Abound Credit Union Glasgow KY | Convenient ATM Services Only

Introduction

Welcome to Abound, your trusted financial partner in Glasgow, KY. Located at 803 Happy Valley Rd, our branch has been serving the community since 1950, and we take pride in offering personalized banking solutions tailored to your needs. With a total membership of 116,581 and assets exceeding $2.35 billion, we are committed to providing reliable financial services that empower you to achieve your goals. At Abound, we believe in the power of community. Our dedicated team, led by CEO Raymond Springsteen and Board President Wanda Parker, works tirelessly to foster relationships built on trust and transparency. We have a robust lending portfolio with 90,532 loans and leases, ensuring that whether you're looking to buy a new home, finance a vehicle, or manage everyday expenses, we have options for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 803 Happy Valley Rd, Glasgow, KY 42141-1305. We understand how important it is for you to have access to your finances at all times, which is why we offer various digital banking solutions such as online banking and mobile payments. Our financial stability is reflected in our impressive figures: total deposits of $164,820,040, net worth of $388,588,179, and cash in hand amounting to $19,712,656. These metrics not only demonstrate our strength but also our commitment to providing secure services for our members. Whether you're a long-time member or considering joining us for the first time, we invite you to reach out with any questions or visit us today. Call us at 502-942-0254 and discover how Abound can help you thrive financially!

Branch History & Mission

Commitment to Community

Our mission extends beyond banking; it encompasses a commitment to serve and strengthen our local community. Whether it's through educational workshops or sponsorships of local events, Abound actively engages with residents to promote financial literacy and well-being. We understand that strong communities are built on trust and collaboration, which is why we strive to be more than just a financial institution we aim to be your partner in progress. While members can visit us at 803 Happy Valley Rd, official correspondence should be sent to 803 Happy Valley Rd, Glasgow, KY 42141-1305 if needed. As we continue to grow, we're also embracing digital advancements that make banking more accessible than ever. From online banking services to mobile payments, we ensure that technology enhances your experience with us while maintaining compliance with ADA standards.

Join Us

As we look toward the future, Abound remains committed to providing exceptional service without losing sight of our roots. Our dedicated team is here ready to assist you during operating hours currently set for when construction is completed and we invite everyone in Glasgow and beyond to join us on this exciting journey. Discover how you can benefit from being part of the Abound family today! Visit us online at Abound Credit Union or call us at 502-942-0254 for more information about membership options and services tailored just for you. Together, let's build a brighter future!

Our Journey

Since opening our doors, Abound has continuously evolved to meet the needs of our members. We have seen remarkable growth in both membership and assets, currently boasting total assets of over $2.35 billion. This journey reflects not just our financial stability but also our dedication to providing quality service and fostering lasting relationships within the community. Over the years, we have focused on enhancing our services while ensuring that we remain a member-centric organization. Our mission is simple yet powerful: to deliver comprehensive financial solutions while supporting the community through outreach programs and partnerships that uplift those around us. We believe that by helping you achieve your financial goals, we contribute to building a stronger Glasgow.

Branch Location & Accessibility

Operating Hours and Services

While we're excited to welcome you soon, please note that construction is still underway at this location, so we currently do not have set operating hours yet. Keep an eye on our updates! Once completed, you'll be able to enjoy a range of services designed with your needs in mind. We're here for you! If you have any questions or need assistance before your visit, feel free to call us at 502-942-0254. Our friendly staff is ready to help with any inquiries. At Abound Credit Union, we are committed to serving our community and helping our members achieve their financial goals. We look forward to seeing you soon!

Parking and Accessibility

When you visit us at Abound Glasgow Branch, you'll find ample parking available right outside our doors. We take accessibility seriously; our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services with ease.

