Aberdeen Proving Ground Credit Union Bel Air MD | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Aberdeen Proving Ground, your trusted financial partner in the heart of Bel Air, MD! Since our establishment in 1938, we have been dedicated to serving our community and meeting the diverse financial needs of our 166,457 members. Our branch, located at 321 S Main St, Bel Air, MD 21014, is more than just a place for banking; it's a hub for support, guidance, and financial empowerment. At Aberdeen Proving Ground, we pride ourselves on our strong foundation and impressive resources. With total assets reaching an impressive $2,353,852,826 and total deposits of $210,414,066, we are well-equipped to help you achieve your financial goals. Our commitment to excellence is reflected in our ability to provide over 90,450 loans and leases tailored to meet your specific needs. Our CEO, Chuck Kelly, along with Board President Donald Burnett, leads a dedicated team of 389 employees who are passionate about making a positive impact in our community. We believe that every member deserves personalized service and support. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we are here to guide you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1176, Aberdeen, MD 21001. We invite you to experience the difference at Aberdeen Proving Ground. Explore our wide range of services through our website at apgfcu.com or call us at 410-272-4000 to learn more about how we can assist you today!

Branch History & Mission

Community Focus

While you can visit us at 321 S Main St Bel Air Md 21014, official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001 if needed. We are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:30 PM, and Saturday from 9:00 AM to 1:00 PM. We also offer convenient drive-thru services and ATM access for easy transactions. Our focus on accessibility includes digital advancements like online banking and mobile payments. We prioritize ADA compliance to ensure all members can benefit from our services without barriers.

Join Us Today!

We invite you to become part of the Aberdeen Proving Ground family! Experience firsthand how we can help you achieve your financial goals while supporting the community you love. Reach out to us at (410) 272-4000 or visit us online at www.apgfcu.com to learn more about membership options and the benefits waiting for you. Together, let's build a brighter financial future!

Our Mission

At Aberdeen Proving Ground Credit Union, our mission is simple yet powerful: We strive to enhance the quality of life for our members by providing exceptional financial services and support. We believe in creating opportunities for everyone whether through personal banking solutions like checking and savings accounts, auto loans, mortgage financing, or business banking services. We are dedicated to being a trusted partner in your financial journey. Our commitment extends beyond numbers; we actively engage with our community through outreach programs and partnerships that uplift those around us.

Our Story

Since opening our doors over eight decades ago, we have evolved significantly. From humble beginnings, we have expanded our services and membership base to include over 166,000 members today. Our total assets have reached an impressive $2,353,852,826, reflecting our stability and ability to meet the needs of our community effectively. As we developed, we embraced innovation while staying true to our mission: to provide accessible financial services that empower individuals and families. We understand that financial health is not just about transactions; it's about building lasting relationships with our members.

Branch Location & Accessibility

Convenient Access and Amenities

At Aberdeen Proving Ground, we strive to make your visit as smooth as possible. Our location offers ample parking and is fully accessible with ADA-compliant features, ensuring everyone can comfortably reach us. If you prefer banking on the go, you'll be pleased to know that we have an ATM available for quick cash withdrawals and balance checks. For those who enjoy the convenience of drive-thru banking, our facility has a drive-thru service that allows you to conduct simple transactions without leaving your vehicle.

Operating Hours Tailored for You

We understand that life can be busy! That's why our branch operates with flexible hours. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:30 PM. If Saturday works better for you, we're open from 9:00 AM to 1:00 PM at our drive-thru for your convenience.

Reach Out Anytime

Got questions? Our friendly team is ready to assist you! Feel free to call us at (410) 272-4000 during business hours. We're dedicated to providing personalized service and helping you with everything from checking accounts to loans. While members can visit us at our main address, please note that official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001. Come by and experience how Aberdeen Proving Ground makes banking easy and accessible for everyone in Bel Air. We look forward to seeing you soon!

