Academic Credit Union Briarcliff Manor NY | Low Mortgage Rates & Auto Loans

Introduction

At Academic Federal Credit Union, located at 425 N State Rd, Briarcliff Manor, NY 10510, we are more than just a financial institution; we are your community partner dedicated to helping you achieve your financial goals. Established in 1979, our credit union has grown to serve over 2,525 members with a strong commitment to providing personalized banking solutions. With total assets reaching an impressive $33,621,518 and total deposits of $1,661,944, we pride ourselves on our ability to offer competitive rates and exceptional services tailored to meet the needs of our members. Our team is led by CEO Jonathan Kaufman and Board President Raymond Lopez, both of whom share a vision of fostering trust and accessibility in banking. We believe that every member deserves the best financial support possible. Whether you're looking for auto loans, personal loans, or business banking options, we've got you covered with a variety of services designed just for you. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address at 425 N State Rd, Briarcliff Manor, NY 10510-1469. With robust offerings such as online and mobile banking, we make it easier than ever to manage your finances on the go. And with an unwavering commitment to our community and its growth, we continue to invest in programs that support local initiatives. If you're looking for a reliable financial partner that understands your needs and prioritizes your success, look no further than Academic Federal Credit Union. Call us today at 914-923-3608 or visit us online at academicfcu.org to discover how we can help you thrive financially!

Branch History & Mission

A Commitment to Innovation

In today's fast-paced world, we recognize the importance of digital advancements in banking. That's why we offer online and mobile banking options so you can manage your finances anytime, anywhere. With features like e-statements and mobile payments available at your fingertips, we're dedicated to creating a user-friendly experience for all our members. As we look forward to the future, Academic remains committed to ADA compliance and ensuring accessibility for everyone who walks through our doors or connects with us online. We understand that good service means being available in ways that work best for you.

Join Us

We invite you to become part of the Academic family! Experience the benefits of membership firsthand by visiting us or exploring our website at Academic FCU. Whether you're looking for personal banking solutions or support for your business ventures, we're here to help you achieve your financial goals together. Let's build a brighter future for our community one member at a time!

Our Evolution

From our humble beginnings, Academic has always been about more than just numbers. We've focused on building lasting relationships with our members and providing them with the tools they need to succeed financially. Over the years, we've expanded our services to include checking and savings accounts, auto loans, personal loans, mortgage options, and business banking solutions. We strive to adapt to the evolving needs of our members while ensuring that everyone feels valued and supported.

Our Mission

At the core of Academic Federal Credit Union lies a mission: to empower individuals and families by offering fair financial services that foster growth and stability. We believe that financial education is key to making informed decisions. Thus, we not only provide products but also resources to help our members understand their options fully. Our commitment extends beyond financial services; we actively participate in community outreach efforts. By partnering with local organizations and supporting initiatives that uplift our neighborhood, we aim to make a positive impact on the lives of those we serve. While members can visit us at 425 N State Rd Briarcliff Manor Ny 10510, official correspondence should be sent to 425 N State Rd, Briarcliff Manor, NY 10510-1469. Our dedicated team is here to assist you from Monday through Friday between 8:30 AM and 4:00 PM.

Branch Location & Accessibility

Location Highlights

Parking is readily available, ensuring that your visit is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone. Whether you're stopping by for personal banking or exploring loan options, we aim to provide a welcoming environment for all members.

Operating Hours

We're open Monday through Friday from 8:30 AM to 4:00 PM. This schedule allows you to plan your visits around work or other commitments. If you have any questions or need assistance, feel free to give us a call at (914) 923-3608 during business hours.

Services Offered

At Academic, we offer a range of services tailored for both individuals and businesses. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, enjoy the convenience of online and mobile banking right at your fingertips! While you can visit us at 425 N State Rd Briarcliff Manor Ny 10510, please note that official correspondence should be sent to our mailing address: 425 N State Rd, Briarcliff Manor, NY 10510-1469. We invite you to stop by and experience the friendly service that makes Academic stand out. Our team is eager to assist you with all your banking needs!

Member Eligibility

At Academic, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family. If you're looking to become a member, you'll find that eligibility is quite inclusive! Individuals who live, work, worship, or attend school in Westchester County are welcome to join us. We also extend our arms to immediate family members of current members, making it easy for your loved ones to benefit from the services we offer. To learn more about specific eligibility criteria, feel free to visit our detailed resource at http://www.academicfcu.org/membership. Getting started is simple! You can open your account online by visiting https://www.academicfcu.org/mobile-banking or give us a call at (914) 923-3608 if you have any questions. We're located at 425 N State Rd Briarcliff Manor Ny 10510, and our doors are always open to help you navigate the membership process. Join us today and experience the advantages of being part of the Academic family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine this: a local café uses our merchant services to accept payments quickly and securely, allowing customers to enjoy their coffee without delay. Our merchant solutions provide businesses with reliable payment processing options, ensuring you can focus on what you do best serving your customers. Located at 425 N State Rd Briarcliff Manor Ny 10510 in Briarcliff Manor, NY, we're here to help your business reach its full potential. Contact us at (914) 923-3608 or visit us online for more information about how we can assist you!

