Aberdeen Proving Ground Credit Union Havre De Grace MD

Introduction

Welcome to Aberdeen Proving Ground, your trusted financial partner in the heart of Havre De Grace, MD. Since our establishment in 1938, we have dedicated ourselves to serving our community with integrity and care. With a strong membership base of 166,457 members, we pride ourselves on being more than just a credit union; we are a part of your financial journey. Located at 1045 Pulaski Hwy, Havre De Grace, MD 21078, our branch is not only accessible but also equipped with a range of services tailored to meet your banking needs. For any official correspondence, please send mail to PO Box 1176, Aberdeen, MD 21001. At Aberdeen Proving Ground, we understand the importance of financial security. That's why we manage over $2.35 billion in assets and have facilitated a total loan portfolio exceeding 90,450 loans and leases. Our commitment to fostering financial wellness is evident through our robust offerings that include personal banking accounts, auto loans, mortgages, and business financing solutions. Led by our experienced CEO, Chuck Kelly, and Board President Donald Burnett, our team is here to support you every step of the way. We are proud to employ 389 dedicated individuals who are passionate about helping you achieve your financial goals. We invite you to visit us or give us a call at 410-272-4000 to learn more about how we can assist you today! Explore the benefits of membership and discover why so many people trust us with their finances. Whether you're looking for guidance on loans or want to open a new account online through our website apgfcu.com, we're here for you. Join us at Aberdeen Proving Ground where your financial future begins!

Branch History & Mission

Welcome to the Havre De Grace Branch of Aberdeen Proving Ground, where we proudly carry a rich legacy of service and commitment to our community since our establishment in 1938. Over the decades, we have evolved from a small credit union into a trusted financial partner for more than 166,000 members. Our branch is located at 1045 Pulaski Hwy, right in the heart of Havre De Grace, MD. We are easily accessible and just a stone's throw away from notable local landmarks. At Aberdeen Proving Ground, our mission is clear: to provide exceptional financial services while fostering community support and growth. We believe that banking should be about more than just transactions; it's about building relationships and empowering individuals to reach their financial goals. Whether it's through personal banking services like checking and savings accounts or more specialized offerings such as auto loans and mortgages, we strive to meet the diverse needs of our members. As part of our commitment to serving you better, we've embraced technology with online and mobile banking options. This allows our members to manage their finances conveniently from anywhere. Our branch also features ADA-compliant facilities, ensuring everyone can access our services comfortably. In addition to providing essential banking services, we pride ourselves on being active participants in the Havre De Grace community. We engage in various outreach efforts and partnerships designed to uplift those around us. It's not just about what we offer; it's also about how we give back. Our drive-thru service is available for your convenience, alongside an ATM that ensures easy access to your funds whenever you need them. For any official correspondence, please note that while you can visit us at our branch address, mail should be directed to PO Box 1176, Aberdeen, MD 21001. At Aberdeen Proving Ground, we invite you to join us on this journey of financial empowerment and community support. Experience firsthand the benefits of membership with us by visiting today or calling us at 410-272-4000. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessible Services

Our location is fully compliant with ADA standards, ensuring accessibility for all members. We have ramps and other features to assist anyone who may need extra help while visiting. Plus, our friendly staff is always ready to lend a hand!

Banking Made Easy

At Aberdeen Proving Ground, we pride ourselves on offering a range of banking services that cater to your needs. From personal banking options like checking and savings accounts to loans for cars or homes, we've got you covered. Don't forget about our convenient ATM services for quick cash withdrawals and balance checks, available at our branch! If you prefer the ease of drive-thru banking, we've got that too! You can handle simple transactions without ever leaving your vehicle. For any inquiries or assistance, feel free to give us a call at (410) 272-4000. Our team is eager to assist you! We look forward to welcoming you soon at Aberdeen Proving Ground your trusted partner in financial well-being.

Convenient Location

Situated just off Pulaski Highway, our branch is easy to access. You'll find us near popular local spots, making your visit straightforward and hassle-free. With ample parking available, you can park with ease and step right into our welcoming environment.

Flexible Operating Hours

We know that life can get busy, which is why we offer flexible hours. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6:30 PM, and Saturday for Drive-Thru services from 9 AM to 1 PM. This means you can come in when it works best for you!

Member Eligibility

At Aberdeen Proving Ground, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Harford County area, you're likely eligible to join us. We also extend our membership to immediate family members of existing members, making it easy for loved ones to share in the benefits. Being part of Aberdeen Proving Ground not only opens doors to a variety of financial services but also connects you with a network that prioritizes your needs. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.apgfcu.com/save/youth-accounts.html. Ready to take the next step? Opening an account with us is straightforward! Just visit our website or give us a call at (410) 272-4000 for assistance. We're here to help you every step of the way as you join our vibrant community at Aberdeen Proving Ground, located at 1045 Pulaski Hwy Havre De Grace Md 21078. Your journey toward better banking starts here!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly without the hassle of complicated payment systems. Our merchant services provide easy ways for you to accept payments, manage transactions, and streamline operations. This means you can focus on what truly matters growing your business. Visit us at 1045 Pulaski Hwy Havre De Grace Md 21078 or call us at (410) 272-4000 to learn how our business banking solutions can help you thrive. Let's build a brighter future together!

