Abound Credit Union Leitchfield KY | Low Mortgage Rates & Business Banking

Introduction

Welcome to Abound, your trusted partner in financial wellness, located conveniently at 1453 Elizabethtown Rd, Leitchfield, KY 42754. Since our establishment in 1950, we have been dedicated to serving our community with reliable financial services tailored to meet the needs of over 116,581 members. With total assets exceeding $2.35 billion, we offer a secure foundation for your banking needs. At Abound, we understand that financial decisions can be overwhelming. That's why our friendly team is here to guide you through every step, whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages. With a commitment to excellence, our leadership team led by CEO Raymond Springsteen and Board President Wanda Parker strives to ensure that each member feels valued and empowered. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 900, Radcliff, KY 40159. Our branch is well-equipped with a drive-thru service and ATM availability for your convenience. With total loans reaching 90,532 and deposits totaling $164,820,040, we are proud to contribute positively to the local economy while maintaining a net worth of $388,588,179. Whether you need assistance with loans or want to explore business banking options, we invite you to connect with us. Feel free to call us at 800-285-5669 or visit our website at Abound Credit Union for more information. We look forward to helping you achieve your financial goals!

Branch History & Mission

Welcome to Abound in Leitchfield, KY! Since opening our doors in 1950, we have proudly served our community and witnessed incredible growth and change. Over the years, we have built a strong legacy of supporting our members through their financial journeys. Today, we are honored to have a total membership of over 116,000 individuals who trust us with their financial needs. Located at 1453 Elizabethtown Rd, our branch is not just a place for banking; it's a hub for community engagement and support. We're easy to find, situated near local landmarks that make us accessible to everyone in Grayson County. While members can visit us at this address, official correspondence should be sent to PO Box 900, Radcliff, KY 40159. Our mission is simple yet powerful: to empower our members through exceptional financial services while making a positive impact on our community. We believe that by providing quality products such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards, we can help you achieve your financial goals. Additionally, we offer business banking services to support local entrepreneurs. As we embrace modern advancements in banking, we ensure that our services remain accessible to everyone. Our branch features ADA-compliant facilities and provides online and mobile banking options so you can manage your finances anytime, anywhere. We also have an ATM available for quick cash access and drive-thru services for your convenience. Throughout the years, Abound has been committed to community outreach initiatives. We actively participate in local events and partner with organizations that share our vision of building a better future for all. With total assets exceeding $2.3 billion, we are positioned not just as a bank but as a trusted partner in your financial journey. Our dedicated team is here to help you every step of the way. We invite you to join the Abound family today! Whether you're looking for personal banking solutions or exploring business opportunities, we're here to serve you. Feel free to reach out at 800-285-5669 or visit us online at Abound for more information about how we can assist you on your path to financial success!

Branch Location & Accessibility

Accessibility Features

At Abound, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. We also have ample parking available right outside the entrance, so you won't have to worry about finding a spot during your visit.

Call to Action

We invite you to come visit us at Abound in Leitchfield! Whether you're looking to open an account or simply want more information about our services, give us a call at 800-285-5669 or drop by during our operating hours. We're excited to help you achieve your financial goals!

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours tailored to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM or stop by on Saturday when we're open from 9:00 AM to 12:00 PM. Whether you prefer visiting during the week or on the weekend, we're here for you!

Services Offered

When you step into our Leitchfield branch, you'll discover a variety of banking services designed with your needs in mind. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru service offers quick access for deposits and withdrawals perfect if you're in a hurry! And yes, we also have an ATM available for those times when you need cash on the go.

Member Eligibility

At Abound, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or worship in the areas we serve, or if you have family members who are already part of our credit union, you're likely eligible to join us. We pride ourselves on providing a welcoming environment where members can access a range of services designed to help them thrive financially. For detailed eligibility criteria, feel free to check out our website at http://www.Aboundcu.com/about/new-membership/open-an-account. Opening an account is a simple process that can open doors to numerous benefits, such as lower loan rates and personalized service. To take your first step toward membership and discover all that Abound has to offer, just give us a call at (800) 285-5669 or visit us at 1453 Elizabethtown Rd Leitchfield Ky 42754. We can't wait to welcome you into our community!

Business Banking & Commercial Services

At Abound, we understand that every business journey is unique. Whether you're just starting out or looking to expand, having the right financial partner can make all the difference. Our commercial loan options are designed to support your growth and help you reach new heights. Imagine a local bakery that dreams of opening a second location. With our tailored loans, they were able to secure the funds needed to renovate a new space and hire more staff, turning their dream into reality. We've funded over $144 in commercial loans for our members, helping businesses like theirs scale and succeed. But our support doesn't stop there. We also believe in uplifting the broader community by providing $56 in non-member commercial loans, ensuring flexible financing solutions are available for all. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: with an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make it easier for you to manage payments and transactions smoothly. Picture running your shop without worrying about payment issues; that's what we aim to provide. Discover how Abound can be your trusted partner in achieving your business goals today! Visit us at 1453 Elizabethtown Rd Leitchfield Ky 42754 in Leitchfield, KY or call us at (800) 285-5669 for more information.

Comprehensive List Of Services

Business Banking

Running a business? We've got you covered! Our business banking services include merchant services that simplify payment processing and business loans that can help grow your company. At Leitchfield, we understand that every business is unique, so we work closely with you to find the right solutions.

Digital Banking & Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Whether it's checking your balance or transferring funds, you can do it all from the comfort of your home or on the go with our mobile app. We also provide ATM access for quick cash withdrawals and balance checks. If you prefer in-person service, our basic drive-thru banking allows you to complete deposits, withdrawals, and simple transactions without leaving your vehicle.

Get Started Today!

No matter where you are in your financial journey, Abound is here to help. Our friendly team is ready to assist you with any questions or needs you may have. Feel free to reach out at (800) 285-5669 or visit us at 1453 Elizabethtown Rd Leitchfield Ky 42754 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Take control of your finances today! Visit us online at Abound or come by and see how we can assist you in reaching your goals.

Personal Banking

When it comes to personal banking, we offer various options tailored just for you. Start with our checking and savings accounts that help you manage your everyday finances while earning interest on your savings. If you're in the market for a new car, our auto loans and vehicle financing options make it easier than ever to get behind the wheel. Plus, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. For those unexpected expenses or plans that need funding, our personal loans and debt consolidation services can help ease your financial burden. And don't forget about our credit cards with rewards that allow you to earn points on everyday purchases!

Digital & Online Banking

Enhanced Features

Making payments has never been simpler thanks to our mobile payments feature. Send money to friends or family instantly with person-to-person transfers perfect for splitting bills or sending gifts. And if you're looking for flexibility in managing your accounts, our online banking allows real-time updates and easy monitoring of transactions. At Abound, we prioritize your security. Our digital banking services include advanced security measures to keep your information safe while providing the ease of access you deserve. Banking should empower you, not complicate your life. Join us today at Abound and experience how digital and online banking can simplify your financial journey!

Key Services

Our online banking platform at https://www.aboundcu.com/ is user-friendly and available 24/7. Whether you're checking your account balance, transferring funds, or paying bills, everything you need is right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure. For those who prefer to go paperless, e-statements are readily available. You can access your financial statements quickly while helping the environment by reducing paper waste. And if you're on the go, don't forget to check out our mobile application. It offers all the essential features you need to stay connected to your finances from wherever you are.

Financial Strength

At Abound, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, and our impressive performance reflects our dedication. With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $25,438 in used auto loans and $1,720,420,806 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 203,840, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 1453 Elizabethtown Rd Leitchfield Ky 42754 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible terms and easy eligibility options, making it simple for you to drive away in your desired vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $83,984,668 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive. At Abound, we prioritize transparency and member support. For more details about our loan offerings or to find out if you qualify for refinancing options, please don't hesitate to contact us at (800) 285-5669. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to take the next step? Visit us at 1453 Elizabethtown Rd Leitchfield Ky 42754, located in Leitchfield, KY, or explore our website at https://www.aboundcu.com/ for more information on how we can assist you today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established guidelines ensures fair and transparent offers, allowing users to make informed decisions without the confusion often associated with loan shopping.

Abound