AAC Credit Union Holland MI | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Aac, your trusted financial partner located at 12390 Riley St, Holland, MI 49424. Established in 1937, we have proudly served our community for over eight decades, nurturing relationships built on trust and reliability. With a robust membership of 14,837 individuals and total assets exceeding $191 million, we are committed to providing exceptional banking services tailored to meet the needs of our members. At Aac, we understand that financial success is not just about numbers; it's about empowering our members to achieve their goals. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 43 employees, led by CEO Brian Turmell and Board President Thane Barden, is here to assist you with personalized service every step of the way. While members can visit us at our branch location, official correspondence should be sent to 12390 Riley S, Holland, MI 49424-9219. We invite you to explore how our offerings can support your financial journey whether it's securing a loan or managing your savings effectively. With total deposits of $14,316,087 and cash in hand amounting to $934,470, we ensure that your funds are safe and accessible whenever you need them. Our commitment extends beyond banking; we're invested in making a positive impact within the community. Ready to take the next step? Visit us today or give us a call at 616-994-6300. Let's work together towards a brighter financial future! For more information about our services and how to join, check out our website at aaccreditunion.org.

Branch History & Mission

At Aac, we take pride in our rich history and unwavering commitment to serving the community of Holland, MI. Established in 1937, our branch has grown alongside the local community, evolving from a small credit union into a trusted financial institution with over 14,837 members and total assets amounting to $}. Our journey is marked by significant milestones that reflect our dedication to providing exceptional financial services while supporting our community. Located at 12390 Riley St Holland Mi 49424, just a stone's throw from key landmarks in Holland, we have made it our mission to ensure that every member feels valued and supported. Whether you're visiting us during our operating hours Monday, Thursday, and Friday from 7 a.m. to 5 p.m., or Tuesday and Wednesday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 12 p.m. our friendly staff is always ready to assist you with your banking needs. With both ATM availability and drive-thru services, we strive to make banking convenient for everyone. Our mission goes beyond just offering standard financial products; it's about building relationships and fostering growth within our community. At Aac, we believe in empowering individuals through accessible banking options, including personal accounts, auto loans, mortgages, and credit cards with rewards. We are committed to ensuring that all members can achieve their financial goals while enjoying benefits like online and mobile banking. While members can visit us at 12390 Riley St Holland Mi 49424, official correspondence should be sent to 12390 Riley S, Holland, MI 49424-9219. This ensures that all communication reaches us without delay as we continue our work in supporting each member's journey towards financial success. We understand the importance of digital advancements in today's world. That's why we offer various online services, making it easy for you to manage your finances anytime, anywhere. Our shared service center also allows members of partner credit unions to enjoy seamless transactions. Community outreach is at the heart of what we do at Aac. We actively participate in local events and initiatives designed to uplift those around us. Our partnerships with local organizations further enhance our ability to give back, creating positive change in the lives of residents throughout Holland. Join us today at Aac! Experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter future for ourselves and our community! For more information or assistance, feel free to reach out at (616) 994-6300 or visit us online at https://www.goaac.com/.

Branch Location & Accessibility

Welcome to the Aac Holland Branch, your friendly neighborhood credit union located at 12390 Riley St, Holland, MI 49424. Conveniently situated near the bustling center of Holland, our branch is easily accessible for all your banking needs. Whether you're stopping by after a visit to the nearby parks or on your way home from shopping, we're here to help you with personalized service. At the Aac Holland Branch, we understand that accessibility matters. Our location features ample parking and is equipped with ADA-compliant facilities, ensuring everyone can enjoy a comfortable banking experience. Plus, if you prefer to take care of transactions quickly, our drive-thru service is available for your convenience. We pride ourselves on being a community-focused credit union. While members can visit us at 12390 Riley St, official correspondence should be sent to our mailing address: 12390 Riley S, Holland, MI 49424-9219. Our operating hours cater to busy schedules: we're open Monday, Thursday, and Friday from 7 a.m. to 5 p.m., and Tuesday and Wednesday from 9 a.m. to 5 p.m., with Saturday drive-thru services from 9 a.m. until noon. This flexibility allows you to bank when it suits you best! Additionally, we offer a range of services designed to meet your financial needs everything from checking and savings accounts to auto loans and mortgage refinancing. Our ATM is available for quick cash withdrawals and balance inquiries whenever you need it. Feel free to give us a call at 616-994-6300 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Aac feels like joining a close-knit family where everyone supports one another. We welcome individuals who live, work, or worship in the local community, making it easy for you to connect with us. If you're looking for financial services that prioritize your needs and goals, our doors are wide open! At Aac, you'll enjoy personalized banking experiences and a variety of services tailored just for you. To learn more about eligibility criteria, feel free to check out our detailed information at . When you're ready to take the next step, opening an account is as simple as visiting us online at https://www.joinmycu.com/115/apply or giving us a call at (616) 994-6300. We can't wait to have you join our vibrant community at 12390 Riley St Holland Mi 49424!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that make managing transactions easier for your business. Imagine a busy Saturday at your café where customers can pay quickly using mobile payments or cards without delays this not only enhances customer satisfaction but also boosts sales. Our tools are crafted to streamline your operations, allowing you more time to focus on what truly matters: serving your clients. Located conveniently at 12390 Riley St Holland Mi 49424, Holland, MI, we're here to help you navigate the path to success. If you're ready to take the next step in your business journey, contact us today at (616) 994-6300 or visit our website at https://www.goaac.com/. Let's work together to achieve your goals!

Comprehensive List Of Services

Additional Services

We understand that sometimes a quick trip to the bank is necessary. Our Basic Drive-Thru Banking allows for deposits, withdrawals, and other simple transactions without leaving your vehicle. For those who belong to partner credit unions, our Basic Shared Branch Transactions enable easy deposits and withdrawals across branches. If you're in need of cash but not near a branch, take advantage of our Basic ATM Access, which lets you withdraw cash or check balances at various locations. At Aac, we are here to meet all your banking needs with friendly service and knowledgeable staff. If you have any questions or would like assistance with any of our services, please don't hesitate to reach out at (616) 994-6300. We invite you to visit us today or explore more about what we offer at Holland Branch. Your financial well-being is our priority!

Business Banking

For our members who own businesses, we offer tailored solutions like Merchant Services & Business Loans designed to support your growth and operational needs.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we prioritize Online & Mobile Banking, giving you the freedom to check balances, transfer funds, and pay bills right from your device. With features like ATM & Cash Withdrawal Services, accessing your cash is as simple as tapping a button.

Loans and Credit Solutions

Life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation options to help you regain control over your finances. Additionally, our Credit Cards with Rewards allow you to earn points on every purchase, making spending more rewarding.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services have you covered. We offer Checking & Savings Accounts that help you manage your money effectively while earning interest. Need funds for a new car? Our Auto Loans & Vehicle Financing options make it easy to drive off with the vehicle you desire. If you're considering purchasing a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly.

Digital & Online Banking

Mobile Convenience

For those who prefer banking on their mobile devices, our mobile application makes it easy to bank anytime, anywhere. With features like mobile payments and person-to-person transfers, sending money to friends or making quick payments has never been simpler. Our app keeps everything at your fingertips just download it and start enjoying the benefits. At Aac, we're committed to making banking easy and accessible for everyone. Join us today and experience the convenience of our digital banking services!

Online Banking Experience

Our online banking platform, accessible at https://www.goaac.com/, is user-friendly and packed with features to help you manage your finances effortlessly. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or wherever life takes you. Plus, with 24/7 availability, you never have to worry about rushing to the bank during business hours.

Secure Transactions and Features

Security is our top priority. Although we currently do not offer electronic signature authorization, you can rest easy knowing that all transactions are protected with robust security measures. We also provide e-statements for easy access to your financial records without the clutter of paper statements.

Financial Strength

A Solid Foundation

With a net worth of $45,151,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,358 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We're here for you as your trusted financial partner. With total share accounts numbering 31,800, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $3,564,738, allowing us to further invest in your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aac is your trusted partner. Visit us at 12390 Riley St Holland Mi 49424 or call (616) 994-6300 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

Our commitment to you is reflected in our financial performance. With $43,107,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,402 in used auto loans and $125,764,928 in total loans and leases.

Operational Efficiency

Our ability to generate revenue is crucial for sustainable growth. Our $1,628,021 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $59,098,580 in share certificates and $15,056,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,204,985 in used vehicle loans and $7,307,432 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible options to suit your budget.

Business Financing

For business owners, while we currently do not have outstanding commercial loans available, we are always exploring ways to assist local businesses with their financing needs. At Aac, our goal is to support our members through every step of their financial journey. We encourage you to reach out if you have any questions about refinancing options or eligibility for any of our loan products. To learn more about how we can assist you, feel free to contact us at (616) 994-6300, or visit us at our branch located at 12390 Riley St Holland Mi 49424 in Holland, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,465,150 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits that can enhance your purchasing power.

Credit Lines

If you're looking for additional financial flexibility, our total credit lines amounting to $23,000,000 can help cover unexpected expenses or assist with larger purchases without the hassle of applying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,814,601, make buying or refinancing simple. We are committed to helping you find the best solution for your housing needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, making it easier to find suitable loan options. One of the key benefits of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform focuses on delivering unbiased results that truly reflect the best options available. With real-time rate comparisons, LendMesh keeps users informed about up-to-date loan rates from multiple institutions. This capability empowers individuals to make well-informed decisions about their financing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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