Abound Credit Union Bardstown KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Abound, your trusted partner in financial wellness located at 3795 E John Rowan Blvd, Bardstown, KY 40004. Since our establishment in 1950, we have been dedicated to serving our community with integrity and commitment. With over 116,581 members, we take pride in being a reliable credit union that understands the unique needs of our community. At Abound, we believe that everyone deserves access to financial resources that can enhance their lives. That's why we offer a variety of services including personal banking, auto loans, mortgage financing, and business banking solutions. With total assets exceeding $2.35 billion and total deposits around $164.82 million, we have the strength and stability to support you in achieving your financial goals. Under the leadership of our CEO, Raymond Springsteen, and Board President, Wanda Parker, we strive to create an environment where our members feel valued and supported. Our dedicated team of 368 employees is here to assist you every step of the way. While members can visit us at 3795 E John Rowan Blvd, official correspondence should be sent to our mailing address: PO Box 900, Radcliff, KY 40159. If you have any questions or need assistance, feel free to call us at 800-285-5669. Join us today and experience a credit union that truly cares about its members! Visit our website at Abound for more information or to open an account. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Community Engagement

Abound isn't just about finances; it's about building relationships within Bardstown and beyond. We actively participate in community events and support local causes because we understand that a thriving community benefits everyone. Our team is passionate about giving back and making a difference in people's lives. As part of our commitment to member satisfaction, we offer various conveniences like ATM availability and easy access to customer service through our dedicated phone line at (800) 285-5669 during operating hours: Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m.

Join Us

We invite you to experience all that Abound has to offer! Whether you're looking for a new bank or exploring options for loans or savings accounts, we're here for you every step of the way. Together, let's build your financial future while contributing positively to our beloved Bardstown community. Visit us today at 3795 E John Rowan Blvd Bardstown Ky 40004 or explore more online at www.aboundcu.com. Join us in shaping a brighter tomorrow!

Our Evolution

From our humble beginnings, Abound has evolved into a trusted institution in the community. We started with a small group of members who shared a vision for better financial solutions. Today, we offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards, and business banking options. Our growth reflects not only our dedication to our members but also our adaptability in an ever-changing financial landscape. While members can visit us at 3795 E John Rowan Blvd Bardstown Ky 40004, official correspondence should be sent to PO Box 900, Radcliff, KY 40159 if necessary. This ensures that your inquiries are handled efficiently and effectively.

Our Mission

At Abound, our mission is clear: we strive to empower our members by providing accessible and affordable financial services while supporting our local community. We believe that everyone deserves the opportunity to achieve their financial goals. Through initiatives such as community outreach programs and partnerships with local organizations, we aim to uplift those around us. We are also committed to staying ahead of the curve with digital advancements that make banking easier than ever. Whether you prefer online banking or mobile payments, we ensure that you have the tools you need at your fingertips. Our branch is fully ADA compliant and dedicated to creating an inclusive environment for all.

Branch Location & Accessibility

Convenient Access

At our Bardstown Walmart Branch, we prioritize your convenience. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking for our members. While you can visit us at the physical address for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 900, Radcliff, KY 40159.

Get in Touch

If you have questions or need assistance, don't hesitate to reach out! You can call us at 800-285-5669. We invite you to stop by and discover how Abound can support your financial journey right here in Bardstown. We look forward to welcoming you soon!

Operating Hours and Services

We're here for you during our lobby hours from 9:00 a.m. to 6:00 p.m., Monday through Friday, and on Saturdays from 9:00 a.m. to 2:00 p.m. Whether you need assistance with checking and savings accounts, auto loans, mortgage refinancing, or business banking services, our knowledgeable staff is ready to help. While we do not have drive-thru service available at this location, we do offer ATM access for quick transactions like withdrawals and balance checks. Our goal is to make your banking experience as smooth as possible.

Member Eligibility

Becoming a member of Abound is like joining a caring community where your financial well-being is our top priority. If you live, work, or worship in the Bardstown area, or if you have family members who are already part of our credit union, you're eligible to join us! We're dedicated to providing personalized services that cater to your needs and help you achieve your financial goals. The benefits of being a member at Abound include access to competitive rates on loans and savings accounts, as well as various resources designed to support your financial journey. To find out more about the specific eligibility criteria and to stay updated, please visit our website at http://www.Aboundcu.com/about/new-membership/open-an-account. When you're ready to open an account and start enjoying these benefits, check out the details at http://www.Aboundcu.com/about/new-membership/apply-for-a-loan or give us a call at (800) 285-5669. We can't wait to welcome you to our family!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make transactions smooth and efficient. Imagine having a reliable system that allows you to accept payments easily, whether in-store or online. This means more satisfied customers and less hassle for you allowing you to focus on what matters most: growing your business. Located at 3795 E John Rowan Blvd Bardstown Ky 40004, Bardstown, KY, our team is ready to partner with you on your journey to success. Reach out at (800) 285-5669 or visit us online at Abound to learn more about how we can support your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, we offer competitive auto loans and vehicle financing options. Picture yourself driving off in that dream car without breaking the bank! Our loan officers will work closely with you to find a solution that fits your budget.

