By building partnerships within the Bangor area, we aim to uplift those around us. Join us today at Acadia! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members. For more information or to speak with one of our friendly staff members, give us a call at (207) 992-0101. Welcome to Acadia where your financial journey is our priority!

Branch Location & Accessibility

Convenient Access and Features

At our branch, you'll find ample parking available for both members and visitors. We take pride in being accessible to everyone, featuring ADA-compliant entrances and ramps to ensure that everyone can easily access our services. Whether you're stopping by for a quick transaction or planning a longer visit, we are here to make your experience smooth and welcoming.

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 207-992-0101. We invite you to come by the Acadia Broadway Office today our team looks forward to serving you!

Operating Hours

Our doors are open Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays until 5:00 PM. We also welcome you on Saturdays from 9:00 AM to noon, providing flexibility for your busy schedule. Whether you prefer coming in during the week or on the weekend, our team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more.

Services Offered

In addition to our friendly staff ready to help with any inquiries you might have, we offer a variety of services designed to meet your financial needs. Enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Acadia, we believe that everyone deserves the chance to be part of a supportive community that truly cares about your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We're dedicated to providing personalized services tailored just for you, whether you need help with savings, loans, or anything in between. To get started on your membership journey at our branch located at 713 Broadway Bangor Me 04401, just give us a call at (207) 992-0101. For detailed eligibility criteria and any updates. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. With flexible financing solutions, we empower local entrepreneurs to turn their visions into reality.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine processing payments seamlessly while focusing on what you do best running your business. With Acadia's merchant services, you can accept various payment methods effortlessly, ensuring a smooth experience for both you and your customers. With an outstanding commercial loan portfolio of $62,963,778, we continue to drive economic growth by financing new and expanding businesses. Our approach is about more than just numbers; it's about fostering relationships that thrive. Ready to take your business to the next level? Visit us at 713 Broadway, Bangor, ME 04401, or call us at 207-992-0101 to learn more about how we can help!

Comprehensive List Of Services

Accessing Your Funds

We also understand the need for quick access to cash. Our facilities include an ATM for withdrawals and balance checks whenever you need them. Additionally, our Drive-Thru Banking allows for simple transactions such as deposits and withdrawals without leaving your vehicle. At Acadia, we strive to create an experience that is both accessible and supportive. Our friendly staff is always ready to assist you with any questions or concerns at our Bangor branch. For more information about our services or to get started on your financial journey, give us a call at 207-992-0101 or visit our website at acadiafcu.org. Let us partner with you in achieving financial wellness because at Acadia, you're not just a member; you're part of our family!

Business Solutions

For entrepreneurs and small business owners, we offer tailored Business Banking solutions. From Merchant Services that streamline payment processes to various types of Business Loans, we're here to support your growth and success.

Digital Banking Convenience

In today's fast-paced world, we recognize the importance of convenience. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, banking with us is as easy as tapping on your smartphone.

Flexible Loan Options

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the financial relief you need. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Home Financing Made Easy

For those considering home ownership or wanting to refinance an existing mortgage, our Mortgage Loans & Refinancing options make the process straightforward and stress-free. We understand that each member's situation is unique, so we offer personalized service to find the best mortgage solution for you.

Personal Banking Services

Whether you're looking to open a new checking or savings account, or you need help managing your finances, we've got you covered. Our Personal Banking options include user-friendly checking and savings accounts designed for everyday use. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing services can help you drive away in your dream car without straining your budget.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can enjoy the convenience of e-statements, which help you stay organized while reducing paper clutter. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure. For those who prefer using their mobile devices, our user-friendly mobile application is at your fingertips. It supports mobile payments, making transactions quick and effortless. Whether you're buying coffee or splitting a dinner bill with friends through person-to-person transfers, our app gives you the flexibility to handle your finances in real-time.

Security and Accessibility

Your security is paramount at Acadia. We ensure that all online transactions are protected with robust security measures so you can bank with peace of mind. Our platform is designed to be intuitive and straightforward, making it easy for everyone from tech-savvy users to those new to digital banking to navigate their accounts confidently. In summary, our digital and online banking services at Acadia are tailored to provide you with the convenience you need in today's fast-paced world. With features like e-statements, mobile payments, and 24/7 account access, managing your money has never been easier or safer!

Financial Strength

At Acadia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to feel confident about where you put your money. That's why we are committed to maintaining a strong financial foundation that supports your needs. With a net worth of $40,362,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,645,437 in share certificates and $45,222,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,484,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,326 in used auto loans and $294,045,662 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $403,189, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $993,160. Total Share and Deposit Accounts: 41,601, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadia is your trusted partner. Visit us at 713 Broadway Bangor Me 04401 or call (207) 992-0101 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,919,399 in used vehicle loans and $18,618,545 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we can help you find the right fit.

Business Financing

For business owners, our outstanding commercial loans totaling $62,963,778 provide the capital needed to grow and expand. We understand that running a business comes with its challenges and having access to funding can make all the difference.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,738,726 in loans helping members manage their finances effectively. This product is perfect for those looking to simplify their spending while enjoying added rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,549,622, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure your dream home.

Refinancing Options

If you're looking to lower your payments or consolidate debt, consider our refinancing options. We have various plans that can help you save money over time and make your financial management easier. At Acadia, we prioritize transparency and accessibility in all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or want to learn more about how we can assist you with your financial needs, don't hesitate to reach out at (207) 992-0101 or visit us at 713 Broadway Bangor Me 04401. We're here to help you every step of the way!

Loan Aggregator

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ACADIA FEDERAL CREDIT UNION - Bangor, ME

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