A.b. Credit Union Altoona PA | Best Auto Loans & ATM Services

Introduction

Welcome to A.b., where your financial well-being is our top priority! Located at 871 30th St, Altoona, PA 16601, we have been proudly serving our community since 1962. With a strong commitment to our members, we currently support over 771 individuals and families in achieving their financial goals. At A.b., we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs whether it's personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. We also provide business banking solutions to help local businesses thrive. With total assets amounting to an impressive $8,795,876, our financial stability allows us to offer competitive rates and personalized service. Our members enjoy total deposits of $605,191, reflecting the trust placed in us. Under the leadership of our CEO, Tricia Eicher, and Board President, Mary Lumadue, our team works diligently to foster a welcoming environment for everyone. While members can visit us at our branch location, official correspondence should be sent to the same address: 871 30th Street, Altoona, PA 16601. If you have any questions or need assistance, feel free to reach out at 814-944-4025 during our lobby hours from Monday through Friday from 8:30 AM to 4:30 PM. Explore all that A.b. has to offer by visiting our website at abfederalcu.com today! Join us on this financial journey and experience the difference of community-focused banking.

Branch History & Mission

At A.b., we take pride in our rich legacy of service and commitment to the community of Altoona, PA. Since opening our doors in 1962, we have grown from a small credit union into a trusted financial partner for over 771 members. Our journey has been marked by steady progress and a dedication to providing exceptional financial services that meet the evolving needs of our community. Located at 871 30Th St, Altoona, PA 16601, A.b. is conveniently positioned near key local landmarks that make it easy for members to visit us. Our branch is open Monday, Wednesday, Thursday, and Friday from 8:30 am to 4:30 pm, offering personalized service and support. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. Our mission is simple yet profound: to empower our members with the financial tools they need to achieve their goals while fostering a sense of community. We believe that financial well-being goes hand in hand with social responsibility. That's why we actively engage in community outreach initiatives and partnerships aimed at making a positive impact on the lives of those we serve. Over the years, A.b. has achieved significant milestones, including growing our total assets to an impressive $8795876 while maintaining a strong focus on member satisfaction. Our services range from personal banking products like checking and savings accounts to auto loans, mortgages, personal loans, and business banking solutions. We also offer modern conveniences such as online banking and mobile payments, ensuring our members can manage their finances easily. We understand the importance of accessibility; however, please note that we currently do not offer ATM or drive-thru services at our branch. Despite this limitation, we are committed to ensuring all our facilities comply with ADA standards so that everyone can benefit from our services without barriers. As we look toward the future, A.b. remains dedicated to innovation and growth while staying true to our core mission of serving you our valued member. Join us today and experience firsthand how A.b. can help you navigate your financial journey with confidence and care. Together, let's build a brighter future for ourselves and our community! For more information or to open an account, please visit A.b.'s website or call us at (814) 944-4025.

Branch Location & Accessibility

Easy Access and Parking

At A.b., we understand how important convenience is for our members. Our branch features ample parking, ensuring that you can easily access our services without the stress of searching for a spot. We also comply with ADA standards, so everyone can enter our facilities comfortably.

Get in Touch!

Our team at A.b. is eager to assist you with your financial goals. If you have any questions or would like to learn more about our services, don't hesitate to call us at 814-944-4025. We look forward to welcoming you into our community!

Operating Hours and Services

We're here for you during our lobby hours: Monday, Wednesday, Thursday, and Friday from 8:30 am to 4:30 pm. This schedule allows you to visit us before or after your workday. While you're here, take advantage of a variety of services we offer, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more! Unfortunately, we do not have ATM availability or drive-thru service at this time. If you need to send official correspondence, please note that while you can visit us at our branch address, all mailing should be directed to the same address: 871 30th street, Altoona, PA 16601.

