Abilene Teachers Credit Union Abilene TX | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Abilene Teachers, your trusted financial partner located at 1150 E North 10Th St, Abilene, TX 79601. Since our establishment in 1950, we have been dedicated to serving our community with a focus on building strong relationships and providing personalized financial solutions. With a total membership of 54,744 and assets exceeding $615 million, we are proud to be a cornerstone of the Abilene community. At Abilene Teachers, we believe in empowering our members through accessible banking options, whether it's personal checking accounts, auto loans, or credit cards with rewards. Our commitment to you is reflected in our impressive total deposits of $106,278,621 and net worth of $107,559,821. We ensure that your money is not only safe but also working for you. While members can visit us at our branch address, official correspondence should be sent to the same address: 1150 E North 10th St, Abilene, TX 79601-4635. Under the leadership of CEO James Boyd and Board President Royce Curtis, our team of 144 employees is here to assist you with any financial needs. We invite you to explore all that we offer by visiting our website at abileneteachersfcu.org. Feel free to reach out to us at (325) 677-2274 for any inquiries or assistance. Experience the difference with Abilene Teachers where your financial success is our mission!

Branch History & Mission

Community Commitment

We're more than just a financial institution; we're part of the fabric of Abilene. Through partnerships with local organizations and outreach programs, we actively engage in efforts that uplift our community. Whether it's sponsoring educational initiatives or participating in local events, we aim to make a positive impact in every way possible.

Join Us

If you're looking for a credit union that prioritizes its members and community alike, consider becoming part of the Abilene Teachers family. Experience firsthand how we can help you achieve your financial dreams while being part of a caring community network. For more information on membership or to start your journey with us today, please call us at 325-677-2274 or visit our website. Together, let's build a brighter future!

Our Journey

From the outset, Abilene Teachers has been driven by a commitment to provide accessible financial services that empower our members. Over the years, we've evolved alongside our community, expanding our offerings and enhancing our services. With total assets now exceeding $615 million, we've positioned ourselves to meet the diverse needs of our members while remaining steadfast in our mission. As we reflect on our history, we celebrate significant milestones that have shaped who we are today. Our dedication to innovation led us to embrace digital banking solutions early on, ensuring that members have access to their accounts anytime, anywhere. We're also proud to offer comprehensive personal and business banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards.

Our Mission

At the core of Abilene Teachers is a clear mission: to deliver exceptional financial services while fostering community growth and development. We believe that by supporting our members through various financial challenges and goals, we contribute to building a stronger community. We strive not only to help you manage your finances but also to enhance your quality of life. Our branch operates with convenience in mind. While you can visit us at 1150 E North 10th St, official correspondence should be sent to 1150 E North 10th St, Abilene, TX 79601-4635 if different. For those on the go, we offer ATM availability and drive-thru banking from 7:00 AM - 6:00 PM (M-F) and 9:00 AM - 2:00 PM (Sat) for added convenience.

Branch Location & Accessibility

Conveniently Located

Nestled in the heart of Abilene, our branch is just a stone's throw away from popular spots like the Taylor County Courthouse and close to local schools. This makes it easy for you to stop by whether you're on your way home or out running errands. With ample parking available, visiting us is a breeze. We also ensure that our facility meets ADA compliance standards, making it accessible for everyone.

Get in Touch!

We invite you to visit us at Abilene Teachers today! Feel free to call us at 325-677-2274 if you have any questions or need assistance before your visit. Our team is eager to help you navigate your financial journey in a friendly environment. Let us be your trusted partner in achieving your financial goals!

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible banking hours. Our lobby is open Monday through Friday from 10:00 AM to 6:00 PM, and our drive-thru service operates earlier from 7:00 AM to 6:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. Whether you need help with personal banking or have questions about loans, our dedicated staff is here to assist you during these hours.

Services Designed for You

At Abilene Teachers, we take pride in offering a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is readily available for quick withdrawals and balance checks. Plus, enjoy the convenience of basic drive-thru banking for deposits and simple transactions.

