AAC Credit Union Zeeland MI | Top Auto Loans & Business Banking

Introduction

Welcome to Aac, your trusted partner in financial growth and community support. Located at 612 E Main Ave, Zeeland, MI 49464, we have been serving our members since 1937. Over the decades, we have proudly grown to a membership of 14,837 individuals who rely on us for their banking needs. Our total assets stand strong at $191,062,004, reflecting our commitment to providing secure and reliable services. At Aac, we understand that every financial journey is unique. That's why we offer a wide range of services, from personal banking including checking and savings accounts to auto loans and mortgage refinancing. With $14,316,087 in total deposits and a net worth of $45,151,214, our solid financial foundation ensures that you are in safe hands. Our dedicated team of 43 employees is here to assist you with personalized service tailored to your needs. Under the leadership of CEO Brian Turmell and Board President Thane Barden, we strive to foster a welcoming environment where everyone can achieve their financial goals. While members can visit us at 612 E Main Ave, official correspondence should be sent to our mailing address if it differs from our branch location. We invite you to explore all that Aac has to offer by visiting our website at aaccreditunion.org. Whether you're looking for an auto loan among our 8,298 loans and leases or considering consolidating debt with one of our personal loans, we're ready to help you take the next step. Feel free to reach out at (616) 772-3820 or stop by during lobby hours: Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 12 p.m. Join us today and become part of a community-focused credit union that puts you first!

Branch History & Mission

Welcome to Aac in beautiful Zeeland, MI! Since opening our doors in 1937, we have been dedicated to providing exceptional financial services tailored to the needs of our community. Over the years, we have grown from a small local credit union to a thriving institution that proudly serves over 14,837 members. Today, our total assets stand at an impressive $191,062,004. Our branch is conveniently located at 612 E Main Ave Zeeland Mi 49464, right in the heart of Zeeland. Whether you're visiting us for personal banking or community events, you'll find our welcoming environment perfect for all your financial needs. For any official correspondence, please note that while members can visit us at 612 E Main Ave Zeeland Mi 49464, you can also reach us via our mailing address if applicable. At Aac, our mission goes beyond just banking. We strive to empower our members by offering a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our focus is on helping individuals and families achieve their financial goals while fostering community growth and support. We understand the importance of accessibility, which is why we offer various options such as online banking, mobile payments, and an ATM for easy cash withdrawals. Our drive-thru service ensures you can complete simple transactions without leaving your vehicle, making it convenient for those on the go. Plus, with shared service centers available for partner credit union members, we expand access even further. Over the years, we've made significant strides in enhancing our digital capabilities to better serve our members. We're committed to being ADA compliant and ensuring that everyone can access our services easily. Community outreach is another vital part of our mission; we regularly engage in partnerships and initiatives that support local charities and foster a sense of unity. As we look toward the future, we invite you to join our growing family at Aac. Experience firsthand how we can help you navigate your financial journey with care and expertise. Visit us during our operating hours Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 12 p.m. or give us a call at (616) 772-3820. We can't wait to welcome you!

Branch Location & Accessibility

Connect with Us

Got questions? Feel free to give us a call at 616-772-3820. Our team is here to help you with everything from personal banking services like checking and savings accounts to auto loans and mortgage refinancing options. We invite you to visit the Aac Zeeland Branch today! Experience firsthand how we make banking straightforward and accessible for everyone in our community.

Convenient Access and Features

Our branch is just a short drive from popular landmarks like the Zeeland Community Center and City Hall, making it a convenient stop for both residents and visitors alike. You'll find ample parking available right outside our doors, ensuring that your visit is hassle-free. Plus, we've made sure our facilities are accessible for everyone, featuring ADA-compliant ramps and pathways. While you're here, take advantage of our drive-thru banking services for quick deposits or withdrawals without leaving your car. If you prefer to walk in, you'll be greeted by our dedicated staff ready to assist you with all your banking needs. We also offer shared services for partner credit union members, allowing a wider range of transactions without any extra hassle.

Operating Hours Tailored for You

At Aac, we understand that life can get busy. That's why we're open Monday through Thursday from 9 a.m. to 5 p.m., Friday until 5:30 p.m., and Saturday mornings from 9 a.m. to noon. Whether you're an early bird or someone who prefers later hours, we aim to accommodate your schedule.