Comprehensive List Of Services

Always Available When You Need Us

With features like Online & Mobile Banking, managing your finances has never been more straightforward. Our digital tools allow you to perform transactions anytime, anywhere. Plus, while we currently do not have ATM or drive-thru services available at this branch, our online banking capabilities ensure you can handle most tasks without needing to visit us physically. If you have questions or need assistance with any of our services, feel free to reach out at (914) 923-3608. Our friendly team is always ready to assist you during our operating hours from Monday to Friday, 8:30 AM to 4:00 PM. At Academic, we are dedicated to providing personalized service and comprehensive solutions for all your financial needs. We invite you to explore how we can support you on your journey towards achieving your financial dreams! For more information or to open an account today, visit us online at Academic Federal Credit Union.

Credit That Works for You

For those who enjoy rewards while spending, our Credit Cards with Rewards program offers options that let you earn points on everyday purchases. Whether you're treating yourself or planning a getaway, you'll find that every swipe counts towards something special.

Financing Your Dreams

Looking to buy a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that make it easier for you to drive away in the vehicle you want. If homeownership is on your mind, consider our Mortgage Loans & Refinancing services, which guide you through the process of buying or refinancing a home with ease. In addition, our Personal Loans & Debt Consolidation services can help simplify your financial life by allowing you to consolidate existing debts into one manageable payment. It's about helping you create a path towards financial stability.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking solutions like checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check your balance, transfer money, or pay bills right from your smartphone or computer, making it easier than ever to stay on top of your financial goals.

Supporting Local Businesses

We also care about our community's growth. Our Business Banking services include merchant services and business loans tailored for local entrepreneurs. We believe that supporting small businesses helps strengthen our community as a whole.

Digital & Online Banking

Key Features

With our online banking services available 24/7 at https://www.academicfcu.org/, you can check your account balances, transfer money, and pay bills from the comfort of your home or on the go. It's all about making banking easier for you! Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and safely send funds directly from your account without any hassle. Plus, with our mobile payments option, you can make purchases right from your phone, adding an extra layer of convenience to your daily transactions.

Security & Ease of Use

Your security is our top priority. With electronic signature authorization available, signing documents is safe and straightforward no need for printing or mailing. We also provide e-statements, so you can easily access your financial information without the clutter of paper statements. All these features are designed with user-friendliness in mind, ensuring that you have a smooth experience every time.

Stay Connected Anytime

Don't forget to download our mobile application! It gives you quick access to all our digital banking services right at your fingertips. Whether you're checking balances or managing transactions, everything is just a tap away. With the accessibility we offer at Academic, you'll find it easier than ever to keep track of your finances in real-time. Join us today and explore how our digital banking services can help simplify your financial life!

Financial Strength

Growing Membership Base

With a total of 4,888 share accounts, it's clear that more people trust us with their finances every day. This growing membership base reflects the confidence our community has in Academic, further enhancing our ability to serve you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Academic is your trusted partner. Visit us at 425 N State Rd Briarcliff Manor Ny 10510 or call (914) 923-3608 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $8,165,520 in share certificates and $2,814,296 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficient operations is reflected in our $-86,678, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 4 full-time employees who are dedicated to serving you with knowledge and care.

Reinvesting in Our Community

With $2,634,721 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also supported our community by providing $106 in used auto loans and $13,078,224 in total loans and leases to help members achieve their financial goals.

Solid Financial Health

With a net worth of $3,443,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,024 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,521,840 in used vehicle loans and $1,003,747 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible options tailored just for you.

Credit Lines

In addition to our loan offerings, we also provide lines of credit totaling $1,750,000. This can serve as a safety net for unexpected expenses or as support when making larger purchases. Having access to a credit line means you can plan your finances more effectively without scrambling for funds at the last minute. If you're interested in learning more about your eligibility or potential refinancing options, feel free to reach out at (914) 923-3608 or visit our website at Academic FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter your financial needs, Academic is here to support you every step of the way with clear terms and dedicated service. Come visit us today!

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage options for Junior Lien 1-4 Family Residential Properties, we encourage you to explore refinancing alternatives. Refinancing can often lead to lower monthly payments or access to cash for other needs.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We have provided a total of $1,322,447 in these loans, giving members the flexibility to handle purchases without the burden of collateral. Our competitive rates and manageable terms make it simple to use credit responsibly.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, allowing them to compare loans with confidence.

Benefits of Using LendMesh

LendMesh provides several features that enhance the user experience: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparisons. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that users can trust their findings. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed choices. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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