AAC Credit Union Zeeland MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Aac, your trusted financial partner located at 855 E Main Ave, Zeeland, MI 49464. Since our establishment in 1937, we have been dedicated to serving our community, growing a membership base of over 14,837 individuals who rely on us for their banking needs. With total assets of $191,062,004 and total deposits reaching $14,316,087, we are committed to providing secure and accessible financial services. At Aac, we understand the importance of personal relationships in banking. Our friendly team of 43 employees, led by CEO Brian Turmell and Board President Thane Barden, is here to support you in achieving your financial goals. Whether you're interested in auto loans or need help with personal banking services, we have you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 855 E Main Ave, Zeeland, MI 49464-1366. We pride ourselves on transparency and trustworthiness, attributes that have helped us build strong ties with our members over the years. Our commitment to your financial well-being is reflected in our diverse offerings: from checking and savings accounts to mortgage loans and credit cards with rewards. With over 8,298 loans and leases managed effectively, we're here to ensure that you have access to the funds you need when you need them. As part of our mission to empower our community financially, Aac emphasizes member satisfaction and community impact. Join us today and experience the difference a local credit union can make! For inquiries or assistance, feel free to call us at 616-654-3461 or visit our website at aaccreditunion.org. We're excited to serve you!

Branch History & Mission

Community Commitment

Our dedication extends into the heart of Zeeland and beyond. We actively participate in community events and initiatives that uplift those around us. From supporting local charities to organizing financial literacy workshops, Aac believes that a strong community leads to stronger individuals. We also provide shared service center availability, ensuring that even if you are away from home or need additional assistance, you can still connect with your finances easily.

Join Us

We invite you to become part of the Aac family. Experience personalized service that truly cares about your journey towards financial wellness. Visit us at 855 E Main Ave Zeeland Mi 49464 or call us at (616) 654-3461 for more information about how we can help you thrive financially. Join us today and discover the benefits that come with being a member of Aac! Your future starts here!

Our Legacy

From the start, Aac has been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. Over the decades, we have built a reputation for trust and reliability, growing steadily as a key player in the local economy. Our commitment to innovation has led us to embrace digital advancements, ensuring that our services are accessible to everyone whether in person or online. As we look back on our history, we celebrate milestones that highlight our growth and dedication. Whether it's expanding our range of loan products or enhancing our online banking capabilities, each step reflects our unwavering focus on serving the community.

Our Mission

At Aac, our mission is clear: to empower individuals and families by providing comprehensive financial solutions tailored to their needs. We believe in more than just banking; we strive to support our community through various outreach efforts and partnerships. Our aim is to create a positive impact that goes beyond transactions, helping members achieve their financial goals and dreams. While members can visit us at 855 E Main Ave Zeeland Mi 49464, official correspondence should be sent to 855 E Main Ave, Zeeland, MI 49464-1366 if it differs. We invite you to experience our services firsthand during our operating hours: Monday through Friday from 9 a.m. to 4:30 p.m., with convenient ATM access available for your banking needs.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to call us at 616-654-3461. We're here to support you every step of the way! So whether you're a long-time member or considering joining us for the first time, we invite you to visit our branch today and experience the Aac difference firsthand.

Operating Hours

Our doors are open Monday through Friday from 9 a.m. to 4:30 p.m., with a friendly reminder that we close every other Friday. Whether you're looking to open a new account or need assistance with loans, our dedicated team is ready to help during these hours.

Services Offered

At Aac, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Our ATM service is available for your convenience, allowing you to withdraw funds or check balances anytime. While we don't offer drive-thru banking at this location, our shared service center allows members from partner credit unions to perform basic transactions like deposits and withdrawals seamlessly.

