Aberdeen Proving Ground Credit Union MD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Aberdeen Proving Ground branch of your trusted local credit union, where our community thrives through strong financial support and personalized service. Located at 996 Beards Hill Rd Rt, Aberdeen, MD 21001, we have been proudly serving our members since 1938, providing a safe and reliable place for all your banking needs. With a total membership of 166,457 and total assets amounting to an impressive $2,353,852,826, we are committed to fostering financial growth and stability within our community. At Aberdeen Proving Ground, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored just for you whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages. Our experienced team, led by CEO Chuck Kelly and Board President Donald Burnett, works diligently to ensure that you receive the support you deserve. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 1176, Aberdeen, MD 21001. We take pride in our accessibility; feel free to reach out at 410-272-4000 or send us a fax at 410-612-2316. With total deposits of $210,414,066 and net worth reaching $204,371,189, our focus is on maintaining a secure environment for your finances. Plus, with over 389 employees dedicated to serving you better every day, we are here to help guide you toward achieving your financial goals. Join us today at the Aberdeen Proving Ground branch or visit us online at www.apgfcu.com for more information about how we can assist you on your path to financial success!

Branch History & Mission

Welcome to the Aberdeen Proving Ground, a credit union that has been serving its community since 1938. Located at 996 Beards Hill Rd, in the heart of Aberdeen, MD, this branch has grown alongside its members, evolving from its humble beginnings into a trusted financial partner for over 166,000 members. With total assets exceeding $2.35 billion, we are proud to be a pillar of strength and stability in our community. At Aberdeen Proving Ground, our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking services, and we strive to empower our members by offering personalized solutions tailored to their needs. Whether it's through our auto loans, mortgage products, or business banking services, we are committed to helping you achieve your financial goals. Our headquarters remains firmly rooted in Aberdeen, MD, ensuring that we stay connected with the local landscape and understand the unique needs of our members. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to P.O. Box 1176, Aberdeen, MD 21001. Throughout the years, we've embraced digital advancements to enhance member experience. Our online banking platform allows you to manage your finances from anywhere while ensuring top-notch security and ADA compliance. We also offer mobile payments and person-to-person transfers for added convenience. Community outreach is at the core of what we do. We actively seek partnerships with local organizations to support initiatives that uplift our neighborhoods and promote financial literacy among residents. Our commitment extends beyond just providing financial services; we aim to create lasting impacts in the lives of those we serve. We invite you to experience the benefits of membership with Aberdeen Proving Ground. Join us today and become part of a thriving community dedicated to your financial well-being. Visit our website or give us a call at 410-272-4000 for more information on how you can take advantage of all we have to offer!

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to visit us at the Aberdeen Proving Ground branch or give us a call at 410-272-4000. Our dedicated team looks forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near the heart of Aberdeen, our branch is easily accessible for all members. You'll find us close to popular spots like the Aberdeen Marketplace and just a short drive from I-95, making it simple to stop by on your way home or while running errands. We prioritize accessibility with features like ramps for easy entry and ample parking available right outside our doors. For any official correspondence, please send mail to P.O. Box 1176, Aberdeen, MD 21001.

Operating Hours

We're here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6:30 PM, and Saturday from 9 AM to 1 PM. This means you can visit us at a time that works best for your busy schedule!

Services Offered

At the Aberdeen Proving Ground branch, we provide a variety of banking services tailored to meet your financial needs. From personal banking services like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick transaction? Take advantage of our drive-thru banking for deposits and withdrawals without leaving your vehicle. And if you need cash or wish to check your balance on the go, our ATM is readily available.

