Aberdeen Proving Ground Credit Union Elkton MD | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Aberdeen Proving Ground, your trusted financial partner since 1938. Located at 2011 W Pulaski Hwy, Elkton, MD 21921, our branch is dedicated to serving the financial needs of our community with integrity and care. With over 166,457 members and assets totaling an impressive $2,353,852,826, we are proud to offer a wide range of services designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001. Our commitment to you goes beyond just numbers; we aim to make a positive impact in the lives of our members and the wider community. At Aberdeen Proving Ground, we understand that every member has unique needs. That's why we provide personalized solutions including checking and savings accounts, auto loans, mortgage financing, personal loans, business banking services, and much more. With total deposits reaching $210,414,066 and total loans exceeding 90,450, our strength lies in our ability to support both individual aspirations and business ventures. Under the leadership of CEO Chuck Kelly and Board President Donald Burnett, we have built a dedicated team of 389 employees ready to assist you. Whether you're interested in online banking or prefer face-to-face interactions at our drive-thru service or ATM facilities, we're here for you. Ready to take the next step towards financial success? Visit us today or give us a call at 410-272-4000. Let's work together to create a brighter financial future for you! For more information about our services and membership options, feel free to explore our website at apgfcu.com.

Branch History & Mission

Welcome to the heart of our community Aberdeen Proving Ground. Established in 1938, our North East Branch has been a cornerstone of financial support and community engagement for over eight decades. Located at 2011 W Pulaski Hwy, Elkton, MD 21921, we are proud to serve the residents of Elkton and the surrounding areas. From our humble beginnings, we have grown significantly, now boasting a total membership of 166,457 and total assets exceeding $2.35 billion. This journey reflects our commitment to providing exceptional financial services while fostering a sense of belonging among our members. At Aberdeen Proving Ground, we believe that our mission goes beyond just banking. We aim to empower individuals and families by offering accessible financial solutions tailored to their needs. Our services range from personal banking including checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also provide business banking services, ensuring that local businesses thrive in our community. Our commitment to innovation is evident in our digital advancements. With online and mobile banking options available, members can manage their finances conveniently from anywhere. We also prioritize accessibility; our facilities are ADA compliant, ensuring everyone can benefit from our services. In addition to providing financial support, we take pride in giving back to the community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. While members can visit us at 2011 W Pulaski Hwy, official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001. You can reach us at 410-272-4000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:30 PM, and Saturday from 9:00 AM to 1:00 PM. As we continue this journey together, we invite you to join Aberdeen Proving Ground. Experience firsthand how we can help you achieve your financial goals while supporting a vibrant community spirit!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is fully ADA compliant, featuring ramps and designated parking to ensure everyone can visit us comfortably. If you need assistance, our friendly staff is always ready to help.

Operating Hours and Services

Our doors are open from Monday to Thursday from 9:00 AM to 5:00 PM, extending our hours on Friday until 6:30 PM, and we welcome you on Saturday from 9:00 AM to 1:00 PM for drive-thru services. We offer a range of personal banking services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Plus, enjoy the convenience of ATM access and basic drive-thru banking for quick transactions. If you need to reach out or have any questions about our services, feel free to call us at 410-272-4000. While members can visit us at our Elkton location for all their banking needs, official correspondence should be sent to PO Box 1176 in Aberdeen, MD. Come visit us today at Aberdeen Proving Ground North East Branch where we're committed to serving you with a smile!

Member Eligibility

At Aberdeen Proving Ground, we believe that everyone deserves a chance to be part of a caring community where financial wellness is prioritized. If you're looking to join our family, you'll find that becoming a member is simple and welcoming. To qualify for membership, you must meet certain criteria which typically includes being affiliated with the military, living or working in our community, or having a family member who is already a member. This makes it easy for friends and families to share in the benefits of banking with us. For detailed eligibility information, feel free to check out our resource at https://www.apgfcu.com/save/youth-accounts.html. Once you know you're eligible, opening an account is just as straightforward! You can start your journey with us by visiting our website for account opening details at https://www.apgfcu.com/about-us/volunteers.html#volunteerapply. If you have any questions or need assistance, don't hesitate to reach out to us at (410) 272-4000. We can't wait to welcome you to Aberdeen Proving Ground, located at 2011 W Pulaski Hwy Elkton Md 21921, where your financial goals are supported every step of the way!

