Abound Credit Union Elizabethtown KY | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Abound at our Dixie Branch, located at 1109 N Dixie Ave, Elizabethtown, KY 42701. Since our establishment in 1950, we have been dedicated to providing exceptional financial services tailored to meet the needs of our community. With a strong membership base of over 116,581 members and total assets exceeding $2.35 billion, we pride ourselves on being a reliable partner in your financial journey. At Abound, we understand that every member's financial situation is unique. That's why we offer a wide range of products and services, including checking and savings accounts, auto loans, mortgage options, and personal loans. Our commitment to serving you is reflected in our impressive total deposits of $164,820,040 and an unwavering focus on member satisfaction. Led by our dedicated CEO, Raymond Springsteen, and Board President, Wanda Parker, our team of 368 employees is here to assist you with personalized service. We also recognize the importance of community support; that's why we actively engage in local initiatives that strengthen ties and foster growth. While members can visit us at our physical location for their banking needs, official correspondence should be sent to our mailing address: P.O. Box 900, Radcliff, KY 40159-0900. If you're looking for a credit union that values trust, integrity, and community impact, look no further than Abound. Feel free to give us a call at (270) 765-8659 or explore more about what we offer by visiting our website at www.aboundcu.com. Join us today and experience the difference that comes with being part of the Abound family!

Branch History & Mission

Community Commitment

Throughout our journey, we have remained committed to enhancing the lives of those in our community. We partner with local organizations to support initiatives that uplift and educate residents. Whether through financial literacy programs or community events, our goal is always to foster growth and well-being within Elizabethtown and beyond. As technology evolves, so do we. We offer online banking and mobile payment options for your convenience because we know life gets busy. We're also proud of our commitment to ADA compliance, ensuring that all members can access our services comfortably.

Join Us!

If you're looking for a credit union that truly cares about its members and their communities, look no further than Abound. We invite you to join us today and experience the benefits of being part of a cooperative that values you as an individual and as part of a larger community. For more information or to open an account today, visit us at Abound's website or give us a call at 270-765-8659. Together, let's build a brighter future!

Our Mission

Our mission is straightforward: to empower our members by providing exceptional financial services while actively supporting our community. We believe in the strength of people helping people. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. At Abound, we make it our priority to ensure that everyone has access to the financial tools they need to succeed. We understand that banking should be accessible and convenient. That's why we offer both drive-thru service and ATM availability for those on the go. Our operating hours are designed with our members in mind: Tuesday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 4:30 PM closed on Mondays.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, feel free to give us a call at 270-765-8659. Our team is always ready to help you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more. While members can visit us at our branch address, official correspondence should be sent to our mailing address at P.O. Box 900, Radcliff, KY 40159-0900. Come see how Abound can help simplify your banking experience today! We look forward to welcoming you into our branch soon!

Easy Access and Amenities

Our branch features ample parking for your convenience, along with ADA-compliant accessibility options like ramps to ensure everyone can visit us comfortably. Whether you need a quick ATM transaction or wish to utilize our drive-thru banking services, we've got you covered! Our drive-thru allows for efficient deposits, withdrawals, and other simple transactions without leaving your car.

Operating Hours

We know your time is valuable. That's why we offer flexible banking hours to fit your schedule. Visit us from Tuesday to Friday between 9:00 AM and 5:00 PM, or stop by on Saturday from 9:00 AM to 4:30 PM. Please note that we're closed on Mondays.

Member Eligibility

At Abound, we believe that becoming a member means joining a supportive community dedicated to your financial well-being. To be eligible for membership, you simply need to live, work, worship, or attend school in our local area or have a family member who is already a member. This inclusive approach ensures that everyone has the chance to benefit from the personalized services and friendly support we offer. You can explore the full eligibility criteria by visiting our website at http://www.Aboundcu.com/about/new-membership/open-an-account. Once you're ready to join us, opening an account is a breeze! Just follow the simple steps outlined on our account opening page at http://www.Aboundcu.com/about/new-membership/apply-for-a-loan. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (270) 765-8659. We're excited to welcome you to Abound at 1109 N Dixie Ave Elizabethtown Ky 42701, where you'll find not just banking services, but a community that truly cares about helping you achieve your financial goals.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help businesses streamline their operations. Imagine a local café using our payment processing solutions to serve customers quickly and efficiently during busy hours. This means happier customers and more sales exactly what any business owner wants! With tools tailored for your needs, we ensure that managing payments is as smooth as possible. Visit us at 1109 N Dixie Ave Elizabethtown Ky 42701 in Elizabethtown, KY, or call us at (270) 765-8659 to learn how our business banking and commercial services can fuel your growth today!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer tailored solutions through our Business Banking services. From Merchant Services that streamline payment processing to Business Loans that provide funding when you need it most, we're dedicated to supporting local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Dixie Branch prioritizes digital banking features like online and mobile banking. Manage your accounts anytime, anywhere with ease! You can also utilize our ATM & Cash Withdrawal Services, available around the clock, or take advantage of our basic drive-thru banking for quick deposits and withdrawals during regular hours.

