Abound Credit Union Louisville KY | Best Auto Loans & Business Banking

Introduction

Welcome to Abound, your trusted financial partner located at 9915 Dixie Hwy, Louisville, KY 40272. Since our establishment in 1950, we've been dedicated to serving the community with personalized banking solutions. With a growing membership of over 116,581 members, we take pride in being a part of your financial journey. At Abound, we understand the importance of community and strive to make a positive impact. Our total assets stand at an impressive $2,350,513,383, reflecting our commitment to providing secure and reliable services. Whether you're looking for checking and savings accounts, auto loans, or business banking options, we have something for everyone. Under the leadership of our CEO, Raymond Springsteen, and Board President Wanda Parker, our team is here to support you with a range of financial services tailored to meet your needs. We employ 368 dedicated professionals who are passionate about helping you achieve your financial goals. While members can visit us at our branch for assistance or inquiries, official correspondence should be directed to our mailing address: P.O. Box 900, Radcliff, KY 40159-0900. We invite you to explore everything we offer by visiting our website at Abound Credit Union. Ready to take the next step? Call us today at 800-285-5669 or drop by our branch during lobby hours from Monday to Friday between 9:00 AM and 5:00 PM, or Saturday from 9:00 AM to 12:00 PM. Let's work together towards a brighter financial future!

Branch History & Mission

At Abound, we take great pride in our rich history and the mission that drives us forward. Established in 1950, our branch has been a steadfast presence in Louisville, KY, located conveniently at 9915 Dixie Hwy. Over the years, we have grown alongside our community, expanding our services to better meet the needs of our valued members. From humble beginnings, Abound has evolved into a trusted financial partner for over 116,000 members. With total assets exceeding $2.35 billion, we are committed to providing high-quality financial services while fostering a strong sense of community. Our headquarters is located in Radcliff, KY, where we remain dedicated to our roots and the people we serve. Our mission at Abound is simple yet profound: to empower individuals and families by providing accessible financial services that enhance their lives. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, purchasing a vehicle, or planning for retirement. Our commitment extends beyond just banking; we actively support local initiatives and outreach programs that make a difference in the lives of those around us. While members can visit us at 9915 Dixie Hwy Louisville Ky 40272, official correspondence should be sent to P.O. Box 900, Radcliff, KY 40159-0900. We offer convenient operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM to accommodate busy schedules. Our drive-thru service makes it easy for members to handle transactions efficiently without leaving their vehicles. In addition to traditional banking services such as checking accounts and auto loans, we have embraced digital advancements that make banking more convenient than ever. Our online and mobile banking options allow members to manage their finances anytime, anywhere. We also ensure ADA compliance so that all members can access our services with ease. Abound is proud of its partnerships with local organizations and community groups aimed at improving economic well-being and financial literacy within Louisville. Together, we strive to create opportunities for growth and development for all residents. We invite you to experience the benefits of becoming a member at Abound. Join us on this journey toward financial empowerment and community support! For more information or to open an account today, call us at (800) 285-5669 or visit our website at Abound.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features that ensure everyone can visit us comfortably. We provide ample parking space and ADA-compliant ramps for easy access. Whether you're coming in for a quick transaction or a more involved discussion about your financial goals, you'll find our environment welcoming and accommodating.

Convenient Operating Hours

We understand that life can get busy, so we offer flexible operating hours to suit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. If you prefer drive-thru banking, we're here for you Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM.

Get in Touch!

Ready to take the next step? We invite you to visit us at our Louisville branch or call us at 800-285-5669. Our dedicated staff is eager to assist you with all your banking needs. Come experience the Abound difference today!

Services Tailored for You

At Abound, we offer a range of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our team is here to help you every step of the way. Enjoy the convenience of ATM access for quick withdrawals and balance checks. Plus, our drive-thru service allows for hassle-free deposits and transactions without leaving your vehicle.