Business Banking Support

For local business owners, our business banking services include merchant services and business loans designed to foster growth. We recognize that every business has different needs, so we're here to create customized solutions that help you thrive.

Convenient Access

We also offer essential ATM and cash withdrawal services so you can access your money whenever you need it. Our ATM is available for basic transactions like withdrawals and balance checks, making banking straightforward and convenient. At Abound, we believe banking should be accessible and personalized. Our friendly team is always ready to assist you, whether it's over the phone at (800) 285-5669 or in person at our branch. Ready to explore how we can support your financial goals? Visit us today at 3795 E John Rowan Blvd Bardstown Ky 40004 or check out our website at Bardstown Walmart Branch for more information on opening an account or applying for a loan. Let's take this journey together!

Credit Card Rewards

Don't forget about our credit cards with rewards! They're perfect for everyday purchases and can help you earn points towards exciting rewards. Whether it's cash back or travel benefits, using a credit card from us means getting more value out of every dollar spent.

Home Financing Options

Buying a home is one of the biggest decisions you'll make in life. At Abound, we provide mortgage loans and refinancing services that simplify the process. Our knowledgeable staff can guide you through each step, ensuring you feel confident in your choice. We also assist with personal loans and debt consolidation, helping you manage existing debts more effectively.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored for everyone from students just starting out to families managing their daily expenses. Imagine having easy access to your funds and the ability to monitor your accounts online or through our mobile app. With online and mobile banking, you can check balances, transfer funds, and even pay bills from anywhere.

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to a friend? With our person-to-person transfer feature, sending and receiving money is quick and straightforward. You can even make mobile payments directly from your smartphone, giving you even more flexibility in how you handle everyday purchases. At Abound, we believe that banking should fit into your life effortlessly. Our digital services are designed with you in mind easy to use, accessible whenever you need them, and always secure. Experience the convenience of online banking today by visiting us at https://www.aboundcu.com/!

Key Features

Our online banking service provides you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills without the need to visit a branch. Whether you're at home or on the go, managing your money has never been simpler. Plus, with our mobile application available for download, you'll have all these features right in the palm of your hand. We also prioritize your security. Our electronic signature authorization ensures that your transactions are protected and verified. This means you can sign documents electronically without worrying about safety. Additionally, our e-statements feature allows you to receive your account statements electronically, making it easier to track your finances while reducing paper clutter.

Financial Strength

Commitment to Growth

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $25,438 in used auto loans and $1,720,420,806 in total loans and leases.

Growing Membership Trust

Total Share and Deposit Accounts stand at 203,840, showing a strong and growing member base that trusts us with their finances. Our focus on member needs drives us forward as we continue to build trust and reliability within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 3795 E John Rowan Blvd Bardstown Ky 40004 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $5,596,507, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for additional credit solutions, we have credit lines available totaling $305,608,518. These can provide extra flexibility for unexpected expenses or planned purchases. Plus, if you're considering refinancing any existing loans, we can help you explore eligibility options that might save you money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions about any of our loan offerings or want to start your application process, don't hesitate to reach out! You can contact us at (800) 285-5669, or visit us at our branch located at 3795 E John Rowan Blvd Bardstown Ky 40004 in Bardstown, KY. We're here to help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience smooth and straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, our knowledgeable team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without tying up your savings, all while benefiting from competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results to help you make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing for better decision-making when it comes to financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can effectively assist borrowers in securing favorable rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By working with verified financial institutions, LendMesh guarantees that all loan comparisons are based on accurate and up-to-date information.

ABOUND FEDERAL CREDIT UNION - Bardstown, KY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Compare Loan Rates Near You

Loan rates in Bardstown, KY (40004)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Lending Solutions

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Support

Convenient Access

Credit Card Rewards

Home Financing Options

Personal Banking Solutions

Digital & Online Banking

Convenience at Your Fingertips

Key Features

Financial Strength

Commitment to Growth

Growing Membership Trust

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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