Aberdeen Proving Ground Credit Union Belcamp MD | Best Auto Loans & Business Banking

Introduction

Welcome to the Riverside Branch of Aberdeen Proving Ground Credit Union, where we've been serving our community since 1938. Located at 1327 Riverside Pkwy, Belcamp, MD 21017, our branch is dedicated to providing reliable financial services tailored to your needs. As a proud member of the local community, we focus on building lasting relationships with our 166,457 members, offering a supportive environment that fosters financial well-being. At Aberdeen Proving Ground Credit Union, we understand that your financial journey is unique. That's why we provide a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $2.35 billion, reflecting our commitment to stability and growth for our members. With total deposits reaching $210.4 million, you can trust us to handle your savings safely and securely. Our CEO, Chuck Kelly, along with Board President Donald Burnett, leads a dedicated team of 389 employees who are here to help you navigate your financial goals. We take pride in being a part of the Belcamp community and strive to make a positive impact through personalized service and community involvement. While members can visit us at our branch location for any banking needs, official correspondence should be sent to P.O. Box 1176, Aberdeen, MD 21001. We invite you to explore all we have to offer by visiting our website at www.apgfcu.com or giving us a call at 410-272-4000. Experience the difference with us today your journey toward financial success starts here!

Branch History & Mission

Commitment to Accessibility

At the Riverside Branch, we are committed to ensuring all members can access our services with ease. We proudly offer ATM availability and drive-thru banking for your convenience. Our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM are designed to accommodate your busy schedule. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to P.O. Box 1176, Aberdeen, MD 21001 if this differs from your visit.

Looking Ahead

As we continue moving forward, we remain focused on integrating digital advancements into our services while ensuring compliance with ADA standards. This means providing online and mobile banking options that allow you to manage your finances anytime and anywhere. Join us as we celebrate our legacy and look ahead toward new opportunities. Become a member today and experience firsthand the benefits of being part of the Aberdeen Proving Ground family! For more information or assistance, feel free to reach out at 410-272-4000 or visit our website at apgfcu.com. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, the Riverside Branch has continually evolved to meet the needs of our members. With total assets now exceeding $2.3 billion, we have built a strong foundation that allows us to offer a wide range of services. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we are dedicated to empowering our members on their financial journeys. Our mission is clear: we strive to provide exceptional financial services while fostering a sense of community support. We understand that banking goes beyond transactions; it's about building relationships and making a difference in the lives of those we serve. This is why we focus not only on meeting financial needs but also on engaging with our community through outreach programs and partnerships that uplift our neighbors.

Branch Location & Accessibility

Welcome to the Riverside Branch of Aberdeen Proving Ground, your friendly neighborhood credit union located at 1327 Riverside Pkwy in Belcamp, Maryland. We're conveniently situated near popular landmarks like the scenic Riverside Park, making it easy for you to stop by and handle your banking needs while enjoying the beautiful surroundings. At our branch, accessibility is a priority. We offer ample parking for all our members, including accessible spots to ensure everyone can visit us with ease. Our facility is fully compliant with ADA standards, featuring ramps and other accommodations to help those with mobility challenges. We understand that life gets busy, which is why we strive to provide flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Unfortunately, we're closed on Sundays, but our ATM services are available around the clock for your convenience. Whether you need to make a deposit or check your balance, our ATM is here for you. Our drive-thru service allows for quick transactions without leaving your vehicle. It's perfect for those days when you're on the go but still want personal service. Plus, if you're looking for shared services or other specialized offerings, feel free to ask one of our friendly staff members during your visit. While members can visit us at 1327 Riverside Pkwy Belcamp Md 21017, official correspondence should be sent to P.O. Box 1176 in Aberdeen, MD 21001. We're excited to serve you! For any questions or additional information about our services including personal banking options like checking accounts, auto loans, and credit cards don't hesitate to call us at (410) 272-4000. Come by today; we look forward to welcoming you!

Member Eligibility

At Aberdeen Proving Ground, we believe that everyone deserves a chance to be part of a community where their financial needs are understood and supported. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you're related to someone who does, you're likely eligible for membership. We embrace individuals from all walks of life, ensuring that our services cater to your unique circumstances. For more detailed information about eligibility criteria, feel free to check out this resource. Joining is just the beginning of a rewarding journey with us! As a member of Aberdeen Proving Ground, you'll enjoy a range of benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial tools that can help you achieve your goals. Opening an account is straightforward; you can start the process by visiting this link or give us a call at (410) 272-4000. We're excited to welcome you into our family at 1327 Riverside Pkwy Belcamp Md 21017!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds to invest in new equipment or expand your operations. With our flexible loan options, you can turn those dreams into reality.

