Acadia Credit Union Bangor ME | Quick Personal Loans & Business Banking

Introduction

At Acadia, we believe in the power of community and the importance of helping our members achieve their financial goals. Located at 849 Stillwater Ave, Bangor, ME 04401, our Stillwater Office has been serving the local community since 1963. With a strong commitment to member service, we proudly support over 17,000 members by providing a range of financial solutions tailored to their needs. Our credit union boasts impressive financial strength, with total assets amounting to $370,967,035 and total deposits reaching $8,821,607. This solid foundation allows us to offer competitive loan options; currently, we have granted a total of 10,186 loans and leases to help members purchase homes, vehicles, and more. We also focus on business banking, with a net member business loan balance of $66,831,481, empowering local entrepreneurs to thrive. Under the leadership of CEO David Desjardins and Board President Mary McCarthy, our dedicated team of 86 employees is here to assist you with everything from personal banking needs to business financing. We ensure that your experience with us is not just a transaction but a lasting relationship built on trust and support. While members can visit us at our branch location for face-to-face assistance or use our drive-thru services for convenience, you can also reach out via phone at 207-945-3632. For official correspondence, please send mail to our address: 849 Stillwater, Bangor, ME 4401. We invite you to explore what Acadia has to offer by visiting our website at www.acadiafcu.org. Whether you're looking for checking accounts, auto loans, mortgage options, or online banking services all crafted with your financial well-being in mind we're here for you every step of the way. Come discover how we can help you build a brighter financial future!

Branch History & Mission

At Acadia, we take pride in our rich history and commitment to serving the Bangor community since our doors first opened in 1963. Located at 849 Stillwater Ave, Bangor, ME 04401, our branch has grown from a small local credit union into a trusted financial partner for over 17,000 members. With total assets amounting to an impressive $370,967,035, we've made significant strides in providing comprehensive financial services tailored to meet the diverse needs of our members. Our mission at Acadia is clear: to empower individuals and families through exceptional financial services while fostering a sense of community and support. We believe that everyone deserves access to quality banking options that help them achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services, we strive to be your go-to resource for all things financial. As we have evolved over the years, we've embraced advancements in technology to enhance member experience. Our online and mobile banking platforms allow you to manage your finances conveniently from anywhere. Additionally, we offer features like electronic signatures and mobile payments for added flexibility. At Acadia, we ensure our facilities are ADA compliant so that all members of our community can access our services with ease. Our commitment extends beyond just banking; we are deeply rooted in community support. Through partnerships with local organizations and outreach initiatives, we work tirelessly to uplift those around us. Whether it's sponsoring local events or providing resources for financial literacy programs, we aim to make a positive impact on lives in Bangor and beyond. While you can visit us at our main branch location on Stillwater Ave for any inquiries or transactions during our operating hours Monday through Friday from 9 AM to 5 PM official correspondence should be sent to our mailing address: 849 Stillwater, Bangor, ME 4401. With ATM availability and drive-thru banking options also accessible at our branch, we strive to make your banking experience as convenient as possible. We invite you to join the Acadia family today! Experience firsthand the benefits of membership with us and let us help you navigate your financial journey toward success. For more information or assistance, feel free to reach out by calling us at (207) 945-3632 or visiting our website. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Acadia Credit Union, located at 849 Stillwater Ave in Bangor, ME! Our Stillwater Office is designed with your convenience in mind, making it easy for you to access all your banking needs. Whether you're stopping by for a quick transaction or need assistance with a loan, we're here to help. Nestled in the heart of Penobscot County, our branch is just a short drive from popular landmarks such as the Bangor Mall and the scenic Penobscot River. This prime location means you can fit your banking errands into your busy day without any hassle. Plus, we offer ample parking for our members, along with ADA-compliant features to ensure accessibility for everyone. At Acadia, we understand that life gets busy. That's why our lobby hours are set from Monday to Friday, 9 AM to 5 PM, allowing you plenty of time to visit us during the week. We also have a convenient drive-thru service for quick transactions like deposits and withdrawals perfect for those on-the-go moments! If you prefer cash withdrawals or balance checks, you'll find our ATM readily available. While members can visit us at 849 Stillwater Ave, official correspondence should be sent to the same address as our mailing address: 849 Stillwater, Bangor, ME 4401. For any questions or assistance, feel free to give us a call at 207-945-3632. Our friendly staff is eager to assist you with personal banking services such as checking and savings accounts, auto loans, and much more. We invite you to stop by and see what we can do for you today!

Member Eligibility

Becoming a member of Acadia is like joining a family that truly cares about your financial well-being. Located at 849 Stillwater Ave Bangor Me 04401, we welcome individuals who live, work, or worship in our community. Whether you're looking for a supportive place to manage your savings or need assistance with loans, our membership criteria are straightforward and inclusive. If you have questions about your eligibility or want to learn more, feel free to reach out to us at (207) 945-3632. We encourage you to visit our website for detailed information on how you can join our community and enjoy all the benefits we offer. Opening an account is simple and welcoming, making it easy for you to start your journey with us today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,963,778, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions for you and your customers. Picture this: a quick and easy way for customers to pay while you manage sales more efficiently. Our services allow businesses like yours to accept payments seamlessly, making customer interactions smoother and boosting satisfaction. Located at 849 Stillwater Ave Bangor Me 04401, Bangor, ME 04401, we invite you to explore how our business banking solutions can make a real difference. Connect with us today at (207) 945-3632!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking solutions include essential services like merchant accounts and business loans that can help your company thrive. We know how important it is to have reliable financial support when running a business, and we're here to provide just that.

Commitment to Our Members

At Acadia, we pride ourselves on being more than just a bank; we are a community partner invested in helping you succeed financially. If you're interested in learning more about any of these services or have specific questions, don't hesitate to reach out! You can call us at (207) 945-3632, or visit us during our lobby hours from Monday through Friday between 9 AM and 5 PM. We look forward to helping you achieve your financial goals! For more information about our offerings or to get started today, visit us online at Stillwater Office.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even send money person-to-person all from the comfort of your home or on-the-go using your smartphone. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interaction, our drive-thru banking provides a simple way to complete deposits, withdrawals, and other transactions without leaving your vehicle.

Home Financing Made Easy

Owning a home is a dream for many, and at Acadia, we make it achievable through our comprehensive mortgage loans and refinancing options. Our mortgage specialists are here to guide you through each step, ensuring you find the right loan that fits your budget.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why our personal banking services include checking and savings accounts tailored to help you manage your day-to-day finances easily. For those planning to purchase a new car or refinance their existing vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. When life throws unexpected expenses your way, our personal loans and debt consolidation products can help ease the burden. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Always Available

With 24/7 online banking services, you can bank on your own schedule. No more rushing to the bank before closing time! Whether it's checking balances late at night or making transfers during lunch breaks, we've got you covered. Experience the ease and convenience of digital banking with Acadia today! Visit us at https://www.acadiafcu.org/ and explore all the ways we can help simplify your financial life.

Features Tailored for You

Our mobile application is another great way to stay connected with your finances. With features like mobile payments, accessing funds has never been easier or faster. Whether you're shopping or dining out, simply use your phone to complete transactions securely. Plus, if you're looking to go paperless, we offer e-statements that let you view your account statements online whenever you need them. This not only helps the environment but also keeps your documents organized and accessible.

Security You Can Trust

We know that security is a top concern when it comes to managing your money online. That's why Acadia employs robust security measures including electronic signature authorization. This feature ensures that your transactions are secure and authenticated, giving you peace of mind every time you log in.

Financial Strength

Commitment to Growth

With $33,484,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,326 in used auto loans and $294,045,662 in total loans and leases. Our operational efficiency is reflected in our $403,189, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $40,362,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $108,645,437 in share certificates and $45,222,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built on Stability

Net Shares (Funds available for lending and investments): $993,160. Total Share and Deposit Accounts: 41,601, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadia is your trusted partner. Visit us at 849 Stillwater Ave Bangor Me 04401 or call (207) 945-3632 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Acadia, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help our members achieve their goals, whether it's purchasing a vehicle, buying a home, or managing unexpected expenses. Located at 849 Stillwater Ave, Bangor, ME 04401, our branch is ready to assist you on your financial journey. You can reach us at 207-945-3632 during our operating hours from Monday to Friday, 9 AM to 5 PM. With over 10,186 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with $42,919,399 in used vehicle loans and $18,618,545 in new vehicle loans already helping members get on the road. If you're looking to buy a new car, our auto loans offer some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,549,622, making buying or refinancing simple and accessible. We also provide flexible terms on unsecured credit card loans, with a total of $4,738,726 in loans available to help you manage your finances effectively. For business owners in need of capital to grow and expand their ventures, our outstanding commercial loans total $62,963,778, providing essential funding for various business needs. Whether you're interested in refinancing existing loans or exploring eligibility options for new ones, our team is here to guide you through the process. We pride ourselves on offering personalized service tailored to meet your unique financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us or contact us today to learn more about how our loan offerings can benefit you!

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Accurate Loan Comparisons

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ACADIA FEDERAL CREDIT UNION - Bangor, ME

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