Member Eligibility

At Aac, we believe that everyone deserves a supportive financial community. Becoming a member is easy and open to anyone who lives, works, or worships in the Zeeland area. We welcome individuals from all walks of life, so whether you're just starting your financial journey or looking for better banking options, you're right at home with us. Our members enjoy a range of benefits including competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products tailored to your needs. If you're ready to join us at Aac, simply head over to our website for detailed information about eligibility criteria and the account opening process. You can find everything you need at . To get started with your application, visit https://www.joinmycu.com/115/apply. If you have any questions or need assistance, feel free to give us a call at (616) 772-3820. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Alongside our loan options, we offer merchant services that make transactions easier for you and your customers. Whether it's accepting credit cards or managing online payments, our tools streamline your operations so you can focus on what matters most growing your business. Located at 612 E Main Ave Zeeland Mi 49464, Zeeland, MI, we're here to support you every step of the way. Reach out to us at (616) 772-3820 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Additional Services

Need quick transactions? Our basic drive-thru banking lets you deposit or withdraw cash without stepping inside. Plus, if you're a member of partner credit unions, our shared branch transactions make it simple for you to access funds wherever you are. At Aac, we're excited to be part of your financial journey. If you'd like to learn more about any of these services or need assistance setting up an account, don't hesitate to reach out! Give us a call at (616) 772-3820 or visit us today at 612 E Main Ave Zeeland Mi 49464 in Zeeland, MI. Let's work together towards achieving your financial goals!

Business Banking

For small business owners, our business banking services include merchant services and business loans that can help fuel growth and streamline operations. We understand how important it is for businesses to have reliable financial support, and we are committed to helping you succeed.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking services that allow you to manage your accounts from anywhere at any time. With features like person-to-person payments and easy access to ATMs for cash withdrawals, banking has never been easier!

Home Financing

Thinking about buying a home or refinancing your current mortgage? We offer various mortgage loans designed to make homeownership more accessible. Our team will guide you through every step of the process, ensuring you understand your options and find the right fit for your budget.

Loans and Credit

If you're looking for personal loans or need assistance with debt consolidation, we have flexible lending options available. Our credit cards come with rewards that make everyday spending more rewarding. Whether it's funding a special project or managing unexpected expenses, our loan products are here for you.

Personal Banking

For those who want to manage their day-to-day finances effortlessly, our personal banking options include checking and savings accounts tailored to fit your lifestyle. Imagine opening a new checking account that not only helps you track your spending but also earns interest! You can also take advantage of our competitive auto loans and vehicle financing options when it's time to hit the road. Picture yourself driving away in a new car without breaking the bank.

Digital & Online Banking

Key Services for Your Convenience

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, managing your money has never been easier. Plus, with our mobile application, you can perform all these tasks right from your smartphone. You'll also enjoy the added benefit of e-statements, which means you can view your account statements electronically saving time and paper! For those who prefer a more modern approach to transactions, our mobile payments feature lets you make purchases directly from your phone. It's fast, safe, and easy.

Secure Transactions Made Simple

When it comes to transferring money between friends or family, our person-to-person transfer option is a breeze. Just a few taps on your device allow you to send money quickly and securely without needing cash or checks. We prioritize security in everything we do. While we currently do not offer electronic signature authorization for documents, rest assured that all our online services are designed with the highest standards of safety in mind. In summary, Aac is committed to providing accessible and user-friendly digital banking solutions that help you manage your finances effectively. From e-statements to mobile payments, we're here to support your financial journey every step of the way!

Financial Strength

A Growing Member Base

We have a strong community presence with a total of 31,800 share accounts, showcasing the trust our growing member base places in us. Our net shares available for lending stand at $3,564,738, further demonstrating our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aac is your trusted partner. Visit us at 612 E Main Ave Zeeland Mi 49464 or call (616) 772-3820 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $59,098,580 in share certificates and $15,056,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $1,628,021, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 7 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $45,151,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is further supported by our net worth ratio of $2,358, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $43,107,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,402 in used auto loans and $125,764,928 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,204,985 in used vehicle loans and $7,307,432 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a new or used vehicle, making it easier for you to drive away with confidence.

Credit Lines and Unsecured Credit Cards

For those looking for financial flexibility, we also offer total credit lines amounting to $23,000,000. In addition, our unsecured credit card loans total $5,465,150, providing you with the means to manage your finances effectively. Whether it's everyday purchases or larger expenses, our credit card options come with competitive rates and rewards.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,814,601, make buying or refinancing simple. We are committed to guiding you through the mortgage process and finding a solution that fits your budget and needs.

Refinancing Opportunities

If you're considering refinancing your current loans or mortgages, we have options available that could save you money over time. Our team is ready to discuss eligibility requirements and help you take advantage of potential savings. We invite you to visit us at 612 E Main Ave Zeeland Mi 49464, Zeeland, MI, or give us a call at (616) 772-3820. Let's explore how our loan products can help meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's pave your path towards financial success!

Loan Aggregator

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