Abnb Credit Union Elizabeth City NC | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Abnb, your trusted credit union located at 3855 Conlon Way Ste D, Elizabeth City, NC 27909. Established in 1960, we have proudly served our community for over six decades, building a reputation of trust and reliability among our 76,580 members. At Abnb, we believe in putting our members first, offering a range of financial services tailored to meet your needs. As part of the Abnb family, you gain access to a wealth of resources that can help you achieve your financial goals. With total assets exceeding $845 million and deposits around $9.25 million, we are committed to providing you with secure banking solutions and personalized support. Our dedicated team, led by CEO Charles Mallon and Board President Marvin Brangan, works tirelessly to ensure that every member receives exceptional service. While you can visit us at our Elizabeth City branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 830 Greenbrier Cir, Chesapeake, VA 23320. At Abnb, we understand the importance of community impact. That's why we offer various services including personal and business loans, credit cards with rewards, and convenient online banking options. Whether you're looking to finance a new car or save for your future, we're here to help. Feel free to reach out to us at 757-523-5300 or visit our website at www.abnbfcu.org for more information about how we can assist you. We invite you to experience the Abnb difference where your financial well-being is our top priority!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serve you better, we've embraced digital advancements. Our online and mobile banking options allow members to manage their finances with ease from anywhere. Features such as electronic signatures and person-to-person payment services ensure that your banking experience is simple and efficient.

Community Focus

We understand that true success is measured by the well-being of our members and the communities we serve. That's why we prioritize community involvement through various programs and events aimed at enhancing the lives of those around us.

Join Us!

We invite you to become part of the Abnb family! Experience firsthand how we combine top-notch financial services with a heartfelt commitment to community welfare. Visit us today or reach out at 757-523-5300 for any inquiries you may have about membership or services. Let's work together towards your financial goals while strengthening our community bonds!

Our Mission

At Abnb, our mission is straightforward: to provide exceptional financial services while fostering a spirit of community support. We strive to empower our members by offering a range of products including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Beyond just transactions, we believe in building lasting relationships based on trust and transparency. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that uplift our neighbors and strengthen local bonds. By partnering with various organizations, we contribute to making Elizabeth City a better place for everyone.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we're open during convenient hours. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We're here when you need us!

Services Offered

At Abnb, we offer a wide range of financial services designed to meet your needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we've got you covered. Plus, our ATM is available for cash withdrawals and balance checks anytime you need it. Unfortunately, we don't have drive-thru banking at this location; however, our team is always ready to assist you inside the branch. If you're interested in shared services, please note that we currently do not offer them. We invite you to stop by or give us a call at (757) 523-5300 if you have any questions or need assistance. Our dedicated team looks forward to helping you with your financial journey!

Member Eligibility

At Abnb, we believe that becoming a member is like joining a warm, welcoming family where everyone supports each other. If you're looking to enjoy a range of financial services tailored just for you, you'll be glad to know that membership is open to residents and workers in the local area. We focus on making it easy for you to join us, whether you're opening your first account or looking for new financial options. To explore the specific eligibility criteria. When you're ready to take the next step, opening an account at Abnb is a breeze! Just visit us online at https://my.abnbfcu.org/authentication or give us a call at (757) 523-5300 if you have any questions. We're here to help you every step of the way as you become part of our community at 3855 Conlon Way Ste D, Elizabeth City, NC 27909. Joining us means more than just banking; it's about building relationships and securing your financial future together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine seamlessly accepting payments from customers, whether in-store or online. With our reliable services, you can enhance customer satisfaction and streamline your operations. Located conveniently at 3855 Conlon Way Ste D Elizabeth City Nc 27909, Elizabeth City, NC, we're here to help you take your business to the next level. Contact us today at (757) 523-5300 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $186 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,316,964, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, Abnb offers tailored solutions just for you. Our business banking services include merchant services that streamline payment processing and business loans designed to help you grow. We understand how important it is for your business to thrive, so we work hard to support your financial needs.

Convenient Digital Services

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services that allow you to check balances, transfer funds, pay bills, and even send money to friends all from the palm of your hand. Plus, our ATM services give you access to cash whenever you need it. With all these offerings available at Elizabeth City, it's clear that we're committed to being more than just a financial institution; we aim to be a trusted partner in your financial journey. If you'd like more information about any of our services or want to get started today, please don't hesitate to reach out! You can visit us at 3855 Conlon Way Ste D Elizabeth City Nc 27909 or give us a call at (757) 523-5300. We look forward to serving you!

Home Financing Solutions

If you're dreaming of home ownership, look no further than our mortgage loans and refinancing options. We guide you through the process every step of the way, ensuring you understand your choices so that purchasing or refinancing a home becomes a reality rather than just a dream.

Personal Banking

For individuals looking to manage their day-to-day finances, we offer robust personal banking services including checking and savings accounts that help you save while giving you easy access to your money. Our account options come with features that fit various lifestyles and spending habits, making it easier for you to reach your financial goals. When it comes to financing a new car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving away in the car you've always wanted without breaking the bank!

Personal Loans & Credit Cards

For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services are here to assist. We help simplify your payments and make managing debt easier. And don't forget about our credit cards with rewards! Enjoy benefits like cashback or points on purchases that can be redeemed for exciting rewards.

Digital & Online Banking

Easy Access Anytime

Our online banking platform is available 24/7, ensuring that you can manage your accounts whenever you need to. Whether you're checking your balance or reviewing transactions, you can do it all at https://www.abnbfcu.org/. Plus, with electronic signature authorization, signing documents has never been simpler or more secure.

Mobile Convenience

For those who prefer banking on-the-go, our mobile application brings all these features right to your fingertips. You can easily make mobile payments, send money through person-to-person transfers, and check balances all in real-time. This means you're always in control of your finances, no matter where life takes you.

Security You Can Trust

We prioritize your security at Abnb. All transactions made through our online banking system are protected with advanced encryption technologies. Your personal information remains confidential, giving you peace of mind every time you log in. With our easy-to-use digital tools and commitment to security, managing your finances has never been more straightforward. Explore all that our online banking services offer today at https://www.abnbfcu.org/!

Stay Updated with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to receive your monthly statements electronically. This not only helps the environment but also gives you quick access to your financial information anytime. You'll always be up-to-date with your account status without waiting for the mail.

Financial Strength

Commitment to Growth

With $66,753,313 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our robust lending capabilities; with $12,454 in used auto loans and $649,453,591 in total loans and leases, we support our members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 151,395, showing a strong and growing member base that trusts us with their finances. This trust empowers us to make decisions that benefit you directly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abnb is your trusted partner. Visit us at 3855 Conlon Way Ste D Elizabeth City Nc 27909 or call (757) 523-5300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-$165,673 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 228 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $236,379,266 in share certificates and $143,712,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $73,551,113, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $198,698,537 in used vehicle loans and $61,475,102 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process and ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $118,316,964 provide the capital needed to grow and expand. We recognize that businesses require different types of financing solutions, and our dedicated team is here to assist you in finding the best loan structure for your business needs. At Abnb, we pride ourselves on being a community-focused credit union located at 3855 Conlon Way Ste D Elizabeth City Nc 27909 in Elizabeth City, NC. If you're interested in any of our loan products or would like more information about eligibility options or refinancing possibilities, feel free to reach out to us at (757) 523-5300. We're ready to help you take the next step toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $79,657,350, make buying or refinancing simple. We provide personalized support throughout your mortgage journey, ensuring you understand every step along the way. If you're considering refinancing your current mortgage, we have options available to help reduce your monthly payments and save on interest.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky, but our flexible terms on unsecured credit card loans, with a total of $43,197,888 in loans, help members manage their finances effectively. Our credit card options come with rewards and benefits that can enhance your purchasing power without the burden of high-interest rates.

Loan Aggregator

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ABNB FEDERAL CREDIT UNION - Elizabeth City, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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