Abilene Teachers Credit Union Abilene TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Abilene Teachers, your trusted partner in financial services located at 2801 N 6Th St, Abilene, TX 79603. Established in 1950, our credit union has proudly served the community for over seven decades, building strong relationships with our 54,744 members. With a commitment to providing exceptional service and support, we are here to help you achieve your financial goals. At Abilene Teachers, we understand that each member's journey is unique. That's why we offer a range of tailored services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We have grown significantly over the years, with total assets now exceeding $615 million and total deposits reaching $106 million. Our net worth stands at an impressive $107 million, reflecting our solid foundation and dedication to serving you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 5706, Abilene, TX 79608. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO James Boyd and Board President Royce Curtis, we strive to enhance your banking experience every day. With a dedicated staff of 144 employees, we're always ready to assist you with any inquiries or financial needs you may have. As we continue to grow and adapt in this ever-changing world, our focus remains on you our valued members. Whether you're looking for personal banking options or need support for your business endeavors, we've got you covered. Ready to experience the difference? Give us a call at 325-677-2274 or visit us online at abileneteachersfcu.org to learn more about how we can serve you better today!

Branch History & Mission

At Abilene Teachers, we take pride in our rich history and unwavering commitment to our community. Established in 1950, our branch has grown from a small cooperative into a vital financial institution serving over 54,700 members in Abilene, Texas. Located at 2801 N 6th St, our branch has become a trusted partner for many families and individuals seeking financial stability and support. Over the years, we have achieved significant milestones that reflect our dedication to member service and community involvement. With total assets now exceeding $615 million, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our journey is marked by a focus on both financial growth and meaningful connections within the Abilene community. Our mission at Abilene Teachers is clear: we strive to provide exceptional financial services while enhancing the lives of our members through education and support. We believe that financial empowerment leads to stronger communities. This mission drives us to engage actively with local schools and organizations, promoting financial literacy and providing resources for those in need. While members can visit us at 2801 N 6Th St Abilene Tx 79603, official correspondence should be sent to PO Box 5706, Abilene, TX 79608. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, ensuring accessibility for everyone in our community. Although we currently do not offer ATM or drive-thru services, we are committed to digital advancements that make banking easier for our members. Our online banking platform allows you to manage your finances anytime, anywhere. As part of our ongoing commitment to inclusivity, we ensure that our services meet ADA compliance standards so that everyone can access the financial resources they need without barriers. We also collaborate with local businesses and organizations to strengthen community ties through outreach programs and events. Join us at Abilene Teachers and experience a credit union that puts people first. Whether you're looking for personal banking solutions or want to learn more about how we can help you achieve your financial goals, we're here for you every step of the way. Visit us today or check out our website at abileneteachersfcu.org to learn more about becoming a member!

Branch Location & Accessibility

Convenient Access and Parking

Finding us is simple! We have ample parking available right outside our branch, ensuring that you can easily stop by during your day. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community.

Operating Hours for Your Convenience

We understand that life can get busy, so we strive to be available when you need us most. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. Whether you're opening a new account or seeking advice on loans, our dedicated staff is ready to assist you within these hours.

Reach Out Today!

If you have questions or need assistance before visiting, don't hesitate to give us a call at 325-677-2274. Our team looks forward to welcoming you at Abilene Teachers on North 6th! Remember, while members can visit us at 2801 N 6th St, official correspondence should be sent to PO Box 5706 in Abilene, TX 79608. We can't wait to see you!

Services Tailored for You

At Abilene Teachers, we offer a variety of personal banking services designed to help you achieve your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we are committed to providing solutions that suit your lifestyle. If you're looking for business banking options or want to take advantage of our online and mobile banking features, we've got you covered! While you're here, feel free to ask about our credit card options with rewards and any other services that might interest you. Even though we currently do not have ATM or drive-thru services available, our team is always happy to assist you inside the branch.