Member Eligibility

Joining the community at Aberdeen Proving Ground is not just about banking; it's about becoming part of a family that cares. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the area, as well as those related to existing members. This welcoming approach means more people can benefit from our range of services designed to help you thrive financially. To find out more about the specific eligibility criteria, feel free to check out our detailed resource at https://www.apgfcu.com/save/youth-accounts.html. Once you're ready to take the next step, opening an account with us is straightforward and supportive. You can easily begin your membership journey by visiting our account opening page at https://www.apgfcu.com/about-us/volunteers.html#volunteerapply or simply give us a call at (410) 272-4000 for assistance. We're here to make your experience smooth and enjoyable, so don't hesitate to reach out! Come visit us at 321 S Main St Bel Air Md 21014, where we look forward to welcoming you into our community.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources to hire new employees, purchase better equipment, or expand your location all made possible through our tailored loan options.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify your transactions. Whether you're a small retailer or a large service provider, our tools can help you accept payments quickly and efficiently. Picture this: a busy Saturday morning at your café where customers are eager to pay. With our easy-to-use payment solutions, you can keep lines moving while ensuring secure transactions. Visit us at 321 S Main St Bel Air Md 21014 in Bel Air, MD or call us at (410) 272-4000 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Always Here for You

We know that life is busy, which is why we offer extended lobby hours on Fridays until 6:30 PM and Saturday drive-thru services until 1:00 PM. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (410) 272-4000; we're always happy to help. In summary, whether you're opening an account, applying for a loan, or exploring business options, Aberdeen Proving Ground is here for all your financial needs. Join us today and experience the difference of being a member of our community-focused credit union! Visit us at Bel Air Branch for more information or to get started. Let us partner with you on your financial journey!

Business Banking

For our business members, we understand that every penny counts. That's why we offer comprehensive business banking solutions, including merchant services and business loans. Our team is ready to support your entrepreneurial journey with flexible financing options that meet your needs.

Convenient Access

At Aberdeen Proving Ground, convenience is key. With an ATM on-site, you can access cash whenever you need it. If you prefer face-to-face service, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. Simple transactions have never been easier!

Loans and Financing

Need a new car? Our auto loans and vehicle financing options are designed to help you get behind the wheel quickly and affordably. We also offer mortgage loans and refinancing options that can help you buy your dream home or lower your monthly payments. For those looking to consolidate debt or tackle unexpected expenses, our personal loans are here to assist.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances with our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, and pay bills from anywhere, anytime. Plus, our rewards credit cards provide you with benefits for every purchase you make.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to send money directly to friends or family through our person-to-person transfer option. This makes splitting bills or sending gifts a breeze! Plus, for those who prefer to go paperless, we offer e-statements that you can view anytime keeping your financial records organized without cluttering your mailbox. Our mobile application enhances your banking experience even further. With mobile payments enabled, you can make purchases directly from your phone it's quick and convenient! And if you're ever in a hurry, our app allows you to manage your accounts right from the palm of your hand.

Security You Can Trust

We prioritize the security of your personal information. While we currently do not offer electronic signature authorization for transactions, rest assured that all our digital services are backed by robust security measures. Your peace of mind is important to us as you navigate through your banking needs. At Aberdeen Proving Ground, we believe in making banking accessible for everyone. Our user-friendly interface ensures that both tech-savvy members and those new to online banking can easily manage their accounts. So whether it's checking balances late at night or sending money over lunch break, we've got you covered! Explore all these features today by visiting https://www.apgfcu.com/ your gateway to effortless banking!

Financial Strength

At Aberdeen Proving Ground, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust that your money is safe and that we are here to support your financial journey. With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $201,224,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,378 in used auto loans and $1,902,608,787 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 377 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 287,169, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 321 S Main St Bel Air Md 21014 or call (410) 272-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those seeking extra cash flow, we also offer credit lines with a total amount of $273,747,464 available to our members. This can provide peace of mind knowing you have resources available for unexpected expenses or planned purchases. If you're considering refinancing any of your existing loans, don't hesitate to ask us about eligibility options that may work for you. Our team is here to help guide you through the process and find solutions that best fit your financial situation. Feel free to reach out to us at (410) 272-4000 for more details about our loan offerings or visit us at our branch located at 321 S Main St Bel Air Md 21014, Bel Air, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Aberdeen Proving Ground, we're committed to providing transparent and supportive services tailored just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used car, we have options that fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. We aim to support you every step of the way as you navigate this significant investment.

Unsecured Credit Cards

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans, with a total of $163,333,970 in loans helping members manage their finances effectively. Enjoy the convenience and security of having access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh stands out for its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers tailored to their needs.