Abound Credit Union Danville KY | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Abound, your trusted financial partner right here in Danville, KY. Established in 1950, we have grown to serve over 116,581 members with dedication and care. Our branch at 312 Skywatch Dr, Danville, KY 40422 is more than just a place for banking; it's a community hub where you can find the support and resources you need to achieve your financial goals. At Abound, our commitment to our members shines through in our impressive financial stability. With total assets of $2,350,513,383 and total deposits reaching $164,820,040, we provide a secure environment for your money. We also take pride in offering a range of services tailored to fit your needs from personal checking and savings accounts to auto loans and mortgage financing. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 900, Radcliff, KY 40159-0900. Under the leadership of CEO Raymond Springsteen and Board President Wanda Parker, our team of 368 employees is dedicated to fostering strong relationships within the community. We strive to ensure that every interaction you have with us is positive and productive. Whether you're looking for a loan or want to open an account, we're here to help! Feel free to reach out at 800-285-5669 or visit us online at Abound for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look ahead, we invite you to be part of our journey. Experience firsthand the benefits of membership at Abound. Visit us today at 312 Skywatch Dr Danville Ky 40422 or give us a call at (800) 285-5669. Together, let's build a stronger community and secure brighter financial futures!

Mission Statement

At Abound, our mission is simple yet profound: we aim to enhance the quality of life for our members through sound financial services and community support. We believe that everyone deserves access to the tools they need to achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or seeking advice on home financing, we're here every step of the way. Our team is committed to creating positive impacts within Danville by engaging in community outreach programs and partnerships that uplift those around us. We take pride in being more than just a credit union; we strive to be a vital part of this community's fabric.

Modern Banking

We understand that convenience is key in today's fast-paced world. That's why we offer digital advancements such as online banking, mobile payments, and electronic statements. Our ATM availability means you can manage your finances anytime, anywhere. Additionally, with drive-thru banking options available during extended hours, accessing your funds has never been easier.

Our Journey

Starting as a small credit union, Abound has blossomed into a trusted financial partner for over 116,581 members. Our commitment to community well-being is reflected in our robust total assets of $2,350,513,383 a testament to our stability and reliability. We have continually adapted to provide modern banking services while maintaining our core values of trust, integrity, and service. Our branch is conveniently situated near local landmarks, making it easy for members to access our services. While you can visit us at 312 Skywatch Dr Danville Ky 40422, official correspondence should be sent to PO Box 900, Radcliff, KY 40159-0900 if different.

Branch Location & Accessibility

Banking Hours

We understand that life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. If you prefer drive-thru banking, you can visit us Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:30 AM to 4:30 PM.

Convenient Access

Our Danville location is just a short drive from popular local landmarks like the Danville Science Center and the picturesque Constitution Square Park. We have ample parking available, making it easy for you to stop by without any hassle. Plus, our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can enjoy our services comfortably.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to give us a call at 800-285-5669. We invite you to visit us today at our Danville branch. Experience firsthand how we can assist you in achieving your financial goals!

Services Offered

At Abound, we pride ourselves on providing a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards our dedicated team is here to help. We also offer convenient ATM access for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Abound is like joining a warm, welcoming family that's dedicated to supporting your financial journey. If you're a resident of Boyle County or work in the area, you're likely eligible to join us! We believe in making banking accessible and personal, so whether you're looking for savings accounts, loans, or just a place to feel valued, we have something special for you. Our membership is open to those who meet specific criteria, which you can easily check out in detail at http://www.Aboundcu.com/about/new-membership/open-an-account. Joining is straightforward! Simply visit us at our branch located at 312 Skywatch Dr Danville Ky 40422, or give us a call at (800) 285-5669 if you have any questions. You can also find information on how to open an account online at http://www.Aboundcu.com/about/new-membership/apply-for-a-loan. With us, you'll enjoy personalized service and a range of financial products tailored just for you. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments easily, whether in-store or online. With our services, you can streamline your payment processes and enhance customer satisfaction. Discover how Abound, located at 312 Skywatch Dr Danville Ky 40422 in Danville, KY, can empower your business today. For more information, call us at (800) 285-5669 or visit us online at https://www.aboundcu.com/.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we understand the importance of reliable financial services. That's why we provide comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Abound, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills through our mobile app, we put banking right in your hands. Additionally, our ATM services ensure easy cash withdrawals whenever you need them.

Easy Access with Drive-Thru Services

For those who prefer in-person interactions but want quick service, our basic drive-thru banking allows for easy deposits and withdrawals along with other simple transactions. This means you don't have to leave your car to get the service you need! We invite you to experience everything Abound has to offer by visiting us or giving us a call at 800-285-5669. Discover how our comprehensive list of services can help simplify your financial life today!

Financial Assistance When You Need It

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come in handy. We aim to provide quick access to cash when you need it most. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases, turning your spending into savings.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. You can open checking and savings accounts that fit your lifestyle, whether you're saving for a vacation or managing everyday expenses. Our auto loans and vehicle financing make it easier for you to drive off in the car of your dreams without breaking the bank. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are designed to help you secure favorable terms.

Digital & Online Banking

Key Services Available

One of the standout offerings is our robust online banking platform, accessible anytime at https://www.aboundcu.com/. Whether you need to check your balance, pay bills, or transfer funds, our 24/7 online banking services allow you to handle everything from the comfort of your home or on-the-go. Plus, with person-to-person transfers available, sending money to friends or family is simple and fast. For those who prefer mobile banking, our dedicated mobile application makes it easy to manage your accounts right from your smartphone. You can enjoy features like mobile payments for convenient shopping experiences and e-statements that help you stay organized without the hassle of paper clutter.

Security and Ease-of-Use

We prioritize your security with electronic signature authorization, ensuring that every transaction is protected. Our user-friendly interface means you don't have to be tech-savvy to navigate through your options. Whether you're setting up direct deposits or reviewing recent transactions, you'll find everything intuitive and straightforward. With these digital tools at your fingertips, real-time account management has never been more accessible. You can make informed decisions about your finances quickly and efficiently no matter where life takes you. In summary, Abound offers comprehensive digital and online banking solutions that blend convenience with top-notch security. Explore all we have to offer today by visiting https://www.aboundcu.com/!

Financial Strength

Growing Together

The trust placed in us by our community is evident with 203,840 total share accounts. This growing member base shows that more individuals choose Abound as their partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 312 Skywatch Dr Danville Ky 40422 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Your Future

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $25,438 in used auto loans and $1,720,420,806 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car purchase as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $83,984,668 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering support through tailored financing solutions. If you're considering refinancing any of these loans or want to learn more about eligibility options, please don't hesitate to reach out. Our dedicated team at Abound, located at 312 Skywatch Dr Danville Ky 40422, Danville, KY, is ready to assist you with any questions you may have. To speak with us directly, call (800) 285-5669 during our operating hours: Monday - Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM for lobby services. We also offer drive-thru service for quick transactions during extended hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

Managing daily expenses can be a challenge. That's why we offer credit lines totaling $305,608,518 along with flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively. These options provide you with the flexibility to cover unexpected costs without the stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have tailored solutions to meet your needs.

Loan Aggregator

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