Abound Credit Union Elizabethtown KY | Top Checking & Auto Loans

Introduction

Welcome to Abound, your trusted financial partner located at 1650 Ring Rd, Elizabethtown, KY 42701. Since our establishment in 1950, we have proudly served a vibrant community of over 116,000 members. At Abound, we believe in building strong relationships and providing personalized service that helps you achieve your financial goals. Our commitment to our members is evident in our impressive portfolio, with total assets reaching an impressive $2,350,513,383 and total deposits amounting to $164,820,040. We are dedicated to supporting you through various financial needs, including personal banking services like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 900, Radcliff, KY 40159-0900. Under the leadership of CEO Raymond Springsteen and Board President Wanda Parker, our team of 368 employees is here to ensure you receive the highest level of service. Whether you're looking to open a new account or need assistance with loans totaling more than 90,532 across various categories we're just a call away at 800-285-5669. At Abound, we prioritize transparency and trust. With a net worth of $388,588,179 and cash in hand totaling $19,712,656, we are well-positioned to support your financial journey. Join us today and experience how we can make a positive impact on your life! Visit our website at Abound Credit Union for more information or to get started.

Branch History & Mission

At Abound, we take pride in our rich legacy that began in 1950. Since our doors first opened, we have been dedicated to serving the financial needs of our community in Elizabethtown, KY. Located at 1650 Ring Rd, our branch has become a cornerstone for over 116,000 members who trust us with their financial journeys. Over the years, Abound has grown significantly, boasting total assets of over $2.35 billion. Our commitment to providing personalized financial services has driven our evolution from a small credit union to a comprehensive financial institution that offers everything from checking and savings accounts to auto loans and mortgages. Our mission is clear: we are here to empower our members by providing accessible and affordable financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals and build a secure future. This mission inspires us to not only offer exceptional banking services but also engage in community outreach initiatives that support local families and businesses. While members can visit us at 1650 Ring Rd, official correspondence should be sent to P.O. Box 900, Radcliff, KY 40159-0900 if needed. Our branch features convenient operating hours Monday through Friday from 8:00 AM to 6:00 PM for the drive-thru and 9:00 AM to 5:00 PM for lobby services, as well as Saturday drive-thru hours from 8:30 AM to 4:30 PM. We are proud to provide easy access to cash with an ATM on-site and drive-thru banking options for quick transactions. Our team is committed to creating a welcoming atmosphere where every member feels valued and supported. Abound is more than just a credit union; we are partners in your financial success. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of a community-focused institution dedicated to helping you thrive financially. Visit us today or learn more about how you can become a member here.

Branch Location & Accessibility

Welcome to the Abound Ring Road Branch, your friendly financial partner located at 1650 Ring Rd, Elizabethtown, KY 42701. Nestled in Hardin County, our branch is conveniently situated near popular local spots, making it easy for you to stop by and take care of your banking needs. Whether you're just passing through or are a longtime resident, we're here to support you with a smile. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 900, Radcliff, KY 40159-0900. Our location offers ample parking and is designed with accessibility in mind, including ADA-compliant features that make it easy for everyone to access our services. At the Abound Ring Road Branch, we understand your busy schedule. That's why our lobby hours are set from 9:00 AM to 5:00 PM on weekdays, while our drive-thru service opens earlier at 8:00 AM and stays available until 6:00 PM Monday through Friday. If you need banking assistance on Saturday, our drive-thru is open from 8:30 AM to 4:30 PM, ensuring that you can always find a time that works for you. We offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. If you're looking for straightforward transactions or cash withdrawals, our ATM is available for your convenience. So why wait? Come visit us today or give us a call at 800-285-5669. The team at Abound Ring Road Branch is ready to help you navigate your financial journey!

