Abound Credit Union Bardstown KY | Best Auto Loans & Checking

Introduction

Welcome to Abound at our Bardstown Branch, located at 100 Kelly Dr, Bardstown, KY 40004. Since opening our doors in 1950, we have been dedicated to serving our community with integrity and commitment. With a total membership of over 116,581 individuals, we pride ourselves on creating lasting relationships built on trust. At Abound, we understand that financial needs can vary widely among our members. That's why we offer a comprehensive range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. As of now, our assets have grown to an impressive $2,350,513,383, and we maintain a strong net worth of $388,588,179, reflecting our commitment to fiscal responsibility. Our team is led by CEO Raymond Springsteen and Board President Wanda Parker, who work tirelessly to ensure that every member receives the best possible service. With a dedicated staff of 368 employees, we are always ready to assist you in achieving your financial goals. While members can visit us at 100 Kelly Dr, official correspondence should be sent to P.O. Box 900, Radcliff, KY 40159-0900. If you have any questions or need assistance, don't hesitate to call us at 800-285-5669. Join us at Abound and experience the difference a community-focused credit union can make in your life! For more information about our offerings or to become a member, visit us online at Abound Credit Union. We look forward to serving you!

Branch History & Mission

At Abound, our story begins in 1950 when we opened our doors in Bardstown, Kentucky. Over the years, we've grown from a small local credit union into a trusted financial partner for over 116,000 members. Our branch, located at 100 Kelly Dr, Bardstown, KY 40004, stands as a testament to our commitment to serving the community with integrity and compassion. With our headquarters based in Radcliff, KY, we've established deep roots in this vibrant area. Our mission is clear: we strive to empower individuals and families by providing accessible financial services that make a difference in their lives. We offer a wide range of products from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking services. Our goal is not just to meet your financial needs but also to support you on your journey toward financial wellness. Abound has made significant strides over the years. Our total assets now stand at an impressive $2,350,513,383, reflecting our strong financial health and ability to serve our members effectively. Our dedicated team of 368 employees works tirelessly to ensure that every member receives the best possible service. We're here for you during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday and from 9:00 AM to 1:00 PM on Saturdays. We understand the importance of convenience in today's fast-paced world. That's why we provide ATM access and drive-thru services for quick transactions. In addition to traditional banking methods, we've embraced technology with online and mobile banking options that allow you to manage your finances from anywhere. As part of our mission, we actively engage in community outreach initiatives that aim to uplift those around us. We believe that supporting local causes not only strengthens our community but also enriches the lives of our members. While members can visit us at 100 Kelly Dr Bardstown Ky 40004, official correspondence should be sent to P.O. Box 900, Radcliff, KY 40159-0900 if different. Join us at Abound and experience the difference of being part of a credit union that genuinely cares about its members' success. Whether you're looking for financial guidance or simply want a place where you feel valued and understood, we're here for you every step of the way. For more information or to get started with us today, call us at 800-285-5669 or visit our website at www.aboundcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Abound, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces close to the entrance. So whether you're driving or walking over, you'll find our facilities accommodating and user-friendly.

Call to Action

We're excited to serve you at the Abound Bardstown Branch! If you have questions or need assistance with your banking needs, don't hesitate to give us a call at 800-285-5669. We look forward to seeing you soon!

Nearby Landmarks

Our Bardstown branch is ideally located near several local landmarks, making it easy to pop in during your day. Just a stone's throw away from popular spots like the historic downtown area and beautiful parks, you'll enjoy a visit that combines banking with a bit of local exploration.

Operating Hours & Services

We understand that life can be busy! That's why we offer flexible operating hours tailored to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM for lobby services. If you're looking for drive-thru banking options, we're here for you Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:30 AM to 4:30 PM. At Abound, we offer a variety of services designed just for you whether it's personal banking solutions like checking and savings accounts or financing options including auto loans and mortgages. Need cash? Our ATM is available on-site for quick withdrawals or balance checks.

