Abound Credit Union Radcliff KY | Best Auto Loans & Business Banking

Introduction

At Abound, we believe that banking should be more than just transactions; it's about building relationships and fostering community. Located at 3939 S Dixie Blvd, Radcliff, KY 40160, our branch has been serving members since 1950. With a membership base of over 116,581 individuals, we are proud to be a trusted financial partner in the lives of our community. Our commitment to you goes beyond basic banking services. We are dedicated to providing a range of financial products designed to meet your needs, whether it's for personal banking, auto loans, mortgages, or business solutions. With total assets reaching an impressive $2,350,513,383 and total deposits of $164,820,040, you can trust that your money is in safe hands. Additionally, our robust loan portfolio includes 90,532 loans and leases that help members achieve their financial goals. Under the leadership of CEO Raymond Springsteen and Board President Wanda Parker, our team of 368 employees is here to support you every step of the way. We pride ourselves on excellent customer service and innovative solutions tailored just for you. For any official correspondence, feel free to write to us at our mailing address: P.O. Box 900, Radcliff, KY 40159-0900. Our branch offers convenient operating hours from Monday through Friday with both drive-thru and lobby services available. You can reach us easily at 800-285-5669 for any questions or assistance. Join us at Abound today and experience a credit union that truly cares about your financial well-being. Visit us online at www.Aboundcu.com or stop by the branch we're excited to help you on your financial journey!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our digital banking solutions allow members to manage their finances easily through online banking and mobile payments. We ensure that all members have access to advanced technology while maintaining ADA compliance so everyone can enjoy our services without barriers.

Community Engagement

Our partnerships with local organizations reflect our dedication to community welfare. We actively participate in various outreach efforts aimed at improving the lives of those in Radcliff and beyond. Together with our members, we work towards building a better future for everyone. We invite you to join us at Abound and experience the benefits of being part of a community-focused credit union. Come visit us at 3939 S Dixie Blvd or call us at 800-285-5669 to learn more about how we can help you achieve your financial goals!

Mission Statement

At Abound, our mission is simple: to empower our members through exceptional financial services while fostering a sense of community. We believe that strong financial health leads to stronger communities. That's why we prioritize not only competitive rates and personalized banking options but also outreach programs that uplift those around us. Whether it's providing educational resources or engaging in local events, we strive to make a positive impact every day. If you need to reach us by mail, please send your correspondence to P.O. Box 900, Radcliff, KY 40159-0900.

Our Journey

Abound has seen significant evolution throughout its history. From humble beginnings, we have expanded our services and embraced innovations that meet the changing needs of our members. Today, with total assets of over $2.35 billion, we are proud to offer a variety of financial products tailored for personal banking, auto loans, mortgages, and business services. Our commitment to accessibility is reflected in our operating hours Monday through Friday from 9:00 AM to 5:00 PM and our drive-thru service ensures convenience for all.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 800-285-5669. We invite you to come by and discover how Abound can help you achieve your financial goals!

Convenient Access

At Abound, we understand how important accessibility is for our members. Our branch features ample parking and is designed with ADA compliance in mind, ensuring everyone can visit us comfortably. Whether you prefer to walk in or utilize our drive-thru services, we're here to make your banking experience as smooth as possible.

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to stop by during your lunch break or after work. If you're on the go, don't forget that we also offer ATM services for quick cash withdrawals and balance checks.

Services Offered

Our branch provides a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, with online and mobile banking available, managing your finances has never been easier. While members can visit us at 3939 S Dixie Blvd, official correspondence should be sent to our mailing address at P.O. Box 900, Radcliff, KY 40159-0900.

