AAEC Credit Union Arlington Heights IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to A.a.e.c., your trusted partner in financial services since 1955! Located at 1104 S Arlington Heights Rd, Arlington Heights, IL 60005, our credit union is dedicated to supporting our community with personalized banking solutions and a commitment to member satisfaction. With a thriving membership of 4,168 individuals and total assets of $98,899,144, we are proud to offer a range of services tailored to meet your needs. At A.a.e.c., we believe that every member deserves access to reliable financial resources. That's why we provide a variety of products, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Whether you're looking to buy your first car or need assistance managing debt, we're here for you every step of the way. Our team is led by CEO Rachel Noltner and Board President Kelley Zerfahs, who are passionate about ensuring that our members receive the best possible service. With 13 dedicated employees on staff, we're ready to assist you during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 1104 S Arlington Heights Rd, Arlington Heights, IL 60005-3141. We encourage you to reach out via phone at 847-392-1922 or send us a fax at 847-392-1926 if you have any questions. Join us today at A.a.e.c., where your financial well-being is our top priority! Visit our website at aaeccu.com for more information or to open an account online. We look forward to helping you achieve your financial goals!

Branch History & Mission

Welcome to A.a.e.c., where our journey began in 1955, right here in the heart of Arlington Heights, IL. Over the decades, we have grown from a small community initiative into a trusted financial institution that proudly serves over 4,168 members. Our branch is located at 1104 S Arlington Heights Rd, an easily accessible spot where we welcome you with open arms. Our mission is simple yet powerful: to empower our members and support our community through exceptional financial services and unwavering commitment. We believe that everyone deserves access to quality banking options, whether it's checking and savings accounts, auto loans, or credit cards with rewards. We strive to make banking personal and straightforward. As we evolved, we embraced innovation while staying true to our roots. With total assets exceeding $98,899,144, we focus on maintaining a member-first approach that prioritizes your needs. Our branch features modern conveniences such as ATM availability and a drive-thru service, making banking easier than ever. While you can visit us at 1104 S Arlington Heights Rd, official correspondence should be directed to our mailing address: 1104 S Arlington Heights Rd, Arlington Heights, IL 60005-3141. We are not just about numbers; we're about people. Our dedicated team of 13 employees works hard every day to provide personalized service and support. Whether you're seeking assistance with mortgage loans or looking for guidance on debt consolidation, we're here for you. Community involvement is at the core of what we do. We partner with local organizations to foster growth and provide outreach programs that help uplift those around us. Our commitment extends beyond banking; it's about building lasting relationships within our community. With operating hours from Monday to Friday, 9:00 AM to 5:00 PM, we're always ready to assist you during the week. As technology continues to advance, we also offer online banking solutions that allow you to manage your finances conveniently from anywhere. Join us at A.a.e.c. and experience a different kind of banking one that's built on trust, care, and dedication to your financial well-being. Together, let's achieve your financial goals! For more information or assistance, feel free to call us at 847-392-1922 or visit our website at www.aaeccu.com.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring our branch is accessible to everyone. Our building meets ADA compliance standards and features ramps for easy entry. Plus, we offer ample parking space so you can visit us without any hassle.

Call-to-Action

We invite you to come see us soon at A.a.e.c.! Whether you're looking to open an account or simply want more information about our services, our friendly team is ready to assist you. Feel free to give us a call or stop by we look forward to serving you!

Nearby Landmarks

As you approach our branch, you'll notice we are just a short drive from the bustling Arlington Heights Village Hall and the popular Arlington Park Racetrack. Our location makes it simple to stop by while running errands or enjoying a day out.

Operating Hours & Services

A.a.e.c. is here for you Monday through Friday from 9:00 AM to 5:00 PM, making it convenient to pop in during your busy week. You can reach us at (847) 392-1922 if you have any questions or need assistance before your visit. For those on the go, we offer both ATM services and drive-thru banking, allowing you to handle simple transactions quickly and easily without leaving your vehicle. With services like checking and savings accounts, auto loans, mortgage refinancing, and personal loans all under one roof, we're dedicated to meeting your financial needs.

Member Eligibility

Joining the A.a.e.c. is like stepping into a warm community where you're supported every step of the way. If you're looking to become a member, you'll be pleased to know that eligibility is open to those who live, work, or worship in specific areas, as well as their family members. This means if you have ties to our community in Arlington Heights, you're likely already on your way to enjoying the benefits we offer! To find out more about the specific criteria for membership, feel free to check out our detailed guidelines at https://www.aaeccu.com/membership-eligibility/. Once you're ready to take the next step towards membership, opening an account with us is a breeze. You can start the process online through our easy-to-use platform at https://bsdc.onlinecu.com/aaeccu/#/sign-up. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 847-392-1922. We're here to help make your journey into our credit union family smooth and enjoyable!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded, we believe in the potential of every entrepreneur. If you're seeking flexible financing solutions, our team is ready to discuss options tailored for both members and non-members alike.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services empower you to accept payments easily, helping streamline your operations and improve customer satisfaction. Imagine a local café that seamlessly processes transactions with minimal wait times this is the kind of support we provide. With a focus on building lasting relationships within the community, A.a.e.c. stands as a trusted partner for businesses in Arlington Heights, IL. We're here to help you navigate the financial landscape and achieve your goals. Visit us at 1104 S Arlington Heights Rd Arlington Heights Il 60005 or call us at (847) 392-1922 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking

At A.a.e.c., we also cater to local businesses with our comprehensive business banking services. From merchant services that help streamline transactions to business loans that support growth and innovation, we are committed to helping your business thrive.

Convenient Digital Banking

We understand how busy life can get. That's why we offer convenient online and mobile banking services. With just a few clicks or taps, you can access your account anytime, anywhere. Need cash? Our ATM and cash withdrawal services ensure you have access whenever you need it.

In-Person Assistance

For members who prefer face-to-face interaction, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Our friendly staff is always ready to assist you during lobby hours from Monday through Friday, 9:00 AM - 5:00 PM.

Join Us Today!

No matter what stage of life you're in whether you're saving for a child's education or planning for retirement A.a.e.c. is here to guide you every step of the way. Ready to take the next step? Give us a call at (847) 392-1922, or visit us online at https://www.aaeccu.com/ for more information about opening an account or becoming a member today!

Personal Banking

Managing your personal finances can be a breeze with our checking and savings accounts tailored for every lifestyle. Whether you're saving for a dream vacation or just need an easy way to manage everyday expenses, our accounts offer competitive rates and no hidden fees. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We provide flexible terms to help you drive away in your new car without breaking the bank. For those looking to invest in their home, our mortgage loans and refinancing services make it simple to get the best rates available. For times when unexpected expenses arise, our personal loans and debt consolidation options can help relieve financial pressure. Additionally, our credit cards with rewards give you the flexibility to earn points on your purchases while managing your spending.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. If you're looking to send money quickly, our person-to-person transfer feature makes it easy to send funds to friends or family with just a few clicks. For those who prefer managing their finances on their mobile devices, we offer a user-friendly mobile application. With this app, accessing your accounts is simple and secure. You can also opt for e-statements, which are not only environmentally friendly but also allow you to view your account statements electronically no more waiting for paper statements in the mail!

Security and Ease of Use

At A.a.e.c., security is our top priority. Our online banking services come with robust security measures to keep your information safe. Plus, with features like electronic signature authorization (though we currently do not support this), you can rest assured that your transactions are protected. In addition to these features, we aim to make every step of the banking process easy and accessible. No need for complicated procedures; everything is designed with you in mind. Join us at A.a.e.c. today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

Total Share Accounts stand at 6,982, showing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) totaling $0, we are well-positioned to meet your needs as they grow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A.a.e.c. is your trusted partner. Visit us at 1104 S Arlington Heights Rd Arlington Heights Il 60005 or call (847) 392-1922 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $13,027,501 in share certificates, offering stable and rewarding financial growth opportunities. We also prioritize our members over non-member interests; with non-member deposits at $2,334,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $171,257 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 5 part-time employees who are always ready to assist you with knowledgeable service.

Reinventing Banking for You

With $13,906,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $442 in used auto loans and $46,773,072 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $14,914,505, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,751,304 in used vehicle loans and $3,311,839 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our competitive rates and flexible terms can help you drive away with confidence.

Credit Lines

For those looking for extra flexibility in managing their finances, our total credit lines amount to $2,170,000. This can be an excellent resource for unexpected expenses or larger purchases when needed. If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, feel free to reach out. Our team at A.a.e.c. is dedicated to providing personalized service tailored just for you. For more information on our loan offerings and how we can assist you in achieving your financial goals, visit us at our branch located at 1104 S Arlington Heights Rd Arlington Heights Il 60005, or give us a call at 847-392-1922. We're here Monday through Friday from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $7,557,595, allowing you to make informed decisions about your housing needs. Our experienced team is here to guide you through every step of the process.

Unsecured Credit Cards

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $832,098 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without the worry of collateral.

Loan Aggregator

Building Trust Through User Experience

Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable this tool can be for finding competitive rates. Take control of your financial future by exploring your options today. Compare real-time loan offers at LendMesh and discover the best rates tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. LendMesh prioritizes accuracy in its loan comparisons through several key features: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is purely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to make informed decisions quickly.

A.A.E.C. CREDIT UNION - Arlington Heights, IL

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