Aberdeen Proving Ground Credit Union Bel Air MD | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to the Amyclae Branch of Aberdeen Proving Ground, your trusted partner for financial growth and security since 1938. Located at 1200 Agora Dr Ste A, Bel Air, MD 21014, we pride ourselves on being a cornerstone of the community, dedicated to serving our 166,457 members with a personal touch. As a member-focused credit union, we understand that your financial needs are unique. That's why we offer a range of services tailored just for you from checking and savings accounts to auto loans and mortgage financing. With total assets exceeding $2.35 billion and total deposits around $210 million, we are well-equipped to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1176, Aberdeen, MD 21001. Our team is here to assist you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6:30 PM, and Saturday from 9 AM to 1 PM. Led by our CEO Chuck Kelly and Board President Donald Burnett, our staff of 389 employees is committed to providing exceptional service and support. With a net worth of approximately $204 million and cash in hand totaling over $15.66 million, we stand ready to meet the needs of our community. At the Amyclae Branch, it's not just about banking; it's about building relationships and fostering trust. Whether you're looking for personal loans or business financing options, we have solutions designed for every stage of life. Explore more about what we can offer by visiting our website at apgfcu.com or give us a call at 410-272-4000 today! Join us in securing your financial future with confidence.

Branch History & Mission

Welcome to the Amyclae Branch of Aberdeen Proving Ground, located in the heart of Bel Air, MD. Since our doors opened in 1938, we have been dedicated to serving our community with a commitment that has only grown stronger over the decades. Our branch, situated at 1200 Agora Dr Ste A, is not just a place for banking; it's a hub for connection and support for over 166,000 members. Throughout our history, we have witnessed remarkable growth and transformation. From humble beginnings, we have evolved into a trusted financial institution with total assets of $2353852826. As part of the Aberdeen Proving Ground family, our mission has always been clear: to provide exceptional financial services while fostering community spirit. We believe that everyone deserves access to quality financial products, and we strive to empower our members with the tools they need to achieve their goals. Our mission goes beyond mere numbers; it is about making a real impact in the lives of those around us. We aim to support not just financial well-being but also community development through various outreach programs and partnerships. By offering services like personal banking, auto loans, mortgages, and credit cards with rewards, we ensure that our members can find solutions tailored to their needs. While you can visit us at 1200 Agora Dr Ste A Bel Air Md 21014, official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:30 PM, and Saturday from 9:00 AM to 1:00 PM. We also provide ATM services for your convenience. At Amyclae Branch, we embrace digital advancements while ensuring ADA compliance for all our members. Our online banking platform allows you to manage your finances anytime and anywhere. Additionally, we actively engage in community outreach initiatives aimed at supporting local organizations and events. Join us on this journey as we continue to grow together! Experience the benefits of being a member of Amyclae Branch and discover how we can help you navigate your financial future with confidence. Whether you're looking for a new account or exploring loan options, our friendly team is here to assist you every step of the way. We invite you to connect with us today by calling (410) 272-4000 or visiting our website at https://www.apgfcu.com. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Accessibility and Features

At our branch, accessibility is a priority. We offer features such as ADA-compliant entrances and ample parking spaces to ensure that everyone can visit us with ease. If you need assistance, our friendly staff is always ready to help. While our location does not have a drive-thru service, we invite you to come inside where you can enjoy a welcoming atmosphere and get personalized service.

Get in Touch

We would love to assist you with your financial journey! Feel free to give us a call at 410-272-4000 if you have any questions or if you'd like more information about our services. We look forward to welcoming you soon!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6:30 PM, and Saturday from 9 AM to 1 PM. This gives you plenty of opportunities to stop by at your convenience.

Services Offered

Our Aberdeen Proving Ground branch provides a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site, you can easily access cash whenever needed. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 1176, Aberdeen, MD 21001 if needed.

