Abnb Credit Union Moyock NC | Affordable Auto Loans & ATM Access

Introduction

Welcome to Abnb, your trusted partner in financial well-being since 1960! Located at 562 Caratoke Hwy, Moyock, NC 27958, we take pride in serving our community with a variety of personal and business banking solutions tailored just for you. With over 76,580 members and total assets of $845,573,280, we are dedicated to helping you achieve your financial goals. At Abnb, we understand the importance of reliable banking services. Our team is committed to providing personalized attention and support every step of the way. We offer an extensive range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Whether you're looking to buy a new vehicle or need assistance managing your finances, we've got you covered. As part of our commitment to our members, we also ensure that you have access to modern banking features such as online and mobile banking. With total deposits reaching $9,251,105 and a net worth of $73,551,113, our financial stability allows us to offer competitive rates and secure lending options. While members can visit us at our branch in Moyock, official correspondence should be sent to our mailing address: 830 Greenbrier Cir, Chesapeake, VA 23320-2624. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 757-523-5300 or send us a fax at 757-523-5744. Led by our CEO Charles Mallon and Board President Marvin Brangan, our friendly staff is here to provide you with the highest level of service possible. Come discover how Abnb can make a difference in your financial journey today! Visit us in person or explore more about our offerings on our website: abnbfcu.org. Your financial future starts here!

Branch History & Mission

At Abnb, our roots run deep in the community of Moyock, NC. Established in 1960, we have proudly served our members for over six decades, growing from a small local credit union into a robust financial institution with a membership of 76,580. Our commitment to providing exceptional service and support to our community has never wavered. Located at 562 Caratoke Hwy, Moyock, NC 27958, our branch is easily accessible and surrounded by friendly faces. As part of our mission, we strive not only to meet the financial needs of our members but also to foster a sense of community. Whether you're stopping by for drive-thru banking or utilizing our ATM services, we're here to make your experience as smooth as possible. Our mission is clear: to empower individuals and families by offering personalized financial solutions while promoting community growth. We believe that everyone deserves access to affordable banking options and valuable resources. With total assets exceeding $845,573,280, we are equipped to provide a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. In an effort to adapt to the evolving needs of our members, we've embraced technology. Our online and mobile banking platforms allow you to manage your finances from anywhere. We also prioritize accessibility with ADA-compliant facilities and services tailored for all members of our community. While you can reach us at the branch address mentioned above for in-person assistance, official correspondence should be sent to 830 Greenbrier Cir, Chesapeake, VA 23320-2624 if different from the branch address. As we continue to grow and serve our community better each day, we remain dedicated to outreach programs that support local initiatives and partnerships. Your trust motivates us every day as we work toward creating lasting impacts in Moyock and beyond. Join us at Abnb today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and the communities it serves. For any questions or assistance, feel free to call us at 757-523-5300 or visit us during our operating hours: M-Th 8:30 AM - 5:30 PM, F 8:30 AM - 6 PM, and Sat 9 AM - 1 PM. Welcome to the Abnb family!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is equipped with features such as ramps and designated parking spots to ensure that everyone can visit us comfortably. Plus, our drive-thru service allows for quick and easy banking without leaving your vehicle.

Operating Hours

We're here for you during convenient hours: Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're a busy professional or a student on break, our varied hours make it simple to stop in when it fits your schedule.

Services Offered

At Abnb, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. We also offer shared services for members of partner credit unions, ensuring that everyone has access to essential banking services. Feel free to give us a call at (757) 523-5300 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community and helping you achieve your financial goals! Come see us soon!

Member Eligibility

Joining the Abnb community is a welcoming experience where you can access a range of financial services tailored just for you. To become a member at our branch located at 562 Caratoke Hwy Moyock Nc 27958, you simply need to meet some friendly eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the area can join us. We value inclusivity and strive to make banking accessible to everyone. By becoming a member, you'll enjoy benefits like lower loan rates, personalized service, and a supportive community that prioritizes your financial well-being. The process of becoming a member is straightforward! You can easily find all the details about eligibility and how to open an account by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (757) 523-5300. We're here to help you every step of the way as you take this exciting leap towards better financial opportunities with Abnb!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $186 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,316,964, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers, whether they pay by card, mobile wallet, or online. Our merchant services simplify this process, allowing you to focus on what matters most growing your business. By providing secure payment processing solutions, we help you enhance customer satisfaction while streamlining your operations. Located at 562 Caratoke Hwy Moyock Nc 27958 in Moyock, NC, our team is ready to partner with you on your journey to success. For more information or assistance, call us at (757) 523-5300 today!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on-the-go? Our ATM & Cash Withdrawal Services ensure you have access to your funds whenever required. Plus, with basic drive-thru banking available for simple transactions like deposits and withdrawals, we're here to make banking easy for everyone. We also participate in shared branch transactions, allowing members from partner credit unions to conduct basic deposits and withdrawals seamlessly. If you're ready to explore how Abnb can enhance your financial journey, don't hesitate to reach out! Call us at (757) 523-5300 or visit us today at 562 Caratoke Hwy Moyock Nc 27958 in Moyock, NC. We're excited to help you achieve your financial goals!

