A.b.d. Credit Union Warren MI | Best Auto Loans & Business Banking

Introduction

Welcome to A.b.d. Federal Credit Union, where we believe in putting our members first! Established in 1948, our branch has been a cornerstone of the Warren community, located at 27850 Mound Rd, Warren, MI 48092. With a commitment to financial wellness and community support, we proudly serve over 6,442 members and manage assets totaling $65,402,981. At A.b.d., we understand that trust is built through transparency and reliability. That's why we are dedicated to providing excellent services tailored to meet your needs. Whether you're looking for personal banking options like checking accounts or auto loans, or business banking solutions, we have you covered. Our total deposits stand at $4,154,720, reflecting the faith our members have in us. Under the leadership of our CEO, Taneka Charleston, and Board President, Charlie Spann, we strive to enhance your financial journey with a friendly touch. Our team of 24 dedicated employees is here to assist you with everything from loans (totaling 3,629) to online banking services. While members can visit us at our physical location for all your banking needs, official correspondence should be sent to the same address: 27850 MOUND RD, WARREN, MI 48092. For any inquiries or assistance, feel free to reach out at 586-751-4400. Join us today and experience the difference of being part of a credit union that truly cares about your financial future! Visit us online at abdfcu.com or stop by our branch we can't wait to help you achieve your financial goals!

Branch History & Mission

Join Us Today

If you're looking for a credit union that prioritizes your needs while fostering a spirit of community connection, look no further than A.b.d. Federal Credit Union. We invite you to explore the benefits of membership and experience firsthand how we can help you achieve your financial goals. Visit us today or learn more about joining by calling us at (586) 751-4400 or visiting our website at abdfcu.com. Your journey toward a brighter financial future starts here!

Our Journey

From humble beginnings, A.b.d. was established with the vision of providing accessible and affordable financial services to the people of Warren and surrounding areas. Throughout the decades, we have adapted to meet the changing needs of our community while maintaining our core values of integrity, service, and respect. Our journey has seen us evolve into a full-service credit union offering personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at 27850 Mound Rd Warren Mi 48092, official correspondence should be sent to 27850 MOUND RD, WARREN, MI 48092. We take pride in our commitment to providing quality service during our operating hours from 9:00 AM to 5:00 PM on weekdays. Although we do not offer drive-thru banking at this time, we ensure convenience through ATM availability for easy cash access.

Our Mission

At A.b.d., our mission is simple yet profound: to empower our members through personalized financial solutions that foster growth and stability. We understand that each member's financial journey is unique; therefore, we strive to provide tailored services designed for individual needs. Our commitment extends beyond just financial transactions; we actively engage in community outreach initiatives aimed at improving the quality of life for those we serve. We are dedicated to embracing digital advancements that enhance your banking experience while ensuring ADA compliance for all members. With online banking options available alongside mobile payments and person-to-person transfer services, we make it easy for you to manage your finances anytime and anywhere. Our partnerships with local organizations further illustrate our dedication to community support. By collaborating with various entities in Warren and beyond, we work tirelessly to uplift those in need while promoting financial literacy among all age groups.

Branch Location & Accessibility

Accessibility Features

At A.b.d., we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to make your visit as smooth as possible. You can easily navigate through our facility without any barriers.

Banking Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with opening an account, applying for a loan, or managing your finances, our friendly staff is ready to help during these hours.

Finding Us

We're right in the heart of Macomb County, ensuring that our members have quick access to our services without the hassle of long commutes. If you need to send official correspondence, please use our mailing address: 27850 MOUND RD, WARREN, MI 48092.

Services Offered

A.b.d. Federal Credit Union provides a wide range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, we offer convenient ATM access for cash withdrawals and balance checks whenever you need it.

Visit Us Today!

We invite you to come visit us at A.b.d. Federal Credit Union! If you have any questions or would like more information about our services, don't hesitate to give us a call at 586-751-4400. We look forward to serving you!