Member Eligibility

Joining the community at Aac is easy and welcoming, and we're excited to have you! To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in our local area, you're likely eligible to join us. Our commitment is to support you with personal banking services that cater to your needs. Being part of Aac means access to competitive rates, personalized service, and a community that truly cares about your financial well-being. To start your membership journey, all it takes is a quick visit to our account opening page here. You can also give us a call at (616) 654-3461 if you have any questions or need assistance. For more details on eligibility criteria, feel free to check out our website at . We look forward to welcoming you into our family at Aac, located at 855 E Main Ave Zeeland Mi 49464!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, providing convenient payment options is essential for any business. Our merchant services can help streamline your payment processes, making it easier for your customers to do business with you. Whether it's accepting credit cards or offering mobile payment solutions, we are here to ensure that your financial transactions run smoothly. Located at 855 E Main Ave Zeeland Mi 49464 in Zeeland, MI, we invite you to visit us or give us a call at (616) 654-3461 to learn more about how our business banking solutions can elevate your success. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

Accessing your accounts is simple with our ATM services, available for cash withdrawals and balance checks. Plus, if you're part of one of our partner credit unions, you can take advantage of basic shared branch transactions like deposits and withdrawals without any hassle. Our commitment to convenience extends beyond the branch. With online and mobile banking options, you can manage your finances from anywhere at any time. Whether it's paying bills or checking account balances, everything is just a few taps away.

Get Started Today!

At Aac, we are here to serve you with integrity and care. If you have questions or want to explore how we can assist you further, don't hesitate to call us at (616) 654-3461. Visit us today at 855 E Main Ave Zeeland Mi 49464, or check out our website at Herman Miller Branch to learn more about all the services we offer! Your financial journey starts here let's take the first step together!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to various lifestyles and preferences. Imagine easily accessing your funds whenever you need them through our user-friendly online and mobile banking platforms. With features like mobile payments and person-to-person transfers, managing your money has never been more convenient. If you're considering a new car, our auto loans and vehicle financing options can help get you behind the wheel with competitive rates and flexible terms. We understand that purchasing a home is a significant milestone, so we offer mortgage loans and refinancing solutions tailored to fit your unique situation.

Supporting Your Financial Well-being

We also recognize that life can throw unexpected challenges your way. That's why we provide personal loans and debt consolidation services to assist you during tough times. With our credit cards offering rewards, you can earn benefits while making everyday purchases. For those running their own businesses, our business banking services include merchant services and business loans designed to support your growth. We're here to be your partner in success, offering financial solutions that make sense for you.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. Whether you need to deposit checks or manage your spending, our app is designed for you. With Mobile Payments, you can make purchases right from your phone no wallet needed! Plus, if you ever need to send money to friends or family, our Person-to-Person Transfers feature lets you do that quickly and securely. We also offer E-Statements, allowing you to view and manage your financial statements online rather than waiting for them in the mail. This not only speeds up access but also helps reduce paper waste. While we currently do not support electronic signature authorization, rest assured that our other features are designed with your security in mind. At Aac, we prioritize keeping your information safe. We use advanced security measures so that you can feel confident when banking online or through our mobile app. With our services, you're not just accessing your accounts; you're doing so with peace of mind. Join us today at Aac and experience the ease of managing your finances digitally! For more information about our services or to get started, visit us at https://www.goaac.com/.

Financial Strength

Commitment to Growth

With $43,107,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,402 in used auto loans and $125,764,928 in total loans and leases.

Growing Member Trust

Total Share Accounts stand at 31,800, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,564,738. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aac is your trusted partner. Visit us at 855 E Main Ave Zeeland Mi 49464 or call (616) 654-3461 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $59,098,580 in share certificates and $15,056,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,628,021 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $45,151,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,358 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $31,204,985 in used vehicle loans and $7,307,432 in new vehicle loans already helping members get on the road, you can trust us to provide you with competitive financing options. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help guide you through the process.

Credit Lines

For those looking for extra financial flexibility, our credit lines totaling $23,000,000 are a great option. They allow you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,814,601, make buying or refinancing simple. We offer flexible terms and competitive rates so you can focus more on finding your perfect home rather than worrying about financing.

Refinancing Options

If you're considering refinancing any existing loans, we have programs available that might fit your situation perfectly. Our team will work closely with you to explore eligibility options and find solutions tailored to your financial needs. For more information about our loan offerings or to discuss how we can help you achieve your financial goals, please feel free to reach out at (616) 654-3461 or visit us at 855 E Main Ave Zeeland Mi 49464, Zeeland, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your journey every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,465,150 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power and convenience you need without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that users receive fair and transparent offers. By focusing on verified financial institutions, LendMesh guarantees that all loan comparisons are based on accurate and reliable information.

Aac