Business Banking Services

For entrepreneurs, our Business Banking (Merchant Services & Business Loans) helps you focus on growing your business without worrying about finances. With tailored solutions for businesses, we aim to help local enterprises thrive.

Credit Cards and Rewards

With our Credit Cards with Rewards, you can enjoy the perks of shopping while earning rewards along the way. Whether it's cash back or points redeemable for travel, we have options that cater to your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to bank from anywhere at any time. Whether it's checking balances, transferring funds, or making payments, managing your money has never been easier.

Home Financing

Thinking about owning a home? We offer comprehensive Mortgage Loans & Refinancing solutions that help you navigate the home-buying process smoothly. Our team can assist you in finding the right mortgage plan that suits your financial situation, allowing you to create a space you'll love.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having a hassle-free way to manage your daily expenses while saving for future goals. With our Personal Banking (Checking & Savings Accounts), you can easily track your spending and set aside funds for emergencies or special occasions. For those considering buying a new car or refinancing an existing one, our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. Picture yourself driving off in your dream vehicle with manageable monthly payments that fit your budget.

Personal Loans

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide a lifeline, helping you manage debts effectively and offering peace of mind during tough times. Think of us as your financial partner ready to assist when you need extra support.

Digital & Online Banking

Key Services Offered

Our online banking service is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever you need. Whether you're at home or on the go, managing your money has never been easier. Plus, with electronic signature authorization, signing documents online is quick and secure no more waiting in line! If you prefer to receive your statements electronically, we offer e-statements that are not only environmentally friendly but also help keep your financial information organized and easily accessible. For those who enjoy making payments from their smartphones, our mobile payments feature allows you to make purchases effortlessly.

Stay Connected Anytime

Stay connected with your finances using our mobile application. This handy tool puts all your banking needs at your fingertips, whether you're transferring money between friends with our person-to-person transfer feature or checking account activity. With a focus on security and ease of use, our digital services empower you to take control of your financial future. Experience the convenience of banking with Abnb today!

Financial Strength

Commitment to Growth

Our commitment to your financial well-being is evident in our $66,753,313 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures. With $12,454 in used auto loans and $649,453,591 in total loans and leases available, our lending capacity supports your financial goals across various sectors.

Growing Member Base

Our strength is further illustrated by having a total of 151,395 share accounts. This number showcases a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abnb is your trusted partner. Visit us at 562 Caratoke Hwy Moyock Nc 27958 or call (757) 523-5300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! Members benefit from $236,379,266 in share certificates and $143,712,193 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we have $0 in non-member deposits, allowing us to focus on delivering better loan rates and exclusive perks just for you.

Operational Efficiency

We're pleased to report that our operations yield a net income of $0, reflecting our ability to manage resources efficiently while continuing to offer competitive loan rates and solid financial products for our members. Our team is here for you comprising 228 full-time employees and 3 part-time employees dedicated to providing expert assistance whenever you need it.

Solid Financial Foundation

With a net worth of $73,551,113, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Solutions

For business owners, our outstanding commercial loans totaling $118,316,964 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and ensuring they have access to necessary funding. If you're considering any type of loan product from us, don't hesitate to reach out! You can contact us at (757) 523-5300 or visit us at our location at 562 Caratoke Hwy Moyock Nc 27958 in Moyock, NC. Our friendly staff is ready to assist you with any questions regarding loan applications, refinancing options, or eligibility requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $198,698,537 in used vehicle loans and $61,475,102 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help you find the right loan option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $79,657,350, make buying or refinancing simple. We offer tailored solutions that can help you navigate the complexities of home financing. If you're considering refinancing your current mortgage, our experts can walk you through eligibility options to see how much you could save.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,197,888 in loans helping members manage their finances effectively. Our credit cards come with various benefits that fit different lifestyles, making it easier for you to handle everyday expenses or unexpected costs without stress.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the comparisons reflect the best available options for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their choices and select the one that suits them best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the practical benefits and user satisfaction that come from utilizing this tool. Ready to find competitive loan rates tailored to your situation? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that all offers are fair and reliable. By only working with verified institutions, LendMesh guarantees that users receive authentic loan data without misleading information.

Abnb