Comprehensive List Of Services

Business Banking Support

For small business owners, Aberdeen Proving Ground provides essential services like merchant services and business loans. We recognize that running a business comes with unique financial demands, and we're here to assist you every step of the way.

Credit Options That Reward You

Our credit cards come with rewards that give back while you spend. This means every purchase can bring you closer to exciting benefits whether it's cash back or travel points.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to access your finances anytime, anywhere. That's why our online and mobile banking platforms are user-friendly and secure. With features like mobile payments and person-to-person transfers, managing your accounts has never been easier. Plus, our ATM services allow for quick cash withdrawals and balance checks at your convenience.

Drive-Thru & In-Branch Services

If you prefer face-to-face interactions, stop by our branch located at 1045 Pulaski Hwy Havre De Grace Md 21078 in Havre De Grace. Our drive-thru service offers simple transactions such as deposits and withdrawals without leaving your car, making banking easy even on busy days.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed for every lifestyle. You can open a checking or savings account with us that suits your needs, helping you manage your money effectively. For those looking to purchase a new vehicle or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing solutions make the process straightforward. In addition, we understand that life can sometimes throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances.

We're Here for You

No matter where you are on your financial journey, Aberdeen Proving Ground is here to help. Our friendly staff is ready to answer any questions you may have about our services or assist you in finding the right solutions for your needs. Ready to explore what we can do for you? Call us at (410) 272-4000 or visit our website at Havre De Grace Branch for more information. Join us today at Aberdeen Proving Ground, where your financial success is our priority!

Digital & Online Banking

At Aberdeen Proving Ground, we understand that your time is valuable. That's why we've designed our digital and online banking services to be not only convenient but also secure, allowing you to manage your finances anytime, anywhere. With just a few clicks, you can access a variety of features tailored to fit your lifestyle. One of the highlights of our offerings is our comprehensive online banking platform, available at https://www.apgfcu.com/. This service gives you real-time access to your accounts, enabling you to check balances, transfer funds, and pay bills effortlessly. Plus, with 24/7 online banking services, you're never out of reach from your finances. For those who prefer managing their accounts on the go, our mobile application is here for you. You can easily download it and enjoy features like mobile payments and person-to-person transfers, making sending money to friends or family as simple as a tap on your phone. Our members appreciate how these tools enhance their everyday banking experience. Security is a top priority at Aberdeen Proving Ground. Even though we do not offer electronic signature authorization currently, our systems are designed with robust security measures to protect your information while using our digital services. Additionally, we provide e-statements to help you keep track of your transactions without the clutter of paper statements. This feature not only saves trees but also allows for easy access to your financial history whenever you need it. In essence, whether you're paying bills from home or transferring money while out and about, our digital and online banking services empower you with flexibility and peace of mind. Join us at Aberdeen Proving Ground and discover how easy managing your finances can be!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 377 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Our strength is evident in our membership numbers as well; with a total of 287,169 share accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 1045 Pulaski Hwy Havre De Grace Md 21078 or call (410) 272-4000 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

Our commitment to our members is backed by $201,224,199 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. This means more choices for you when it comes to managing your finances. With $20,378 in used auto loans and $1,902,608,787 in total loans and leases, our lending capacity supports your financial aspirations across various sectors.

Member-Centric Savings Options

Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust capital foundation is further highlighted by our net worth ratio of $867, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. We know that finding the right vehicle is important, and our competitive financing options can make it easier for you to drive away satisfied.

Commercial Loans

For business owners, our outstanding commercial loans totaling $13,291,709 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to supporting local entrepreneurs. If you're considering refinancing any of these loans, be sure to check out our eligibility options available at https://www.apgfcu.com/save/youth-accounts.html. At Aberdeen Proving Ground, we prioritize transparency and support throughout your borrowing journey. For more details on any of these products or to discuss which option may be best for you, feel free to reach out at (410) 272-4000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step towards achieving your financial dreams!

Credit Lines

For those who need additional flexibility, we offer credit lines totaling $273,747,464. This option allows you to borrow funds as needed without the hassle of applying for a new loan each time. It's perfect for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to assist you at every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $163,333,970 in loans helping members manage their finances effectively. These credit cards come with benefits that can simplify your spending while providing peace of mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best financing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you can trust that the information you receive is based on the latest results from reputable sources (Source: https://www.ncua.gov). By focusing on verified lenders, LendMesh offers users fair and transparent loan options. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. The platform provides real-time rate comparisons, displaying up-to-date loan rates from multiple institutions. This empowers users to make informed decisions about their borrowing options without the stress of sorting through outdated or misleading information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your loan search with reliable information at your fingertips, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.