Member Eligibility

Joining the Abound community is more than just opening an account; it's about becoming part of a family that genuinely cares for your financial well-being. If you're living, working, or attending school in the area, you're likely eligible to become a member. Whether you're seeking personal banking solutions, auto loans, or simply want to take advantage of our friendly service, Abound welcomes you with open arms. The application process is straightforward and inclusive, allowing you to step into a world where your needs are prioritized. For more detailed eligibility information, feel free to check out our website at http://www.Aboundcu.com/about/new-membership/open-an-account. If you're ready to start your journey with us or have questions, give us a call at (800) 285-5669, and we'll be happy to assist you!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine effortlessly processing payments while focusing on what you do best running your business. Our services include online payment options and point-of-sale systems designed for ease and efficiency, allowing you to serve your customers better while keeping track of sales seamlessly. Discover how Abound can help you achieve your business goals. Visit us at 1650 Ring Rd Elizabethtown Ky 42701 or call us at (800) 285-5669 to learn more about our offerings!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, our merchant services and business loans are designed to fuel growth and success. We know how important it is to have reliable banking solutions that help streamline operations while providing access to necessary funds.

Digital & Mobile Banking

In today's fast-paced world, convenience is key. That's why Abound offers robust online and mobile banking services. You can manage your accounts, transfer money, or even make payments right from your smartphone or computer. Our ATM services ensure easy cash withdrawals and balance checks whenever you need them.

Drive-Thru & ATM Services

If you're on the go, our drive-thru service allows you to complete deposits, withdrawals, and other simple transactions quickly without leaving your vehicle. Plus, with basic ATM access available, you'll find it easy to get cash when you're out and about. Our friendly team at Abound is here to assist you in navigating these various services and finding the best options for your needs. We're not just a financial institution; we're a part of the community in Elizabethtown, committed to helping our members thrive. Ready to take the next step? Contact us today at (800) 285-5669, visit us during our lobby hours from 9:00 AM - 5:00 PM on weekdays or 8:30 AM - 4:30 PM on Saturdays at our drive-thru! Explore all that we have to offer by visiting our website at https://www.aboundcu.com/. Your financial journey starts here with Abound!

Loans & Financing

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation options, you can handle those surprises without stress. And for those who love rewards, our credit cards come packed with benefits that make every purchase more rewarding.

Personal Banking

Whether you're looking for a basic checking account or a high-yield savings option, our personal banking services have got you covered. Imagine having the flexibility to manage your finances easily with accounts that suit your lifestyle. We also offer auto loans and vehicle financing, making it simple for you to get behind the wheel of your dream car without breaking the bank. If home ownership is on your mind, explore our mortgage loans and refinancing options tailored just for you.

Digital & Online Banking

Accessibility and Security

We prioritize your security as much as your convenience. Our online banking system employs robust security measures to protect your personal information, so you can bank with confidence. Enjoy real-time account management that puts you in control of your financial decisions at any time of day or night. In summary, Abound's digital banking services are designed for ease-of-use and accessibility, providing you with the tools to manage your money effectively. For more information or to get started today, visit us at https://www.aboundcu.com/!

Key Features

With our online banking services, you can check your balance, transfer funds, and pay bills all from the comfort of your own space. If you prefer using your mobile device, our mobile application allows you to manage your account right in your pocket. Plus, with features like mobile payments, you can make quick purchases without needing cash or cards. Need to send money to a friend? Our person-to-person transfers make it simple and hassle-free. You can also opt for e-statements, which not only help you keep track of your finances but are also better for the environment. And when it comes to signing documents, our electronic signature authorization ensures that everything is secure and straightforward.

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 203,840, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 1650 Ring Rd Elizabethtown Ky 42701 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Members

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,438 in used auto loans and $1,720,420,806 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive off with the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $83,984,668 provide the capital needed to grow and expand. We understand that every business is unique, which is why our lending options are designed to accommodate various needs and situations. At Abound, we aim to make the borrowing process as straightforward as possible. If you're interested in refinancing or would like more information on eligibility options, please don't hesitate to reach out. You can contact us at (800) 285-5669 or visit us during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively. Our credit cards come with attractive rewards and benefits, making them a great option for everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. We offer tailored solutions to fit your specific needs, whether you're purchasing your first home or looking to refinance your existing mortgage.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using only verified institutions means you receive fair and transparent offers tailored to your financial needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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