Acadia Credit Union Bangor ME | Affordable Auto Loans & Business Banking

Introduction

Welcome to Acadia, your trusted financial partner located at 417 State St Ste 140, Bangor, ME 04401. Since our establishment in 1963, we have been dedicated to serving our community with integrity and commitment. With a strong membership base of 17,222 members, we take pride in being a member-focused credit union that understands your unique financial needs. At Acadia, we believe in empowering our members through quality financial services. Our total assets amount to an impressive $370,967,035, reflecting our stability and growth in the ever-evolving financial landscape. We are here to help you achieve your financial goals whether it's securing an auto loan, managing your savings, or planning for the future. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 417 State Street Suite 140, Bangor, ME 4401. Our experienced team of 86 employees, led by CEO David Desjardins and Board President Mary McCarthy, is always ready to assist you with personalized service and expert advice. With total deposits reaching $8,821,607 and cash reserves of $4,855,355, we ensure that your money is safe and accessible when you need it most. We also offer a wide range of services designed for both personal and business banking needs, including competitive loans and modern online banking options. Your trust matters to us. That's why we continually strive to build lasting relationships within our community while offering innovative financial solutions tailored just for you. If you're looking for a reliable partner in your financial journey or have any questions about our services, don't hesitate to reach out! Feel free to call us at 207-659-7874 or visit our website at Acadia FCU for more information. Let's work together towards your financial success!

Branch History & Mission

At Acadia, we pride ourselves on a rich history and a steadfast commitment to our members. Established in 1963, our Bangor branch has been a cornerstone of the community for decades. Located at 417 State St Ste 140, Bangor, ME 04401, we have grown alongside our members, providing essential financial services and support that meets their evolving needs. From our humble beginnings, Acadia has evolved into a trusted financial partner for over 17,000 members. With total assets amounting to an impressive $370,967,035, we have built a solid foundation that allows us to offer a wide range of services tailored to both personal and business banking. Our mission is clear: to empower our members by providing accessible financial products while actively supporting the communities we serve. Our operating hours are designed with your convenience in mind open Monday through Friday from 7:30 AM to 3:30 PM, we ensure that you can reach us when you need assistance. Whether you're stopping by for an auto loan or using our ATM service available right at our branch, we strive to create a welcoming environment where your financial goals can flourish. While members can visit us at 417 State Street Suite 140 for any inquiries or transactions, official correspondence should be sent to the same mailing address. We prioritize transparency and accessibility in all our communications. Acadia is not just about banking; it's about building relationships. Our dedicated team works tirelessly to provide personalized support and guidance. We take pride in our customer-centric initiatives, such as online and mobile banking options that make managing your finances easier than ever. We are also committed to ADA compliance, ensuring that everyone can access our services without barriers. In addition to our core offerings like checking accounts, mortgage loans, and credit cards with rewards, we actively engage with the community through various outreach programs and partnerships. Our goal is not only to foster financial wellness but also to uplift those around us. Join us at Acadia and experience firsthand the benefits of being part of a credit union that truly cares. Let's work together towards your financial success because at Acadia, you're not just a member; you're part of our family. For more information or assistance, feel free to contact us at 207-659-7874 or visit our website at acadiafcu.org.

Branch Location & Accessibility

Accessibility Features

At Acadia, we take accessibility seriously. Our branch is ADA compliant, ensuring that everyone can easily access our services. We have ample parking available nearby, including spaces designated for individuals with disabilities. If you need assistance, our staff is always ready to lend a hand.

Call To Action

We invite you to come see us at the Acadia branch! Experience personalized service and support from a dedicated team ready to assist you with all your banking needs. Stop by today or give us a call we look forward to serving you!

Operating Hours

We know that your time is valuable, which is why we offer convenient hours to fit your busy schedule. Our lobby is open Monday through Friday from 7:30 AM to 3:30 PM, making it easy for you to stop by before work or during your lunch break.

Services Offered

While visiting the Acadia branch, you can take advantage of a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of our ATM services right on-site for quick cash withdrawals and balance checks. If you're in need of specialized banking services or simply want to ask questions about your account, feel free to reach out to us at 207-659-7874. While members can visit us at 417 State St Ste 140, official correspondence should be sent to our mailing address at 417 State Street Suite 140 in Bangor.

