Abbey Credit Union West Milton OH | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Abbey Credit Union - West Milton, your trusted partner in financial well-being since 1937. Located at 1165 S Miami St, West Milton, OH 45383, our branch is a cornerstone of the community, dedicated to providing personalized banking solutions that fit your lifestyle. With a strong foundation built on over 13,300 members and total assets exceeding $162 million, we pride ourselves on being a reliable resource for all your financial needs. At Abbey, we understand that every member has unique goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our commitment to you goes beyond just transactions; it's about building lasting relationships based on trust and mutual growth. Our team of 45 dedicated employees, led by CEO Dean Pielemeier and Board President Michael Thein, works tirelessly to ensure you receive the highest level of service. Whether you're visiting us in person or using our online services, our goal is to make your banking experience as smooth as possible. While members can visit us at 1165 S Miami St, official correspondence should be sent to the same address. Feel free to reach out via phone at 937-898-7800 or fax at 937-898-7803 if you have any questions or need assistance. We invite you to explore all that Abbey Credit Union has to offer. Come visit us today or check out our website at abbeycu.com for more information on how we can help you achieve your financial dreams!

Branch History & Mission

Welcome to the inspiring journey of Abbey Credit Union, your trusted financial partner in West Milton, Ohio. Founded in 1937, our branch has a rich legacy of community service and member support that spans over eight decades. Since our doors first opened at 1165 S Miami St, we have grown to become a cornerstone of financial strength and stability for our members. Abbey Credit Union began with a simple mission: to provide accessible financial services that empower individuals and families in our community. Over the years, we have evolved to meet the changing needs of our members while staying true to our core values. Today, we proudly serve over 13,308 members with total assets exceeding $162,826,637. This growth is not just a number; it reflects the trust and loyalty that our members have placed in us. Our mission is clear: We are dedicated to delivering personal banking solutions that enhance the financial well-being of our members. We offer a range of services from checking and savings accounts to auto loans, mortgage financing, and business banking options. At Abbey Credit Union, we believe that everyone deserves access to quality financial resources that help them achieve their dreams. As part of our commitment to community support, we actively engage in outreach efforts and partnerships that benefit local organizations. Whether it's sponsoring events or providing educational workshops on financial literacy, we are passionate about making a positive impact in West Milton and beyond. In addition to our traditional banking services, we embrace technology to enhance your experience. Our digital offerings include online banking, mobile applications, and e-statements for convenience. With ADA-compliant facilities and ATM availability, we strive to ensure that all members can easily access their accounts when they need them. While members can visit us at 1165 S Miami St, official correspondence should be sent to 1165 S Miami St, West Milton, OH 45383 if needed. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. For any inquiries or assistance, feel free to reach us at 937-898-7800. Join us on this remarkable journey as we continue to grow and serve our community. Discover the benefits of membership at Abbey Credit Union today where your success is our mission!

Branch Location & Accessibility

Banking Made Easy

We're proud to provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is always available for cash withdrawals and balance checks if you prefer a self-service option. If you're a member of another participating credit union, take advantage of our shared service center for even more convenience! You can perform basic transactions like deposits and withdrawals at no extra cost.

Convenient Access and Services

At Abbey Credit Union, we prioritize accessibility for all members. Our branch features ADA-compliant facilities with ramps and designated parking to ensure everyone can access our services without difficulty. We also offer a drive-thru service for quick transactions like deposits and withdrawals, perfect for those on the go! Our operating hours are designed with your schedule in mind. Join us Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 5:30 PM, and Saturdays from 9 AM to noon. Whether you're stopping by before work or on the weekend, we're here when you need us.

Let's Connect!

Whether you're looking for financial guidance or simply want to learn more about our offerings, don't hesitate to reach out! Call us at 937-898-7800 or stop by our branch today. We look forward to welcoming you into the Abbey Credit Union family!

