Aberdeen Proving Ground Credit Union Fallston MD | Quick Personal Loans & Business Banking

Introduction

Welcome to the Fallston Branch of Aberdeen Proving Ground Credit Union, where we pride ourselves on being more than just a financial institution we're a community partner. Located at 210 Mountain Rd, Fallston, MD 21047, our branch has been serving members since 1938. With a commitment to providing personalized banking solutions, we currently support over 166,000 members, helping them achieve their financial goals. At our Fallston location, we manage an impressive $2.35 billion in total assets, reflecting our strength and stability as a trusted credit union. Our community-focused approach means we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. In fact, we've issued approximately 90,450 loans and leases, ensuring that our members have access to the funds they need for their dreams and aspirations. While you can visit us at our convenient branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1176, Aberdeen, MD 21001. Under the leadership of CEO Chuck Kelly and Board President Donald Burnett, our team of dedicated employees is here to assist you. With 389 staff members ready to serve you, we aim to create a welcoming environment where every member feels valued. We invite you to explore what we can offer you. Whether you're interested in personal banking services or business solutions, feel free to reach out at 410-272-4000 or visit us online at apgfcu.com. Your journey towards better financial health starts with us!

Branch History & Mission

Welcome to Aberdeen Proving Ground, a cornerstone of financial support in Fallston, MD. Established in 1938, we have been proudly serving our community for over eight decades, fostering growth and stability for our members. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families. Located at 210 Mountain Rd Fallston Md 21047, just a stone's throw from notable landmarks in the area, we offer a welcoming environment where you can manage your finances with ease. For any official correspondence, please send your mail to PO Box 1176, Aberdeen, MD 21001. Over the years, Aberdeen Proving Ground has grown significantly, now boasting a total membership of 166,457 and assets reaching an impressive $2,353,852,826. This growth reflects our unwavering commitment to our members and the trust they place in us. Our mission is clear: we strive to enhance the lives of our members by providing top-notch financial services while giving back to the community. We believe in building strong relationships, not just through banking but also through active participation in local initiatives and partnerships that uplift those around us. In keeping pace with modern needs, we ensure that our services are available at your fingertips. From online banking to mobile payments, we prioritize convenience and accessibility. Our branch features ATM availability and drive-thru banking for quick transactions, ensuring that you can manage your finances effortlessly. Community outreach is at the heart of what we do. We engage in various programs aimed at supporting local schools, charities, and other organizations that make a difference in our neighborhood. Our team is dedicated to making a positive impact beyond just financial services. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of Aberdeen Proving Ground where your financial well-being is our priority. Together, let's build a brighter future for ourselves and our community! If you want to learn more or become a member, feel free to reach out at (410) 272-4000 or visit our website at Fallston Branch.

Branch Location & Accessibility

Connect With Us Today!

Ready to take the next step in managing your finances? We invite you to come see us at the Fallston Branch of Aberdeen Proving Ground Credit Union. For any questions or assistance before your visit, feel free to call us at 410-272-4000. We look forward to welcoming you soon!

Convenient Access and Amenities

Finding us is easy! Our branch features ample parking and is equipped with accessibility features such as ADA-compliant ramps to ensure everyone can access our services without hassle. If you prefer banking from your vehicle, we offer a drive-thru service for quick transactions like deposits and withdrawals. For those who need cash or wish to check their balances on the go, we also have an ATM available right at the branch.

Friendly Service Hours

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:30 PM, and Saturday from 9:00 AM to 1:00 PM. Our dedicated team is here to assist you during these times and ensure you have a positive experience. While members can visit us at our main address for all banking needs, please note that any official correspondence should be sent to our mailing address at PO Box 1176, Aberdeen, MD 21001.

Member Eligibility

Joining the community at Aberdeen Proving Ground is not just about opening an account; it's about becoming part of a supportive family that looks out for one another. To become a member, you need to meet some simple eligibility requirements. Generally, if you live, work, or worship in the area around 210 Mountain Rd Fallston Md 21047, you're likely eligible to join us! We believe in making banking accessible and personal, so don't hesitate to reach out if you have questions about your eligibility or how to get started. You can find more detailed information on our criteria by visiting https://www.apgfcu.com/save/youth-accounts.html. Once you're ready to take that step toward membership, opening an account is straightforward and welcoming. Our friendly team is here to guide you through the process and ensure it feels as easy as possible. If you're curious about what it takes to open an account, please check out the details at https://www.apgfcu.com/about-us/volunteers.html#volunteerapply. Feel free to give us a call at (410) 272-4000 if you'd like to chat with someone directly!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly with payment solutions that make transactions easier for you and your customers. Our merchant services provide the tools necessary to accept payments quickly and securely, freeing you up to focus on what matters most growing your business. Visit us at 210 Mountain Rd Fallston Md 21047 in Fallston, MD, or call us at (410) 272-4000 to learn how we can help your business succeed!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer a variety of services including Merchant Services & Business Loans that cater specifically to the needs of local entrepreneurs. Whether you're just starting out or looking to expand, we're here to support your journey.

Convenience at Your Fingertips

Our commitment to convenience doesn't stop with physical services. With features like Mobile Payments, you can make transactions swiftly from anywhere. Plus, our basic drive-thru banking service allows for easy deposits and withdrawals without leaving your car. At Aberdeen Proving Ground, we're more than just a credit union; we are part of the community in Fallston, MD. Our friendly staff is always ready to assist you with any inquiries or guidance you may need regarding our offerings. If you're interested in learning more about how we can help improve your financial well-being or if you're ready to open an account, don't hesitate to reach out! Call us today at (410) 272-4000, or visit us at our location in 210 Mountain Rd Fallston Md 21047. We look forward to serving you!

Credit and Debt Management

We understand that life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation services, helping you tackle those challenges without added stress. Additionally, our Credit Cards with Rewards program allows you to earn points on everyday purchases, making your spending work for you.

Personal Banking Solutions

Our personal banking offerings include Checking & Savings Accounts that make it easy for you to manage your money. You can access your funds anytime with our Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills right from your phone or computer. Need cash? Our ATM & Cash Withdrawal Services are available for quick access to your money whenever you need it. If you're considering buying a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. For those dreaming of homeownership, we offer comprehensive Mortgage Loans & Refinancing solutions to guide you through the process smoothly.

Digital & Online Banking

Key Features

Our online banking includes everything you need to keep track of your finances without the hassle. You can view your transactions, check balances, and transfer funds quickly. Plus, with our e-statements available, you can say goodbye to paper clutter and access your statements right from your device. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just enter their details, and the money is sent directly no need for cash or checks. We also provide mobile payments so you can shop or pay bills using just your phone, making everyday transactions even easier. For those who prefer managing their accounts on the go, our mobile application is available for download. It's packed with features that allow you to check balances, deposit checks using your phone's camera, and pay bills all in one place.

Security and Convenience

Your security is our top priority. We ensure that all online transactions are protected with advanced security measures so you can bank with peace of mind. While we do not currently offer electronic signature authorization, our systems are designed to keep your information safe. With accessibility at the heart of what we do, Aberdeen Proving Ground strives to make sure you have real-time control over your finances whenever you need it. Explore all these convenient features by visiting us online today at https://www.apgfcu.com/!

Financial Strength

Commitment to Growth

With $201,224,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $20,378 in used auto loans and $1,902,608,787 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 377 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts: 287,169, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 210 Mountain Rd Fallston Md 21047 or call (410) 272-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. Whether you're considering a new ride or a reliable used vehicle, our flexible terms can suit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $13,291,709 provide the capital needed to grow and expand your business. We are dedicated to supporting local businesses by offering tailored financing solutions that fit your specific needs. Additionally, if you're looking to refinance any of these loans, we have options available that can help lower your monthly payments or reduce your interest rates. Our team is here to guide you through eligibility options and ensure you find the right loan product for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or need more information about our loan products, don't hesitate to reach out. You can contact us at (410) 272-4000 during our operating hours: Monday-Thursday 9:00 AM - 5:00 PM, Friday 9:00 AM - 6:30 PM, and Saturday 9:00 AM - 1:00 PM. At Aberdeen Proving Ground, we're committed to helping you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, ensuring you have access to the funds needed for your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $163,333,970 in loans helping members manage their finances effectively. These cards come with competitive rates and can be an excellent tool for everyday purchases or unexpected expenses.

Loan Aggregator

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