Abound Credit Union Hodgenville KY | Low Mortgage Rates & ATM Services

Introduction

At Abound, we believe that financial well-being starts at the community level. Located at 299 Lincoln Dr, Hodgenville, KY 42748, our branch has proudly served our members since 1950. With a commitment to fostering strong relationships, we have grown to support over 116,000 members and manage assets exceeding $2.35 billion. Our success is built on trust and transparency, demonstrated by our total deposits of $164,820,040 and a net worth of $388,588,179. We aim to empower you with financial products that fit your unique needs whether you're looking for personal banking options like checking accounts and auto loans or business services including merchant solutions. Led by our dedicated CEO, Raymond Springsteen, and Board President Wanda Parker, our team of 368 employees is here to assist you every step of the way. You can rely on us for guidance in making informed decisions about your finances. While members can visit us at our branch location, official correspondence should be sent to PO Box 900, Radcliff, KY 40160. Whether you're visiting us for the first time or are a long-time member, we invite you to discover how Abound can help you achieve your financial goals. Don't hesitate to reach out! Call us at 800-285-5669 or visit our website at www.aboundcu.com for more information. Let's work together towards a brighter financial future!

Branch History & Mission

At Abound in Hodgenville, Kentucky, our story began in 1950 with a simple yet profound mission: to serve our community with accessible financial solutions. Over the decades, we have grown from a small credit union to a trusted financial partner for over 116,000 members. Our commitment to community and service has shaped our evolution, making us a cornerstone of support in Larue County. Located at 299 Lincoln Dr, Hodgenville, KY 42748, our branch is easily accessible for all your banking needs. We proudly offer both drive-thru services and ATM availability to ensure that our members can manage their finances conveniently. You can also reach us at 800-285-5669 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Abound's mission extends beyond traditional banking. We aim to empower individuals and families by providing essential financial services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our goal is not just to facilitate transactions but also to foster long-term relationships built on trust and support. As we continue to innovate in the financial landscape, we embrace digital advancements like online banking and mobile payments while ensuring that our facilities are ADA compliant. Our commitment includes not only meeting the financial needs of our members but also engaging with the community through outreach programs and partnerships that uplift those around us. While members can visit us at 299 Lincoln Dr Hodgenville Ky 42748, official correspondence should be sent to PO Box 900, Radcliff, KY 40160. This approach allows us to keep our focus on serving you better. With total assets exceeding $2.35 billion, we are equipped to offer competitive rates and reliable services tailored for every need. Join us at Abound today and discover how being part of a member-focused credit union can enhance your financial journey. Together, let's build a brighter future!

Branch Location & Accessibility

Operating Hours

At Abound, we strive to accommodate your busy schedule. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and we also offer Saturday hours from 9:00 AM to 12:00 PM, making it easy for you to stop by when it suits you best. If you're on the go, take advantage of our drive-thru service during these same hours for quick transactions.

Parking and Accessibility

We understand that convenience matters, which is why ample parking is available right outside our doors. For those who may need assistance, our branch complies with ADA standards, featuring ramps and accessible entrances to ensure everyone can bank comfortably.

Services Offered

We're proud to provide a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we have solutions for every stage of life. Plus, with ATM availability on-site, you can access your cash whenever you need it. While members can visit us at 299 Lincoln Dr Hodgenville Ky 42748, official correspondence should be sent to our mailing address at PO Box 900, Radcliff, KY 40160 if it's different. If you have any questions or would like more information about how we can serve you better, feel free to give us a call at (800) 285-5669. We look forward to welcoming you at Abound!