Member Eligibility

Joining the A.b.d. community means becoming part of a family that truly cares about your financial well-being. At A.b.d., located at 27850 Mound Rd, Warren, MI 48092, we welcome individuals who live, work, or worship in our service area, as well as their family members. Whether you're just starting out on your financial journey or looking for new ways to grow your savings, membership with us opens up a world of benefits tailored just for you. For a more detailed look at the specific eligibility criteria, feel free to check out our website at this link. Becoming a member is an easy and welcoming process! Simply visit our website to start opening your account today at this page. If you have any questions or need assistance along the way, don't hesitate to give us a call at 586-751-4400. We're here for you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments quickly and securely while focusing on what you do best running your business. Our merchant services offer practical benefits like easy payment processing and reliable support. This means you can streamline transactions and enhance customer experiences without the hassle. Visit us at 27850 Mound Rd Warren Mi 48092 in Warren, MI or call us at (586) 751-4400 to learn more about how we can partner with you for success!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we have robust Business Banking options including merchant services and business loans that help take your venture to the next level. Imagine having a trusted partner by your side as you navigate the complexities of running a business.

Credit Cards with Benefits

To help you manage everyday purchases and earn rewards, we offer Credit Cards with Rewards that fit seamlessly into your lifestyle. Whether it's grocery shopping or dining out, earn points while making purchases you would do anyway!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking services, allowing you to manage your finances anytime, anywhere. You can check balances, transfer funds, and even make payments right from your smartphone. Our ATM services ensure that cash withdrawal is hassle-free at any time of day! Basic ATM access means no waiting in line just quick withdrawals and balance checks when you need them. If you're ready to explore all that A.b.d. has to offer or want more information about any specific service mentioned above, don't hesitate! Call us today at (586) 751-4400 or visit our website at Abd Federal Credit Union for more details on how we can assist you in achieving your financial dreams. We look forward to serving you!

Flexible Loan Choices

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. These loans can help you cover unforeseen costs or combine multiple debts into one manageable payment, freeing you from financial stress.

Home Financing Options

When it's time to buy a home or refinance your existing mortgage, A.b.d. offers tailored solutions through our Mortgage Loans & Refinancing services. Picture yourself unlocking the door to your new home with a mortgage that fits your budget perfectly. Our friendly team will guide you through every step of the process.

Personal Banking Solutions

We understand that managing your money is personal, which is why we offer various Personal Banking options. Our checking and savings accounts are designed to give you flexibility and peace of mind. Imagine easily setting up a savings account for that family vacation or creating a checking account that allows you to manage your daily expenses effortlessly. For those looking to make significant purchases, our Auto Loans & Vehicle Financing make it easy to drive away in the car you've always wanted. With competitive rates and terms, financing your dream vehicle has never been easier.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check your balance, transfer funds, and pay bills with just a few clicks. If you're looking to simplify your financial management, our e-statements are a great option, giving you instant access to your account statements without the clutter of paper. Plus, for those moments when you need to send money quickly, our person-to-person transfer feature makes it easy to send funds directly to friends or family. For added convenience, we've developed a user-friendly mobile application that puts all these features right in your pocket. You can also enjoy the benefits of mobile payments, allowing you to make purchases using just your phone no wallet needed!

Security and Accessibility

Security is a top priority at A.b.d.. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking are protected by robust security measures. Our goal is to provide a safe environment where you can confidently manage your finances. We strive to make banking accessible for everyone. Whether you're tech-savvy or just getting started with digital tools, our intuitive interface makes it easy for anyone to navigate their accounts efficiently. Experience the freedom of managing your finances on your own terms with A.b.d.'s digital and online banking services today!

Financial Strength

At A.b.d., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to serve you better. With a net worth of $9,477,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,449 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,454,121 in share certificates and $11,703,765 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,964,905 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $328 in used auto loans and $20,402,241 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $512,899, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 11,599 showcase a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $201,486 further underline our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A.b.d. is your trusted partner. Visit us at 27850 Mound Rd Warren Mi 48092 or call (586) 751-4400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,933,832 in used vehicle loans and $1,997,796 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you find an option that fits your budget.

Credit Lines

Our total credit lines amount to $3,500,000, providing additional financial flexibility when you need it most. These lines can help cover unexpected expenses or facilitate larger purchases without the hassle of applying for multiple loans. At A.b.d., we prioritize making borrowing accessible and straightforward. If you're considering refinancing or want to learn about eligibility options for any of our loan products, feel free to reach out to us at 586-751-4400 or visit our branch at 27850 Mound Rd Warren Mi 48092. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how our loan offerings can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,168,142, make buying or refinancing simple. We provide competitive rates and terms designed to help you navigate the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,394,001 in loans helping members manage their finances effectively. This option allows you to access funds for purchases without putting down collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method ensures that you receive fair and transparent offers, allowing you to compare loan products with peace of mind.

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