Aberdeen Proving Ground Credit Union Bel Air MD | Affordable Vehicle Loans & Business Banking

Introduction

At Aberdeen Proving Ground, we believe in building strong, lasting relationships with our members and the community. Since opening our doors in 1938, we've dedicated ourselves to providing exceptional financial services tailored to meet your needs. Located at 2113 Laurel Bush Rd, Bel Air, MD 21015, our branch is a welcoming space where you can feel confident about managing your finances. With a proud membership of 166,457 individuals, we stand as a trusted partner, holding total assets of over $2.35 billion and total deposits amounting to $210,414,066. Our commitment goes beyond numbers; it's about ensuring you have access to the resources that empower you financially. We offer a range of services from personal banking including checking and savings accounts to auto loans and mortgages, making us your one-stop solution for all financial matters. Our leadership team, headed by CEO Chuck Kelly and Board President Donald Burnett, is dedicated to fostering a culture of service and trust. We understand that each member's journey is unique, which is why we strive to create personalized experiences for everyone who walks through our doors. While members can visit us at our branch location, official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001. We're here for you! Whether you're looking for expert advice or need assistance with your accounts, feel free to call us at 410-272-4000 or explore more on our website at apgfcu.com. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Community Engagement

Being a member of Aberdeen Proving Ground means being part of something bigger. We actively engage with the community through partnerships and outreach efforts designed to support local causes and improve lives. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to making a positive impact in Bel Air. We invite you to join us on this journey! Experience firsthand the benefits of becoming a member of Aberdeen Proving Ground. Visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:30 PM, and Saturday from 9:00 AM to 1:00 PM or give us a call at (410) 272-4000. Together, let's build a brighter future for ourselves and our community!

Our Mission

At Aberdeen Proving Ground, our mission goes beyond just banking; we aim to uplift our community through various initiatives. We strive to provide exceptional financial products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards that cater to the diverse needs of our members. We believe that everyone deserves access to reliable financial resources, which is why we offer services tailored for both personal and business banking. In addition to our traditional offerings, we have embraced modern advancements in technology. Our online and mobile banking options make managing your finances easier than ever. You can take advantage of features like mobile payments and person-to-person transfers from the comfort of your home. We also ensure ADA compliance across all our services so that everyone can access what they need without barriers.

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 410-272-4000. We invite you to visit us at the Laurel Bush Branch today experience firsthand how we're committed to serving our community's financial needs. While members can visit us at 2113 Laurel Bush Rd, official correspondence should be sent to PO Box 1176 in Aberdeen, MD. Join us soon!

Local Landmarks and Accessibility

Located near popular spots in Harford County, our branch is just a stone's throw away from local parks and shopping areas. Whether you're stopping by after a morning jog or on your way home from work, you'll find us conveniently situated. We prioritize accessibility, with features like ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. Plus, ample parking is available right outside, making it easy to pop in for your banking needs.

Operating Hours and Services

We are here for you during the week with convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6:30 PM, and Saturday mornings until 1 PM at our drive-thru. Our team is dedicated to providing you with personalized service whether you're visiting for personal banking, auto loans, or mortgage options. Additionally, we offer an ATM on-site for quick cash withdrawals and balance checks. If you prefer handling your transactions from the comfort of home, our online and mobile banking services make managing your finances a breeze.

Member Eligibility

Becoming a member of Aberdeen Proving Ground feels like joining a close-knit family where your financial well-being is the top priority. To be eligible, you just need to meet a few simple criteria that reflect our commitment to serving our community. If you live, work, worship, or attend school in the area around 2113 Laurel Bush Rd Bel Air Md 21015, you're likely already qualified! We also welcome immediate family members of existing members, making it easy for you and your loved ones to enjoy all the benefits we offer. For more detailed information about eligibility, feel free to check out our guidelines at https://www.apgfcu.com/save/youth-accounts.html. Joining is as straightforward as it gets. You can open an account with us by visiting our website or giving us a call at (410) 272-4000. We're here to help guide you through the process and answer any questions you may have. Discover how being part of Aberdeen Proving Ground can enhance your financial journey today!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Running a business means making every transaction count. That's why we offer comprehensive merchant services designed to streamline your payment processes. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best serving your customers. Visit us at 2113 Laurel Bush Rd Bel Air Md 21015 in Bel Air, MD, or call us at (410) 272-4000 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash? Our ATM & Cash Withdrawal Services are available around the clock for your convenience. Additionally, our Basic Drive-Thru Banking allows you to handle deposits and withdrawals without leaving your car perfect for those busy days! At Aberdeen Proving Ground, we are here to serve our members with dedication and care. If you're ready to explore these services further or have any questions, don't hesitate to reach out at (410) 272-4000 or visit us in person at 2113 Laurel Bush Rd Bel Air Md 21015. Join us today and experience personalized banking like never before!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help turn that dream into reality. With competitive rates and flexible terms, you can find a loan that fits your budget perfectly. Picture yourself driving off in that new vehicle with confidence, knowing you got the best deal possible.

