Abound Credit Union Shepherdsville KY | Best Auto Loans & Business Banking

Introduction

At Abound, we believe that financial empowerment starts at the community level. Nestled in the heart of Shepherdsville, KY, our branch located at 545 Conestoga Pkwy has been serving our valued members since 1950. With a proud history of supporting local families and businesses, we are more than just a financial institution; we are your neighbors, dedicated to fostering growth and stability in our community. Our commitment is evident in the numbers: with over 116,581 members and total assets exceeding $2.35 billion, we provide a solid foundation for all your financial needs. Whether you're looking to secure an auto loan among our 90,532 loans and leases or seeking advice on managing your savings which amount to an impressive $164.8 million in deposits we're here to help you thrive. Led by our CEO, Raymond Springsteen, and Board President, Wanda Parker, our team of 368 employees is committed to providing personalized service that makes each member feel valued. We understand that every individual's financial journey is unique, which is why we offer a variety of services tailored to meet those needs from personal banking options like checking accounts and credit cards with rewards to business loans designed to help local entrepreneurs succeed. While members can visit us at our Shepherdsville location, official correspondence should be sent to PO Box 900, Radcliff, KY 40159. Feel free to reach out at 800-285-5669 during our operating hours Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. for any questions or assistance. Join us as we continue to build a brighter future for everyone in our community. For more information about what we offer, visit us online at Abound. Your journey toward financial wellness begins here!

Branch History & Mission

Join Us

With an ATM conveniently located on-site and no drive-thru service available, we're committed to ensuring that your banking experience is smooth and efficient. Whether you're looking for your first savings account or considering investment options for your future, Abound is here for you every step of the way. We invite you to join our growing family at Abound. Experience the difference that comes from being part of a community-focused credit union dedicated to your financial well-being! For more information about membership or to open an account today, please visit our website.

Our Journey

Our branch is located at 545 Conestoga Pkwy, a convenient spot for locals near popular landmarks that make us easily accessible to everyone in the area. Since opening our doors, we've focused on fostering strong relationships within the community and helping our members achieve their financial goals. As we expanded over the years, we have embraced modern banking solutions while maintaining our core values of trust and transparency. We understand that financial needs evolve, so we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking options. We are proud to provide online and mobile banking features that make managing finances easier than ever.

Our Mission

At Abound, our mission is simple: to empower our members by offering affordable financial products and personalized service that meets their unique needs. We believe in supporting not just individual goals but also the broader community through various outreach efforts. Our team actively participates in local events and initiatives aimed at uplifting those around us. While members can visit us at 545 Conestoga Pkwy Shepherdsville Ky 40165, official correspondence should be sent to PO Box 900, Radcliff, KY 40159 if necessary. Our friendly staff is always available during operating hours Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. to assist you with any inquiries or services you may need.

Branch Location & Accessibility

Accessibility and Parking

At Abound, we prioritize accessibility for all our members. Our branch is equipped with features such as ADA-compliant ramps to ensure everyone can easily access our services. Parking is ample and conveniently located right outside the entrance, making it easy for you to get in and out swiftly.

Call to Action

We invite you to come visit us at the Abound branch in Shepherdsville! If you have any questions or need assistance before your visit, feel free to call us at 800-285-5669. We're excited to help you on your financial journey!

Operating Hours

We understand that life can be busy, so we've designed our hours to fit your schedule. Visit us Monday through Friday from 9:00 a.m. to 6:00 p.m., or on Saturday from 9:00 a.m. to 2:00 p.m. Our dedicated team is ready to assist you during these hours.

Services Offered

At this branch, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. You can also take advantage of our online and mobile banking services for added convenience. Plus, with ATM availability right here at the branch, accessing your funds is simple and straightforward.