Merchant Services

In addition to loans, we provide comprehensive merchant services that help streamline your transactions. Whether you're accepting payments online or in-store, our solutions allow you to focus on running your business while we take care of the payment processing. Think of us as your partner in success, ensuring you have the tools needed to serve your customers efficiently. Visit us at 1327 Riverside Pkwy Belcamp Md 21017 in Belcamp, MD or call us at (410) 272-4000 to learn more about how our business banking services can support your growth!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find our Business Banking services invaluable. From Merchant Services that make transactions smooth and easy, to various types of Business Loans, we've got solutions that cater specifically to the needs of entrepreneurs like you.

Digital Banking Convenience

To ensure that banking is hassle-free, we prioritize digital access through our Online & Mobile Banking features. You can manage your accounts anytime and anywhere with ease whether it's checking balances, making transfers, or paying bills directly from your smartphone. Plus, our ATM and cash withdrawal services mean you can access your money when you need it most without waiting in line.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but still want convenience, our basic drive-thru banking allows for quick deposits and withdrawals without the need to enter the branch. Our ATMs provide easy access for balance checks and cash withdrawals so you can get what you need quickly. At Aberdeen Proving Ground, we strive to make your financial experience as smooth as possible while providing the support and guidance necessary for informed decision-making. Ready to explore how we can assist you further? Feel free to give us a call at (410) 272-4000, visit us at 1327 Riverside Pkwy Belcamp Md 21017, or check out more about us online at Riverside Branch. We look forward to serving you!

Personal Banking Solutions

For individuals, we offer comprehensive Personal Banking services that include checking and savings accounts tailored to fit different lifestyles and goals. Imagine having a simple way to manage your daily finances while earning rewards on every purchase with our Credit Cards with Rewards. If you're considering buying a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. In addition, if you're planning a big purchase or need assistance managing debt, our Personal Loans & Debt Consolidation services are just what you need to regain financial control. We also offer Mortgage Loans & Refinancing to assist you in purchasing your home or lowering your monthly payments.

Digital & Online Banking

At Aberdeen Proving Ground, we understand that your time is precious. That's why our digital and online banking services are designed to offer you convenience and security whenever you need them. With just a few clicks, you can manage your finances from the comfort of your home or on the go, ensuring that your banking experience fits seamlessly into your busy life. Our online banking platform at https://www.apgfcu.com/ provides 24/7 access to your accounts. You can check balances, pay bills, and transfer money all in real-time. For those moments when you need to send money quickly, our person-to-person transfer feature makes it easy to send funds to friends and family with just a few taps on your phone. Need to review your statements? Our e-statements feature allows you to access your financial documents anytime without waiting for the mail. Plus, if you're always on the move, our mobile application gives you full control over your banking needs right from your smartphone. Whether you're making mobile payments or checking recent transactions, everything is designed with user-friendliness in mind. Security is our top priority. While we currently do not support electronic signature authorization, rest assured that all our digital services are protected with advanced security measures. This means you can focus on managing your finances without worrying about safety. At Aberdeen Proving Ground, we are committed to making banking as simple and accessible as possible. Our range of online tools ensures that managing your money is not only easy but also secure. Experience the future of banking today!

Financial Strength

At Aberdeen Proving Ground, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in our $201,224,199 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $20,378 in used auto loans and $1,902,608,787 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 377 full-time employees and 12 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. Our net shares available for lending stand at $0, while the total share accounts reach 287,169, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 1327 Riverside Pkwy Belcamp Md 21017 or call (410) 272-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

If you're a business owner, our outstanding commercial loans totaling $13,291,709 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are committed to offering solutions that work for you. We also have refinancing options available for many of our loan products. If you're looking for ways to lower your monthly payments or take advantage of better rates, our team can help assess your current situation and guide you through the refinancing process. For more information about our loan offerings or if you're ready to apply, don't hesitate to reach out. You can contact us at (410) 272-4000, visit us at 1327 Riverside Pkwy Belcamp Md 21017, or explore more on our website at https://www.apgfcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you desire.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. We aim to guide you through the process, ensuring you understand your options and are comfortable with your choices.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $163,333,970 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

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Ensuring Accurate Comparisons

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