Member Eligibility

At Aberdeen Proving Ground, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to open an account with us, you'll be happy to know that eligibility is designed to be welcoming and straightforward. We welcome individuals who live, work, or worship in our community, as well as their family members. This means whether you're new to the area or have deep roots here, you likely qualify to join our credit union family. Plus, being a member opens the door to various benefits like competitive rates on loans and personalized service tailored to your needs. To get started on your membership journey, simply visit us at 1200 Agora Dr Ste A Bel Air Md 21014 or give us a call at (410) 272-4000. If you're interested in more detailed eligibility criteria, feel free to check out our website at https://www.apgfcu.com/save/youth-accounts.html. We're excited for you to experience everything Aberdeen Proving Ground has to offer!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services enable you to accept payments easily, whether in-store or online. Imagine providing your customers with the convenience of multiple payment options while streamlining your cash flow. This is what we aim for at Aberdeen Proving Ground to simplify transactions so you can focus on what you do best: running your business. Ready to explore how we can support your business? Visit us at 1200 Agora Dr Ste A Bel Air Md 21014 or call us at (410) 272-4000 to learn more about our offerings!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

Accessing your funds is easy with our ATM services available at convenient locations. You can make withdrawals or check your balance whenever it suits you. Plus, our digital features like mobile payments and person-to-person transfers allow you to send money quickly and securely from your smartphone. At Aberdeen Proving Ground, we're committed to making banking easier for all our members. Visit us at 1200 Agora Dr Ste A Bel Air Md 21014 in Bel Air, MD or call us at (410) 272-4000 for any questions about how we can assist you with our wide array of financial services. Join us today and experience the difference of community-focused banking!

Financing Your Dreams

Thinking about buying a car? Our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank. Or perhaps you're ready to own a home? We offer mortgage loans and refinancing solutions tailored to fit your financial situation. If you're facing unexpected expenses or want to consolidate debt, our personal loans can give you the flexibility you need.

Personal Banking Made Simple

Our personal banking services are designed with you in mind. With checking and savings accounts, you can easily manage your money while earning interest on your savings. Imagine checking your balance or transferring funds right from your phone with our user-friendly online and mobile banking options. We also offer credit cards with rewards, making every purchase more rewarding.

Supporting Local Businesses

For our community entrepreneurs, we provide essential business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to help navigate the financial aspects of running a business.

Digital & Online Banking

Mobile Banking at Your Fingertips

Our mobile application brings banking right to your pocket. You can make mobile payments easily and access your accounts from anywhere. Need to check your balance or deposit a check? Our app makes these tasks simple and straightforward. And if you prefer paperless options, we offer e-statements for easy access to your financial records without cluttering your mailbox.

Online Banking Made Easy

With our 24/7 online banking services available at https://www.apgfcu.com/, you can check balances, pay bills, and transfer funds without stepping foot in a branch. It's all about giving you the freedom to manage your money when it suits you best. Plus, with features like person-to-person transfers, sending money to friends or family is just a few clicks away.

Secure and User-Friendly Experience

Security is a top priority at Aberdeen Proving Ground. While we currently do not support electronic signature authorization, our online systems are designed to keep your information safe and secure. You can bank with peace of mind knowing that we are committed to protecting your data. In today's fast-paced world, having quick and easy access to your finances is essential. With our user-friendly digital banking tools, managing your money has never been easier. Explore our online services today at https://www.apgfcu.com/ and experience the convenience of banking from anywhere!

Financial Strength

Committed Team

We also take pride in having 377 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 287,169, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 1200 Agora Dr Ste A Bel Air Md 21014 or call 410-272-4000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

While our net income currently stands at $0, it reflects a momentary snapshot of our operational efficiency rather than an ongoing trend. Our focus remains on ensuring we can provide competitive loan rates and solid financial products for our members.

Reinvestment in Member Services

With $201,224,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $1,902,608,787 total loans and leases we manage. This includes $20,378 in used auto loans, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $204,371,189, we maintain robust financial health. This strength enables us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $13,291,709 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are dedicated to supporting your endeavors through tailored lending solutions.

Credit Lines

If you're looking for additional borrowing options, our total credit lines amounting to $273,747,464 provide members with access to funds when needed. This can be particularly helpful for managing unexpected expenses or planning for future purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. We offer various mortgage products that cater to different financial situations, making it easier for you to find the right fit.

Refinancing Options

If you're considering refinancing your existing loans, we have options available that could save you money in interest payments. Our team is ready to discuss eligibility requirements and help guide you through the refinancing process. To learn more about our loan offerings or discuss your specific needs, feel free to reach out at (410) 272-4000 or visit us at 1200 Agora Dr Ste A Bel Air Md 21014. At Aberdeen Proving Ground, we're here to support your financial journey every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $163,333,970 in loans helping members manage their finances effectively. This product allows you to make purchases without needing collateral, giving you more freedom and flexibility.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that helps you make informed decisions. LendMesh ensures accurate loan comparisons through a rigorous sourcing process. Loan data is collected directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees fair and transparent offers. Using LendMesh comes with several benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, helping you make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has made a positive impact on users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.