Getting Started

With so many services available at Abound, we invite you to explore how we can assist you in achieving your financial dreams. Whether you're interested in personal banking or business solutions, we're here to help. Reach out to us at (270) 765-8659 or visit us during our operating hours: Tuesday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 4:30 PM (we're closed on Mondays). Join us today at Abound where your financial future begins!

Personal Banking Services

Our personal banking offerings make it easy for you to manage your money effectively. You can open checking and savings accounts that fit your lifestyle and budget. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms, making it simpler for you to get behind the wheel of your dream car. For those looking to buy a home, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you have the right loan for your needs. Do you have existing debts? Our Personal Loans & Debt Consolidation options are designed to help simplify your finances. You can also earn rewards with our credit cards, which are perfect for making everyday purchases while accumulating points for future benefits.

Digital & Online Banking

Accessibility Anytime

Life is busy, and we get that! That's why our mobile payments feature allows you to make purchases directly from your phone. No need to dig for cash or cards just use your device for quick payments wherever you are. At Abound, we want to ensure that managing your money is straightforward and accessible, whether you're at home or out running errands. With all these features combined, it's clear how Abound is committed to enhancing your banking experience. Explore the possibilities today by visiting https://www.aboundcu.com/ and take control of your finances effortlessly!

Key Services

Our commitment to convenience extends to our mobile application, which brings banking right to your fingertips. With just a few taps on your smartphone, you can manage your finances on the go. Enjoy features like person-to-person transfers that let you send money easily to friends and family without the hassle of cash or checks. Plus, if you're interested in going paperless, our e-statements make it simple to keep track of your transactions while reducing clutter.

Security and User-Friendliness

We prioritize your security with electronic signature authorization for a smooth and safe experience when completing transactions. You can feel confident knowing that your information is protected while you manage your accounts online. Our services are designed not only to be secure but also user-friendly, so you can navigate through them with ease.

Financial Strength

A Dedicated Team

We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to help guide you through any questions or concerns about your finances. Net Shares (Funds available for lending and investments): $0 demonstrates our commitment to supporting our members' financial aspirations. Total Share Accounts: 203,840 shows a strong and growing member base that trusts us with their finances.

Commitment to Growth and Innovation

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth ensures that we stay ahead of industry trends while meeting your evolving needs. Our lending capacity is impressive as well. With $25,438 in used auto loans and $1,720,420,806 in total loans and leases, we support members' financial goals across various sectors. Whether you're looking for an auto loan or financing for other needs, we've got you covered.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 1109 N Dixie Ave Elizabethtown Ky 42701 or call (270) 765-8659 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. By choosing to save with us, you're making a smart decision for your future. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed just for our members.

Strong Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation supports our commitment to our members and helps us navigate economic uncertainties with confidence. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means that your deposits are well-protected as we strive to serve you better.

Loan Offering

Additional Options

In addition to these core products, we also offer business loans for entrepreneurs looking to expand their ventures. With outstanding commercial loans totaling $83,984,668, we provide the capital needed for growth. Refinancing options are available across many of our loan products, allowing you to adjust your terms based on changing financial circumstances. For more information about eligibility or to apply for any of our loan offerings, please reach out to us at (270) 765-8659 or visit our website at https://www.aboundcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Abound, we're committed to helping you navigate your financial journey with confidence and ease.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle as easy as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. We strive to guide you through each step of the process, ensuring you find the right solution tailored to your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring that the information presented is trustworthy. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results for users seeking the best rates. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, equipping them with the necessary insights to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using a reliable tool like LendMesh in navigating the complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that all offers are fair and transparent, allowing users to compare loans without confusion or hidden fees.

Abound