Member Eligibility

At Acadia, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of our community, you'll find that eligibility is quite inclusive. You can join us if you live, work, worship, or attend school in the areas we serve. We welcome individuals from diverse backgrounds and walks of life, so whether you're just starting out or looking to make a change, there's a place for you here at Acadia. To learn more about the specific eligibility criteria, feel free to check out this link. Opening an account with us is straightforward and designed to fit your lifestyle. Simply reach out to us at (207) 659-7874, and our friendly staff will guide you through the process. You'll gain access to a range of services tailored to meet your needs, from personal banking options to competitive loan rates. Join us today at our branch located at 417 State St Ste 140 Bangor Me 04401 and experience the benefits of being part of something special!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments from customers quickly and securely, whether they pay with a card or through mobile payment apps. This not only enhances customer satisfaction but also boosts your sales potential. Located at 417 State St Ste 140 Bangor Me 04401 in Bangor, ME, we're here to partner with you every step of the way. Contact us at (207) 659-7874 or visit us online at https://www.acadiafcu.org/ to learn more about how our business banking solutions can work for you.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,963,778, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Acadia offers comprehensive business banking services. From merchant services that facilitate easy payments to business loans that fuel growth opportunities, we understand the unique challenges businesses face. Our goal is to help local businesses thrive in Bangor and beyond.

Convenient Access

We know that convenience matters. That's why we offer ATM and cash withdrawal services across multiple locations so you can access your cash when you need it most. With basic ATM access for withdrawals and balance checks, managing your money has never been simpler.

Digital Banking Features

In today's fast-paced world, having digital tools at your fingertips is essential. Our online platform supports everything from person-to-person payments to electronic signatures for a hassle-free experience. You can also opt for e-statements that keep you organized without piles of paperwork. At Acadia in Bangor, ME, we're committed to making banking easy and accessible for everyone. For any questions about our services or how we can assist you further, feel free to give us a call at 207-659-7874 during lobby hours: Monday through Friday from 7:30 AM to 3:30 PM. Ready to explore how Acadia can help you achieve your financial goals? Visit us today or check out more on our website here. Your journey towards better banking starts now!

Financing Options

When it comes to making big purchases like a car or a home, we've got you covered with competitive auto loans and vehicle financing. Picture driving off in your dream car without the stress of high-interest rates. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans and refinancing options are tailored to help you secure the best rates available. If you're dealing with unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services provide flexible solutions to help you regain control over your finances. Plus, enjoy rewards with our credit cards, which are perfect for everyday purchases while earning points towards future rewards.

Personal Banking Solutions

For those managing day-to-day finances, our personal banking options are designed to make life easier. You can choose from various checking and savings accounts that fit your lifestyle. Imagine having access to your funds anytime through our online and mobile banking features, allowing you to check balances, transfer money, and pay bills all from your smartphone.

Digital & Online Banking

Key Features

Our commitment to making banking easy for you is reflected in our user-friendly features. You can view your account balances, transfer funds, and even set up person-to-person payments all from your computer or mobile device. Plus, with our electronic signature authorization option, signing documents is as simple as a click of a button. This means no more waiting for paper forms to arrive! You also have the option to receive e-statements, which not only helps you stay organized but also contributes to a greener environment by reducing paper waste. Our mobile application further enhances your experience, allowing you to make mobile payments effortlessly.

Security & Accessibility

Security is paramount at Acadia. We ensure that all transactions are protected with state-of-the-art technology so that you can bank with peace of mind. Our 24/7 online banking services mean you're never far from your money whether it's checking balances late at night or sending money to a friend in real-time. In summary, with services like mobile payments and person-to-person transfers available at your fingertips, managing your finances has never been easier or more secure. Join us today and experience the convenience of modern banking with Acadia!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $33,484,539 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2,326 in used auto loans and $294,045,662 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Trust

Total Share Accounts: 41,601, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $993,160, giving us the ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadia is your trusted partner. Visit us at 417 State St Ste 140 Bangor Me 04401 or call (207) 659-7874 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

We prioritize our members by focusing our resources on your needs. Members' savings are secured through $108,645,437 in share certificates and $45,222,688 in money market shares, offering stable and rewarding financial growth opportunities. This focus allows us to create an environment where your investments can thrive.

Operational Efficiency

Our operational efficiency is reflected in our $403,189, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 10 part-time employees who are dedicated to providing you with knowledgeable service.

Solid Financial Foundation

With a net worth of $40,362,291, we maintain robust financial health that ensures your savings are in safe hands. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $42,919,399 in used vehicle loans and $18,618,545 in new vehicle loans, helping members get on the road with confidence. Whether you're considering financing for a brand-new vehicle or a reliable used option, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $62,963,778 provide the capital needed to grow and expand. We understand that every business has unique needs, and we're committed to providing personalized solutions that help you thrive.

Credit Options

Managing finances can sometimes feel overwhelming. That's why we offer flexible terms on unsecured credit card loans, with a total of $4,738,726 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make purchases easier, our credit card solutions are designed with your needs in mind.

Eligibility and Refinancing

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our knowledgeable staff is ready to assist you. We aim to provide options that suit your financial situation best. We take pride in offering transparent services and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to discuss which loan product may be right for you, feel free to reach out at (207) 659-7874, or visit us at our branch located at 417 State St Ste 140 Bangor Me 04401 in Bangor, ME. Let us help you navigate your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,549,622, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure your path to homeownership is as smooth as possible.

Loan Aggregator

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ACADIA FEDERAL CREDIT UNION - Bangor, ME

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