Member Eligibility

Becoming a member of Abbey means joining a warm, welcoming community that truly cares about your financial well-being. At our branch located at 1165 S Miami St West Milton Oh 45383, we believe that everyone deserves access to excellent financial services. To become a member, you typically need to meet some simple eligibility criteria, such as living, working, or worshiping in our service area. We welcome individuals and families alike, ensuring that there's a place for everyone here. If you're curious about the specific requirements and want to learn more, please check out the detailed information on our eligibility page at . Joining is easy and straightforward! Once you know you're eligible, opening an account with us is just a few steps away. You can get started by giving us a call at (937) 898-7800 or visiting our website for more details on how to open your account. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine running a bustling café. With our merchant services, you can easily accept payments from customers, whether they prefer cash or card. This means more sales and less hassle at the checkout. Our services are built to simplify transactions so that you can focus on what matters most serving your customers and growing your business. Located conveniently at 1165 S Miami St West Milton Oh 45383 in West Milton, OH, we're here to discuss how our business banking solutions can help you thrive. For more information, call us at (937) 898-7800. Your success is our priority!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,683,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, Business Banking services provide essential support for small businesses. From Merchant Services that simplify transactions to Business Loans designed for growth and expansion, we are here to help turn your vision into reality.

Connect With Us

At Abbey, we are proud to serve our community by offering comprehensive financial solutions tailored just for you. If you have any questions or want to learn more about how we can assist you on your financial journey, don't hesitate to give us a call at (937) 898-7800 or visit us at 1165 S Miami St West Milton Oh 45383 in beautiful West Milton, OH. Let's work together towards achieving your financial goals!

Convenient Access Anytime

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions. You can check balances, transfer funds, and pay bills anytime, anywhere right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach. With basic drive-thru banking available for quick deposits and withdrawals, as well as shared branch transactions for members of partner credit unions, managing your money has never been easier.

Home Sweet Home Financing

Buying a home is one of life's biggest milestones. Our Mortgage Loans & Refinancing services provide you with the tools and support needed to navigate this important journey. Our experienced team will work closely with you to find the best mortgage solution tailored to your specific situation. If you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation options can help ease financial stress. We offer straightforward terms and transparent processes so that you know exactly what to expect.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. With Checking & Savings Accounts, you can manage your day-to-day finances and grow your savings effortlessly. Imagine having the peace of mind that comes with knowing your money is safe and accessible when you need it. If you're thinking about purchasing a car, our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle of your dreams. We understand that every member has different needs, which is why we offer competitive rates and flexible terms to fit your budget.

Rewarding Credit Options

Looking for a credit card? Our Credit Cards with Rewards program allows you to earn points or cash back on everyday purchases, making it easier for you to enjoy the things you love while managing your expenses effectively.

Digital & Online Banking

Mobile Banking at Your Fingertips

Our mobile application ensures that banking is always within reach. Whether you're out shopping or relaxing at home, managing your finances has never been easier. And while we currently do not support mobile payments, our app is packed with features that let you handle most of your banking needs on the go. At Abbey, we're committed to providing accessible and user-friendly digital banking solutions that empower you to take control of your financial life. Experience the benefits today by visiting us online!

Security You Can Trust

Your safety is a top priority for us. We use advanced security measures to protect your information while you bank online. Additionally, we offer electronic signature authorization for added peace of mind when handling important transactions.

Stay Organized with E-Statements

Gone are the days of paper clutter! With e-statements available at Abbey, you can view and manage your statements electronically. This not only helps you stay organized but also makes it easier to keep track of your financial activity.

Financial Strength

Committed Team

We also take pride in having 41 full-time employees and 4 part-time employees who are always ready to assist you with a knowledgeable and committed approach.

Growing Membership Base

Our total share accounts stand at 25,237, showcasing a strong and growing member base that trusts us with their finances. This trust is reflected in our operational efficiency with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abbey is your trusted partner. Visit us at 1165 S Miami St West Milton Oh 45383 or call (937) 898-7800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $45,868,211 in share certificates and $12,852,629 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident as we have no non-member deposits, ensuring that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for You

With $12,232,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,831 in used auto loans and a total of $132,269,057 in loans and leases.

Solid Foundation

With a net worth of $12,232,803, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $751 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,483,801 in used vehicle loans and $9,828,281 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $39,683,024 provide the capital needed to grow and expand. We understand the unique needs of local businesses and are dedicated to supporting your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,996,431, make buying or refinancing simple. We aim to guide you through each step of the process so that you feel confident about your investment.

Refinancing Options

If you're considering refinancing existing loans for better terms or lower payments, our experienced staff can help assess your options. Contact us today to learn more about eligibility requirements and how refinancing can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Abbey, we're committed to providing personalized service tailored to your financial needs. Explore our loan offerings today and see how we can assist you in achieving your goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $2,163,568 in loans helping members manage their finances effectively. Our credit cards come with features designed to suit your spending habits while providing security and convenience.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees fair and transparent offers, allowing users to trust the information they receive.

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