Member Eligibility

At Abound, we believe that becoming a member is like joining a family, where support and community spirit thrive. If you're looking to be part of something special, eligibility is open to individuals who live, work, worship, or attend school in the areas we serve. Whether you're just starting out or looking for a place that truly cares about your financial journey, we welcome you with open arms! To dive deeper into the specific criteria and see if you qualify, please check out our detailed guidelines at http://www.Aboundcu.com/about/new-membership/open-an-account. Joining us is simple and rewarding. You can start by visiting us at our branch located at 299 Lincoln Dr Hodgenville Ky 42748 or give us a call at (800) 285-5669. Ready to take the next step? Opening an account is just a click away; find everything you need to get started at http://www.Aboundcu.com/about/new-membership/apply-for-a-loan. We can't wait to help you achieve your financial goals as part of the Abound community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment options can set your business apart. Our merchant services allow you to accept payments easily and securely, ensuring you never miss a sale. Imagine serving customers at your café who can pay effortlessly with just a tap on their phone. This not only enhances customer satisfaction but also streamlines your operations. Visit us at 299 Lincoln Dr, Hodgenville, KY 42748, or call us at 800-285-5669 to learn how Abound can help you achieve your business goals.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, our Business Banking services provide essential tools like Merchant Services & Business Loans. Imagine having the financial backing to expand your operations or invest in new technology our team is ready to support your business goals.

Convenient Access to Your Accounts

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, allowing you to manage your accounts anytime, anywhere. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have easy access whenever necessary. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Credit Cards

Looking for a credit card that rewards you? Our Credit Cards with Rewards offer benefits that suit your lifestyle, whether you're traveling or shopping locally. Enjoy cashback offers and points that can be redeemed for exciting rewards, all while building your credit history.

Get Started Today!

With so many options available at Abound, there's no better time than now to explore how we can assist you with your financial journey. Visit us at 299 Lincoln Dr Hodgenville Ky 42748 in Hodgenville, KY, or give us a call at (800) 285-5669 for more information about any of our services. We're excited to partner with you!

Loans and Financing Options

When it comes to making large purchases like a new car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing make those dreams a reality. Picture driving off in that new vehicle or settling into your dream home with manageable monthly payments tailored just for you. We also offer Personal Loans & Debt Consolidation, helping you streamline expenses and reduce financial stress.

Personal Banking Services

For those looking to manage their personal finances, our Personal Banking options include both checking and savings accounts designed with your needs in mind. Imagine having the flexibility to access your funds easily while also earning interest on your savings. With our competitive rates and user-friendly online banking platform, you can check balances, transfer funds, and pay bills from the comfort of your home.

Digital & Online Banking

Mobile Features for Your Lifestyle

We know that life can get busy, which is why our mobile application is available for download. This app not only allows you to manage your accounts but also features mobile payments, so you can make purchases directly from your phone without the hassle of carrying cash or cards. Need to send money to a friend? With our person-to-person transfer feature, it's as easy as sending a text! You can quickly send funds directly from your account without needing to deal with cash or checks. At Abound, we're committed to providing an accessible and user-friendly banking experience that fits into your lifestyle. Join us today and take advantage of all the benefits our digital and online banking services have to offer!

Security and Convenience

Your security is our top priority. That's why we offer electronic signature authorization for documents, making it easy to complete transactions safely from the comfort of your home. Plus, with e-statements available, you can receive your financial statements electronically helping you keep track of your spending while reducing paper clutter.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 203,840, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 299 Lincoln Dr Hodgenville Ky 42748 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,438 in used auto loans and $1,720,420,806 in total loans and leases.

Solid Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make sure you find what fits your budget best.

Credit Lines

For those seeking additional financial flexibility, our credit lines total $305,608,518, allowing you to access funds as needed without the pressure of high-interest rates. If you're interested in exploring these options further or if you have questions about eligibility or refinancing possibilities, please don't hesitate to reach out. You can contact us at 800-285-5669 during our lobby hours from Monday to Friday between 9:00 AM - 5:00 PM or Saturday from 9:00 AM - 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Abound, we're here to support you every step of the way as you navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, making buying or refinancing simple. We aim to guide you through every step of the process so that you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $49,558,902 in loans helping members manage their finances effectively, our credit cards are designed to give you the freedom and security you need for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh in helping individuals secure better loan terms. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information about loan options.

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