Abnb Credit Union Chesapeake VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Abnb, your trusted financial partner in the heart of Chesapeake, VA. Located at 1109 Cedar Rd, our branch has been serving the community since 1960, nurturing financial well-being and fostering a sense of belonging among our 76,580 members. As a proud credit union, we focus on putting people over profits, providing personalized services designed to empower you financially. At Abnb, we understand that your financial journey is unique. With total assets exceeding $845 million and total deposits of $9,251,105, we are well-equipped to meet your banking needs. Our commitment to transparency and responsible lending can be seen in our total loans reaching 33,641 and a net worth of $73,551,113. Moreover, with $3,818,905 in cash on hand, we ensure that your money is safe and accessible whenever you need it. Led by our dedicated CEO Charles Mallon and Board President Marvin Brangan, our team strives to create an inclusive environment where every member feels valued. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant solutions and business loans, Abnb has got you covered. While members can visit us at our Cedar Rd location for all your banking needs complete with drive-thru service and ATM access official correspondence should be sent to our mailing address at 830 Greenbrier Circle, Chesapeake, VA 23320-2624. Join us in building a brighter financial future together! Visit our website at abnbfcu.org or give us a call at 757-523-5300 to learn more about how we can assist you today!

Branch History & Mission

At Abnb, our journey began in 1960 in the heart of Chesapeake, VA. Since opening our doors at 1109 Cedar Rd, we have proudly served our community with dedication and commitment. Over the years, we have grown from a small credit union into a trusted financial partner for over 76,580 members. Our total assets now stand at an impressive $845,573,280, reflecting our members' trust and our focus on providing exceptional financial services. Abnb's mission is simple yet powerful: to empower our members through accessible financial solutions while making a positive impact in the community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's buying a home, securing an auto loan, or simply saving for the future. Our services range from personal banking options like checking and savings accounts to business banking solutions that help local entrepreneurs thrive. While members can visit us at 1109 Cedar Rd, official correspondence should be sent to 830 Greenbrier Circle, Chesapeake, VA 23320-2624. This accessibility ensures that we are always within reach for any inquiries or assistance you may need. As we reflect on our history, it's clear that our commitment extends beyond just banking. We actively engage in community outreach efforts and partnerships that support local initiatives. From sponsoring educational programs to participating in charitable events, Abnb strives to uplift those around us. In addition to our commitment to service, we have embraced modern technology to enhance your banking experience. With features such as online banking and mobile payments available, managing your finances is easier than ever. Plus, with ATM availability and drive-thru services at our branch, convenience is always a priority. We invite you to join the Abnb family and experience the benefits of being part of a credit union that truly cares about its members and community. Together, we can build a brighter financial future for all. For more information or to become a member today, visit us online at Abnb or call us at 757-523-5300. Let's take this journey together!

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at (757) 523-5300. Our friendly team is ready to assist you! We invite you to come visit us at Abnb we look forward to serving you!

Operating Hours

At Abnb, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM. This means you can find a time that works for you, whether it's during your lunch break or over the weekend!

Services Offered

We take pride in offering a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, you'll find everything you need right here. Need quick cash? Our ATM is available for withdrawals and balance checks. Prefer face-to-face service? Use our drive-thru banking for deposits and simple transactions without leaving your car! Additionally, we participate in shared services with partner credit unions, allowing you greater access to your accounts even when you're away from home.

Member Eligibility

Becoming a member of Abnb is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We aim to make banking accessible for everyone, so whether you're looking for personal banking solutions or community-focused services, we have something for you. For a deeper look into our eligibility criteria, feel free to visit this page where you can find all the details and updates. Getting started is easy! Just swing by our branch at 1109 Cedar Rd Chesapeake Va 23322 or give us a call at (757) 523-5300. We're here to help guide you through the account opening process and answer any questions you might have. Join us today and experience the advantages of being part of Abnb, where your financial goals are our priority!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $186 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,316,964, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine a busy café where customers can quickly pay using their smartphones or a retail shop where seamless card transactions keep the lines moving. Our tools make it easy for you to manage payments and focus on what you do best running your business. Located at 1109 Cedar Rd Chesapeake Va 23322 in Chesapeake, VA, our dedicated team is here to help you navigate your options. Connect with us at (757) 523-5300 to explore how we can support your business today!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we understand that managing finances is key to your success. That's why we offer comprehensive business banking services, including merchant services and business loans that can support your growth and operational needs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is essential. With our online and mobile banking, you can easily manage your accounts from anywhere at any time. Whether you're making deposits, checking balances, or transferring money between accounts, everything is just a click away. Plus, our ATM and cash withdrawal services ensure that accessing your funds is quick and hassle-free.

Drive-Thru & Shared Branch Services

We also value your time; that's why we provide basic drive-thru banking for simple transactions like deposits and withdrawals. If you're a member of a partner credit union, enjoy the ease of conducting shared branch transactions right here at Abnb. At Abnb, we're not just about transactions; we're about building relationships with our members. Our friendly staff is always ready to assist you with any questions or concerns you may have. Ready to explore how we can support your financial journey? Give us a call at (757) 523-5300 or visit us at our branch in Chesapeake, VA. Join the community at Cedar today!

Loans That Fit Your Life

Life can be unpredictable, which is why having access to funds when you need them matters. Our personal loans and debt consolidation services allow you to take control of your finances and simplify payments into one manageable amount. For those who enjoy rewarding purchases, our credit cards with rewards provide great benefits while helping you build credit.

Personal Banking Solutions

For those starting their financial journey or simply wanting to manage their money better, our personal banking services are designed just for you. We offer various checking and savings accounts tailored to fit different lifestyles. Need a car? Our auto loans and vehicle financing options make it easy for you to drive off in your dream vehicle without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing services that can help you secure the best rates possible.

Digital & Online Banking

Key Features

Stay organized with e-statements, which make it easy to keep track of your transactions without the hassle of paper clutter. You can also take advantage of our electronic signature authorization making document signing quicker and simpler. For those who prefer managing finances via mobile devices, our mobile application allows for quick access to all your banking needs. You can send money to friends or family with just a few taps using our person-to-person transfer feature. And if you're out shopping, enjoy the ease of mobile payments for a seamless checkout experience. We prioritize security in every transaction you make. Our systems are built with robust protections so you can bank confidently. Whether you're checking your balance or making a payment, know that you're in safe hands. Experience the freedom of real-time account management with Abnb's digital banking services. We're here to help simplify your financial life!

Financial Strength

At Abnb, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong foundation to support your financial needs, ensuring that you can rely on us for your banking solutions. With a net worth of $73,551,113, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $236,379,266 in share certificates and $143,712,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $66,753,313 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $12,454 in used auto loans and $649,453,591 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operations reflect efficiency with a net income of $-$165,673, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 228 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 151,395, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abnb is your trusted partner. Visit us at 1109 Cedar Rd Chesapeake Va 23322 or call (757) 523-5300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $198,698,537 in used vehicle loans and $61,475,102 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you get the best deal possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $79,657,350, make buying or refinancing simple. We work closely with you to find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,197,888 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can benefit you as you use them for daily purchases. For those who may need additional funds for business ventures, our outstanding commercial loans totaling $118,316,964 provide the capital needed to grow and expand. At Abnb, we are committed to providing accessible financial solutions tailored to your needs. For more information or to discuss eligibility options, feel free to reach out to us at (757) 523-5300 or visit us at our branch located at 1109 Cedar Rd Chesapeake Va 23322 in Chesapeake, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step toward achieving your financial goals together!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for users. Every loan comparison is built on verified information, giving consumers confidence in their choices.

ABNB FEDERAL CREDIT UNION - Chesapeake, VA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Chesapeake, VA (23322)