Member Eligibility

At A.b., we believe that becoming a member is like joining a family one that supports your financial goals and dreams. If you're interested in membership, you'll be glad to know that eligibility is quite inclusive! Generally, anyone who lives, works, or attends school in the Altoona area can become a member. We welcome individuals from all walks of life because we understand that everyone deserves access to quality financial services. The process is straightforward and friendly; you can find more details about eligibility by visiting this link. Ready to take the next step? Opening an account at A.b. is easy! You can start your application online by following this link, or if you prefer to speak with someone directly, feel free to call us at (814) 944-4025. We're excited to help you join our community and enjoy the benefits that come with being a part of A.b.!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for various needs.

Merchant Services

In today's fast-paced world, efficient payment solutions can make all the difference. Our merchant services allow you to accept payments seamlessly whether it's through credit cards, mobile payments, or online transactions ensuring your customers have a smooth checkout experience. This not only enhances customer satisfaction but also helps streamline your operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Altoona, PA. Let us help you take your business to the next level!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans offer competitive rates and flexible terms to make your dream ride a reality. Whether you're purchasing a brand-new vehicle or refinancing an existing loan, we've got solutions that will work for you. Picture yourself driving off in that car you've always wanted without breaking the bank!

Business Banking

For our entrepreneurial members, we offer business banking services including merchant services and business loans tailored to meet the needs of local businesses. Your success is important to us, and we're here to provide the financial tools you need to thrive in today's competitive market.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with great benefits that allow you to earn points on everyday purchases. Use them wisely and watch how quickly those points add up perfect for planning that next getaway or treating yourself!

Mortgage Loans & Refinancing

Buying a home is one of the biggest investments you'll make in life. At A.b., we provide mortgage loans that cater to first-time buyers as well as those looking to refinance their current homes. We help simplify the process so you can focus on finding the perfect place to call home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services ensure that managing your finances is just a click away. From transferring money between accounts to paying bills on-the-go, we make it easy for you to stay connected with your finances whenever you need it. At A.b., located at 871 30Th St Altoona Pa 16601 in Altoona, PA, we pride ourselves on being more than just a financial institution we're part of your community. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at (814) 944-4025 or visit our website at https://abfederalcu.com/. We look forward to serving you!

Personal Banking

Managing your money should be easy and convenient. Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only keeps your funds safe but also helps you grow them over time. With online and mobile banking options, you can check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans can help ease that burden. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we're here to assist you. Imagine reducing stress while getting back on track financially with our customized lending options.

Digital & Online Banking

E-Statements and Electronic Signature Authorization

Say goodbye to paper clutter! We provide e-statements that let you view your account statements electronically, making it easier to track your finances while being environmentally friendly. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Mobile Application

Take your banking on the go with our mobile application. This user-friendly app allows you to manage your accounts right from your smartphone. Whether you're making payments or checking transactions, everything is at your fingertips.

Mobile Payments and Person-to-Person Transfers

Enjoy the ease of mobile payments that let you make transactions quickly and safely. While we currently don't offer person-to-person transfers, our other services ensure that managing your money remains straightforward and efficient. At A.b., we prioritize your financial well-being by providing secure and accessible digital banking solutions. Join us today and experience the ease of managing your finances online!

Financial Strength

At A.b., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services and support is reflected in our strong financial position. With a net worth of $1,248,209, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,419 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,921 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,177,880 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $134 in used auto loans and $4,629,728 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 1,551, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $625,246. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A.b. is your trusted partner. Visit us at 871 30Th St Altoona Pa 16601 or call (814) 944-4025 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $2,066,220 in used vehicle loans and $550,222 in new vehicle loans, helping members get on the road affordably and confidently.

Credit Lines

For those who prefer flexibility in borrowing, we provide credit lines with a total of $250,000 available for our members. This option allows you to access funds as needed while only paying interest on what you use. If you're considering refinancing options or want to know more about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at 814-944-4025 during our operating hours from Monday, Wednesday through Friday from 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At A.b., we're dedicated to helping you navigate your financial journey with confidence and ease. Explore our offerings today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Property loans, we are here to guide you through other financing solutions that can help you secure your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans, our team is always ready to discuss how we can assist you in managing your finances effectively through tailored options.

Loan Aggregator

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