Member Eligibility

At Abound, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you're living, working, or attending school in the area, you're likely eligible to join us. Whether you're looking for personal banking services, loans, or simply a place to save, our membership offers you great benefits tailored to your needs. To ensure you have the most up-to-date information on eligibility criteria, we encourage you to visit our website at http://www.Aboundcu.com/about/new-membership/open-an-account. Once you've confirmed your eligibility, opening an account is straightforward. Just head over to http://www.Aboundcu.com/about/new-membership/apply-for-a-loan for step-by-step instructions on how to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (800) 285-5669. We're here to help you every step of the way and can't wait for you to become part of our vibrant community at Abound, located at 9915 Dixie Hwy Louisville Ky 40272.

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services that simplify your payment processes. Imagine running your daily operations smoothly while accepting various payment methods from your customers. This not only enhances customer satisfaction but also streamlines your cash flow. With our tools at your disposal, you can focus more on growing your business rather than managing transactions. Visit us at 9915 Dixie Hwy Louisville Ky 40272 in Louisville, KY or call us at (800) 285-5669 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services offer everything from merchant services to business loans. We understand the importance of having reliable financial support for your business endeavors, and our team is here to guide you every step of the way.

Convenience Services

At Abound, we prioritize convenience. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Plus, with ATM access available for balance checks and cash withdrawals, you can manage your money on-the-go.

Digital Banking Features

Embracing technology is key to enhancing your banking experience. Our digital offerings include mobile payments and person-to-person transfers, making it easy to send money or pay friends directly from your account. E-statements ensure that you stay organized while reducing paper clutter. In conclusion, whether you're visiting us at our branch in Louisville or accessing our services online at Valley Station, we strive to provide an exceptional banking experience tailored just for you. For more information about how we can assist you or to open an account today, give us a call at (800) 285-5669 or visit us online at https://www.aboundcu.com/. Let's work together towards achieving your financial dreams!

Loans and Financing

For those looking to purchase a vehicle or a new home, we provide auto loans and mortgage loans with competitive rates. If you're facing unexpected expenses or want to consolidate debt, our personal loans can help ease the burden. We also have credit cards with rewards that allow you to earn while you spend.

Personal Banking

Our personal banking services are designed to make managing your money easier. We offer checking and savings accounts that fit your lifestyle, allowing you to keep track of your finances effortlessly. Imagine having the ability to access your funds anytime through our online and mobile banking platforms. With just a few taps on your phone, you can check balances, transfer money, and pay bills all from the comfort of your home.

Digital & Online Banking

At Abound, we understand that your time is valuable. That's why we've designed our digital and online banking services to be both convenient and secure, allowing you to manage your finances from anywhere, at any time. Whether you're at home or on the go, our online tools are here to help. With our robust online banking platform, available at https://www.aboundcu.com/, you can check your account balances, pay bills, and transfer money with just a few clicks. Plus, our mobile application makes it even easier to bank from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and easily, making sharing expenses a breeze. We also prioritize your security. With electronic signature authorization, signing documents online is both simple and safe. You can access your statements anytime with our e-statements, ensuring you stay organized without the clutter of paper. And if you're looking to make purchases quickly, our mobile payments feature allows for fast transactions right from your device. Our services are available 24/7, meaning you can manage your accounts whenever it suits you best. At Abound, we're committed to providing accessible, user-friendly banking solutions that fit seamlessly into your lifestyle. Explore all the digital banking options available today and take control of your finances like never before!

Financial Strength

At Abound, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better. With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $25,438 in used auto loans and $1,720,420,806 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 203,840, our growing member base showcases the trust you place in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 9915 Dixie Hwy Louisville Ky 40272 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. Whether you're financing a new or used vehicle, our flexible terms can make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $83,984,668 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are committed to supporting your ventures with tailored financial solutions. If you're interested in refinancing or checking eligibility for any of our loan products, please don't hesitate to reach out! You can contact us at 800-285-5669 for more information or visit us online at Abound. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Abound, we aim to provide practical and straightforward lending solutions so you can focus on what truly matters your future.

Credit Lines

Need extra flexibility? With $305,608,518 available in total credit lines, our options allow you to access funds when you need them most without the hassle of applying for a traditional loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. We provide personalized assistance to guide you through the mortgage process so that you can focus on making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that make spending easier while allowing you to earn benefits.

Loan Aggregator

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Abound