Member Eligibility

At Abound, we believe that everyone deserves a chance to be part of a caring community. If you're looking to join us at our branch located at 803 Happy Valley Rd Glasgow Ky 42141, becoming a member is easier than you might think! Our eligibility criteria are designed to welcome individuals who live, work, worship, or attend school in the areas we serve. This means if you're rooted in our local community, you're likely eligible! We encourage you to explore more about these requirements on our website at http://www.Aboundcu.com/about/new-membership/open-an-account. Joining Abound opens the door to a world of financial benefits tailored just for you. From competitive loan rates to personalized service, we're dedicated to helping our members achieve their financial goals. Ready to take the next step? You can find all the details on how to open an account by visiting http://www.Aboundcu.com/about/new-membership/apply-for-a-loan. If you have any questions or need assistance, feel free to reach out to us at (502) 942-0254. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a reliable partner that streamlines your payment processes and enhances customer experience. Our merchant services offer easy payment acceptance, making transactions smooth for both you and your customers. This means less hassle at checkout and more time for you to focus on what truly matters growing your business. Located at 803 Happy Valley Rd Glasgow Ky 42141 in Glasgow, KY, we invite you to visit us or call us at (502) 942-0254 to discover how our business banking services can help you thrive. Your success is our priority!

Comprehensive List Of Services

Community-Centric Approach

We believe in building lasting relationships with our members. Our team is here to assist you with any questions or concerns you may have about our services. Whether you're a first-time member or have been with us for years, we're committed to ensuring that your experience is both positive and rewarding. If you're ready to explore how Abound can support your financial needs or if you have any inquiries, don't hesitate to reach out! Call us at (502) 942-0254 or visit us at Glasgow Branch today. Let us help you unlock the full potential of your finances!

Digital Banking Convenience

In today's fast-paced world, having access to banking at your fingertips is crucial. At Abound, we pride ourselves on our digital banking features that make managing your money simpler than ever. With online banking, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our mobile app allows for easy account management right from your smartphone.

Tailored Financial Services

Whether you're looking to manage day-to-day expenses or planning for future investments, we offer essential services to support you every step of the way. For those who prefer cashless transactions, we provide ATM services, ensuring you have access to your funds whenever you need them. Imagine being able to withdraw cash conveniently while out running errands or during a weekend getaway.

Digital & Online Banking

Accessibility and Real-Time Management

With mobile payments available through our app, you can make purchases without the hassle of carrying cash or cards. Whether you're grabbing coffee or shopping for groceries, your account is always within reach. And if you prefer traditional methods, rest assured that all your transactions remain secure and easy to track. In summary, our digital and online banking options are tailored to fit your lifestyle while ensuring peace of mind. Experience the ease of managing your finances with Abound today!

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer money whenever it suits you. Need to send money to a friend or family member? Our person-to-person transfers make it simple and quick no need for cash or checks! Plus, with our mobile application, you can manage everything right from your smartphone. Security is always a priority at Abound. We utilize electronic signature authorization for transactions, ensuring that your sensitive information remains protected. You can also choose to receive e-statements, which not only help the environment but also keep your financial records organized and easily accessible.

Financial Strength

Commitment to Growth

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $25,438 in used auto loans and $1,720,420,806 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our current situation with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This approach allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Membership

The strength of our membership is evident with a total of 203,840 accounts, showcasing a strong and growing base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 803 Happy Valley Rd Glasgow Ky 42141 or call (502) 942-0254 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, our competitive rates make financing straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $83,984,668 provide the capital needed to grow and expand. We are committed to supporting local businesses and fostering economic growth within our community. At Abound, we prioritize your financial wellbeing and are dedicated to offering clear eligibility options and refinancing opportunities where applicable. Our team is here to assist you in understanding each product and finding the right fit for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore these lending options further or have questions, don't hesitate to reach out at (502) 942-0254 or visit us at 803 Happy Valley Rd Glasgow Ky 42141 in Glasgow, KY. We're here to help!

Credit Lines

If you're looking for additional flexibility in managing your finances, our total credit lines amounting to $305,608,518 can provide just that. This option allows you to access funds as needed without taking out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. We guide you through the process every step of the way to ensure you feel confident about your investment.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $49,558,902 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that support is available when you need it most.

Loan Aggregator

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