Acadia Credit Union Ashland ME | Affordable Auto Loans & ATM Services

Introduction

Welcome to Acadia, your trusted financial partner located at 131 Main St, Ashland, ME 04732. Since opening our doors in 1963, we've dedicated ourselves to serving our community with a personal touch and a commitment to financial well-being. With over 17,000 members and total assets exceeding $370 million, we pride ourselves on being more than just a credit union; we're a cornerstone of the Ashland community. At Acadia, we understand that every member has unique financial needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions designed to help you achieve your goals. As of now, we have successfully facilitated over 10,000 loans, ensuring that our members can access the funds they need when they need them. Our leadership team is dedicated to maintaining transparency and trust. Under the guidance of our CEO, David Desjardins, and Board President, Mary McCarthy, our mission remains clear: to provide exceptional service and support to every member who walks through our doors or connects with us online. For any official correspondence, please note that you can reach us at the same address: 131 Main St, Ashland, ME 04732-3432. If you ever have questions or need assistance, don't hesitate to call us at 207-435-3434. Join us at Acadia today and experience the difference in community-focused banking! Visit our website at acadiafcu.org for more information on how we can help you navigate your financial journey.

Branch History & Mission

Welcome to Acadia, a cornerstone of financial support in Ashland, ME. Since our doors first opened in 1963, we have been dedicated to serving our community with care and commitment. Nestled at 131 Main St, Ashland, ME 04732, we proudly stand as a trusted partner for over 17,222 members who rely on us for their financial needs. From humble beginnings, Acadia has grown into a robust credit union with total assets amounting to $370,967,035. Our journey reflects the spirit of community banking where every member is valued and every dollar contributes to local growth. Over the decades, we have embraced change and innovation while staying true to our mission: to provide exceptional financial services that empower individuals and strengthen our community. At Acadia, our mission goes beyond just banking; we aim to uplift and support our neighbors through various initiatives. We believe in fostering strong relationships built on trust and transparency. Whether you are looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. Our commitment to service extends through modern conveniences such as online and mobile banking, ensuring that your financial management is as accessible as possible. While members can visit us at 131 Main St, official correspondence should be sent to 131 Main St, Ashland, ME 04732-3432. We also offer convenient ATM access and drive-thru banking services for your ease. As part of our outreach efforts, we actively engage in community programs that make a difference in people's lives. From supporting local events to forming partnerships with organizations that share our values, Acadia strives to be more than just a financial institution we want to be a vital part of the Ashland fabric. Our operating hours are designed with your schedule in mind: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 7 PM, and Saturday from 9 AM to 12 PM. With dedicated staff available at 207-435-3434, we are always ready to assist you with any questions or needs. Join us at Acadia today! Experience the benefits of being a member of a credit union that truly cares about your success and well-being. Together, let's build a brighter future for all of us in the Ashland community!

Branch Location & Accessibility

Convenient Access and Amenities

At Acadia, we understand that your time is valuable. That's why our location is designed with convenience in mind. There's ample parking available, ensuring you can easily park when you visit us. Our branch is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services without hassle. For those on the go, we offer drive-thru banking options for quick deposits and withdrawals. Plus, our ATM is available 24/7 for your cash withdrawal needs. Whether you're stopping in for a quick transaction or looking to discuss your financial future with one of our friendly staff members, we've got you covered!

More Than Just Banking

While you're here, don't forget that Acadia offers a wide range of services beyond basic banking. From checking and savings accounts to auto loans and personal loans, we're here to help you reach your financial goals. Our team is ready to assist with everything from mortgage refinancing to business banking solutions. If you're looking for more information or have any questions, feel free to give us a call at 207-435-3434. We're eager to help you discover how Acadia can be an essential part of your financial journey. So next time you're in Ashland, stop by Acadia at 131 Main St! We look forward to serving you soon!

Operating Hours That Fit Your Schedule

We know that life can get busy, which is why we have flexible operating hours tailored to fit your schedule. You can visit us Monday through Wednesday from 9 AM to 5 PM. On Thursdays and Fridays, we extend our hours until 7 PM, and we're open Saturday mornings until noon. This means you can come by after work or even on weekends when it's most convenient for you.

Member Eligibility

Becoming a member of Acadia is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area around Ashland, Maine, you're already on the path to membership! We welcome individuals from all walks of life who are looking for a supportive community and personalized banking solutions. To explore the specific eligibility requirements and see if you qualify, you can visit our website. Once you're ready to take the next step, opening an account with us is simple and straightforward. Just give us a call at (207) 435-3434, and we'll guide you through the process. At Acadia, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Join us at our welcoming location at 131 Main St Ashland Me 04732 and experience the difference of being part of a credit union that puts its members first!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,963,778, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments effortlessly while focusing on what you do best serving your customers. Our solutions provide you with the tools needed to manage payments smoothly, ensuring that cash flow remains steady. Come visit us at 131 Main St, Ashland, ME 04732, or call us at 207-435-3434 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs, our business banking services, including merchant services and business loans, are designed to support your growth. Whether you're starting a new venture or expanding an existing one, we have the tools to help you succeed.

Connect with Us

Located at 131 Main St Ashland Me 04732 in Ashland, ME, we invite you to visit us or give us a call at (207) 435-3434 for more information about how we can assist you. At Acadia, your financial well-being is our priority. Come experience personalized service where members are treated like family!

Convenient Digital Banking

At Acadia, we know convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can pay bills, transfer funds, and even access ATMs for cash withdrawals all from the palm of your hand! Our ATM services ensure that you have easy access to your funds whenever needed. Plus, with our basic drive-thru banking service available for deposits, withdrawals, and simple transactions, you can enjoy flexibility without leaving your vehicle.

Credit Cards and Rewards

We also have a selection of credit cards with rewards, allowing you to earn points on your everyday purchases. This means every time you swipe your card, you're one step closer to redeeming exciting rewards perfect for those who love to travel or treat themselves.

Personal Banking Services

For individuals, we offer essential checking and savings accounts that help you manage your day-to-day finances effectively. Our accounts come with features that make it easy to track spending and save for future goals. If you're in the market for a vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. Imagine driving off in your new car without the stress of complicated financing! When it comes to home ownership, our mortgage loans and refinancing options are tailored to fit your budget and lifestyle. We understand that buying a home is a significant milestone, and we're here to help make it as smooth as possible. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Online Banking Services

With our 24/7 online banking services, you can check balances, pay bills, and transfer money anytime you want. You don't have to worry about rushing to the bank before closing hours; everything you need is just a click away. Plus, our mobile application makes it even simpler to manage your accounts from your smartphone.

Person-to-Person Transfers and Mobile Payments

Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and easily without any extra trips. Additionally, with mobile payments enabled at Acadia, you can make purchases using just your phone no wallet needed! In short, our digital banking services are designed with you in mind. They offer accessibility, ease-of-use, and real-time account management so that you can focus on what matters most in life. Experience the convenience of banking at your fingertips with Acadia today!

Security and Convenience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and hassle-free. Say goodbye to paper statements our e-statements are available for those who prefer a greener option while keeping their records organized. You can view them anytime without needing to sift through physical paperwork.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 41,601, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $993,160 further highlight our dedication to meeting the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acadia is your trusted partner. Visit us at 131 Main St Ashland Me 04732 or call (207) 435-3434 to learn more about how we can help you achieve your financial goals.

Investments in Growth

With $33,484,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity as well; we have $2,326 in used auto loans and $294,045,662 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $108,645,437 in share certificates and $45,222,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $403,189, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Metrics

With a net worth of $40,362,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,919,399 in used vehicle loans and $18,618,545 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to make your vehicle financing experience smooth and hassle-free.

Credit Lines

In addition to our auto and mortgage loans, we provide credit lines totaling $58,240,087. This option gives you access to funds whenever you need them while only paying interest on what you use. For business owners seeking growth opportunities, our outstanding commercial loans totaling $62,963,778 provide the capital needed to expand your operations. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to ask us during your visit or call. We're here to help simplify your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us at Acadia; let's achieve it together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,549,622, make buying or refinancing simple. We guide you through every step of the process so you can feel confident in your investment.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,738,726 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees, making them an excellent choice for everyday purchases.

Loan Aggregator

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ACADIA FEDERAL CREDIT UNION - Ashland, ME

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