Member Eligibility

Becoming a member of Abilene Teachers feels like joining a warm and welcoming family, where your financial well-being is the priority. If you're interested in becoming part of our community, you'll be glad to know that eligibility is quite simple. Anyone who lives, works, worships, or attends school in the area can apply! We also welcome family members of current members, making it easy for loved ones to benefit from our services together. Our friendly team at Abilene Teachers, located at 2801 N 6Th St Abilene Tx 79603, is here to guide you through every step of the process. You can find more details about membership eligibility by visiting https://www.abileneteachersfcu.org/join/. If you're ready to take the next step, check out how to open an account with us at https://www.abileneteachersfcu.org/blog/how-to-enroll-in-digital-banking/ or give us a call at (325) 677-2274. We look forward to having you on board!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a reliable payment solution that allows you to focus on what you do best running your business. Our merchant services help streamline transactions, so you can offer your customers a smooth purchasing experience. Whether it's point-of-sale systems or online payment processing, we provide tools designed to enhance your operational efficiency. Located at 2801 N 6Th St Abilene Tx 79603, Abilene, TX, our dedicated team is here to guide you through every step of the way. Let's work together to unlock your business's full potential! For inquiries, call us at (325) 677-2274 or visit our website at https://www.abileneteachersfcu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing solutions can help you hit the road without breaking the bank. With competitive rates, you'll find it easy to finance the car of your dreams.

Business Banking

For our business members, we provide tailored solutions such as merchant services and business loans. We recognize how important it is for businesses to thrive, so we ensure our services support your growth ambitions.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we emphasize digital banking features that allow you to manage your finances effortlessly from anywhere. With options like online banking available 24/7, keeping track of transactions or making payments is just a few clicks away. If you have any questions or would like to learn more about our services, don't hesitate to reach out! Call us at (325) 677-2274, visit us at 2801 N 6Th St Abilene Tx 79603, or explore our website at North 6th for more information. At Abilene Teachers, we are dedicated to helping you achieve your financial goals with ease and confidence!

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power; they give back! Earn points on everyday purchases that can lead to exciting rewards think travel perks or cash back. It's a smart way to spend!

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we guide you every step of the way. Picture yourself settling into a cozy new space, all while knowing you've made a smart financial choice.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that cater to your everyday needs. Whether you're saving for a special occasion or simply want easy access to your funds, our accounts are designed with you in mind. Imagine being able to manage your money right from your phone through our online and mobile banking services keeping track of your spending has never been simpler!

Personal Loans and Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to help. We work with you to create a plan that fits your budget, allowing you to regain control over your finances. It's about turning challenges into opportunities.

Digital & Online Banking

24/7 Accessibility for Peace of Mind

Need to check something late at night? No problem! Our 24/7 online banking services mean you have access to your accounts whenever you need it. This round-the-clock availability ensures that managing your money fits seamlessly into your lifestyle. At Abilene Teachers, we're committed to making your banking experience straightforward and stress-free. Explore all the benefits of digital banking today!

Convenient Online Access

With our robust online banking platform available at https://www.abileneteachersfcu.org/, you can handle your banking tasks from the comfort of your home or on the go. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, our electronic signature authorization feature makes it quick and simple to complete transactions securely.

Manage Your Finances on Your Mobile Device

Our mobile application brings banking right to your fingertips. You can download it today and enjoy features that make everyday banking easier than ever before. While mobile payments aren't currently available, our app allows for efficient account management so you can stay in control of your finances wherever you are.

Quick Transfers Made Easy

Although person-to-person transfers aren't offered right now, our online banking platform enables fast and secure money management. Whether you're moving money between accounts or paying bills, you can do so with confidence and ease.

Stay Organized with E-Statements

Say goodbye to piles of paper! At Abilene Teachers, we offer e-statements that allow you to view and manage your account statements digitally. You can easily track your spending habits and keep your financial records organized without clutter.

Financial Strength

At Abilene Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health and member service, ensuring that you can trust us with your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $107,559,821, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,748 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $101,969,735 in share certificates and $23,263,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $101,731,503 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,178 in used auto loans and $387,810,745 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by our $5,451,478, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 139 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 108,262, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abilene Teachers is your trusted partner. Visit us at 2801 N 6Th St Abilene Tx 79603 or call (325) 677-2274 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,369,768 in used vehicle loans and $97,639,653 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide options tailored to fit your budget.

Credit Lines

If you need extra funds without committing to a full loan amount upfront, our credit lines are available with a total limit of $20,000,000. This allows you to borrow only what you need when you need it. At Abilene Teachers, we pride ourselves on providing clear information about eligibility and refinancing options for all our loan products. Whether you're considering purchasing a car or buying your first home, we're here to guide you through every step of the process. For performance insights and financial data regarding our offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,377,499, make buying or refinancing simple. We offer competitive rates and terms that can be customized to suit your financial situation.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. We have issued a total of $9,059,006 in these loans to assist members in managing their finances effectively. With flexible repayment options and no collateral required, our credit cards are designed to fit various lifestyles.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers.