Aberdeen Proving Ground Credit Union Rising Sun MD | Low Mortgage Rates & Rewards Credit Cards

Introduction

Welcome to Rising Sun Branch of Aberdeen Proving Ground Credit Union, where our commitment to your financial well-being has been strong since 1938. Located at 28 Rising Sun Town Ctr, Rising Sun, MD 21911, we strive to create a welcoming environment for all our members. With over 166,000 members and assets exceeding $2.35 billion, we are proud to serve the community with a range of financial services tailored to meet your needs. At Aberdeen Proving Ground, we believe in fostering relationships built on trust and reliability. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help you every step of the way. Under the leadership of our CEO, Chuck Kelly, and Board President, Donald Burnett, we work diligently to ensure that each member feels valued and supported. While you can visit us at our Rising Sun location for in-person services, please note that official correspondence should be directed to our mailing address: PO Box 1176, Aberdeen, MD 21001. We invite you to explore our extensive offerings that include not just loans but also online and mobile banking solutions designed for your convenience. With total deposits around $210 million and a net worth of approximately $204 million, you can trust that your money is safe with us. Don't hesitate to reach out! Call us at 410-272-4000 during our business hours from Monday to Friday or visit our website at apgfcu.com for more information about how we can assist you in achieving your financial goals. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Embracing Innovation

As technology evolves, so do we. At Aberdeen Proving Ground, we have embraced digital advancements that make banking easier for our members. With online and mobile banking services available, managing your finances has never been more convenient. Additionally, our facilities are designed with accessibility in mind, ensuring that everyone can benefit from our services. We also understand the importance of having reliable access to cash when needed. That's why we're proud to offer ATM availability at our branch, giving you quick access whenever required. In closing, we invite you to join the Aberdeen Proving Ground family. Experience firsthand how our commitment to service can make a difference in your financial journey. Together, let's build a brighter future right here in Rising Sun! For inquiries or assistance, feel free to reach out at (410) 272-4000.

Our Mission

The mission of Aberdeen Proving Ground is clear: we aim to empower our members through accessible financial solutions while promoting a sense of community. We believe that everyone deserves the opportunity for financial success, and we strive to offer personalized services tailored to meet individual needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we provide a comprehensive range of options designed with you in mind. Our dedication goes beyond just banking; it extends into community engagement. We actively participate in local initiatives, partnering with various organizations to give back and help improve the lives of those around us. This commitment is reflected in our approach whether it's through volunteer work or sponsorship of community events, we are dedicated to making a positive impact.

Branch Location & Accessibility

Convenient Access

Whether you're running errands or planning a dedicated banking trip, our location is designed for your convenience. We understand that accessibility matters, which is why our branch complies with ADA standards to ensure everyone can visit us comfortably. Ample parking is available, so you won't have to worry about finding a spot when you arrive. While members can visit us at 28 Rising Sun Town Ctr Rising Sun Md 21911, official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001 if needed.

Operating Hours

Our doors are open during convenient hours to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you have any questions or need assistance outside these hours, feel free to give us a call at (410) 272-4000.

Visit Us Today!

At Rising Sun Branch, we're dedicated to serving our community's financial needs. Whether you're looking for loans or simply want to discuss your financial goals with one of our knowledgeable staff members, we invite you to stop by and see how we can help you today!

Welcoming Atmosphere

We pride ourselves on creating a warm and inviting atmosphere for all our members. Our team is here to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgage options, and more. Although we do not offer drive-thru banking at this location, we have an ATM available for quick cash withdrawals and balance checks.

Member Eligibility

At Aberdeen Proving Ground, we believe that everyone deserves access to financial services that truly cater to their needs. Joining our community is simple and welcoming! If you live, work, worship, or attend school in the area surrounding our branch at 28 Rising Sun Town Ctr Rising Sun Md 21911, you're likely eligible for membership. We warmly invite individuals and their families who meet these criteria to take advantage of the supportive benefits we offer. You can explore more about the specific eligibility requirements by visiting our website at https://www.apgfcu.com/save/youth-accounts.html. Becoming a member opens the door to a range of services designed just for you, including personalized banking options, competitive loan rates, and invaluable financial advice. The process of opening an account is straightforward and user-friendly, ensuring you feel right at home from day one. If you're ready to join or have any questions, please reach out to us at (410) 272-4000. We're here to help you every step of the way! For further details on how to get started, check out our account opening information at https://www.apgfcu.com/about-us/volunteers.html#volunteerapply.

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer robust merchant services that simplify transactions for you and your customers. Whether you're accepting payments online or in-store, our tools make it easy to manage sales and grow your customer base. For business owners in Rising Sun, MD, this means less time worrying about payment processing and more time focusing on what truly matters your business. Discover how Aberdeen Proving Ground can be a partner in your success journey. Visit us at 28 Rising Sun Town Ctr Rising Sun Md 21911 or call us at (410) 272-4000 for more information!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive business banking solutions, including merchant services and tailored business loans. We aim to support local businesses in growing their operations by offering flexible financial products designed just for them.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or even making person-to-person payments, everything is just a tap away! Plus, our ATM services ensure you have easy access to cash when needed. Our commitment extends beyond traditional banking hours with convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM making it easier for you to visit us when it suits your schedule. We encourage all our members and prospective clients to reach out with any questions or start exploring our services today! You can contact us at (410) 272-4000 or visit us online at Rising Sun Branch. Let us help you achieve your financial goals with confidence!

Home Financing

If you're considering buying a home or refinancing your current mortgage, look no further than our mortgage loans and refinancing services. We'll help you explore various loan types to find one that meets your needs while making the process as smooth as possible.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer various checking and savings accounts designed to fit different lifestyles and goals. For those unexpected expenses or plans that require some financial flexibility, our personal loans and debt consolidation options make it easy to navigate life's challenges. Plus, our credit cards with rewards can turn everyday purchases into valuable benefits, helping you save even more.

Vehicle Financing

Thinking about getting a new car? We offer competitive auto loans and vehicle financing options that make purchasing your dream vehicle a reality. Our friendly team will guide you through the process, ensuring you understand all terms and find the best solution for your budget.

Digital & Online Banking

Key Services

With our online banking services available at https://www.apgfcu.com/, you can check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our 24/7 online banking ensures that your financial needs are met without hassle. Want to simplify how you send money? Our person-to-person transfer feature makes it easy to send cash to friends and family in real time. Additionally, for those who prefer to manage their finances from their phones, our mobile application is available for download, allowing you to handle everything from payments to statements right at your fingertips.

Security and Convenience

Your security is our priority. We use advanced encryption technology to keep your data safe as you navigate through your accounts. Plus, with features like e-statements available for all members, you can reduce paper clutter while keeping track of your transactions effortlessly. For those interested in making payments directly from their smartphones, our mobile payments feature ensures a quick and secure way to shop. And if you're looking for a fast way to sign documents without the need for paper forms, our electronic signature authorization process allows you to do this easily and securely. In short, at Aberdeen Proving Ground, we are committed to providing accessible, convenient digital banking solutions tailored for today's busy lifestyles. Experience the freedom of managing your finances on your terms!

Financial Strength

At Aberdeen Proving Ground, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on solid financial performance, and we are proud to share our achievements with you. With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $201,224,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, featuring $20,378 in used auto loans and a total of $1,902,608,787 across all loans and leases to support your financial goals. Our operational efficiency shines through with a net income of $0, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 377 full-time employees and 12 part-time employees who are dedicated to serving you with knowledge and care. Overall, our total share accounts stand at 287,169, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 28 Rising Sun Town Ctr Rising Sun Md 21911 or call (410) 272-4000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $13,291,709 provide the capital needed to grow and expand. We're committed to supporting local businesses with financial products designed specifically for their needs.

Credit Lines and Personal Loans

For those needing extra flexibility, our credit lines total $273,747,464, providing you with access to funds when you need them most. Additionally, we offer unsecured credit card loans amounting to $163,333,970, helping members manage their everyday expenses with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. We offer competitive interest rates and support throughout the process, whether you're purchasing your first home or refinancing an existing mortgage.

Refinancing Options

If you're considering refinancing your existing loans, our team can walk you through eligibility options and help identify potential savings. We aim to make the process as straightforward as possible so you can focus on what matters most your financial well-being. At Aberdeen Proving Ground, we are dedicated to providing personalized service and transparent information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can empower you today!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in simplifying the loan selection process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.