Business Banking Solutions

If you're a business owner, you'll appreciate our Business Banking services, including Merchant Services and Business Loans designed specifically for small businesses. We aim to support local entrepreneurs in growing their ventures while ensuring smooth financial transactions.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Whether checking balances, transferring money, or paying bills online, our digital services ensure you're always connected.

Financial Freedom with Personal Loans

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. These loans provide the flexibility needed during tough times or when planning significant purchases. You could consolidate debts into one manageable monthly payment, making it easier for you to regain control over your finances.

Home Ownership Made Easy

For those ready to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to support you every step of the way. We understand how important home ownership is and strive to make the process straightforward and stress-free. Let us help you navigate through financing your dream home.

Personal Banking Solutions

Whether you're just starting out or looking to manage your savings more effectively, our personal banking options are tailored for you. We offer Checking & Savings Accounts that help you save for your future while providing easy access to your funds. Imagine having a dedicated account to manage your daily expenses, coupled with a savings account that grows your money over time.

Rewarding Credit Card Options

Our Credit Cards with Rewards program offers more than just purchasing power; it rewards you for everyday spending. Imagine earning points that can be redeemed for travel, merchandise, or cash back just by using your card for regular purchases.

Digital & Online Banking

Key Services

Explore the range of features available through our online banking portal at https://www.apgfcu.com/. Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds all from the comfort of your home or on-the-go. Need to send money to a friend? Our person-to-person transfers make it simple and quick. For those who prefer using their smartphones, our mobile application offers an intuitive experience that keeps you connected to your accounts wherever you are. Plus, with the mobile payments feature, you can make purchases directly from your phone making shopping a breeze.

Security and Accessibility

Security is a top priority for us at Aberdeen Proving Ground. While we currently do not offer electronic signature authorization, we ensure that all your information is protected through robust security measures. You can also opt for e-statements, which help keep your personal documents safe while being environmentally friendly. Our commitment to accessibility means you can manage your finances easily. Whether you're at home or out and about, our user-friendly platform puts everything you need right at your fingertips. Take control of your financial life today with the reliable digital banking services at Aberdeen Proving Ground!

Financial Strength

Commitment to Growth and Innovation

With $201,224,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $20,378 in used auto loans and $1,902,608,787 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings Securely Invested

Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 377 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts: 287,169, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 2113 Laurel Bush Rd Bel Air Md 21015 or call (410) 272-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $13,291,709 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering solutions tailored to meet those needs.

Credit Lines

For those needing more flexibility, our credit lines totaling $273,747,464 provide quick access to cash when you need it most. This option is perfect for unexpected expenses or planned purchases where having available credit can make all the difference.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. Our dedicated team is here to guide you through the process, ensuring you understand all your options and helping you find a solution that fits your budget.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to explore our competitive rates and terms. Refinancing can often lead to lower monthly payments or better interest rates, which can significantly improve your financial outlook. For more information on our loan products or to discuss eligibility options, feel free to contact us at (410) 272-4000, visit us at 2113 Laurel Bush Rd Bel Air Md 21015, or check out our website at https://www.apgfcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $163,333,970 in loans helping members manage their finances effectively. These cards come with benefits designed to help you maximize your spending power while maintaining control over your budget.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that every loan offer displayed is both fair and transparent. By relying on verified institutions, LendMesh promotes responsible lending practices while protecting users from misleading information.

Key Benefits of Using LendMesh

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