Member Eligibility

At Abound, we believe that becoming a member is more than just opening an account; it's about joining a community that values your financial well-being. To be eligible for membership at our welcoming branch located at 100 Kelly Dr Bardstown Ky 40004, you'll need to meet a few simple criteria. Generally, anyone who lives, works, worships, or attends school in our local area can join us. We also welcome family members of existing members, making it easier for loved ones to benefit from our services together. Becoming a part of Abound means gaining access to personalized banking solutions designed just for you, along with competitive rates on loans and savings accounts. Getting started is easy! You can find all the details about eligibility by visiting http://www.Aboundcu.com/about/new-membership/open-an-account. If you're ready to take the next step towards membership, check out how to open an account at http://www.Aboundcu.com/about/new-membership/apply-for-a-loan. Should you have any questions or need assistance, feel free to give us a call at (800) 285-5669. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,984,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processes. Imagine running your shop and being able to accept payments effortlessly whether it's through card swipes or mobile payments. Our merchant solutions can help you manage transactions smoothly, freeing up time for you to focus on what you do best: serving your customers. Visit us at 100 Kelly Dr Bardstown Ky 40004 or call us at (800) 285-5669 to learn how our business banking services can help you thrive!

Comprehensive List Of Services

Accessibility and Convenience

At Abound, we prioritize ease of access for all members. Our drive-thru service provides quick transactions without leaving your vehicle, perfect for busy days when time is of the essence. Plus, with features like electronic signatures and e-statements, managing your finances has never been more straightforward. In summary, from personal banking solutions to support for local businesses, our comprehensive list of services at Abound ensures there's something for everyone. If you're interested in learning more about how we can assist you on your financial journey, feel free to reach out at (800) 285-5669 or visit us online at our website. We look forward to serving you!

Auto Loans & Financing

If you're considering purchasing a new vehicle, our competitive auto loans and vehicle financing options could be just what you need. We understand that buying a car is a significant investment. That's why we strive to provide terms that work for you, whether you're eyeing a brand-new ride or looking to refinance your current loan.

Business Banking

If you're a business owner, we offer robust business banking services, including merchant services and business loans. We recognize the importance of supporting local businesses and are committed to helping yours thrive with the right financial tools and advice.

Credit Cards

For those looking for flexible spending options, our credit cards with rewards allow you to earn while you spend. Enjoy benefits such as cashback or points redeemable for various rewards perfect for treating yourself or saving up for something special.

Mortgage Solutions

Thinking about buying a home? Our dedicated mortgage team offers tailored mortgage loans and refinancing solutions. We guide you through the process, ensuring you find the right loan for your situation. Picture yourself settling into your dream home with manageable payments that fit within your budget.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that cater to different preferences and financial habits. Imagine having easy access to your funds through our online and mobile banking services, allowing you to manage your accounts anytime, anywhere. You can also enjoy the convenience of ATM services for quick cash withdrawals or balance checks, making banking seamless.

Personal Loans

Sometimes life throws unexpected expenses our way. With our personal loans and debt consolidation options, you can tackle those challenges head-on. Whether it's for medical bills, home improvements, or consolidating existing debts, we're here to help make it easier for you.

Digital & Online Banking

Key Services

Our online banking platform allows you to check your account balance, view transactions, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, our mobile application brings all these features right to your fingertips, letting you bank on the go.

Mobile Payments

Want to make payments without cash or cards? Our mobile payments feature lets you do just that! Whether you're at a store or dining out, simply use your phone for quick transactions. In this fast-paced world, having real-time access to your accounts means less stress and more time for what matters most. At Abound, we are committed to providing accessible, user-friendly tools that help you stay in control of your finances. Explore all our digital banking options today at https://www.aboundcu.com/!

Security and Convenience

We take your security seriously. With electronic signature authorization available, you can confidently manage important documents without the need for printing or mailing. If you prefer going paperless, we also offer e-statements, which are not only eco-friendly but also allow you to keep track of your financial activity easily.

Financial Strength

Growing Trust Among Members

We value the trust placed in us by our community. With a total of 203,840 share accounts, it's clear that many choose Abound as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abound is your trusted partner. Visit us at 100 Kelly Dr Bardstown Ky 40004 or call (800) 285-5669 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,051,358,033 in share certificates and $128,648,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $385,005,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive, with $25,438 in used auto loans and $1,720,420,806 in total loans and leases supporting members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $388,588,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,709,390 in used vehicle loans and $271,441,044 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to suit your lifestyle and budget.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, our total credit lines amounting to $305,608,518 give you the freedom to borrow as needed. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $49,558,902 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $164,726,376. This means whether you're buying your first home or refinancing an existing mortgage, we are here to help guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we're here to help you explore those options too. Our knowledgeable staff can provide insights into eligibility requirements and help you find solutions that fit your financial situation. We invite you to visit us at Abound to learn more about our loan offerings. Our commitment is to provide you with the best service and financial products possible so that you can confidently reach your goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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