Member Eligibility

Becoming a member of Abound is like joining a warm and supportive family that truly cares about your financial well-being. If you're living, working, or attending school in our community, you're likely eligible to join us! We welcome individuals from all walks of life, and our membership is designed to be inclusive. You can find the detailed eligibility criteria at http://www.Aboundcu.com/about/new-membership/open-an-account, which outlines everything you need to know about becoming a part of our vibrant community. Joining Abound not only opens the door to a range of banking services tailored just for you but also offers the personal touch that big banks often overlook. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Plus, the process to open an account is straightforward and can be done easily online. If you have any questions or need assistance along the way, don't hesitate to call us at (800) 285-5669. We're excited to help you start your journey with us at Abound, located at 3939 S Dixie Blvd Radcliff Ky 40160!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services that simplify payment processing for your business. Imagine a busy day at your shop where customers are eager to make purchases. With our reliable merchant solutions, you can accept payments quickly and securely, allowing you to focus on what matters most serving your customers. Located conveniently at 3939 S Dixie Blvd Radcliff Ky 40160, Radcliff, KY 40160, we are here to help your business reach its full potential. For more information or to get started with our services, call us at (800) 285-5669 today!

Comprehensive List Of Services

Business Banking Options

For our members who are entrepreneurs or business owners, we provide comprehensive business banking services, including merchant services and business loans. Your success is important to us, and we're committed to helping your business thrive.

Convenient Access Points

At 313 Branch, convenience is key. Our ATM and cash withdrawal services ensure that accessing your money is hassle-free. Plus, with our basic drive-thru banking available for deposits and withdrawals, getting things done is quick and easy. We invite you to visit us at our branch located at 3939 S Dixie Blvd Radcliff Ky 40160 in Radcliff, KY or give us a call at (800) 285-5669 for any inquiries about our services. Let's work together to meet your financial goals today! For more information about what we offer or to open an account online, check out our website.

Credit Cards with Rewards

To make everyday spending more rewarding, we offer credit cards with rewards that allow you to earn points on purchases. Whether it's for travel or cash back, our credit cards give you added value every time you swipe.

Home Loans Made Easy

If homeownership is on your horizon, consider our mortgage loans and refinancing options. We guide you through the process, ensuring you have the best terms available. Our experienced team will help you understand all aspects of obtaining a mortgage so you feel confident every step of the way.

Personal Banking Solutions

Starting with your everyday banking needs, we offer checking and savings accounts that are easy to manage. If you're saving for a big purchase or just want a safe place for your money, our accounts come with features that fit your lifestyle. You can easily access your funds through online and mobile banking, making it simple to check balances, transfer money, or pay bills from anywhere.

Personal Loans and Debt Help

For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the relief you need. We're here to discuss how these loans can help streamline your finances and lighten your load.

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to fit your budget. We work with you to find competitive rates so you can drive off in the car of your dreams without breaking the bank.

Digital & Online Banking

Mobile Convenience

For those on the go, our mobile application brings all the banking features right to your fingertips. Whether you're making person-to-person transfers or using mobile payments, you can manage your money quickly and easily. Our app allows you to stay connected with your accounts in real-time, ensuring you have control wherever life takes you.

Security Matters

At Abound, security is a top priority. Our online banking services use advanced encryption and security measures to keep your information safe. You can bank with confidence knowing that your data is protected while enjoying the convenience of digital banking. In summary, our digital and online banking services at Abound are tailored to provide ease of use, accessibility, and peace of mind. Join us today and discover how managing your finances can be simple and secure!

User-Friendly Features

One of the standout features of our online banking is the ability to set up e-statements. By opting for electronic statements, you not only help the environment but also gain quicker access to your account information without waiting for mail delivery. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Financial Strength

Committed Team

We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedication translates into personalized service tailored to meet your unique needs. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 203,840, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 3939 S Dixie Blvd Radcliff Ky 40160 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $25,438 in used auto loans and $1,720,420,806 in total loans and leases to help you reach your financial objectives across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position helps us support our members in achieving their financial goals. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're interested in new or pre-owned vehicles.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $164,726,376, which can help you take that important step towards owning your dream home. If refinancing is what you're after, we are happy to discuss eligibility options to see how we can assist you further.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $49,558,902 in loans helping members manage their finances effectively, these cards come with competitive rates and no collateral required.

Loan Aggregator

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