Business Banking & Commercial Services

Merchant Services that Make Sense

In addition to loans, we provide merchant services that simplify transactions for your business. Whether you're accepting payments online or in-store, our solutions are designed to streamline your operations and improve customer satisfaction. Picture this: a busy Saturday at your shop where customers can easily pay with their credit cards, ensuring smooth sales without the hassle. Located at 2011 W Pulaski Hwy Elkton Md 21921, Elkton, MD, we're here to support you every step of the way. If you're interested in exploring how our business banking solutions can benefit you, give us a call at (410) 272-4000 or visit us today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses. Imagine needing a boost to purchase new equipment or expand your operations our flexible financing options can turn those goals into reality.

Comprehensive List Of Services

Business Banking

For local businesses, Aberdeen Proving Ground offers robust business banking solutions that include merchant services and business loans designed to support your growth. We know how important it is for businesses to manage their finances efficiently, which is why our team is ready to help you find the best solutions.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your finances anytime, anywhere. You can check balances, pay bills, transfer funds, and even send money through person-to-person payments all from your smartphone or computer. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Drive-Thru & ATM Services

Need to make a quick deposit or withdrawal? Our drive-thru banking offers basic transactions like deposits and withdrawals without having to leave your car. We also have ATM access for those who prefer a quick cash withdrawal or balance check on-the-go. At Aberdeen Proving Ground, we are committed to providing personalized service that meets your unique needs while ensuring convenience at every step. Our friendly staff is always ready to assist you with any questions or concerns. Ready to explore what we can do for you? Visit us at 2011 W Pulaski Hwy Elkton Md 21921 in Elkton, MD, or give us a call at (410) 272-4000. We look forward to serving you!

Personal Banking

For individuals and families, we offer personal banking options that include checking and savings accounts tailored to fit your lifestyle. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing make the process easy and affordable. We also provide mortgage loans and refinancing options, helping you secure the home of your dreams or save on your current mortgage payments. In addition to these services, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options can give you the relief you need. And don't forget about our credit cards with rewards, which can earn you points for every purchase!

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.apgfcu.com/, you can check balances, transfer funds, and pay bills with just a few clicks. If you're looking for a paperless option, we provide e-statements that give you quick access to your financial information without the clutter. Plus, our person-to-person transfer feature allows you to send money directly to friends or family with ease.

Mobile Banking Features

Take your banking on-the-go with our mobile application. Available for download, it offers features like mobile payments, so you can make purchases directly from your phone. Whether you're shopping in-store or online, this feature provides an added layer of convenience. And if you ever need assistance while using our services, rest assured that help is just a call away at (410) 272-4000.

Security You Can Trust

Your security is our priority. While we currently don't support electronic signature authorization, you can feel confident knowing that our online systems are designed with the latest security measures in place. We want you to have peace of mind when accessing your accounts. With all these features combined, managing your finances has never been easier! Join us today and explore how Aberdeen Proving Ground can help streamline your banking experience while keeping your information safe and accessible.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 377 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our priority.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency means more resources available for you.

Reinvestment for Better Services

With $201,224,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth means more opportunities for you as a member.

Secure Savings Options

Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. This commitment ensures that your savings grow while remaining safe and accessible.

Strong Financial Health

With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $20,378 in used auto loans and $1,902,608,787 in total loans and leases. Whether you're looking to buy a car or finance other needs, we're here to help.

Trust Built on Growth

Total Share and Deposit Accounts: 287,169, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 2011 W Pulaski Hwy Elkton Md 21921 or call (410) 272-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those interested in expanding their business horizons, our outstanding commercial loans totaling $13,291,709 provide the capital needed to grow and expand. We recognize that businesses play a vital role in our community's economy, and we are here to support them. At Aberdeen Proving Ground, we believe everyone deserves access to reliable financing options. Our team is ready to assist you with any questions about eligibility or the application process. You can reach us at (410) 272-4000 or visit us at 2011 W Pulaski Hwy Elkton Md 21921, Elkton, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you make informed decisions about your financial future today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in your dream car.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. We aim to guide you through every step of the process while ensuring you understand your options for refinancing if needed.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $163,333,970 in loans helping members manage their finances effectively. These cards come with various benefits that can help you take control of your spending while building your credit history.

Loan Aggregator

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Call to Action

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers. By focusing on verified financial institutions, LendMesh ensures that all loan comparisons are accurate and trustworthy.