Member Eligibility

At Abilene Teachers, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or go to school in Taylor County, you're already on the right track. We also invite family members of current members to join us. This means that whether you're a teacher, a student, or simply a resident of Abilene, you can take advantage of our personalized services and great rates. By joining Abilene Teachers, you not only gain access to a variety of financial products but also become part of a caring community focused on helping each other succeed. To learn more about eligibility requirements and ensure you meet them, visit our detailed page at https://www.abileneteachersfcu.org/join/. Once you're ready to open an account, we've made the process straightforward for you! You can find all the details about account opening at https://www.abileneteachersfcu.org/blog/how-to-enroll-in-digital-banking/. If you have any questions or need assistance, feel free to reach out at (325) 677-2274. Join us today at 1150 E North 10Th St Abilene Tx 79601 and experience the difference of being part of Abilene Teachers!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment solutions is crucial for any business. Our merchant services make it easy for you to accept payments, manage transactions, and enhance customer satisfaction. Imagine a busy Saturday at your café having a dependable system allows you to serve more customers quickly, ensuring they leave happy and eager to return. Located conveniently at 1150 E North 10Th St Abilene Tx 79601, Abilene, TX 79601, we're here to help you thrive. Reach out today at (325) 677-2274 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand how vital it is to have reliable financial support. Our Business Banking offerings include essential services like Merchant Services & Business Loans that help you manage cash flow and grow your business successfully.

Convenient Access Points

We know that sometimes you need quick access to cash. Our branch features an ATM for cash withdrawal services, allowing you to get cash when you need it most. If you prefer face-to-face interactions for simple transactions, our Drive-Thru Banking service offers deposits and withdrawals without leaving your vehicle. At Abilene Teachers, we're committed to ensuring that every member feels supported and valued. With our comprehensive list of services from personal banking to business solutions, we're here to help you navigate all aspects of your financial journey. If you're ready to take the next step towards better financial health or want to learn more about how we can assist you, don't hesitate to reach out! Call us at 325-677-2274 or visit us at our branch location in Abilene. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions. With just a few clicks or taps on your device, you can access your accounts anytime, anywhere making it easier than ever to keep track of your finances.

Personal Banking Solutions

Our personal banking services are designed with you in mind. You can open Checking & Savings Accounts that fit your lifestyle and help you manage your finances better. If you're thinking about buying a new car, our Auto Loans & Vehicle Financing options can help you drive away in your dream vehicle without breaking the bank. Need a home? Our Mortgage Loans & Refinancing services make home ownership accessible and affordable. For those unexpected expenses or personal projects, consider our Personal Loans & Debt Consolidation options. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. Our 24/7 online banking services ensure that you can access your accounts anytime, anywhere, knowing that robust security measures are in place to protect your information. Whether you're using a desktop or our mobile app, managing your finances has never been more straightforward. At Abilene Teachers, we aim to make banking easy for everyone. Join us today and discover how our digital services can help streamline your financial management while keeping everything secure and accessible!

Key Features

With our online banking platform available at https://www.abileneteachersfcu.org/, you can easily check your account balances, view transaction history, and set up e-statements for a paperless experience. We offer electronic signature authorization to streamline processes, making it easier than ever to manage your accounts without the hassle of physical paperwork. Plus, if you prefer to keep track of your finances via mobile devices, our user-friendly mobile application is here for you. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in a few simple steps. And while we currently don't support mobile payments, we're committed to enhancing your digital banking experience with features that fit your lifestyle.

Financial Strength

Commitment to Improvement

With $101,731,503 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $7,178 in used auto loans and $387,810,745 in total loans and leases supporting members' financial goals across various sectors.

Growing Member Base

We are pleased to report a healthy membership base with a total of 108,262 accounts, showcasing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abilene Teachers is your trusted partner. Visit us at 1150 E North 10Th St Abilene Tx 79601 or call (325) 677-2274 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $101,969,735 in share certificates and $23,263,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $3,224,065. This success allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 139 full-time employees and 5 part-time employees who are dedicated to serving you with expertise and care.

Strong Financial Health

With a net worth of $107,559,821, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $146,369,768 in used vehicle loans and $97,639,653 in new vehicle loans already helping members get on the road. Whether you are looking for financing for a brand-new vehicle or a reliable used car, we have options to fit your budget and lifestyle.

Credit Lines

For those who need a bit more flexibility, our credit lines are available at competitive rates, with a total amount reaching $20,000,000. This option can be ideal for unexpected expenses or planned purchases where you want quick access to funds without taking out a traditional loan. Our team is dedicated to providing personalized service that fits your unique financial needs. If you're interested in any of our loan offerings or want to explore refinancing options, don't hesitate to reach out! You can contact us at (325) 677-2274 or visit us at our branch located at 1150 E North 10Th St Abilene Tx 79601 in Abilene, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,377,499, make buying or refinancing simple. We aim to support you every step of the way toward owning your dream home. Plus, if you're considering refinancing your current mortgage, we can guide you through our eligibility options to find the best terms for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,059,006 in loans helping members manage their finances effectively. These credit cards provide an excellent way to build your credit while enjoying the convenience and security of cashless transactions.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means users receive fair and transparent offers tailored to their specific needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can rely on. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh delivers valuable insights that lead to significant savings. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ABILENE TEACHERS FEDERAL CREDIT UNION - Abilene, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Abilene, TX (79601)