Member Eligibility

Joining the Abound family means becoming part of a community that truly cares about your financial well-being. If you're looking to become a member, you'll find that the eligibility criteria are designed to be welcoming and straightforward. Generally, anyone who lives, works, worships, or attends school in the area is eligible to join us at our branch located at 545 Conestoga Pkwy Shepherdsville Ky 40165. We believe everyone deserves access to quality financial services and support. For more detailed information on eligibility, feel free to visit our page at http://www.Aboundcu.com/about/new-membership/open-an-account. Becoming a member opens the door to a world of benefits, including competitive rates on loans and savings accounts, personalized service, and access to online banking tools that make managing your finances easier than ever. Getting started is simple! You can open an account by following the easy steps outlined at http://www.Aboundcu.com/about/new-membership/apply-for-a-loan or give us a call at (800) 285-5669 if you have any questions. We can't wait for you to join our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business while seamlessly accepting payments from customers. Our merchant services empower you to do just that. From credit card processing to online payment solutions, we offer tools that simplify transactions and enhance customer experiences. This means more time focusing on what you do best growing your business! Located at 545 Conestoga Pkwy Shepherdsville Ky 40165, Shepherdsville, KY, we're here to partner with you on your journey. For any inquiries or assistance, don't hesitate to call us at (800) 285-5669. Let's build your success story together!

Comprehensive List Of Services

Credit Cards and Digital Banking

Don't forget about our Credit Cards with Rewards! They come packed with benefits that reward you for everyday spending perfect for building points towards exciting perks. To make managing your finances as easy as possible, we provide comprehensive Online & Mobile Banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATMs offer convenient access for cash withdrawals and balance inquiries whenever you need them.

Home Financing Options

If you're considering buying a home, our Mortgage Loans & Refinancing services are here to guide you through every step of the process. Picture yourself moving into your dream home with a mortgage plan that fits your budget perfectly. We also provide refinancing options to help you take advantage of lower interest rates or tap into your home equity for other financial goals.

Join Us Today!

At Abound, we believe banking should be accessible and straightforward for everyone. If you're interested in learning more about any of our services or if you want to open an account, don't hesitate to reach out! Call us at (800) 285-5669 or visit our website at Abound today. We're excited to help you achieve your financial goals!

Personal Banking Solutions

We understand that managing your money can be overwhelming at times. That's why we offer Personal Banking services, which include checking and savings accounts tailored for your lifestyle. Imagine easily accessing your funds while enjoying competitive interest rates that help your savings grow over time. Need a reliable vehicle? Our Auto Loans & Vehicle Financing options make it simple to drive away in the car you want without breaking the bank. With flexible terms and affordable rates, getting behind the wheel has never been easier.

Personal and Business Loans

For those unexpected expenses or when you're ready to tackle a big project, our Personal Loans & Debt Consolidation services can help lighten the load. We offer straightforward terms that allow you to consolidate debt and simplify payments. If you're a business owner, you'll appreciate our Business Banking solutions. From merchant services that help you accept payments easily to business loans that support growth, we are committed to helping local businesses thrive.

Digital & Online Banking

Key Features

Our commitment to convenience extends to our mobile application, available for download on all major platforms. This means you can manage your accounts right from your smartphone! Plus, with features like mobile payments, making purchases has never been easier. Simply link your account and start paying with just a tap. Need to send money to a friend? Our person-to-person transfer service allows you to quickly and easily send funds directly from your account without any hassle. And if you're looking for an eco-friendly option, we offer e-statements that keep your financial records organized while helping the planet.

Security You Can Trust

Your security is our priority. We utilize electronic signature authorization to protect your transactions, ensuring that every action taken on your account is secure and verified. You can rest easy knowing that your personal information is safe with us. At Abound, we're here to make banking simple and efficient for you. Whether you're checking balances on the go or setting up automatic payments, our digital banking services are designed with you in mind. Experience the ease of managing your finances today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 203,840, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, we are well-positioned to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 545 Conestoga Pkwy Shepherdsville Ky 40165 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust, with $25,438 in used auto loans and $1,720,420,806 in total loans and leases supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

In addition to the above offerings, we provide credit lines and personal loans tailored to fit various financial situations. Our total credit lines amount to $305,608,518, providing ample opportunities for those looking for additional financing options. For business owners in our community, our outstanding commercial loans totaling $83,984,668 are designed to provide the capital needed for growth and expansion. At Abound, we're committed to supporting our members through every step of their financial journey. For more information about our loan products or to learn about eligibility requirements, please visit us online at Abound or stop by our branch today. Remember: performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans, helping members get on the road with confidence. If you're considering refinancing your current auto loan, we have options available that may lower your monthly payments or shorten your loan term.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376. We aim to make buying or refinancing simple and straightforward so you can focus on what really matters your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $49,558,902 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the loan offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive legitimate offers without hidden agendas.

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