Member Eligibility

At Aberdeen Proving Ground, we believe that becoming a member is like joining a warm and welcoming family. To be eligible for membership, you need to meet certain criteria, which generally includes being an employee or a retiree of the U.S. Army, Department of Defense, or affiliated organizations, as well as their immediate family members. This means that if you're connected to our community in any of these ways, you can enjoy all the benefits we offer. For detailed eligibility requirements and to see if you qualify, visit our website at https://www.apgfcu.com/save/youth-accounts .html . Joining is easy! Once you've confirmed your eligibility, you can open an account right here at our branch located at 996 Beards Hill Rd Rt Aberdeen Md 21001 or online through the link provided: https://www.apgfcu.com/about-us/volunteers .html#volunteerapply . If you have any questions or need assistance during the process, don't hesitate to give us a call at (410) 272-4000. We're here to help you every step of the way and look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced market, having efficient payment processing is essential. Our merchant services provide you with the tools to accept payments seamlessly, whether you're at a storefront or online. This flexibility not only enhances customer satisfaction but also helps streamline your operations. Whether you're just starting out or looking to expand, Aberdeen Proving Ground is here to assist you every step of the way. Visit us at 996 Beards Hill Rd Rt Aberdeen Md 21001 or call us at (410) 272-4000 to learn more about how we can support your business journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,291,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits and withdrawals as well as straightforward ATM access for balance checks and cash needs. Our commitment is to ensure that banking with us is convenient and straightforward. If you're interested in learning more about how we can assist you with any of these services, please don't hesitate to reach out! You can call us at (410) 272-4000 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:30 PM, and Saturday from 9:00 AM to 1:00 PM. At Aberdeen Proving Ground, we're here for you not just as a financial institution but as a partner in your journey towards financial well-being. Visit us today or explore more at https://www.apgfcu.com/ .

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our Business Banking services include merchant services and business loans designed to help your company grow. We understand the challenges small businesses face, and we're here to offer support every step of the way.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also allow you to earn points on your purchases that can be redeemed for exciting rewards. It's a smart way to manage your spending while getting more out of every transaction.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we offer robust Online & Mobile Banking features. You can check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your phone. Plus, our ATM services make cash withdrawals easy whenever you need them.

Personal Banking Solutions

Our personal banking services cover everything from checking and savings accounts to auto loans and mortgages. If you're planning a road trip or need a new vehicle, consider our competitive Auto Loans & Vehicle Financing options. We make it easy for you to secure a loan that fits your budget and lifestyle. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you get the best rates available. And if you need some extra cash for unexpected expenses, our Personal Loans & Debt Consolidation can provide financial relief with manageable terms.

Digital & Online Banking

Enhanced Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, we employ robust measures to protect your personal information during all transactions. Rest assured that your data is safe with us. You can also take advantage of e-statements, which are not only environmentally friendly but also allow you to easily track your financial history without cluttering up your mailbox. If you're looking to send money to friends or family quickly, our person-to-person transfers make it effortless. At Aberdeen Proving Ground, we're committed to providing you with the best tools for real-time account management so that you can focus on what matters most. Experience the convenience of modern banking today!

Key Services Available

With our online banking platform, accessible at https://www.apgfcu.com/ , you can manage your accounts 24/7 from the comfort of your home or on the go. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface makes it simple and straightforward. For those who prefer using their smartphones, our mobile application allows you to handle all your banking tasks right from your pocket. Plus, with our mobile payments feature, making purchases has never been easier simply tap your phone and go!

Financial Strength

At Aberdeen Proving Ground, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports our community and helps you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $204,371,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $757,478,041 in share certificates and $177,957,583 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $201,224,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,378 in used auto loans and a total of $1,902,608,787 in loans and leases available. Although our reported net income is $0, this reflects our commitment to investing back into the credit union for the benefit of our members rather than focusing solely on profit. We also take pride in having 377 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares stand at $0, showing that we focus on providing personalized services instead of accumulating excess funds. The total share accounts reflect a strong and growing member base that trusts us with their finances; currently sitting at 287,169 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Aberdeen Proving Ground is your trusted partner. Visit us at 996 Beards Hill Rd Rt Aberdeen Md 21001 or call 410-272-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Aberdeen Proving Ground, we understand that financial needs can vary greatly from person to person. That's why we offer a diverse range of loan products designed to fit your unique situation, whether you're looking to buy a new car, purchase a home, or manage your everyday expenses. With over 90,450 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,827,673 in used vehicle loans and $466,215,765 in new vehicle loans already helping members get on the road. We also provide flexible terms for those interested in personal financing options. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,250,916, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our experienced team is here to guide you through the process. For those who need extra cash flow or wish to consolidate existing debt, we also offer unsecured credit card loans with a total of $163,333,970 helping members manage their finances effectively. These loans come with flexible terms that can adapt as your financial situation changes. Additionally, our services extend to business owners. For those looking for capital to grow and expand their businesses, we provide outstanding commercial loans totaling $13,291,709. At Aberdeen Proving Ground, we're committed to supporting our community's financial health. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (410) 272-4000 or visit us at our branch located at 996 Beards Hill Rd Rt Aberdeen Md 21001 in Aberdeen, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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ABERDEEN PROVING GROUND

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans