Abound Credit Union Radcliff KY | Reliable ATM Services Only

Introduction

Welcome to Abound, your trusted financial partner located at 3939 S Dixie Blvd, Radcliff, KY 40160. Established in 1950, our credit union has grown to serve over 116,581 members with a strong commitment to community and personalized service. With total assets exceeding $2.35 billion, we are dedicated to providing our members with a wide range of financial products and services tailored to meet their needs. At Abound, we pride ourselves on our solid financial standing, boasting total deposits of $164,820,040 and a net worth of $388,588,179. Our experienced team, led by CEO Raymond Springsteen and Board President Wanda Parker, works tirelessly to ensure that each member receives the support they deserve. Whether you're looking for loans or savings options, our knowledgeable staff is here to help you navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 900, Radcliff, KY 40159-0900. We invite you to explore what Abound has to offer by visiting our website at www.aboundcu.com or by calling us at 800-285-5669 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us at Abound as we continue to foster growth and build lasting relationships within the community. Your financial success is our priority!

Branch History & Mission

Community Focus

Abound actively engages with the Radcliff community through various outreach programs and partnerships aimed at enhancing local welfare. Our team is dedicated to supporting initiatives that uplift residents and foster economic growth. By participating in community events and offering financial literacy workshops, we aim to empower individuals with the knowledge they need to make informed decisions about their finances.

Embracing Technology

As part of our commitment to providing modern banking solutions, we have embraced digital advancements that enhance member experience. From online banking and mobile payments to e-statements and electronic signatures, we ensure our services are accessible and user-friendly. This focus on technology allows us to serve you better while maintaining compliance with ADA standards for all our facilities.

Join Us

We invite you to become part of the Abound family! Experience firsthand how we combine personal service with cutting-edge technology to meet your financial needs. Whether you're looking for savings accounts, loans, or investment opportunities, we're here for you every step of the way. For any inquiries or assistance, feel free to reach out at 800-285-5669 during our operating hours from Monday through Friday between 9:00 AM and 5:00 PM. Discover how joining Abound can make a positive impact on your life today! Visit us online at Abound Credit Union for more information.

Our Mission

At the heart of Abound's mission is a simple yet powerful goal: to empower our members financially while fostering community support. We believe that everyone deserves access to affordable banking options and personalized service. Our mission is not just about numbers; it's about making a real difference in people's lives. We strive to help our members achieve their financial dreams whether it's buying their first home, securing a vehicle loan, or planning for retirement. While members can visit us at our main branch address, official correspondence should be sent to P.O. Box 900, Radcliff, KY 40159-0900.

Branch Location & Accessibility

Convenient Access

While members can visit us at 3939 S Dixie Blvd Radcliff Ky 40160, official correspondence should be sent to P.O. Box 900, Radcliff, KY 40159-0900. Our location offers ample parking for your convenience and is designed to be accessible for everyone, including those who may need ADA-compliant features.

Friendly Service Hours

We understand that life gets busy! That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to drop by during the week. Whether you're looking to open an account or need assistance with a loan, our friendly staff is here to help.

Get in Touch!

If you have any questions or need more information about our services, feel free to give us a call at 800-285-5669. We encourage you to stop by and see how we can help you achieve your financial goals. At Abound, we look forward to welcoming you into our family!

Services Available

At Abound, we strive to meet all your banking needs. While we do not have ATM services or drive-thru banking at this branch, our team is ready to assist you with a variety of financial services right inside our welcoming lobby. If you're interested in exploring shared services, we currently don't offer this feature; however, we're always here to guide you on your financial journey.

Member Eligibility

Becoming a member of Abound is like stepping into a warm and welcoming community where your financial well-being is our priority. If you're looking to join us, the good news is that eligibility is straightforward! Anyone who lives, works, or worships in our service area can apply for membership. Additionally, immediate family members of current members are also eligible, which means you can easily share the benefits of our services with your loved ones. We pride ourselves on offering a variety of financial products and personalized support tailored just for you. To start your journey with us, simply visit our website at http://www.Aboundcu.com/about/new-membership/open-an-account for more detailed information about eligibility criteria. When you're ready to open an account or learn more about the benefits we offer, check out our account opening process at http://www.Aboundcu.com/about/new-membership/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to give us a call at (800) 285-5669. We're excited to welcome you to Abound, located at 3939 S Dixie Blvd Radcliff Ky 40160, where every member matters!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services provide the tools you need for easy transactions, ensuring that every sale contributes directly to your bottom line. From payment processing to reporting features, we help make managing finances straightforward and efficient. Visit us at 3939 S Dixie Blvd Radcliff Ky 40160 in Radcliff, KY, or call us at (800) 285-5669 to discover how we can partner with you on your journey to success!

Comprehensive List Of Services

Member Support

Our friendly team is always ready to assist you with any questions or concerns you may have about our offerings. You can reach us at (800) 285-5669 during business hours, Monday through Friday from 9:00 AM to 5:00 PM. Your satisfaction is important to us, and we're here to help ensure your experience is smooth and enjoyable. In summary, whether you're withdrawing cash from an ATM or using our online banking tools, Abound aims to provide a supportive and user-friendly environment for all your financial needs. We invite you to visit us at 3939 S Dixie Blvd Radcliff Ky 40160 or check out our website for more information on how we can assist you today! Ready to take the next step? Visit us online at 313 Branch or give us a call at (800) 285-5669!

Our Services

One of the standout features of Abound is our convenient ATM services. Whether you're looking to withdraw cash for a weekend outing or need to check your balance on the go, our ATMs are available to make your banking experience quick and hassle-free. We know that life gets busy, and having easy access to your funds can make all the difference. In addition to ATM services, we pride ourselves on our commitment to digital banking. With options like online banking and mobile payments, managing your money has never been simpler. You can transfer funds between accounts, pay bills, and even send money to friends or family with just a few taps on your phone. We want you to feel in control of your finances no matter where you are. If you're considering becoming a member, we encourage you to explore the various membership benefits that come with joining Abound. Our goal is to ensure that each member feels valued and supported as they utilize our services.

Digital & Online Banking

Key Services

With our user-friendly online banking platform, accessible at https://www.aboundcu.com/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Plus, our 24/7 online banking services mean you can take care of your banking whenever it suits you best. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends and family with just a few taps on your mobile device. And for those who prefer using their phones for transactions, our mobile payments feature lets you make purchases securely from your smartphone.

Security and Accessibility

Your security is our top priority. We provide electronic signature authorization, making it easy and safe for you to approve documents and transactions without the hassle of printing or mailing. Additionally, e-statements are available for those who prefer a paperless approach, giving you quick access to your account statements while helping the environment. Our mobile application is designed to be intuitive and easy to navigate, so you can manage your accounts with confidence. With all these features combined, Abound is committed to providing an accessible and secure banking experience that fits seamlessly into your daily routine. Explore all that we have to offer by visiting us online today at https://www.aboundcu.com/!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our net shares amount to $0, which represents funds available for lending and investments. Additionally, the trust placed in us by our growing member base is evidenced by our total share accounts of 203,840. This strong foundation allows us to move forward together with confidence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 3939 S Dixie Blvd Radcliff Ky 40160 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is evident with $25,438 in used auto loans and $1,720,420,806 in total loans and leases.

Solid Financial Foundation

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit any budget, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $83,984,668 provide the capital needed to grow and expand. We know that every business is different, which is why our loan solutions are tailored to meet specific needs and help foster growth. At Abound, we pride ourselves on our transparency and dedication to our members. We encourage you to reach out if you're interested in learning more about our loan offerings or if you would like assistance determining which loan product is best for you. For more information, feel free to contact us at (800) 285-5669 or visit us at our branch located at 3939 S Dixie Blvd Radcliff Ky 40160 in Radcliff, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. We work closely with our members to ensure they find the right mortgage product that fits their financial situation. Our refinancing options are also available if you're looking to lower your monthly payments or access cash from your home equity.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing you to maintain control over your budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means you can trust that the offers you see are based on the latest results (Source: https://www.ncua.gov), ensuring fair and reliable options. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers are sourced from legitimate financial institutions, providing a clear view of your borrowing options without hidden agendas. Additionally, LendMesh maintains a policy of No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This approach ensures that the results you receive are truly unbiased and reflect the best rates available in the market. With Real-Time Rate Comparisons, LendMesh keeps its data up-to-date, allowing users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure a loan with confidence, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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